Minterest is a decentralized protocol for lending that captures value and redistributes it to its users. It aims to deliver the highest yields on a long-term basis in decentralized finance. It has its own buyback and liquidation mechanisms on-chain, which automatically pass on the value that it captures through interest rates, flash lending, and liquidation fee. This is done by MINTY tokens, which the protocol purchases on the market. Users receive the maximum annual percentage yields. Minterest's sophisticated engine of risk prediction helps borrowers protect their assets through live alerts. This allows effective management of downside risks. The protocol has been subjected to multiple security audits, conducted by reputable firms. This demonstrates its commitment towards security and reliability. Minterest takes a seriously to the development of blockchain-based software. Intelligent and accessible UX/UI combined with tightly controlled tokenomics, and a demonstrable application.