Best Virtual Credit/Debit Cards in Africa

Start smarter business spending here. Soldo, the prepaid Mastercard® that manages your company's expenses, allows you to take control of your company spending. Smarter ways to manage company spending With customizable budgets, rules and rules, you can prevent expenses from happening. Your team can do their job better with restricted access to company funds. A mobile app for employees simplifies expense reporting and management. Soldo is trusted by over 60,000 businesses for expenses and spending. Everything you need to manage your expenses easily All staff should be issued smart payment cards that have built-in rules and budgets. The mobile app allows you to quickly capture receipts. Only available for paid plans All company spending can be viewed in one place. Export to any accounting software for a complete overview of finances. Soldo seamlessly integrates with Xero, allowing for smooth transactions and enriched data directly into the books. In just two clicks, export expenses to any other accounting software.

Haslle, Smart Teams' Spending Management Software. Haslle allows you to manage your company's budget, purchases, and subscriptions together with your team using smart payment cards. For spending, open a virtual bank account. Approve budgets, purchases, invoices and subscriptions. Control the purchase process by issuing physical and virtual cards. Collect data, receipts, and invoices. Boost Analytics and Decision Making Integration with your ERP and Accounting. Approvals on-the-go You can approve company budgets, purchases and payments as well as invoices and subscriptions using data at your fingertips. You can empower your employees while still maintaining control. Your teams can make better decisions and increase the quality of what they purchase. To get better discounts between departments, choose vendors and combine invoices. Smart Company Cards track Expenses and make it easy to forget about chasing receipts.

Your business' efficiency is enhanced by invoice management, credit cards, and digital financial processes. Moss can easily track and reimburse all out-of-pocket expenses, no matter how small or large. Automated accounting processes allow you to focus more and save time. This will also help you speed up the month-end close. Data can be exported from your accounting software with just one click thanks to its integration. Moss facilitates invoicing for the entire team. Digital, automated, and centralized in one place. Moss allows you to make the most out of your time with automated approval and spend processes. Employee credit cards allow for greater control thanks to their set approval limits. You can track all employee spending in Moss and freeze cards. You can also adjust the limits flexibly. Moss allows you to see all employee expenses in one location and in real-time. This makes it possible to track every payment.

Privacy allows you to control who and how much you can be charged. You can create virtual payment cards to pay for subscriptions or one-time purchases, right from your browser. You can set spend limits, unpause, pause, or close your cards whenever you like. Virtual payment cards can be used to protect your card details and money. Our browser extension will save you time when you shop online. With just one click, create and auto-fill secure card numbers during checkout. Privacy Cards are only valid at the first merchant they're used at. Your card number cannot be used elsewhere if the merchant is compromised. This adds an extra layer of protection. To prevent hidden fees or double charges on recurring expenses, create a Spend Limit for each card. If a transaction exceeds the limit, it will automatically decline.

Our platform is designed to reach out to and fill the banking and financing gap for the 41% of MSMEs in the Southeast Asia region that are not served by banks. We provide flexible, secure solutions at competitive pricing. We also offer best-in-class financial services to empower entrepreneurs. Our solutions are all geared towards empowerment. We offer a Digital Business Account, Multi Currency Business Account and Crowd Funding.

Regate automates your accounting and financial management and saves time every day. Integrating 100% with your accounting software means you get real-time accounting that's always up-to-date. Regate was designed to simplify the work of accountants and finance managers and reduce the number and complexity of tools. Regate is an intelligent, collaborative platform that simplifies your day-today accounting, automates and gives you greater control of your business. 90% reduction in invoice and payment processing times Automate the retrieval and creation of accounting entries. You can pay by SEPA transfer or directly with your card without ever connecting to the bank. You can manage your costs and monitor your accounting on one platform. All your accounting data is available in one place. Regate allows you to equip your teams with virtual cards and physical cards that are tailored to each team's needs. You can also follow all of their operations in Regate.

Smart businesses are able to save time, money, hassle, and effort with our end-to–end card issuing, payment, and settlement solutions. You can issue as many cards as needed, from ten to tens of thousands. They can be delivered directly to the cardholder or to you. Our card management platform will help you manage your spending and make it easy for anyone you need funds for. You can simplify and streamline your expenses, surprise and delight with rewards or incentives, or get cash payouts on a secured card. Our scalable payment solution makes it easy to manage large volumes of international and local payments. It also offers low-cost foreign currency rates and no hidden fees. All your business payments can be managed from one platform. Access to our regulatory permissions and scheme licenses, industry expertise, and industry partnerships will help you quickly bring your innovative payment or card proposal to market.

KAPED is the only provider that offers everything you need to manage your credit card business. You can use all or just a portion of what you need. Stop erroneous applications being sent to your underwriters. Offer travel rewards, cashback, crypto, and discounts plus more! Card issuance, transaction data, & portfolio monitoring. Automate customer service, collections and billing. This is the ultimate reporting tool to track and monitor funds flow. You can speed up the approval of applications by setting your parameters. To see how much revenue you will get, use our profit calculator. KAPED manages your collections and customer service. Earn interchange, cashback, or cardholder fees. For more information, see pricing. Allow your clients to have a no-penalty LOC. You can issue cards in the USA, UK, Canada and Mexico. KAPED is not a bank, but a financial technology company. Our technology allows you to issue branded credit card in just 5 days.

We are a business expense software package that is linked to prepaid Mastercard®, which allows for hassle-free management company expenses. We will revolutionize finance in your company by increasing visibility and control of expenditure, eliminating manual expense reports, and eliminating administrative complexity. Your team can buy on the job. You can control who spends what and how. No more lost receipts and staff reimbursements. Accepted worldwide by more than 30,000,000 merchants, wherever Mastercard®. Our prepaid Mastercard® is compatible with in-store payments, contactless transactions and chip and pin as well as online purchases. Prepaid cards function in the same way as a debit or credit card. To make a transaction, you only need to have enough funds on your account. You can limit the card's use and monitor spending. Users receive a push notification once a transaction has been completed. This allows them to capture their receipt.

Small and medium-sized businesses deserve more financial support and attention. We are committed to helping small businesses and their communities achieve greater financial success. We value our relationships. So does making your life easier. Our finance solutions are designed for all types of businesses, regardless of size and across all industries. You can apply digitally for loans in minutes and receive approval within one day. Our next-generation finance tools, which include cards, expense management, money transfers, and accounting, allow you to make significant time and money savings. You can get instant working capital loans to help you grow your business and manage your operational expenses. All company expenses can be tracked and managed in real-time on the move. Unlimited virtual corporate cards can be created for free. To use in-store, add to your Google Pay wallet. Get cashback for all card purchases Receive payment alerts via your mobile

Payowire offers virtual Visa and Mastercards for international payment. You can open a global bank account to receive from Amazon, eBay and other affiliate platforms. You can also make withdrawals from your local bank accounts. Payowire is a payment processor. Our product allows freelancers to receive and make payments quickly and safely.

Simplified business expenses You have total control and visibility into your company's spending with real-time insight. There are no setup fees. No long contracts. All you need to do is use your existing bank account.

Equals Money cards can be used anywhere in the world to track your business expenses. Enterprise model is tailored to your specific needs with a deep understanding your industry, dedicated customer service and flexible product offerings. You can empower your teams to spend anywhere in the world, regardless of where they are working. Balances and permissions will remain under your control. In just a few clicks, you can set permissions based upon team roles, manage your balances, or order cards for new employees. Cards can be used at over 35 million locations in 190 countries, allowing your team to spend safely wherever they are needed. Save money by not paying fees when using credit cards abroad. Your team can earn cashback of up to 3,5% at major UK retailers. This will be automatically credited to the account of your business. Make global payments to partners, suppliers, staff and clients.

MyBrocard is an online service that issues virtual payment cards. Our customers can purchase goods and services and pay for ads in popular platforms such as Google, Facebook and TikTok. Budgets and card numbers are not restricted. A convenient API and mass card operations will simplify and automate work. Choose the issuing country (USA or UK, Estonia, Hong Kong or Colombia) and up to 25 BINS (Bank identification numbers) from international banks that best suit your needs. Maintenance costs: $0 No commission on card balance replenishment No commission on domestic payments Card issuance costs $2 Cashback of 100% on Fees Start with 50 free cards You can top up your account in several ways: USDT (4% commission). Wire (3% commission) Capitalist (7% Commission) Replenish via an affiliate network (commissions starting at 0%)

Pluto can help your business save money and time, whether you choose to start with just one module or the entire platform. Get smart, virtual and physical cards for all your team members with automated budget control, receipt policy enforcement and compliance management. Maintaining a central location for all your invoices, approvals and payments will improve your vendor relationships and reduce duplication of payments. Pluto corporate cards or one-click wire transfers to 140+ currencies are both options for making local or international payments. Digitize and eliminate the petty cash vouchers. Pluto allows you to manage your employees' cash on hand and receipts. Do not let cash leakages affect your bottom line. Allow your employees to submit reimbursements requests easily. Custom approval workflows will help you get the right approvals. Instantly reimburse employees and exceed your finance team’s KPIs. Send automated financial reports weekly to your CFO and other executive.

Pemo corporate cards and software for all-in-one spending management will eliminate the hassle of managing expenses. Pemo, an all-in one spend management solution, is designed to streamline financial operations in the Middle East and North Africa region. It offers virtual and physical corporate cards that automate expenditures, provide real-time transparency into transactions, and enable businesses to set custom spending limits and rules. Pemo consolidates all invoices, expenses, approvals, and spending decisions, allowing for efficient expense management. The system automates the payment of invoices, allowing users collect, approve and pay invoices in a seamless manner. Features like automatic data extraction, streamlined approval workflows, and automated data extraction are available. Integration with popular accounting programs ensures financial data is synchronized. This allows for faster book closing and improved financial oversight.

Bento offers two fantastic card options. You have complete control over the creation and use of virtual cards. The Spend Limit virtual cards can be used for everyday expenses and are ideal for business expenses. These cards can be used for expenses that require cardholders or card users to submit receipts. It is quick and easy to create cards. They are activated immediately. You can turn cards on/off instantly. You can customize a range of card controls to control where and how your business funds are spent. Fixed Value virtual cards can be used for one-time payments or for specific purposes such as paying vendors or for employee perks like per diems. These cards are great for expenses that don't require cardholders or card users to submit receipts.

Business banking with company cards Traditional banks are slow, inefficient, and not digital. We are different. Instead of waiting for weeks, you can open a company account in 48 hours. Online account opening with German IBAN. All employees can get VISA debit cards. Deposit insurance up to EUR100,000. Preparatory accounting allows for easy expense management. No hidden fees -- Accounts starting at EUR9/month

Teampay's distributed spending management platform uses a conversational interface to guide employees through their requests and automatically enforce the right policy. Teampay's automated workflows simplify the entire process, from request to reconciliation. They also ensure accurate data and reduce frustration during month-end close. Finance can have confidence in their numbers and the organization can take better decisions faster. Teampay allows you to manage all types and types of purchasing from any person, from beginning to end. The seamless experience is loved by employees. Finance teams can rest easy knowing that all spending has been pre-coded and approved. Teampay integrates directly with Quickbooks Online and Netsuite.

This simple and powerful tool will allow you to manage your existing business credit cards. Instantly create secure virtual credit cards for employees, vendors, and projects. The Extend App makes it easy and secure to send virtual credit cards directly to your network. Create the products of tomorrow. API provides developers with powerful virtual credit card capabilities. A leading online lender, Leveraging Extend APIs has partnered up with a resort to offer additional payment options. Guests have access to a flexible, immediate term loan that can be accessed immediately, and they can upgrade their experience or take advantage of other payment options. Our APIs can be used to create new products for payments, lending, and other purposes. Extend APIs are used by an innovative insurtech to optimize payment operations. They have eliminated cash flow problems for doctors and have automated reconciliation and credit card incentives.

Mesh Payments cardless solution allows you to have complete control and visibility over all your corporate payments from one platform. Mesh allows you to get real-time data and insights on your spending. It also automates receipt collection. This will ensure that your subscriptions, payments, and finances run smoothly. Mesh is simple to set up and free. No single corporate card dependency, no charges denied. You know exactly what subscriptions you are paying for, how much and when. Pre-payment approvals and virtual cards allow you to control who spends. Integrations that seamlessly match receipts and collect them automatically. Mesh makes sure subscription payments don't interfere with your business's ability to run it. It offers smart notifications and mission-critical subscription controls. Mesh on-demand payments are designed to empower distributed teams without compromising financial security or control. You have full control and all the management tools that you need to manage payments for your business.

It's easy to embed finance into apps and customer journeys by simply dragging and dropping. All you need to access global financial capabilities is one platform. Developers can embed global financial services right into their app or customer journey using a super easy API. Global operations and license platform that processes billions annually to manage your embedded financial services. You can also plug in your own licenses and financial operation capabilities to use ours to scale out to new countries. Easy APIs to integrate any financial use case into your customer experience. We do the rest, so you can focus on product design, marketing, customer engagement, and product design. Instantly create single-use virtual debit cards to manage SaaS subscriptions such as Netflix. Integrate wage advancement seamlessly into your payroll processes.

Apple Cash is built into iPhone. It can be used online, in stores, and in apps with Apple Pay. You can even give your children their own Apple Cash card. Apple Cash is simple and safe, no matter how you use it.

FlexCard is a payment method that can be used to advertise in the most popular platforms: Facebook, Google Ads and TikTok. It can also be used to pay for affiliate services. When you want to drive traffic from Facebook, TikTok and Google, you will need to use many virtual cards. Their quality and price are important. FlexCard gathered the best from its competitors to create a payment service that is perfect for both solo affiliates as well as teams. Benefits: Card price starting at 2 EUR Reliable BINs: The service currently offers three BINs. New ones are added every four months. There are no issue limits and cards can be issued quickly. 3,5%+ commission to replenishment 50 EUR - Sum of replenishment Features for teams Rapid support For every user you invite, receive 10 cards free of charge This service works with 3D Secure. All your cards are protected by the code you receive in your personal account.

Combo Cards are a service which facilitates the payment of advertising and business expenses. It allows users replenish advertising networks by using virtual cards. Users can link cards from different countries to advertising accounts in platforms such as Facebook, Google Ads and others. Users can choose from a wide variety of cards. Benefits: -- Card prices start at $0. Each new user will receive 20 cards free of charge and can deposit up to $5000 without any commission fee. There are 12+ BINs available from the USA, UK and other countries. The cards can be issued very quickly and there are no restrictions on the number of cards that can be issued. Resupply is subject to a 3% commission.