Acceptto observes user behavior, transaction patterns, and application interactions to build a comprehensive user profile tailored to each application environment, allowing it to assess whether access attempts are valid or pose a security risk. The system operates without relying on traditional passwords or tokens. By leveraging its risk engine, Acceptto evaluates the legitimacy of access attempts by monitoring user and device posture before, during, and after the authentication process. In a landscape where identities face continuous threats, we provide a seamless, step-up authentication procedure complemented by real-time threat analytics. The risk score generated by our advanced AI and machine learning algorithms determines a dynamic level of assurance (LoA) for each access attempt. Our innovative strategy automatically identifies the most effective policy for every transaction, optimizing security while reducing user friction through AI-driven insights. This ensures a streamlined user experience that upholds robust security standards across the enterprise. In essence, Acceptto redefines security by integrating advanced technology with user-centric design.