ZScore Reviews

RiskAvert is a robust solution for risk management that enables financial institutions to collect and reconcile data, calculate and aggregate regulatory credit, market, operation, and concentration risk in an integrated yet modular environment. It supports all approaches to credit, market, and operational risk calculation, allowing banks to move away from a standard approach to IRB approaches. The solution supports XBRL validation as well as conversion functions for multiple taxonomies. The solution's cube-based MIS reporting engine fully supports market transparency requirements. Supervisory review is covered by a holistic stress testing framework as well as extensive concentration risks measures and reporting. The full coverage of the EUCRR/CRD Regulation, and future developments. Calculation of credit risk capital requirements according to Standardised or IRB approaches.

Moody's Analytics CreditLens platform enables financial institutions to make better commercial lending decisions with greater speed and efficiency. Its innovative technology allows for consistent spreading, which powers advanced analytics. This includes the ability to compare your portfolio and benchmark it for enhanced risk assessment. Access financial analysis that generates dual risk rating models, or use rating models customized to your internal credit policies and risk rating guidelines. You can enhance your risk assessment by using relationship hierarchies that you create in CreditLens, or import from your CRM database. This allows you to model multiple risk entities, relationships, and hierarchy. Use business rules to reduce errors, increase data accuracy, and guide users through credit risk assessment according to your bank policies. Data auditability, deal approval frameworks and conditions precedent, as well as covenant adherence, are all available to help you ensure compliance with your internal and externe policies.