Moody’s Risk Modeler Reviews

Moody's Intelligent Risk Platform™ (IRP) is a cloud-based solution tailored for insurers, reinsurers, and brokers to enhance risk analysis and decision-making. Drawing on decades of expertise in risk modeling, it incorporates Moody’s RMS™ models to assess a wide range of threats, from natural disasters to human-made catastrophes. The platform features a suite of applications—including Risk Modeler™, UnderwriteIQ™, TreatyIQ™, and ExposureIQ™—that optimize underwriting, portfolio management, and catastrophe risk assessment. Hosted on Amazon Web Services (AWS), IRP delivers scalability, flexibility, and frequent updates, with new enhancements released every six weeks. Additionally, its Open Modeling Engine supports over 700 third-party and proprietary models, enabling seamless multi-vendor risk modeling within a unified framework.

Moody's TreatyIQ provides reinsurers with advanced financial modeling, extensive treaty and Portfolio analytics. Its robust financial models can capture complex treaty structure, enabling underwriters monitor risk positions, evaluate pricing performance, and create well-balanced, balanced portfolios. The platform unifies underwriting and portfolios within a single ecosystem. Users can create and analyze complex portfolio and treaty structures without manual calculations or workarounds. TreatyIQ empowers the underwriter to maximize treaty profits and opens up new business opportunities. Moody's RMS TreatyIQ helped a major global reinsurer improve portfolio management. They achieved 90x faster roll-ups of treaties and 14% less blind spots. TreatyIQ modernizes treaty risk analytics to enable insurers assess the true marginal impacts of each treaty and the real-time impact of the program.