Alternatives to Thought Machine

SBP Digital Banking Suite serves retail and corporate financial institutions with seamless digital onboarding, day-to-day banking, and enhanced open banking capabilities like compliance and credit decisioning. Its agility ensures quick time-to-market and continuous UX improvements. There's no vendor lock-in; integration options include configuration, customization, or SDKs. The CX app and open banking drive transformation, enhancing customer experience and financial well-being. The platform is AI and data-driven by design and supplies relevant insights to optimize customer journeys that are user-tested. The Employee Experience web app empowers operations and talent, improving service. The Sopra Financing Platform (SFP) is a modular platform designed to boost the efficiency of asset financiers worldwide. It simplifies the entire lending process, from the front to the back office, making it a great fit for both new market entrants and expanding businesses. The clients of Sopra Financing Platform benefit from a wide partner network seamlessly integrated into the platform, giving them a strong competitive advantage.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Finicity's open platform for banking makes it easy to connect your customers' financial information to your app or service. Finicity's open platform banking platform is being used worldwide by some of the most innovative and large organizations to provide better financial experiences for their customers. Your experience is dependent on data quality. Our data has been battle tested in the most demanding markets. You can easily code to endpoints and test data, and connect to Finicity’s open banking platform to access the best API coverage for banks, credit unions and payroll providers. Access to the data you need to power products is easy with our suite of APIs.

If you are a Financial Institution with a new product or service in mind, say an EMI, PSP, API, FX Broker, MTO, Marketplace, Institutional Broker or simply responsible for looking after other people’s money. Your new financial service can be built on secure, proven banking software, reducing the time and costs involved in bringing your product to market. Trusek offers the platform and integrated services that you need to create, deliver, and scale financial solutions. It's easy to launch new ideas or scale existing ones in a short time and with minimal effort and cost. Our SaaS platform provides all the infrastructure for any FinTech service, which is crucial to its success. However, no one will ever see it. Our APIs provide the tools that enable your USP shine. You can either use your own design team, or work with Trusek. Our experience and effort have made the Trusek Core Account Platform the most flexible, secure and feature-rich platform for building your new system. The Trusek implementation team is available to assist you with regulatory license applications and introductions of banks, compliance managers, FX broker, and other providers.

We are a trusted financial technology platform, a driver of innovation, and a leader for card issuance, payments, digital banking, and digital banking. We partner with brilliant thinkers like yours every day to change the way people interact and manage their money. This will help us all build a better future. With our proven platform, you can create, launch, and scale your unique financial services. It is secure and supported right from the beginning. You can create a multi-product solution that includes card issuance and payments, as well as checking, savings, loans, checking, and deposits. All this is possible through industry-leading APIs. Create a customized financial program that meets the needs of your clients. Use our simple tools to optimize and drive continuous innovation for profitable growth and maximum impact.

We have created a smart financial platform that makes finance accessible to all. JUMO is the leading platform for banking as a service. It allows real-time access and low operating costs. Our partners can offer loans, savings, and a wide variety of financial options to new customers by integrating into JUMO's platform. Two distinct capabilities are part of the platform that work together to offer a complete digital banking service. This technology provides a next-generation, end-to-end banking infrastructure. The machine learns from data to reduce risk and cost of lending. Artificial intelligence and machine learning are used to create accurate credit scores and targeted financial product for people who do not have a formal financial history, collateral, or financial identity. Our eMoney partners and banks have all the data, analytics, and insight they need in order to provide individualized financial services that are high-value.

Elcoin Automated Banking System is a fully-fledged transactional bank system that supports a wide variety of financial intermediation models. Elcoin ABS is able to run automated banking infrastructures for payment service providers, commercial banks, and e-money companies. Elcoin ABS offers an open API architecture that allows you to request both internal services and global banking payment capabilities. Elcoin ABS offers modular functionality that can be assembled according to the business model and required services. These modules include Core and Contacts, Products and Accounts. Payments, Foreign Exchange, Cards Crypto, Treasury, Notifications Channels and Processes are all available.

Green Dot, a registered bank holding company and financial technology company, aims to make modern banking and money movement available for everyone. Our proprietary technology allows for faster electronic payments and better money management. It provides intuitive and seamless ways to spend, send money, control it, and save it. Our proprietary technology allows for faster and more efficient electronic payments and money control. This technology provides seamless ways for people spend, send money, control it, and save money. Our Banking as a Service ("BaaS") platform allows a growing number of America's most prominent technology and consumer companies to create and deploy their own banking and money movement solutions, both in the US and internationally. Green Dot was founded in 1999 and is based in Pasadena (CA). It has served more 33 million customers directly and many others through its banking partners.

Connecting Fintechs & Banks. To embed a complete range of banking services, including account opening and payments to cards, you can use Treasury Prime APIs. For Fintechs. You can get to market quickly with a pricing model that makes financial sense. Treasury Prime is 5x more efficient and less expensive than doing your own integration. Check out our products. The most comprehensive range of banking services. You get the full range of banking capabilities and the custom reporting you need to run your business. Great developer experience. The best documented and easiest-to-use API. Direct relationship with your bank Banking services are the backbone of your business. We work with multiple banks to ensure you have the right bank partner. For Banks. Unlock new growth channels New banking relationships can drive deposits, increase transaction revenues, and build noninterest income without changing any systems. 50% lower deposit acquisition cost. Commercial accounts can be opened in just 2 minutes, instead of 2 weeks. 30% more deposits.

We handle customer onboarding, compliance checks, regulatory requirements, and opening user/bank accounts. We ensure industry-standard compliance and a seamless user experience. Our core banking system enables you to offer future-ready and customer-relevant banking services. We help businesses offer seamless payment experiences to their customers. No matter what payment need, our solutions can meet it. We assist banks and organizations in issuing branded virtual and physical cards. We can help you create card programs that meet your requirements. With our capabilities such as collection tech, payouts and plug-ins to merchants, payment gateway, etc., we connect finance, technology, commerce. Our solutions are complete, which means we do all of the heavy lifting so you can launch cards, programs, or any other fintech product in no matter how short a time.

Our Banking-as a Service platform includes everything you need to create your own banking products. Solarisbank is a technology firm with a German banking licence. Our APIs make it easy to integrate our digital banking services into your product. We are experts in the regulatory and technical complexities of banking so you can concentrate on what is really important: your customers. Our APIs make it easy to create your own banking products. Our APIs for Digital Banking and Cards allow you to create your own neobank. We use a B2B2X model, which means you are the sole owner of all customer relationships. The API documentation is easy to understand and will get you up and running in no time. Our Banking-as a Service platform is built on modern RESTful APIs, which can be mixed and matched to meet your needs. We take care of the regulatory burdens associated with running a licensed bank so that you can concentrate on your customers' needs.

TrueLayer is the world's leading technology company that provides secure, global access for financial infrastructure. Our APIs are used by developers to create best-in-class products that secure access data and initiate payments in real time. TrueLayer was founded in 2016 and is connected to major banks around the globe. It is backed by top venture capital and trusted by some the most prominent fintech names such as Zopa, Revolut and Monzo. TrueLayer makes open banking available through its platform. This allows developers from all industries, startups and large enterprises, to reinvent financial services. TrueLayer is available in Australia, Europe, and the UK. Integrate next-generation financial data and payments into any app. Customers will love your products. You can send and receive money using the fastest rails at the lowest prices with a first-class experience. No cards. No fraud. No chargebacks.

This portal allows you to test APIs, manage clients, partners, and your processing preferences. Our Open*CP Fintech API Marketplace is one of the only 'REAL Banking-as-a-Service' platforms powered by a full-scale, digital payments bank. Open*CP Fintech API Marketplace simplifies the process for established brands and fintech to gain single-source access the entire payments ecosystem instead of spending the resources or acquiring the expertise. Open*CP's technology, charter, and choice features make it the ideal solution for entrepreneurs looking for a seamless integration with a trusted payments bank that is innovative. Central Payments is a financial services company that aims to make financial experiences more accessible for everyone, especially those with limited means.

Our API is used by financial institutions, including fintechs and cryptocurrency platforms, banks, credit unions, and banks to offer customers a fully regulated banking infrastructure as well as real-time clearing access. This allows you to grow your business on your terms and keep up with the times. Our banking license allows you to offer your customers FSCS-protected accounts. We handle the banking products so that you can concentrate on building the business your customers desire. Connect to our API to process payments faster and more securely. Choose the fully regulated accounts that are most beneficial to your business and your customers. Our cloud-based API allows financial institutions to focus on their customers and remain relevant in a rapidly changing market. We know the pain of dealing legacy systems, the cost and the risk involved with innovating within the financial services sector.

Leading Latin America's payments and banking-as-a-service platform. Conductor is the most trusted platform for card issuing and banking as-a-service in Latin America. Conductor's cloud native and open API platform powers the top fintechs, banks and retailers in the region. This allows them to launch and scale new digital accounts and card programs. Conductor powers more than 85 million accounts and processes more than $20 billion in Latin America's payment volume. Conductor is leading the digital revolution in the payments industry. Our technology allows companies from many industries in Brazil and Latin America, to offer the best payment solutions to their customers. Dock is a payment platform that allows other companies to offer financial services and build their own banks or fintechs quickly and easily.

Integration platform for banking with low-code. Customers can connect fintech products to existing systems with the Sandbox Banking platform. The company's fintech partners can close financial institution sales quicker and offer seamless integrated experiences across banking customer system systems. Glyue allows banks and credit unions to securely integrate fintech products into their existing infrastructure. This helps them grow revenue and improve operational efficiency. Banks and credit unions can use Glyue™, the company's platform, to accelerate digital transformation. It provides pre-built API adapters, solution templates, and tools that allow them to securely connect their existing systems with fintech partners. Our growing network of partners and adapters in banking creates a network effect that benefits fintech and customers. Distribute BaaS APIs to fintech vendors. Sandbox Banking handles over 50 banks institutions' ongoing security, system maintenance, and business processes changes.

QBS was created to improve financial services efficiency through the best technology. Particularly in emerging markets, where legacy or traditional banking is too slow or expensive to adapt or integrate into new channels. This is despite the increasing costs of maintenance and recurring service. QBS is a platform that accelerates the time it takes to bring new and better financial products to market, while ensuring agility and effectiveness. Our clients can be more responsive to a changing market through digital transformation. Our platform was created using the most recent trends in digital banking at an international level. APIs and native Microservices, transparent and open data model, 100% real time processing. Regulatory and operational support are provided by sound, simple, real time, seamless processes that provide unlimited performance.

Instantly open bank accounts, issue cards, send payments, or offer crypto wallets. Solid offers a complete, compliant suite FinTech services. In minutes, you can integrate to create new experiences. Solid's Banking as a Service allows companies to launch deposit products such as business and consumer checking account. It includes the ledger, statements, as well as everything you need to create delightful banking experiences. Solid's Card Issuance and Management platform was the first of its type. Issue cards are the modern way to meet the needs of your customers with one API. Solid fully manages credit, debit, prepaid cards in both physical and virtual form factors. Solid's API for creating accounts and opening banks instantly allows you to engage your customers in a light and powerful way. Solid's API allows you to instantly issue branded physical and virtual cards. You can also give them the spending control they need.

Galoy, an open source banking platform, is being used by institutions and communities around the globe to accelerate Lightning adoption. Accelerate development of Bitcoin banking solutions with self-hosted infrastructure or "banking-as-a-service" managed implementation. Establish a Bitcoin community bank with the same shared custody model as Bitcoin Beach and an easy-to-use Lightning account. Proven infrastructure can be used to provide 21st century financial services directly to anyone with a smartphone and an internet connection. We have products that allow any organization, regardless of size, to create their own Bitcoin-based bank. The app allows you to pay using a Lightning invoice, Bitcoin address, or a unique username. A transaction log shows a history of payments between users. The map is mobile-friendly and displays all local businesses that take Lightning payments.

Our global banking APIs, fintech expertise and customer support will help you reduce your time to market, lower the cost of global payment processing, and expand your services and products internationally. It can be difficult to open international bank accounts. We will make it easy for you by making global reconciliation, direct debiting, and a unified global bank experience simple. International business can be done like a local. International vendors and customers can be paid with ACH, SPEI and SEPA wires. Our global network of FX and payment institutions gives your customers access rates that were previously reserved for the biggest corporations. Our new approach to cross-border payment ensures that no one is left behind. We believe in removing financial barriers to growth to ensure that every business has the chance to succeed.

Adding financial features to your product will help you increase revenues and delight customers. Unit handles compliance and bank relationships, so you can build, launch and grow faster. Our APIs, developer tools and guides allow you to create unique features in just five weeks. Your users will appreciate the unique terms and features you offer. Unit's flexible API allows you to customize the user experience. Unit handles compliance and bank relationships, so you can launch, build, and grow faster. Trusted by start-ups, major brands, and publicly traded businesses, Unit is a reliable, secure, and fast platform. Provide seamless banking solutions for freelancers, gig economy workers, including cash advance, tax calculations, and integrations with Abound and Plaid.

At ConnectPay, we offer an all-in-one financial platform that’s been purpose-built to help your online business to scale. By providing an all-in-one, easy-to-use financial platform, we take care of payments, accounts, and basically all things finance so you can focus on what you’re passionate about. We also have a proven track record with leading platforms, marketplaces, and other online businesses. In 2023, we processed over 3.6M transactions averaging €1B per month and we held 101M of client funds. This is what we offer: - Embedded finance (Banking as a Service) - Built-in compliance - IBAN accounts – Business, Personal, and Segregated - Digital wallets - Euro-zone SEPA and SEPA Instant transactions - Cross-border SWIFT payments in 80+ currencies - Multicurrency accounts - VISA Cards – Business, Personal, and white-label - Payment acceptance for merchants - Daily banking ConnectPay is an Electronic Money Institution authorized and regulated by the Central Bank of Lithuania and adheres to the regulatory framework of the European Central Bank.

We help financial institutions, corporations, and FinTech entrepreneurs bring to market highly differentiated payment options that are supported by a strong, immediate business case. Our white-label platform and API allow us to quickly deploy targeted solutions and generate significant new net revenues. Our interoperable platform is PCI DSS certified (Payment Card Industry Data Security Standards). It is hosted in Tier-4 data centers that have the highest security certification. Bankable's Virtual Manager, a cloud-based virtual account solution that can be added to any bank account, allows for enhanced cash management for global corporations. It can process standardised and proprietary data from multiple banks.

Launch your own crypto and fiat banking operations in a matter of days, at a fraction the cost. Vault is a crypto-friendly, secure banking platform that allows businesses to offer their customers, agents or employees a complete payment eco-system under their brand. This can be done with minimal hassle, and at the fastest possible time. All users can have their own IBAN accounts, regardless of where they live (some restrictions apply). Vault clients who have their own crypto tokens can easily add them into the Vault ecosystem. Global payment solutions provide access to a wide range of cryptocurrencies. You can convert cryptocurrencies to fiat currencies just as easily as you would a bank transfer. Vault and its affiliated companies enable more than 1m+ users access to crypto, banking and card solutions. Our white-label clients are able to offer fiat, crypto and payment card solutions through Vault.

SuperCore® is our cloud-native core banking platform. SuperCore®, our cloud-native platform, is our core banking platform. It helps banks unlock their data and deliver connected experiences. SuperCore, a SaaS managed service for core banking is available globally through AWS. It simplifies deployment, integration and infrastructure operations. Banks can reduce their cost of service by a large amount. Our no-code builder allows you to create products in just minutes. Our real-time event stream can provide you with new customer insights and help to speed up your decision-making. Our API-first architecture allows you to seamlessly integrate your channels and apps. A flexible, modular, configurable microservices architecture powered by a single data model. Future-proof your technology by adding a layer SmartAdapters with OpenAPI Swagger documentation in JavaScript. Pre-built modules and integrations that help you get up and running faster.

SlipStream Financial: Corporate Payment Solutions Made Simple. Slipstream Financial is a fintech company that was founded on years of experience in the payment business. We develop treasury-class payment solutions for corporate clients, banks, credit unions and correspondent banks. Our payment gateway has already processed millions of transactions each month in a short period of time. Slipstream Financial has a long way to go before it becomes one of the best payment gateways in the industry.

platform provides a digital core which supports smart automation, innovation and transformation. Modules such as client records, messaging and deal management, payments and accounting, allow you to manage important business processes. Cloud hosted, open-source agile architecture allows you to deliver efficient operations. platform supports a range of financial services including Banking, Credit Unions and Lending. Digital core is a fully integrated front-to back infrastructure that allows financial services to be delivered. Your business will be able to adapt and scale without sacrificing reliability thanks to cutting-edge technology. Financial Services are changing rapidly. From client requirements to market forces and technology, the speed and scale for change is immense. Providers that rely on legacy systems are in danger of losing their competitive edge, while those who are digitally-advanced gain a competitive edge by providing long-term and immediate benefits.

Financial Institutions are changing their bank operating models to be customer-first. Fintechs and developers are looking for new ways to get to market. Open banking platforms use APIs that allow different solutions and products to work together in new ways. Financial institutions are more flexible, competitive, and can grow by having a single, scalable portal. You can customize the services you offer to your customers and use the latest technology available in digital experiences. Access Finastra's wide range of banking solutions, including payments, lending, corporate banking, and Treasury & Capital Markets. Prepare for the future and be ready today. Are you a developer, fintech or financial institution looking to disrupt the market. Are you a financial institution looking for new innovations for clients? To integrate your existing apps or develop new apps, you can access APIs from Finastra's core system.

It's easy to offer banking services to your customers. Offering banking products and services will enhance your value proposition and increase revenue. Synctera’s banking as a services platform includes everything you need to launch and scale embedded financial and banking products. Synctera’s BaaS platform allows companies of all sizes and across industries to build, launch, or scale embedded banking products. You can access all the best technologies to build a great product using a single, flexible and secure API set. Synctera’s extensive documentation is available to anyone, whether they are new to the financial sector or not. Synctera's BaaS platform has a variety of sponsor banks that can power the capabilities of your financial product. We facilitate relationships between you and a sponsor bank partner who is compatible with your unique vision for the product, target market and timeline. This allows you to launch and scale confidently.

A cloud-native platform that offers the scalability, security and flexibility you need to respond to market changes quickly. Our all-in one platform offers a wide range of products in a native cloud environment to help future-proof your business. Use our fully featured platform to issue credit, pre-paid, and debit cards. Issue plastic cards, virtual and one-time cards to specific merchants or transactions. Create the best digital products and experiences, regardless of whether your bank is a new one or you are dealing with legacy technology. Our platform gives you the freedom to innovate in a seamless manner. Create a digital wallet that can compete with the most popular wallets on the market. Manage both buyers and sellers on any device or platform. Offer innovative loan products that are scalable and have a rapid time to market. Pismo can be used for booking, disbursement and auto-repayment.

Finzly’s award-winning Payment Core will provide you with a payment infrastructure that is future-proof. Unify all payment rails with a single API and a payment hub to provide a rail-independent, single payment experience for your customers. Launch new financial products faster and with greater agility than ever before. Launch FedNow & RTP or modernize ACH & Wires. Or, centralize processing with our payment hub. Deliver a modern and customizable Treasury experience that is tailored to the demands of the digital economy. Finzly APIs can be used to support embedded banking through BaaS. Finzly’s award-winning OS empowers your bank's innovation and competitiveness at scale. FinzlyOS is a simple app-based operating system. It is almost as simple as adding an application to your smartphone to add new financial products. Add on-demand features to your brand and retain your existing customers.

We are a complete provider of 'Payments As A Service' technology. Our cloud-native, real-time, cloud-native payment platform has won numerous awards. It allows banks, fintechs and financial institutions to process a wide variety of payments quickly, easily, and cost-effectively. A market-leading cloud payment platform designed specifically for the evolving regulations of the payments sector. We offer the best API-first technology and have extensive experience in payments. Form3 takes out the complexity and need to manage critical, constantly evolving payment infrastructure. Instead, our customers can benefit from the latest technology advances and can focus on developing better customer propositions to grow your business. Form3 manages the entire payment process from the moment a payment request is made, through clearing, clearing, and settlement with national payment systems.

Treezor's white label solution allows you to integrate financial services into your client experience. It also enhances your business offer. Treezor, Europe's leading banking-as a-service provider, will help you every step of your payment project. You have a wide range of financial services that can be used to support your projects. Our modular, one-stop-shop solution allows any company (fintechs or large businesses) to speed up their banking projects by outsourcing all of their payment requirements to us. Treezor's tech, security and regulatory expertise will help you seamlessly integrate payments into your customer journey. Treezor is a creative and innovative platform for the top European fintechs to help accelerate the digital transformation. Treezor is the preferred platform to connect innovative companies, startups and fintechs with neobanks. One contract, one API and one integration with multiple services and endless possibilities.

NovoPayment's API-based platform allows for digital banking, card solutions, and payment in record time. We can help you start from scratch, enhance, or expand in multiple markets. You can deploy your corporate, SMB, and consumer programs with our Visa or Mastercard prepaid, debit, or credit solutions. Our APIs and issuing infrastructure allow you to launch physical and digital card programs. Users can manage their digital multicurrency accounts online by accessing multiple wholesale rates and service providers through our application network. Instant virtual and physical card issuing, open- and closed-loop programs. Strong businesses are powered by payments. We offer a complete range of payment tools to the digital economy, from secure remote commerce to real-time.

Easy access to the entire financial ecosystem allows you to build, upgrade, and expand your business. All of your financial services are available through one API. Integrating financial services into your products can create new and exciting customer experiences. Your customers will never have to leave your ecosystem. Integrate your existing systems seamlessly to improve customer service and back-office operations. OpenPayd offers market-leading rates, coverage and technology. OpenPayd also offers support. Scale quickly with local payment rails, unrivalled FX Management, a large network of global licenses, and many other benefits. OpenPayd's global banking network allows you to make and receive international payments.

Our cloud-native core bank platform covers all aspects of lending and saving operations. The platform is composed of prepackaged building blocks that can be assembled to create the banking experience that you desire. The real benefits are the speed of implementation, and the ability to tailor the solution to your specific needs. We can launch a bank in a few months and add new products in a matter of weeks. Our strategy of keeping all customers on the same platform allows us to innovate quickly and without compromising uptime. This means that you can concentrate on building what you need quickly and reliably. Our cloud-native core banking platform puts your customers at the center. It offers a wide variety of prepackaged solutions that allow you to quickly create innovative banking services to meet their changing needs.

Temenos Transact, the most popular and widely used digital core banking solution in the world, is Temenos Transact. Temenos Transact is cloud-native and agnostic technology that provides the most comprehensive and richest set of banking functionality across retail and corporate. It has over 1000 banks in more than 150 countries relying upon it to offer market-leading and innovative products and services. Core banking SaaS allows you to innovate in minutes and launch products within days. Temenos Transact is available in The Temenos Banking Cloud. This cloud brings together the best banking services around, an innovation sandbox and a rich fintech market.

Cyberbank is a Next-Gen Core banking platform and a Digital Engagement accelerator. This platform is designed to help you stand out by adapting to changing consumer behavior and making you an integral part of customers' lives. Two pieces, a single architecture. Cloud Native, API-centric, and microservices-based, it is a unique digital banking backbone. The Cyberbank platform is used by banks, challenger banks, fintech companies, and neobanks. Only platform that can dynamically modify end-to-end product definitions, and adapt to modern customer behavior. Cyberbank Next-Gen Core allows you to dynamically create and refine products and services based on customer needs and behavior. All-in-one modern products, including deposits, loans, and payments. Cyberbank Digital allows you to create digital ecosystems, and build exceptional, empathic experiences online.

EBANQ®, the most user-friendly white-label online bank software app, is available. It's a turn-key solution that can be used by banks, Neobanks and other electronic money institutions, payment institutions, remittance companies, asset managers, cryptocurrency exchanges, and anyone else who manages client accounts. The EBANQ banking app is fast to load on all devices and works well with all major browsers. Mobile Banking requires no additional investment. EBANQ Online Banking Software can be easily customized by uploading your logo, changing icons and colors, and achieving your desired look and feel in just seconds. Modern cloud technology, microservices, and modular architecture. You can scale and be sure that your requirements will be met, regardless of how many end-users you have.

A customer-centric platform is essential for every customer-centric Financial Institution. Technology does not have to be the first. This means that you must first focus on the customer. It is about setting their expectations and then identifying the elements necessary to meet them in a cost-effective manner. Bantotal Core is a core banking system that has been used in all major financial institutions in Latin America. It is internationally recognized. Bantotal Core has gained this experience and is able to implement the best banking practices. Bantotal has been used in the most prominent microfinance institutions across Latin America as a benchmark in technological solutions for Microfinance. This has allowed the best sector practices and processes to be integrated into Bantotal, Microfinance. Bantotal Comex allows financial institutions to expand their business of Letters of Credit and Guarantees, Collections as well as International Cheques.

Universa combines industry best practice and cutting-edge technology to create a comprehensive system for your Credit Union, Bank, Trust, or other financial institution. It is built on the proven capabilities of mature and seasoned banking platforms and combined with the latest technology and best practices in the industry, it has evolved to a leading-edge browser-based, all-encompassing system. Universa offers a core set features, but can be customized to meet your specific needs. Universa supports third-party interfaces, such as Automated Teller Machines and Point of Sale interfaces. Credit bureaus, insurance companies, and other institutions are also supported. Extend the reach of traditional banks and credit unions by using alternative delivery channels. The use of new technologies can improve efficiency, reduce operational costs, and provide better services for customers.

Financial institutions can fully automate their compliance and risk management processes with AI-driven technology. Continuity, a RegTech solution, automates risk, compliance and vendor management for the financial service industry. It integrates the required processes of compliance and risk to improve performance. Continuity reduces regulatory burden and mitigates risks by combining cloud technology with regulatory expertise. Our solution has been adopted by hundreds of financial institutions in the United States. Continuity's enterprise-risk management (ERM), compliance, vendor, performance management, and compliance systems are designed to meet the needs of banks, credit unions and mortgage companies of all sizes. A robust platform designed for efficiency and flexibility.

Rev. is the preferred choice for banks, fintech and other companies looking to launch digital payments products. Our digital payment products allow you to keep up with consumer demand and competition. In record time, deliver branded banking experiences. Each partnership brings decades of experience in the development and management of next-generation payment products across the globe. Our industry-leading technology and our team of industry experts allow us to not only fulfill our clients' needs but also help define the boundaries of what is possible within our space. We are passionate about creating products that have a positive impact on the markets they serve. We created a unique platform for strategic partners and us to create amazing fintech products and services. We can help you launch a program with our cloud-based platform and processing engine.

An omnichannel digital banking solution that is highly customizable and context-aware. It can integrate with any core processor to service all business lines. Oracle Banking Digital Experience allows banks to execute their digital strategies without having to adopt a single-size-fits all approach. Oracle Banking Digital Experience is a digital banking solution that is open, flexible, cloud-ready, scalable and enterprise-class. Banks can quickly deliver digital capabilities without having to change their core banking platforms. One digital platform that banks can use to provide engaging digital banking customer experiences across all channels. Comprehensive digital banking software that supports all business lines, including corporate, retail, and Islamic. An extensible, customizable digital banking solution that can integrate with any existing technology.

ModernFi is a modern deposit marketplace for banks. ModernFi connects banks with excess deposit to banks that require funding to provide liquidity or revenue opportunities. ModernFi was created to empower banks using technology. We help banks increase their operational efficiency by creating an efficient interbank marketplace. Our technology and talent are put to the use of banks to help them succeed and better serve their communities. ModernFi's work helps banks better serve clients and improve the financial well-being of their communities. We are working towards a more stable and inclusive future economy. ModernFi has deep respect for the banking sector and is committed to advancing it. Our team has decades of financial sector experience and is driven by the ambition to change the way banks interact with each other and their communities.

The consumer relationship with banks has changed, and so are the requirements for every aspect of banking infrastructure. It is becoming more common to adopt a digital-first approach, and some institutions are being left behind. We at ieDigital know that customers are the key to this transformation. We are focused on providing better customer experiences, delivering what banks require to be efficient and delivering the highest value possible. Core banking platforms are focused on customers and not accounts. Multiple core systems can change, making it difficult to maintain a single customer view. Launching products takes too much time, and core banking platform limits product features. Legacy IT estate is expensive to maintain and cannot be moved to the cloud.

FinnOne Neo is the next generation of lending solutions built on an advanced technology platform. It is designed to change the future of lending in the Retail, Corporate, and Islamic sectors. The multi-channel solution digitizes the entire loan lifecycle, from initial contact with customers to helping to make better credit decisions quicker to comprehensive loan servicing and sophisticated debt management. FinnOne Neo was created to address the challenges of providing efficient and agile solutions while reducing costs. FinnOne Neo has been implemented in 50 countries and has been the best-selling lending solution worldwide for more than 10 years. FinnOne Neo is compatible with both cloud and on-premise deployments. It can be quickly deployed in partnership with top cloud providers without requiring significant upfront capital expenditure. Cloud deployment allows for flexibility and scale while optimizing costs through pay-per-use models.

ICS BANK, a comprehensive financial and banking software solution, offers a modular menu from which to choose and build your own system. ICS BANKS Universal Banking allows the bank to serve its customers by providing key digital features, using facilities and the latest technologies such as: Cloud availability, – Open APIs and Agency Banking, BPM and DMS, Artificial Intelligence and Robotics and Blockchain, Cash Management System, Cash Management System (CMS), Chatbots and Smart Contracts. Cardless Payments are also available. Customer onboarding is possible with Wearable Banking. ICS BANKS's extensive touchpoints and omnichannel capabilities allow banks to leverage data and acquire customer information from any location at any time.

TrustBankCBS offers complete software solutions for BFSI organizations. TrustBankCBS software suite allows banks to deliver on their core strategy, ensure customer satisfaction, and achieve continuous improvement for growth and progress. TrustBankCBS has many developments. Get expert insights and opinions on innovation, technology, and the changing Core Banking landscape. For a complete overview, see TrustBankCBS Solution Brochures and videos. TrustBankCBS offers a range of off-the-shelf software functionality on 'Software as a Service,' i.e. BFSI organizations can rent a bundled solution that includes Application Software and Hosting Infrastructure. The SaaS platform enables BFSI to leverage the end-to–end functionality in TrustBankCBS with almost no Capex Cost, economical Opex costs, and guaranteed High Up-time Core Banking Application.

Kensoft offers state-of the-art Customized Enterprise Software Solutions as well as 3-tier Cloud Products. Our Financial Software Products are backed by knowledge-based DSS (Decision Support Systems) and have been used in major companies in India and overseas. KEN-CBS (Kensoft Core Banking Software) integrates seamlessly with other banking software solutions to make them enterprise ready. It is a domain-enriched product that enhances customer experience and improves operational efficiency. It covers all aspects of banking operations in a commercial bank. It can be customized to meet any bank's specific needs. Ken-CBS has a proven track record of excellence and quality thanks to Kensoft's design and development expertise for more than a decade.