Best Working Capital Software for Small Business

Mollie is a money management platform that powers growth for over 250,000 businesses – from startups to enterprises. It's a single platform to get paid and simplify your finances, with online and in-person payments, subscriptions, financing, reconciliation, invoicing and fraud prevention tools. Here's how Mollie can help your business: – Accept online and in-person payments and manage everything on one platform. – Increase conversion with 35+ payment methods, including global leaders and local favourites. – Boost revenue and build trust with an optimised checkout flow built to convert. – Use an all-in-one dashboard to manage payments, get insights, access funding, and streamline accounting. – Get paid faster by sending payment requests and branded invoices in just a few clicks. – Access fast, flexible business funding up to 350k with transparent pricing and flexible repayments. Get started today with transparent pricing, no hidden fees, and no lock-in contract.

StockTrim is inventory planning and demand forecasting software. It can save SMBs up to 40% on their working capital. Machine learning algorithms analyze stock behavior and recommend order plans to optimize inventory and stock control. Our delighted users report: A) Increase in cash flow of 20-40% due to working capital retention and reduced overstocks b) HALVING under-stocking that was causing sales and profits to drop c) 75% TIME sAVER in planning and replenishment Implementation is simple and the 14-day free trial allows you to set up your system and receive very useful analysis.

TurnKey Lender, a one-stop lending platform, is used by creditors from 50+ countries to automate their entire operation. The platform allows lenders to grow their business profitably while reducing operational costs and risk. It's an AI-driven SaaS which automates 90% of all lending process and gives B2C andB2B lenders a competitive advantage. TurnKey Lender Platform offers several pre-configured solution packages, including Commercial, Consumer Pay Later, Auto Leasing, Mortgage, Factoring, Leasing and Mortgage. TurnKey Lender was developed in constant collaboration with lenders around the world. It is a sophisticated solution that addresses real-world digital lending challenges.

Aspire Bank offers a wide range of deposit services to business owners. We offer everything you need, from checking accounts to credit cards to online banking to remote deposits. Combining one of our business checking accounts with our remote deposit capture technology, it's almost like having your own personal bank representative available 24 hours a days, seven days a semaine. You are always looking for new ways to grow your business. Aspire Bank offers flexible financing options that can be used to finance everything, from the acquisition of a business to the purchase of new equipment or seasonal working capital. No matter what stage of your business you are at, Aspire Bank's specialist teams can help you find the right business loans, leasing options, or real estate financing for your needs. If your business requires ongoing credit to finance seasonal working capital, accounts receivables, or manage inventory, a commercial line of credit can be a cost-effective option.

Buyers are increasing demanding net payment terms which makes it difficult to scale your business. You can either upload it directly to the Fishtail app, or give it your freight forwarder. We'll launch the world's most advanced underwriting tool and let you know if your shipment is at risk. You can handle more business for a fraction of the cost of a loan shark or bank. Your business can be slowed down by hidden fees and lengthy timelines. Banks don’t understand supply chains and won’t touch POs.

Sidetrade's AI-powered Order to Cash platform allows companies to increase revenue, grow profitability, and optimize working capital. Intelligent automation is used to: - Increase orders from customers Smarter collection can help you accelerate cash flow - Support quicker dispute resolution - Increase control and visibility over the O2C process Sidetrade's dedicated Artificial Intelligence (Aimie) delivers predictive analytics and automated solutions that are more effective than traditional manual or ERP-driven solutions in difficult times. It is available in 8 languages and has customers in more than 85 countries. This application is used by multinationals and small businesses of all sizes.

Finexio simplifies accounts payable (AP) payments by eliminating manual processes in supplier payments, lowering payment costs, adopting electronic payments, and preventing payments fraud for their customers. Finexio provides an embedded AP Payments as a Service for partners such as financial institutions, AP, and Procurement Software suites seeking to offer complete payment operations solutions within their software platforms to their customers.

We assist companies in strengthening three crucial operations: accounts payable, procurement, and accounts receivable. Automate and accelerate your procurement, accounts payable, and accounts receivable processes and contract management to ensure your business' future. Maximize Every Dollar - Eliminate inefficiencies, gain control and visibility into 100% of your spend, empower your teams with the technology and expertise to make smarter spending decisions, and empower your employees. - See exactly where you stand with visibility into cash flow, working capital, elimination of credit risk, guaranteed payments, and guaranteed DSO reduction.

Any treasury department must have visibility and clarity into cash and liquidity. It is almost impossible to support strategic business goals and financial decisions without this information. Kyriba provides accurate and timely global cash visibility. This allows treasury teams the ability to create accurate forecasts that can be trusted throughout the organization. Kyriba's cash forecasting capabilities are unrivalled. There are many options for entering, modeling, importing, and measuring the effectiveness. Clients can extend the accuracy and horizon for their cash forecasting by using this tool, whether it is day, week or month. It can be difficult and confusing to manage multiple global bank accounts. There are potential security and compliance risks. Kyriba's bank management solution eliminates these concerns. It allows for better control over all global bank account accounts, including segregation, audit trails, signatory tracking and FBAR reporting.

Coupa’s cloud-native Business Spend Management (BSM) platform provides powerful capabilities and an end-to-end processes that helps drive collaboration across procurement, finance, treasury, compliance, and supply chain leaders to help their companies spend smarter, mitigate risk, and improve resilience. A unified platform approach frees up IT from complex integrations to help leaders deliver on these goals.

Serrala is a fast-growing company with offices in North America, Europe, Asia and the Middle East and over 700 employees. Serrala drives innovation for more than 2,800 customers including more than 100 of the S&P500 companies. We offer a seamless solution portfolio to manage all inbound and outbound payments, treasury processes as well as related data and documents in any IT landscape.

Access payment and remittance information from anywhere, anytime. This will allow you to manage working capital, customer service, and compliance. This cost-effective solution is ideal for managing rapidly growing volumes of sensitive information. Distributed, highly secure access to remittance information and related documents images for historical transaction content administration. Fully redundant architecture with automatic failover, secure hierarchical user access and industry-leading audit tracking. Configure user experience, workflows, and business rules to load hundreds of millions images every month. A centralized location is used to store, manage and retrieve automated clearinghouse information. Enhance customer service with features such as exceptions decisioning and search, item maintenance, data exchange with other systems, and reporting.

Infor Nexus™, the world's most trusted business network for multi-enterprise logistics optimization and orchestration, connects businesses to the entire supply chains for improved supply chain visibility, collaboration and predictive intelligence. Businesses can respond intelligently to supply chain activities by leveraging advanced planning, execution and finance capabilities. Predictive intelligence can be used to improve proactive sense and response. Facilitate interoperability between multiple vendor systems of records. Rely on one source of truth for all supply chain partners. Plan global shipment optimization and planning from the origin. Strengthening the supply chain and improving working capital. Monitor demand and supply in real-time. To optimize freight spend and shipping performance, manage complex international supply chains. For improved control and reliability, sync systems and service providers across geographies and modes.

The supply chain's health is directly affected by capital-related risks. Many suppliers are struggling with high prices and long payment terms. For a business to succeed, it is crucial to have enough working capital. A networked approach to buyer-supplier-finance-provider relationships uses data to enable new, innovative financing programs that free up working capital while benefiting everyone involved. Suppliers have more options to obtain cash at affordable rates. Buyers reduce stress and pain in their supplier relationships. The supply chain as a whole operates in a healthy, collaborative atmosphere. Suppliers can benefit from invoice discounting programs that offer higher returns on cash and lower costs of goods. To minimize capital costs, ensure supply and reduce the cost of goods, businesses can offer programs at rates that are lower than suppliers' borrowing cost.

Denim automates invoicing and collections. This reduces freight broker tasks by 75%. We are experts in automation and intelligent broker operations tools that allow you to grow in a competitive marketplace. Our proprietary technology allows freight brokers to take charge of their business and provides simplified financing options. Denim is a financial platform that specializes in freight broker operations. Through freight software, we help brokers access the working capital they require to grow in a competitive marketplace. This includes automated invoicing, collection, factoring, and payments. Denim Wallet is a carrier payment solution for freight brokers and shippers that want to distribute payments using their own money. It integrates seamlessly with our Business Analytics Dashboard, TMS Integrations, and QuickBooks Integration.

Viably will provide working capital for your ecommerce business to help you extend your cash flow. Sign up for free and connect your accounts to receive funding offers tailored specifically to your business. Cash flow tracking and insights are free, so you can always be aware of your business's status and access the funding you need. Check out Viably's small business finance software, cash flow apps, and banking apps for small businesses. You can also find financing for Amazon sellers, funding for ecommerce and small business banking.

Free up cash in your trading relationships to do more of what you love. There is value in your supply chain. If you can find it, you can use your cash to grow your business, invest into R&D, create new products, and solve big problems. Talk to us today to learn how we can help you create an invoicing program and working capital program that will free up cash and address your entire supply chain. You can release liquidity to all your suppliers and generate millions in cost savings. Third-party funding allows you to unlock working capital and speed up payments to suppliers to keep your cash in reserve. Taulia's automated invoicing solution allows you to manage all your invoices quickly, efficiently, and from any supplier.

SAP Ariba's platform capabilities and infrastructure are market-leading and secure. They make it easy to provide the procurement solutions that your users need for better purchasing. The data-driven, intelligent SAP Ariba platform gives you more control and compliance. Your employees don't have to be unable to buy as easily or have more control over procurement. The SAP Ariba platform's intelligent capabilities and predictive analytics allow you to transform and tailor your processes so that buyers can operate in self-service mode. You can rest assured that your procurement policies and guidelines are being followed. SAP Ariba provides user-friendly procurement solutions that provide timely, compliance-boosting insights that enable your organization make rational, intelligent and compliant purchasing decisions.

Since over 30 years, we have been providing innovative software solutions for the asset financing and leasing industry. Our customizable framework provides flexible solutions for thousands of customers across North America and around the globe. It covers all aspects of asset management and finance. We are a trusted partner and work with all sizes of businesses to meet their unique needs. Access to industry experts. No outsourcing of customer service. Over three decades of experience in the industry. Unsurpassed configuration potential Flexible solutions can be tailored to meet the diverse needs of any business. These solutions are designed to grow with your company. Automate repetitive, tedious manual processes. Streamline your business. Covarity is a leader in post-origination commercial loans monitoring and analysis solutions. It helps working capital lenders monitor their commercial loan portfolios and improve their performance.

XTERP, CMMS software (Computer assisted maintenance management) XTERP is a management system for any type business. It has many modules. XT-ERP was designed and built to be used as a SaaS solution. It allows you to federate information and share it within your company. Its simplicity and optimized process result in time savings, increased efficiency and cash flow, and a precise short- and medium-term vision. Virtual installation - No hardware investment - No technical support - SaaS mode offers a faster return on investment but the real benefit is in saving internal resources. This flexibility allows for the functional scope to be reduced, extended, and the application extended to new employees. To optimize Working Capital Requirements (WCR), keep an eye on sales and purchases. The Workflow manages the sales circuit, and allows you to easily create commercial documents using a drag-and-drop process. It also respects your rules.

Numerated, a venture-backed financial technology company that is rapidly growing, is driving digital transformation at banks. The platform makes it easy to create bank products by using data to eliminate the work required by customers and lenders. The Numerated platform was initially incubated in one of the largest SBA banks in the country, before being spun out in a high-profile venture capital financing round. Numerated makes it easier and more efficient for businesses and individuals to purchase financial products from banks or credit unions. Numerated supports a growing range of business banking products, including deposit account opening, term loan, lines of credit and lines of credit, SBA loans and overdrafts, equipment loans, CRE, working cash lines, credit cards, reviews, renewals and more. Businesses can apply for any product from anywhere and anytime. You can quickly decide on applications without losing control.

BusinessManager is a fully supported program that allows your bank or credit union to provide daily working capital for creditworthy, cash-constrained business in exchange for their accounts receivables (A/R). Your customers' invoices are funded at an attractive rate using a combination of software and services. In exchange for their accounts receivable (A/R), your bank or credit union can provide daily working capital to creditworthy, cash-constrained businesses. BusinessManager has been a leading accounts receivable financing tool for over two decades. It is now available in all 50 states. Jack Henry's business, technology and business development experts provide hands-on training to your staff. We also offer a library of digital marketing tools and a team risk management experts.

C2FO is the world’s on-demand working capital platform, providing fast, flexible and equitable access to low-cost capital to nearly 2 million businesses worldwide. C2FO’s mission is to ensure that every business has the capital needed to thrive and has delivered more than $220 billion in funding around the world. Founded in 2008 and headquartered in Kansas City, USA, with offices around the globe, C2FO is working to build a better, more inclusive financial system every day.

PrimeRevenue, a leading provider of working capital technology solutions, assists more than 30,000 clients from 80+ countries to optimize their working capital. This allows them to fund strategic initiatives efficiently, gain competitive advantage, and strengthen relationships across the supply chain. Supply chain finance, also known as approved payables financing or reverse factoring is the best way for large and mid-market corporations to access cash to fuel growth and respond to economic volatility. Companies from the middle market up to the top corporations in the world have been helped by our team to free up billions of working capital. Imagine what we can do for you. PrimeRevenue SurePay Platform, an industry-first platform that optimizes B2B payments for the entire supply chain, is a first in its class.

Improve your working capital efficiency. Cloud-based AI-powered platform for B2B working capital optimization of accounts receivables (AR) and payables (AP). Global PayEX provides working capital efficiency through its suite AI-driven cloud-based solutions. The PayEX platform improves all key metrics of working capital, such as DSOs and DDOs, unapplied receivables, cash conversion cycles (CCC), reconciliation cost, and time. Also helps to achieve greater customer satisfaction by enhancing engagement, efficiency, transparency, and engagement. Many Fortune 500 companies and large organizations trust us to optimize their AR and PA processes. Our technology platforms process millions in invoices and payments, with automated reconciliations to ERP systems. PayEX has its headquarters in the US, but also has offices in India, Ghana and the UAE. We are JP Morgan's first fintech investment in APAC.