Alternatives to RiskGuard

Know the real identity of your customer, user, or employee with the Udentify Identity Verification and Biometric Authentication solution. Challenges we solve: - Identify verification - Onboarding - New account opening - Age verification - Fraud prevention - Biometric authentication - Passwordless authentication - Strong customer authentication - KBA replacement - KYC and AML compliance Udentify is iBeta Level 1 and Level 2 certified, quickly integrates into your website or mobile app and lets your users navigate from a desktop to a mobile experience as desired.

TruNarrative is a part of LexisNexis Risk Solutions TruNarrative was founded with a single mission: to make safe commerce simple. The TruNarrative Platform facilitates multi jurisdiction customer onboarding, financial crime detection, risk & regulatory compliance. Providing unified decisioning across; Identity Verification, Fraud, eKYC, AML & Account Monitoring via a single API. Our platform brings these checks into a single easy-to-configure environment and then uses modern techniques including machine learning and process automation drive efficiency. Combining your own data with 40+ third party providers into the TruNarrative no-code interface, means you can adapt rules and decisioning on the fly without IT resources, keeping total cost of ownership low, and make adoption and integration easy.

RISK IDENT, a leader in software development, offers anti-fraud solutions for companies in the e-commerce and telecommunications sectors. We are experts in machine learning and data analytics. Our most important products are DEVICE IDENT Device Fingerprinting and FRIDA Fraud Manager. These include account takeovers, payment fraud, and fraud within loan applications. Our intelligent software products detect online fraudulent activity by automatically evaluating and interpreting data points. We provide real-time results that allow you to stop fraudulent attacks before they occur. Multiple awards, serious data security. The key to fraud prevention is the network and evaluation of all relevant data points at high speed. We deliver exactly that: Real-time identification of anomalies.

Enhance the precision of location data for digital identity verification, fraud prevention, and compliance with regulations. Confirm the user's location and evaluate it against compliance standards to ascertain that the individual is situated within the authorized area or zone. This approach not only boosts acceptance rates for genuine users but also effectively curtails fraudulent activities. By integrating device, location, and identity intelligence, the system can verify and authenticate the legitimacy of the location provided. It generates a device fingerprint through the examination of various fraudulent device behaviors, including jailbroken devices, deceptive location applications, and emulators. Additionally, it safeguards against fraudulent user actions such as location hopping, account sharing, and unauthorized account access. By amalgamating all available geolocation signals—like WiFi, GPS, and GSM—with cutting-edge technology, the value of location data is significantly enhanced. Furthermore, it recognizes advanced location spoofing techniques, including the use of VPNs, data centers, anonymizers, proxies, and Tor exit nodes, ensuring a comprehensive defense against sophisticated fraud attempts. This multi-faceted approach not only fortifies security but also instills confidence in users that their data is well-protected.

FUGU offers self-learning fraud prevention. FUGU's fraud-detection software tracks online payments post-purchase, as we believe that EVERY PAYMENT COUNTS! WORKING MONTH-2-MONTH - ZERO RISK, NO COMMITMENT! FUGU reduces false transaction declines by 50%, wins chargeback disputes by 60%, and identifies fraud attacks, including friendly fraud. FUGU also offers a chargeback liability shift service, covering fraud and authorization reason codes. FUGU's motto - "EVERY PAYMENT COUNTS", we offer a unique KYC system for automating verification processes and increasing its success rate to the highest rates in the industry. FUGU is a must-have solution for online payments: 1. eCommerce websites - supporting all platforms (+ Shopify app) 2. Payment getaways 3. Software as a service (recurring revenue) - ongoing risk assessment 4. Investments \ exchanges (for accepting investors' deposits) 5. Gaming\Casino 6. Banks, creditcards, etc 7. Chargebcks guarantee FUGU support all eCommerce platform and offer: 1. Shopify fraud detection and prevention app 2. Woocommerce fraud detection & prevention 3. Magento fraud prevention & detection 4. Bigcommerce fraud detection & prevention 5. Wix fraud detection

Join over 500 million users who have already harnessed the power of Group-IB's Fraud Protection solution, utilizing advanced fraud intelligence, device fingerprinting, and behavioral analysis to combat sophisticated digital fraud effectively. Safeguard your business against a multitude of fraud attempts through state-of-the-art detection capabilities. Automate threat responses to minimize the impact of fraud while taking proactive measures to prevent future incidents. Enhance user satisfaction and trust with secure, seamless interactions that prioritize customer experience. Employ automated defense mechanisms to effectively counter AI-driven attack strategies. Traditional methods often emphasize the detection of anomalies, which can lead to an increased number of false positives that mistakenly label legitimate user actions as suspicious, ultimately inconveniencing genuine users and wasting crucial resources. In contrast, Group-IB Fraud Protection adopts a more strategic approach by emphasizing user authentication prior to engaging in fraud detection, ensuring a smoother and more reliable experience for all users. This unique methodology not only enhances security but also fosters a more positive interaction between users and businesses.

Sensfrx offers an advanced fraud detection and prevention solution that helps businesses protect themselves against a wide range of online threats, such as account takeovers, chargebacks, and bot-driven fraud. By utilizing AI-powered analytics and machine learning, it provides real-time protection, blocking malicious activities before they can impact operations. Sensfrx offers an intuitive, customizable platform that allows businesses to set personalized fraud prevention rules based on specific needs, ensuring a tailored approach for each organization. This flexible solution is designed to support various industries, including e-commerce, banking, and healthcare, offering fraud protection across multiple platforms. Its seamless integration with existing systems ensures that businesses can implement fraud prevention measures without disrupting daily operations, improving overall security and customer trust.

FraudShare is an innovative platform created by LIMRA aimed at tackling account takeover fraud within the financial services sector. It grants users real-time access to data on incidents and threat indicators linked to ATO attacks, allowing businesses to take proactive measures against fraudulent schemes. Users receive prompt email notifications and have the option to access data through export capabilities or an API, which streamlines the process of identifying and averting similar attacks. The platform's correlation analysis features enable organizations to identify and connect related incidents, revealing additional threat indicators that are essential for thorough investigations. Additionally, FraudShare provides valuable industry statistics and trending insights derived from verified fraud cases, helping companies grasp the dynamics and repercussions of ATO fraud. This wealth of information empowers organizations to make strategic choices to bolster their fraud prevention efforts and stay ahead of evolving threats in the financial landscape. Ultimately, FraudShare serves as an essential tool for enhancing collective defenses against increasingly sophisticated fraud tactics.

Moonsense empowers users to identify advanced fraud tactics by offering instant access to actionable insights and detailed source data, thereby improving fraud detection while minimizing inconvenience for users. By leveraging user behavior and network intelligence, it is possible to uncover a user’s distinctive digital fingerprint, akin to an individual's actual fingerprint. In an era marked by frequent data breaches, this unique digital signature proves to be effective in identifying complex fraud patterns without burdening the user experience. Among various types of fraud, identity theft remains prevalent. During the process of account creation, there exists a typical behavioral pattern that can be analyzed. By scrutinizing the user's digital signals, accounts that deviate from established norms can be flagged for further investigation. Moonsense is committed to equalizing the odds in the battle against online fraud, ensuring that organizations can protect their users effectively. A single integration opens the door to comprehensive insights into both user behavior and network dynamics. Ultimately, this innovative approach not only enhances security but also fosters trust between users and service providers.

Fraud Detection Modern fraud prevention systems rely on documenting issues and establishing expert-defined rules to combat them; however, due to the vastness and ever-changing nature of fraud, this approach is often inadequate. POINTER introduces a forward-thinking strategy that swiftly identifies fraudulent activities by recognizing transactions that deviate from a user’s usual behavior. Utilizing a proprietary mathematical model along with advanced data mining methodologies, POINTER generates a dynamic Personal Symbolic Vector. Additionally, the incorporation of auto-learning techniques allows the system to adapt to realistic behavioral changes over time. This adaptability guarantees that user profiles remain current and that the most recent expert rules are applied for fraud detection. Furthermore, POINTER significantly reduces the number of false alerts, thereby minimizing the research time required by staff while simultaneously enhancing customer service. Institutions can also customize these parameters to achieve the most effective balance for their specific needs. Ultimately, this innovative approach revolutionizes the way organizations manage and mitigate fraud.

Traditional check-clearing methods primarily assess the legal and courtesy limits of check amounts, often resulting in low-risk scores and the potential for false positives. In contrast, Tungsten FraudOne software enhances the detection of counterfeit checks through an innovative fraud scoring engine, which can be integrated with various verification tools to more effectively uncover sophisticated fraud schemes. By utilizing adaptable fraud detection strategies during both the capture and clearing stages, particularly as transaction methods like mobile deposits evolve, businesses can significantly streamline their processes. This solution minimizes the labor-intensive manual review of false positives by effectively differentiating between questionable and valid items. Moreover, it bolsters customer assurance by providing safeguards against signature forgery, check alterations, and fraudulent discrepancies. With improved accuracy, organizations can identify a greater number of suspicious checks in a shorter period, enabling them to scrutinize all checks, not just those of high value. Ultimately, this leads to a more efficient and trustworthy check verification process.

Verify that users trying to access geo-restricted content are located within permissible areas, and ensure advertisements are directed solely at legitimate users. Eliminate suspicious traffic sources, which may include VPNs, data centers, proxies, and Tor networks. The system offers a regularly updated and dynamic compilation of IP addresses deemed fraudulent. It is capable of identifying sophisticated location spoofing methods, such as using a proxy in combination with a VPN and hijacking residential IP addresses. Additionally, it detects various deceptive techniques that may be employed to obscure the true identity of fraudulent IP addresses. By utilizing the advanced capabilities of GeoGuard’s machine learning alongside human expertise, it anticipates and mitigates potential threats. This customizable and reliable geolocation solution is designed to function seamlessly across a diverse array of devices and user interfaces, and has received endorsement from prominent rights holders in the film, television, and sports industries. With its robust features, the solution not only enhances security but also fosters trust among users and content providers alike.

Greip: Your Ultimate Fraud Prevention Solution Fraud is costing businesses billions every year. If you're running a SaaS platform, e-commerce store, or marketplace, you know how damaging payment fraud, fake accounts, and abusive behavior can be. Chargebacks, lost revenue, and damaged reputations are just the tip of the iceberg. Greip is here to help. Our advanced fraud prevention platform uses real-time IP geolocation, proxy/VPN detection, and AI-driven risk scoring to identify and block fraudulent activity before it impacts your business. Whether it’s stopping fake signups, preventing payment fraud, or mitigating abusive behavior, Greip gives you the tools to protect your revenue and build trust with your customers. Key Features: – IP Geolocation & Proxy Detection: Pinpoint high-risk users and block malicious traffic. – Real-Time Fraud Detection: Instantly identify and block suspicious activity. – AI-Powered Risk Scoring: Make smarter decisions with accurate fraud risk assessments. – Chargeback Prevention: Reduce disputes and protect your revenue. – Customizable Rules: Tailor fraud prevention to your unique business needs. Don’t let fraud hold you back. With Greip, you can focus on what matters mostK while

Harness the capabilities of cutting-edge AI and image analysis with TAFraudSentry, an innovative system that merges digital image forensics and transactional scrutiny to create a strong, layered defense against various types of check fraud. As technological advancements continue, so too do the strategies used by fraudsters, resulting in a rise in both the sophistication and occurrence of fraudulent activities. Financial institutions across America are at the frontline of this ongoing battle, confronting a multitude of intricate fraud schemes that challenge their operations. Take a proactive approach with TAFraudSentry, a top-tier, AI-driven solution designed specifically for detecting check fraud and protecting your financial interests. By utilizing AI and image analysis, this advanced system does not merely react to fraud; it anticipates and prevents it, safeguarding both the institution and its clientele from potential financial harm. This forward-thinking solution ensures that financial entities can maintain their integrity and trust in an ever-evolving landscape of fraud risks.

With the increase in payment channels, the avenues available for fraudsters have also expanded, raising the potential liabilities for banks significantly. The rise of real-time payments, Open Banking, and digital interactions only serves to escalate these issues further. Conventional anti-fraud measures struggle to effectively thwart payment fraud, as they typically depend on numerous static and reactive rules that are inadequate for identifying emerging fraud patterns and often generate excessive false alarms. By utilizing cutting-edge 3D artificial intelligence (3D AI) technology, the NetGuardians platform, known as NG|Screener, provides real-time surveillance of all bank payment transactions, enhancing fraud detection while minimizing false positives. This advanced system pinpoints suspicious payments linked to social engineering tactics or scams, such as invoice redirection, romance fraud, and CEO impersonation, while also correlating these incidents with indicators of digital banking fraud, including eBanking and mBanking sessions compromised by malware or takeover fraud stemming from identity theft. As the financial landscape continues to evolve, innovative solutions like NG|Screener are essential for safeguarding banks and their customers against increasingly sophisticated fraud threats.

Enhance fraud prevention across various digital platforms with an adaptive solution that leverages machine learning and sophisticated data modeling techniques. Swiftly counteract threats such as account takeover, new account scams, and mobile fraud as they occur. By implementing intelligent automation and precise risk scoring, you can significantly decrease manual review processes and lower operational expenses. Ensure compliance with regulations like PSD2 through continuous real-time monitoring of transaction-related risks. Take a proactive stance against digital banking and mobile fraud by upgrading your current fraud prevention measures with OneSpan Risk Analytics. This innovative tool evaluates extensive volumes of data from mobile, applications, and transactions instantaneously, enabling the identification of both existing and emerging fraudulent activities in online and mobile banking environments. With this advanced approach, organizations can stay ahead of fraudsters while improving the overall security of their digital services.

Safeguard against account takeovers, fraudulent new accounts, and multifactor authentication fatigue with the capabilities of PingOne Protect. This solution assesses various attack vectors, assigns risk ratings, and offers valuable insights, enabling the activation of mitigation tools that thwart potential threats while ensuring that genuine users can authenticate without difficulty. By leveraging intelligence-driven policies, PingOne Protect amalgamates the outcomes of diverse risk indicators to derive a comprehensive risk score. This score is linked to specific policies that dictate the level of friction applied during user interactions, which may include techniques like CAPTCHA, password resets, selfie verifications, and push notifications. Enhance the effectiveness of each predictor, consolidate the predictors, integrate signals from external sources, and implement overrides as necessary. The predictors encompass bot detection, IP velocity, user velocity, anomalous velocity, user location discrepancies, IP reputation, usage of anonymous networks, risk behaviors of users, models of user-based risk, detection of new devices, identification of suspicious devices, and custom or third-party predictors, thereby providing a robust solution to manage risks effectively. By utilizing these comprehensive measures, organizations can significantly bolster their defenses against various forms of cyber threats.

Transform your approach to banking fraud detection and prevention into a key competitive advantage by implementing a robust and secure enterprise-wide fraud analytics solution. To effectively retain customers and expand revenue streams, financial institutions must outpace both fraudsters and rivals in the market. Empower your fraud prevention team with advanced data science and AI capabilities, enabling them to deliver effective fraud detection and prevention across various digital channels and payment methods while ensuring a smooth payment experience. Utilize transaction risk analysis in conjunction with your access control server to successfully request exemptions, and adhere to 3DS regulations for online and card-not-present transactions. It is also vital to comply with Anti-Money Laundering (AML) laws and manage any watch list restrictions effectively. A comprehensive enterprise fraud prevention strategy is crucial to safeguarding your customers across all digital interfaces and transaction types. By proactively addressing account takeover fraud, institutions can significantly diminish the risk of financial crimes across their entire digital ecosystem, ultimately fostering trust and security for their customers.

Every bank and fintech requires AI fraud investigators to create a reality where fraud victims are a thing of the past, and Trident is leading the charge by providing limitless investigators to these institutions. By deploying AI agents designed specifically to combat card fraud and APP scams, our solution integrates effortlessly with your in-app dispute forms, messaging systems, and alerting mechanisms. This innovation drastically reduces fraud resolution times from several days to mere minutes, ultimately enhancing customer satisfaction. Moreover, our AI agents bolster your fraud management capabilities, ensuring that every case is addressed regardless of the volume of incidents reported. With a streamlined process for handling false positives, our detection models can identify a greater number of transactions, ensuring that real fraud is captured effectively. Additionally, our assistant can be easily incorporated with platforms like Intercom, Zendesk, or any existing case management system you may currently utilize, providing a comprehensive tool for fraud detection and resolution. By harnessing the power of AI, we can transform the landscape of fraud investigation and support banks in safeguarding their customers more efficiently than ever before.

Anomalia® employs its unique AI algorithms to uncover possible fraud, risks, conflicts, and non-compliance within financial and legal transactions at a granular level. Their anomaly detection for ACH transactions utilizes both customer transaction data and behavioral patterns to spot irregularities, effectively thwarting fraudulent activities. Additionally, Anomalia® assesses the legitimacy of mobile check deposits by examining the checks themselves, the accounts receiving them, and their geographical deposit locations to identify potential fraudulent behavior. In the realm of wire transactions, Anomalia® evaluates the origins and beneficiaries alongside their anomaly scores derived from other wire transfers to recognize and prevent possible fraud. Furthermore, Anomalia® conducts thorough analyses on a variety of transactions, entities, and their interconnections to bolster due diligence efforts aimed at identifying potential money laundering activities. This multi-faceted approach ensures a comprehensive strategy for safeguarding financial integrity.

Leading the industry in safeguarding the complete customer experience, from setting up accounts and logging in to processing payments and handling disputes, this solution effectively minimizes chargebacks, manual assessments, and erroneous declines, resulting in enhanced approval rates and increased revenue. The concept of Identity Trust revolves around determining the reliability of each identity involved in every payment, account creation, and login action. Utilizing AI technology, Kount's Identity Trust Global Network TM integrates trust and fraud indicators from 32 billion interactions each year to combat fraud in real-time while facilitating customized customer experiences. By delivering rapid and precise identity trust evaluations, the system ensures secure payments, account setups, and login processes while mitigating risks associated with digital fraud, chargebacks, and unnecessary manual reviews. Furthermore, this innovative approach significantly decreases the occurrence of false positives, alleviating friction for legitimate customers and allowing businesses to confidently accept more valid orders, which in turn boosts overall revenue and optimizes operational efficiency. Ultimately, the solution empowers organizations to enhance their decision-making process, eliminating uncertainty and streamlining customer interactions.

In the modern era, enterprises that leverage digital transformation primarily conduct their operations online and in real-time, minimizing the need for human involvement. While this strategy significantly lowers expenses and enhances customer satisfaction, it simultaneously opens the door to substantial risks of fraud perpetrated by savvy individuals who exploit the online environment's inherent anonymity and ease of access. For instance, in the realm of e-commerce, fraudulent transactions can arise from hacked accounts and pilfered payment information. Additionally, various forms of deception may include account takeovers, misuse of complimentary trials, fake reviews for products, warranty abuses, refund scams, reseller fraud, and exploitation of discount programs. These fraudulent actions can severely impact both the bottom line and the brand reputation of the business. Unlike in the early days of the internet, today's fraudulent schemes are often executed by organized, well-funded groups of professionals who are adept at navigating online systems. The evolving landscape of cyber threats necessitates a proactive approach to safeguard against these sophisticated fraud tactics.

Enhance your ability to swiftly tackle emerging threats while minimizing false positives to improve the overall customer experience. Our comprehensive fraud detection and prevention system accommodates various channels and business sectors, facilitating enterprise-wide oversight through a unified platform. This solution streamlines the integration of data, allowing you to amalgamate internal, external, and third-party information to develop a predictive model finely tuned to your organization's specific requirements. By consolidating this data within a single technological framework, you gain the adaptability to expand or modify your operations as your business evolves, enabling a quicker response to new threats as they surface. It is essential to remain vigilant against evolving tactics and novel fraud schemes. Utilizing integrated machine learning techniques, the system can identify and adjust to shifts in behavioral patterns, resulting in stronger and more efficient models. Additionally, critical technological elements enable the swift identification of anomalies specific to each customer, while in-memory processing guarantees rapid response times with high throughput and minimal latency, ensuring your operations remain agile and effective. This holistic approach not only safeguards your assets but also fosters trust and satisfaction among your clientele.

Pasabi is an innovative platform leveraging artificial intelligence to prevent fraud, specifically tailored for marketplaces and digital platforms facing the challenges of modern online threats. By employing a combination of AI and behavioral analytics, Pasabi consistently observes user interactions to uncover trends that may signal fraudulent behavior, including the presence of fake accounts, bogus reviews, counterfeit items, and various scams. This versatile platform caters to businesses of all sizes, ranging from dynamic startups to well-established global corporations. With its advanced technology, Pasabi empowers platforms to take decisive action against malicious entities, thereby safeguarding users and preserving the integrity of the platform’s reputation. Furthermore, Pasabi offers a Partner Program that fosters collaboration with other entities to create comprehensive trust and safety solutions aimed at bolstering defenses against online deception. Through its ongoing monitoring capabilities, Pasabi continually adapts to recognize and respond to evolving patterns of misconduct as they arise, ensuring a safer online environment for all users.

TrackLight is an innovative platform that utilizes artificial intelligence to effectively detect and prevent fraudulent activities, aiming to thwart costly decisions before they can occur. By harnessing a comprehensive database of over 3,000 distinct fraud schemes along with more than 1 billion open-source intelligence records, it integrates smoothly into existing workflows for enhanced efficacy. The platform also features an intelligent co-pilot named Ray, which offers concise executive summaries of findings and actionable recommendations, ensuring that decisions are both accurate and fair. Additionally, TrackLight boasts a range of tools designed for due diligence, fraud analytics, social network analysis, and case management, all of which work to protect businesses by recognizing patterns within extensive data sets and automating various processes. This platform not only streamlines business operations but also provides valuable insights that simplify the identification of potential fraud, making it an essential asset for enterprises looking to safeguard their interests. Ultimately, TrackLight empowers businesses to act proactively against fraud, significantly reducing the risk of financial loss.

In the modern era of global connectivity, organizations from various industries face a multitude of challenges that require consistent focus and innovative strategies. These widespread concerns demand immediate attention and effective approaches to resolve them. Revenue assurance issues primarily focus on the necessity of ensuring that organizations effectively collect and account for every dollar they are due. This includes the critical tasks of discovering and gathering all potential revenue streams while also safeguarding against losses caused by errors, fraud, or operational inefficiencies. It is essential to manage disputes, chargebacks, and refunds to uphold customer trust and confidence. Moreover, maintaining precise records is vital to prevent discrepancies in revenue. Compliance with agreements is crucial to avert any potential revenue leakage, while accurate billing practices are necessary to minimize financial losses. In the public sector, effectively managing budgets plays a key role in guaranteeing proper allocation of resources. Additionally, preventing unauthorized transactions and fraudulent claims is essential for maintaining financial integrity. Organizations must also comply with industry regulations to steer clear of penalties and protect their reputation. Furthermore, tackling the issues presented by large volumes of unstructured data can significantly enhance overall performance and decision-making processes. By addressing these challenges, organizations can position themselves for greater success in an increasingly complex environment.

BioCatch offers sophisticated behavioral insights that empower organizations worldwide to implement actionable intelligence, thereby enhancing the security of the customer journey. By examining both the physical and cognitive digital behaviors of users, BioCatch generates vital insights that help differentiate between genuine applicants and potential cybercriminals. It identifies behavioral anomalies that signal threats from both human and automated sources, including Remote Access Tools, bots, malware, and manual account takeovers. Furthermore, BioCatch can recognize subtle behavioral cues indicating that a victim might be unknowingly led into a fraudulent money transfer. Utilizing AI-driven behavioral biometrics technology, BioCatch effectively minimizes online fraud while facilitating identity verification without sacrificing user experience. The patented solution is crafted to safeguard online identities, all while ensuring that web and mobile users enjoy a seamless interaction with digital platforms. This innovative approach not only enhances security measures but also fosters trust between organizations and their customers.

Shift Technology’s Claims Fraud Detection platform uses advanced AI to empower insurers to fight fraud with greater precision and efficiency. The solution analyzes claims data in real-time, leveraging machine learning to identify fraud patterns and streamline the investigation process. With enhanced case management tools and the ability to integrate external data sources, Shift’s platform helps insurers reduce fraud, improve hit rates, and cut down on false positives. It is used by top insurers globally, having already identified over $5 billion in fraud in just one year, making it an indispensable tool for modern fraud prevention.

Our compliance-as-a-service offering, alongside tools for transaction monitoring and fraud prevention, enables you to accelerate the development and expansion of your business. This PCI-compliant solution detects near real-time card-testing attacks, featuring automatic blocking and risk scoring functionalities. We provide go-to-market assistance while ensuring adherence to all financial regulations, facilitating due diligence, AML/BSA monitoring, and compliance with current KYC and OFAC screening standards. Additionally, our identity verification and liveness detection systems protect against account takeovers and perform KYC checks essential for global payments. Over the last 15 years, we have established a robust framework that securely facilitates international money transfers. Now, our team of compliance and fraud specialists is dedicated to empowering clients in achieving their growth and expansion objectives. Regardless of whether your business is navigating significant risks or aiming to integrate global payment solutions, we possess the expertise and resources necessary to assist you. With our near real-time monitoring of card transactions, we ensure you stay ahead of potential threats while optimizing your operations.

Designed specifically for financial analysts, portfolio managers, and regulatory bodies, our AI offers precise accounting risk assessments for numerous organizations worldwide. It possesses the capability to detect corporate accounting irregularities well in advance of market awareness and does so in mere seconds. This innovative AI solution is the first of its kind aimed at the early identification of accounting fraud and manipulation. Early recognition of potential financial issues is crucial for effective investment strategies. Unfortunately, traditional analysis can take months for analysts to scrutinize a single company, as many organizations cleverly conceal their misconduct. To address this challenge, we created a unique AI system that illuminates corporate accounting issues, allowing financial professionals to make better-informed investment decisions. It provides a comprehensive score ranging from 0 to 100, along with a tailored report that includes actionable recommendations for next steps. Our proprietary algorithms represent a unique advancement in the field, ensuring you receive continual improvements and new features without relying on generic solutions. This commitment to innovation means that as our AI evolves, so too will your ability to detect financial discrepancies swiftly and accurately.

Stay ahead of the ever-changing landscape of threats with cutting-edge fraud detection technology that not only enhances efficiency but also helps in cost reduction. LexisNexis FraudPoint utilizes sophisticated analytics to uncover fraudulent applications by tapping into extensive and dynamic identity and digital intelligence. The data is consistently refreshed, allowing you to stay one step ahead of fraudsters. With FraudPoint solutions, organizations can pinpoint instances of fraud before any application is finalized, effectively catching synthetic identities and various other fraudulent activities, which leads to a notable decrease in fraud incidents and financial losses. By streamlining the investigative process, FraudPoint significantly cuts down on administrative expenses related to ineffective inquiries, thereby positively impacting your financial performance. Moreover, this analytic suite provides access to some of the most credible fraud prevention data and insights, including vital digital analytics, enhancing the capacity to detect a wide range of fraudulent behaviors. The comprehensive nature of FraudPoint ensures that organizations are not only equipped to handle current threats but are also prepared for future challenges in fraud detection.

PAAY stands out as a pioneering authentication service tailored for contemporary merchants. By enhancing payment approvals, reducing chargebacks, and assisting merchants with compliance standards, we contribute significantly to the e-commerce landscape. Each minute, millions of transactions occur globally, and in that split second of purchase, PAAY plays an essential role. With the challenges of securing online sales, losing them to fraudulent chargebacks or unjust declines adds to the burden. As a certified provider of EMV 3-D Secure, our service ensures buyer authentication, safeguarding merchants' transactions. Additionally, PAAY equips issuers with essential data, enabling informed decisions and a higher acceptance rate for payments. Our platform also supplies merchants with crucial authentication insights to refine their internal fraud detection algorithms and risk management processes. Ultimately, PAAY streamlines the dispute resolution process, minimizing the time and resources needed for manual reviews and fraud prevention efforts, thereby empowering merchants to focus on what they do best.

Top European banks have selected Fraud Manager to implement their risk management solutions to combat fraud both in France and internationally. Fraudulent activities are intricate and operate across various channels. By utilizing real-time behavioral analysis, it evaluates risk based on comprehensive data and enables immediate action against fraud schemes. The system automates the most effective machine learning algorithms on a large scale to identify anomalies. It allows for detailed data analysis, fosters customer insights, and promptly identifies suspicious activities. Fraud Manager empowers risk professionals and data analysts to create and intersect numerous business unit indicators for effective risk evaluation without limitations. Users can strategize responses to potential threats using an intuitive drag-and-drop interface that eliminates the need for programming skills. With the aid of Fraud Manager's cutting-edge real-time technology and explainable AI, organizations can assess and fine-tune their threat response strategies directly. Additionally, it provides a comprehensive view of the fraud incidents that have been thwarted, along with their effects on the customer journey, ensuring a holistic approach to fraud management. This system not only enhances security but also strengthens customer trust through transparent operations.

Minimize the risk of mortgage fraud by revealing hidden connections. By analyzing the links between individuals and business entities involved in transactions, your company can spot organized fraud schemes more effectively. The LexisNexis Relationship Identifier provides vital insights into the relationships that exist between various parties, aiding in the protection of your organization against fraudulent activities. This tool offers a cost-effective solution to quickly assess the connections among 2-8 entities, thereby shielding your business from expensive, coordinated fraud efforts. With its user-friendly interface, you can swiftly uncover relationships between multiple entities to enhance your fraud detection capabilities. The concise report generated by this tool outlines the interconnections and clarifies how entities relate to one another, enabling your business to scrutinize undisclosed relationships and improve its ability to detect fraud attempts early in the transaction process. Ultimately, leveraging this intelligence helps foster a more secure and reliable mortgage process for your organization.

To safeguard your business's integrity and steer clear of dubious transactions involving high-risk third parties, implementing robust Big Data screening solutions from SAP is essential. By leveraging advanced software, you can enhance your ability to identify and prevent irregularities, thereby reducing the chances of fraud and minimizing financial losses. The SAP Business Integrity Screening application enables swift detection of unusual activities through adaptable rule configurations and predictive analytics, which assist in highlighting possible fraudulent behaviors. Protecting your revenue stream and curtailing losses related to fraud can be achieved by efficiently screening large volumes of transactions to identify anomalies, thereby decreasing the number of false positives. Furthermore, by examining exception-based scenarios alongside behavioral analytics, businesses can prevent future occurrences and develop effective strategies for addressing anomalies and fraud. You can also fine-tune your detection methodologies through calibration and simulation tools, allowing for what-if scenarios based on historical data to evaluate the most successful strategies. This proactive approach not only enhances your fraud detection capabilities but also fosters a culture of vigilance within your organization.

IPQualityScore's suite fraud prevention tools automate quality controls to prevent bots and fake accounts, fraudsters chargebacks & malicious users, without interfering with the user experience. With industry-leading IP reputation data and user validation, you can detect bad actors and block cyber threats. For smoother operations and less headaches, proactive Prevent Fraud™.

The intersection of theft related to fraud and advanced cyber attacks is escalating and frequently outmaneuvering traditional solutions in more than 85% of instances. In contrast to earlier fraudulent schemes, today's cyber fraud is driven by well-funded global criminal organizations equipped with advanced technical capabilities. To combat these emerging threats, FiVerity employs a sophisticated layer of machine learning that improves upon existing rule-based verification frameworks. Additionally, FiVerity’s Cyber Fraud Network™ supports secure sharing of fraud intelligence among consumer lending institutions, all while safeguarding the privacy of sensitive personal information. This innovative approach not only enhances detection efforts but also fosters a spirit of collaboration among financial institutions, fortifying their defenses against the ongoing battle of cyber fraud. Explore how FiVerity paves the way for a more secure financial landscape.

Connect with, recognize, and establish trust with every customer seamlessly. Confirm identities instantly and engage in transactions with assurance. Our identity verification solutions empower you to enhance conversion rates, combat fraud, and maintain regulatory compliance. Utilize location intelligence for precise address verification, leveraging the most reliable global location data available. Provide outstanding experiences to customers, no matter their location. Ensure uncompromised identity verification to effectively identify and onboard legitimate customers while preventing fraudsters and avoiding potential regulatory penalties. Implement fraud and compliance management strategies that create a customer-focused, multi-layered defense against the complexities of contemporary financial crimes, helping you minimize losses across both digital and physical channels. With evolving customer behaviors, intricate regulations, and advanced fraud techniques, conducting business has become increasingly challenging. Our comprehensive solutions simplify the process, catering to every obstacle you face. As customer expectations rise, delivering intuitive and seamless experiences has never been more crucial for your business.

We create a unique digital fingerprint for every user by analyzing a combination of biometric data, behavioral patterns, device specifics, IP information, and network insights, ensuring ongoing verification throughout the user journey. In addition to identifying threats, our platform allows you to implement customizable policies that automatically counter malware, phishing attempts, and remote access Trojans through Revelock Active Defense. The BionicID™ is constructed from an extensive array of parameters derived from behavioral biometrics, analytics, device information, network data, and threat intelligence. This innovative BionicID™ can authenticate users after just two interactions, significantly cutting down on both false positives and false negatives that can hinder user experience and overwhelm your support team. Regardless of the attack vector—be it malware, RATs, phishing, identity theft, impersonation, or manipulation—the BionicID™ fundamentally transforms security measures. Our advanced anomaly detection and classification engine provides ongoing risk evaluation, safeguarding your users while effectively preventing fraud. With this robust system, organizations can enhance their security posture and improve user trust.

With FraudXchange, your organization can effectively enhance its capabilities in identifying, averting, and addressing financial fraud, while also collaborating with other member banks and credit unions to strengthen defenses. Every day, email addresses are exposed to threats. Utilize FraudXchange to pinpoint your institution's most susceptible business email addresses, and receive immediate notifications about breaches, allowing for rapid intervention to safeguard your vulnerable personnel. By collaborating with other financial entities, you'll gain access to vital insights, tactics, and intelligence, which will significantly enhance your joint initiatives in preventing fraud and minimizing losses. FraudXchange also expedites the recovery of funds whenever feasible, operating in harmony with the existing regulations established by Regulation E, Regulation CC, the UCC, as well as judicial reviews and the guidelines set forth by the FFIEC and NCUA, ensuring compliance and efficiency in operations. This comprehensive approach not only protects your institution but also fortifies the entire financial community against fraudulent activities.

Verafin stands out as a frontrunner in the realm of Financial Crime Management solutions, equipping financial institutions with an advanced cloud-based software platform tailored for Fraud Detection and Management, BSA/AML Compliance and Management, High-Risk Customer Management, and Information Sharing. Whether for investigators, senior management, or staff in deposit operations, collections, and front-line roles, Verafin provides comprehensive support to help every segment of your institution effectively tackle financial crime. The platform excels in importing and scrutinizing vast datasets from diverse sources, such as core data, ancillary data, open-source information, third-party data, and consortium data. Utilizing cutting-edge machine learning technology and cross-institutional analysis to process a staggering billion transactions weekly within the Verafin Cloud, our methodology significantly diminishes false positives while enhancing the precision and reliability of alerts. This innovative approach not only streamlines the detection process but also empowers institutions to respond more effectively to potential threats.

PaymentCloud Merchant Services offers credit card processing services for all types of businesses. We can support every type of business, from Fortune 100 companies to small local stores, ecommerce, retail, and at all levels of risk. We offer a wide range of integrations with almost any platform, shopping cart and CRM. These tools allow you to reduce risk and increase your reward. To receive personalized attention and a personable service, talk to one of our dedicated account mangers. PaymentCloud provides the foundation businesses need in order to succeed. We have over 50 years of combined experience in the payments industry and we are eager to help you succeed. No cost comparison. Simple setup. Fraud prevention and chargeback. There are hundreds of integrations. Accepted in industries with low risk and difficult to place.

The Detection and Monitoring Hub, a product by PwC, enhances your previous investments by swiftly uncovering compliance insights like fraud and corruption while adapting based on monitoring outcomes. By focusing on high-risk activities in dynamic markets, it enables you to better allocate resources using advanced analytics and machine learning techniques. With established frameworks, rules, and processes, your teams can ensure consistent recommendations across all risk and compliance initiatives. This solution streamlines operations into one cohesive system, improves alert management, and minimizes false positives, effectively lowering the costs associated with risk management and compliance. Utilizing cutting-edge algorithms and artificial intelligence, combined with our unparalleled industry expertise, we enhance the speed and precision of risk detection. The Detection and Monitoring Hub integrates data, systems, and processes to create a singular, reliable source of information. Designed for quick deployment, it ensures you can rapidly transition from planning to action without delay. This efficiency not only saves time but also allows your organization to respond proactively to emerging risks.

Benford's law serves as a tool for uncovering patterns indicative of improper disbursements. It involves examining audit trail reports from QuickBooks or other bookkeeping software to pinpoint unusual activities like voids and deletions. Additionally, it entails identifying multiple payments made for identical amounts on the same day. A thorough review of payroll runs is conducted to detect any payments exceeding the established salary or hourly rates. Payments made on non-business days are also scrutinized. Statistical calculations help in identifying outliers that may suggest fraudulent activity, and duplicate payments are tested for validation. Vendor files in accounts payable are analyzed for names that may be suspiciously similar, and investigations are conducted to uncover fictitious vendors. Comparisons of vendor and payroll addresses are evaluated using Z-Scores and relative size factor tests. While data monitoring and surprise audits have shown to significantly reduce fraud losses, only 37% of organizations implement these critical controls. For businesses employing fewer than 100 individuals, the average loss due to fraud is estimated at $200,000, highlighting that smaller enterprises often lack the necessary resources to effectively detect and address fraudulent activities. Consequently, it is essential for small businesses to adopt more robust fraud detection mechanisms to safeguard their financial integrity.

We address the challenges of digital identity and financial fraud risks, making it easier for your organization to safeguard itself. With our background as former in-house fraud and risk managers, we possess a deep understanding of the intricate and evolving threats that organizations encounter on a daily basis. Our platform is the most extensive solution available, designed to tackle your digital risks effectively. Are you employing a reactive strategy for fraud prevention and often feel one step behind? Our extensive suite of fraud management solutions empowers you to take charge and enables you to proactively detect online fraud threats. We deliver a real-time assessment of risk for each transaction through our award-winning technology, which evaluates risk based on factors such as device intelligence, behavioral patterns, geographic data, customer characteristics, payment details, and information pertaining to the purchase and associated transactions. By leveraging advanced machine learning models alongside established rules, we can distinguish between legitimate customers, minimize manual reviews, and flag potentially risky transactions, ensuring that your organization remains a step ahead in the fight against fraud. This proactive stance not only enhances security but also boosts overall operational efficiency.

Lengthy document examinations can impede the efficiency of account initiation and underwriting procedures, but relying solely on automation is not a viable solution. We assert that implementing automation without incorporating fraud detection measures can lead to dangerous oversights, which is why Inscribe offers a comprehensive Risk Intelligence solution that not only identifies fraudulent activities but also streamlines processes and evaluates creditworthiness, enabling quicker customer approvals. Depending on mere assumptions to spot altered documents can leave your organization vulnerable to fraud and financial losses. You may find yourself inundated with document assessments, hindering your ability to scale your business while minimizing risk. Our mission has always centered on this challenge, and over the years, we have honed our machine learning algorithms, ensuring they continuously adapt and improve. Thanks to our pioneering efforts, you can trust that our models will consistently deliver the highest level of reliability and effectiveness in the industry, setting a benchmark for others to follow. By choosing Inscribe, you are not just investing in a product; you are securing a partnership that prioritizes your success and safety in a fast-evolving financial landscape.

Unit21 provides businesses with robust protection against threats through an intuitive API and dashboard designed for the detection and management of money laundering, fraud, and various complex risks across different sectors. As a product-driven organization, more than two-thirds of our workforce is dedicated to product development and engineering. Our team is deeply focused on customer satisfaction, ensuring that we offer the best tools available in the market. With over $100 billion in transactions monitored to date, we have safeguarded our clients from losses amounting to hundreds of millions due to fraud and money laundering. Clients benefit from a significant reduction in false positive rates, allowing them to concentrate on their core activities. Additionally, our solutions have enabled customers to protect over 20 million users from fraudulent actions. By enhancing the end-user experience, we help our customers foster brand trust. Ultimately, we simplify transaction monitoring and case management, making it accessible for all. Our commitment to innovation ensures that we continually adapt to meet the evolving needs of our clients.

The Varsgen Authenticator serves the dual purpose of verifying customer identities and facilitating effective communication with them. Utilizing its proprietary token technology in conjunction with SMS and email, Varsgen enhances the authentication process for both customer identities and their devices. An additional feature of Varsgen Services, the device tracking add-on, monitors devices as they navigate through different networks, significantly improving the system's capability to identify fraudulent activities. By following the paths of fraudsters engaging in unauthorized purchases, this tool provides vital intelligence. Varsgen Complete equips merchants with a comprehensive suite of reports that offer valuable insights for outsmarting fraudsters. Furthermore, this service includes chargeback support, allowing your team to focus on their core responsibilities rather than getting overwhelmed by chargeback-related paperwork and administration. In an increasingly competitive market, it is crucial for merchants to understand their customers comprehensively, while customers increasingly desire trustworthy communication from the merchants they interact with. Thus, fostering this trust can lead to stronger customer loyalty and improved business outcomes.

Trueguard effectively detects dubious and fraudulent emails during the signup process by assessing email quality and cross-referencing with our extensive domain database, alongside AI matching to identify whether the user's email is temporary or suspicious. Additionally, it scrutinizes the user's IP addresses to ascertain if they are sourced from questionable origins such as VPNs or proxies. The capabilities of Trueguard include: - Email Quality Assessment - Detection of Proxy and VPN Usage - Device Fingerprinting Techniques - AI-Based Scoring Mechanism - Geolocation Analysis - Comprehensive Rules Engine for Enhanced Security

AB Handshake is a revolutionary solution for telecom service providers. It eliminates fraud on outbound and inbound voice traffic. Our advanced system of interaction between operators validates each call. This ensures 100% accuracy and zero false positives. The Call Registry receives the call details every time a call has been set up. Before the actual call, the validation request is sent to the terminating network. Cross-validation allows for detection of manipulation by comparing call details from different networks. Call registries require no additional investment and run on common-use hardware. The solution is installed within an operator's security perimeter. It complies with security requirements and personal data processing requirements. This is when someone gains access the PBX phone system of a business and makes international calls at the company's expense.