Alternatives to Raison

America's business banking. Better banking was what business builders wanted. North One was born. In minutes, you can open an account. You are responsible for building your business, creating jobs, and serving your community. It's hard work. North One makes it easy to manage the most difficult parts of your business. We're here to help you focus on the road ahead. North One is built for freelancers, small businesses and startups across America. Smart integrations with existing tools allow you to make payments, track your money, and automate your finances. North One was designed to make managing money simple so you can concentrate on running your business. No more branches. No more lines. No more paperwork. Access your North One Account 24/7 from your smartphone or computer. No matter where your business is located, you can access it from anywhere. Automatically create envelopes for taxes, payroll and rent.

Plaid is an international data network that powers tools used by millions of people to live a more healthy financial life. Our ambition is to facilitate an inclusive, competitive and mutually beneficial financial systems by simplifying payments and revolutionizing lending. Plaid works with more than 8,000 companies, including fintechs such as Venmo and SoFi and several Fortune 500 companies, to give people more control and choice over how they manage money. Plaid is headquartered in San Francisco and its network spans more than 12,000 institutions throughout the US, Canada UK and Europe.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Our platform allows you to integrate financial products into your business. Banking Offer FDIC insured banking services to customers with a single seamless integration With ACH transactions, credit card processing and easy deployment, it's easy to move money. Branded Cards You can quickly create customized or white-label cards to promote your brand. Global money transfer Send and receive money across borders in any currency. One embed offer FDIC-insured virtual accounts that customers can use to manage their funds, earn interest and pay bills, send money and receive it all from one place. Alviere's banking technology allows you to easily embed FBO accounts (For-Benefit of) into your platform, so you can offer customized financial services for your clients and employees. FBO accounts allow you to track your finances and use in real-time, which allows you to choose the right services.

Dave is a fintech company that streamlines financial management via its cutting-edge mobile banking application. In collaboration with Evolve Bank & Trust, a member of the FDIC, Dave provides features such as ExtraCash™, allowing qualified users to withdraw up to $500 instantly without incurring interest or late fees. Users can also take advantage of the Dave Checking account, which provides early access to their salaries through direct deposit, as well as a high-yield Goals account that offers a competitive 4.00% APY to help grow their savings. Furthermore, the app includes a Side Hustle feature that links users to various income-enhancing opportunities. With accounts insured by the FDIC up to $250,000, Dave prioritizes both security and clarity in financial management. This combination of innovative features and robust security measures makes Dave a compelling choice for those looking to enhance their financial well-being.

FPS GOLD has been providing core and mobile banking, online banking, wire transfer software and a content management system for financial institutions for more than 55 years. FPS GOLD's mission is to help financial institutions succeed, profit, and thrive through flexible, robust software that's paired up with unmatched customer support. FPS Gold is more than just software. We actually care. We don't want you to doubt us. It's possible to test it yourself.

Omnibanca is a transformative solution designed to expedite the process of digital evolution within financial institutions. Beyond offering conventional digital platforms such as web and mobile banking, it encompasses a wide range of digital channels including wearables, IoT, onboarding processes, credit origination, and product sales. This omnichannel approach focuses on a centralized client experience. It seamlessly integrates with existing legacy systems and features a robust API manager that supports multiple languages, currencies, and companies. By adopting Omnibanca, your financial institution can streamline the integration of advanced technologies, consolidating essential core system functionalities with innovative fintech capabilities. This unified product ensures that all channels are interconnected with backend applications, thereby enhancing accessibility to services and creating a cohesive data environment for your customers. Ultimately, Omnibanca empowers institutions to thrive in the digital landscape while delivering a superior customer experience.

Introducing the most all-encompassing platform for bill presentment, payment processing, and customer engagement in the industry. Streamline the payment experience for your clients and your office staff alike. Our system allows for 24/7/365 acceptance of credit/debit and bank account payments via any device, whether it's a phone, smartphone, tablet, or computer. Bill2Pay has been delivering tailored lockbox solutions for more than 25 years. We prioritize investment in cutting-edge technology to ensure maximum efficiency while maintaining high standards of quality and timely processing. Moreover, our fully-digital infrastructure enables us to tailor our processes to meet the specific requirements of each client. With a flawless record in our annual independent SSAE-Type 16 process control audit since we began, we ensure that all exceptions are meticulously examined by two different staff members. Additionally, rigorous validation controls are in place to detect any irregularities, which are then subjected to a secondary review before any processing occurs. Our commitment to excellence and customer satisfaction sets us apart in the market.

Introducing a revolutionary financial platform, the prominent FinTech application Papara facilitates immediate, cost-free, multi-currency transfers for users while serving as a comprehensive solution for bill payments, cryptocurrency trading, and expense tracking. Aimed at those who lack access to traditional banking services, Papara has rapidly evolved since its inception in Turkey in 2016 to establish itself as the country's leading fintech entity, boasting a user base exceeding 7.5 million registered individuals. Users can send money around the clock without any charges, settle their bills, and maintain budgeting effectively. The Papara Card allows for global usage, eliminating fees while enabling users to earn instant cashback on their purchases. With no risk of overdrafts or overspending, individuals can monitor their expenditures in real-time, enjoying secure shopping experiences worldwide. Additionally, customers can benefit from cashback offers across various brands and categories without any minimum spending requirements, and they can deposit or withdraw cash at local ATMs without incurring fees for transactions up to 500 TL per month. This innovative approach not only enhances financial accessibility but also empowers users to make smarter financial decisions.

Kakao Pay is a comprehensive digital wallet application designed to assist users in effectively managing their finances, monitoring cash flows, and facilitating transactions, among other features. This platform is envisioned as a "living finance platform," aimed at providing valuable financial services accessible to all. Our goal is to liberate users from the complexities associated with traditional financial institutions and offer a user-friendly solution that simplifies financial management. Expanding beyond basic payments and remittances, Kakao Pay now encompasses a diverse range of financial services, including loans, insurance, and investment options. The Kakao Pay Financial Security Center operates around the clock to ensure user security, fostering confidence in our services. We are committed to developing innovative financial solutions grounded in technology for everyday use, empowering everyone to manage their spending, savings, and personal finances with ease. With Kakao Pay, users can effortlessly track their money and settle their accounts, allowing them to focus on what truly matters in their lives. Our vision is to make financial management not just efficient but also a seamless part of daily living.

CFG offers a comprehensive range of products that enable clients of banks and financial institutions to oversee their accounts and explore additional services remotely through either computers or mobile devices. Additionally, it features a successful AI-driven Financial Chatbot that effectively manages over 500 typical banking inquiries and tasks since its introduction. The platform also equips financial entities with innovative delivery channels for their offerings, significantly lowering operational costs while ensuring high availability and security. Designed with a mobile-first approach, it is customizable to reflect corporate branding and adheres to all international security regulations. Companies benefit from an administrative user system that allows them to define access policies for their platforms. Furthermore, additional users can be classified into operational roles, authorizers, or read-only, which helps maintain comprehensive control over transactions. Each user is granted individualized access with the ability to set specific transactional limits per account, ensuring tailored security and operational efficiency. This robust framework ultimately enhances the client experience while optimizing business processes for financial institutions.

COBIS Everywhere, an omnichannel solution, gives customers digital access to financial services. This tool provides users with a great user experience, no matter where they are located or what device they use. The COBIS digital platform provides integrated and real-time access a wide variety of services, including ATMs, Internet banking and mobile banking. COBIS solutions can be used independently. They are not the "final record of record", but they can solve major business processing problems such as managing client relationships or loan and account originations. For compliance and control reasons, Edge solutions must be "onboarded" at some point to the FB's core systems. COBIS modules are "core-agnostic" and can be integrated with COBIS or other core systems. COBIS Banking core solutions provide the point of calculation for a financial institution and the final data recording.

Airwallex provides a specialized business account designed specifically for enterprises operating on a global scale. Your account includes essential features such as multi-currency capabilities, allowing you to receive and manage funds in over 11 different currencies while steering clear of unnecessary double conversions. You can create virtual debit cards for yourself and your team in mere moments. Transfer funds internationally in as many as 23 currencies, bypassing high fees and lengthy wait times typically associated with such transactions. Enhance your platform's offerings by integrating with our API, enabling you to effectively scale your operations. Generate invoices and accept payments from clients around the world in their chosen currency, facilitating smoother transactions. Effortlessly link your business accounts to widely-used platforms like Amazon, eBay, Shopify, and PayPal. Withdraw in the same currency or convert and cash out in USD at competitive foreign exchange rates. Additionally, you can issue new virtual payment cards almost instantly, adjust spending limits, and revoke access all from our user-friendly online platform, ensuring you maintain control over your financial transactions. With these features, Airwallex simplifies the complexities of managing a global business account.

FRONTeO e-Banking is an advanced multichannel banking platform designed for both retail and corporate financial institutions, enabling customers to oversee their finances and carry out transactions at any moment and from any location using their preferred devices, including PCs, Macs, tablets, and smartphones. This platform offers a variety of built-in features that allow users to manage Accounts, Payments, Beneficiaries, Investments, Loans, and Insurance seamlessly. Users have the ability to tailor their settings to fit their preferences, and with the secure mail module, communication can flow both ways between the bank and its clients. Additionally, FRONTeO e-Banking efficiently handles personalized communications, whether for individual messages or large-scale announcements, such as the launch of new products during marketing initiatives. The system also includes flexible options for sending SMS and email notifications, ensuring that customers receive timely updates. Utilizing a Service Oriented Architecture (SOA), FRONTeO e-Banking can be effortlessly integrated into existing banking systems for enhanced functionality and user experience. This adaptability makes it an ideal choice for banks looking to modernize their digital services.

Real-time automated access to financial data is essential in the contemporary digital landscape. Modern banking customers increasingly expect instant availability of their financial information, and FIS’ telephone banking solutions and software are tailored to meet this demand by offering seamless access anytime and anywhere. With user-friendly menus and customizable options, our phone banking service prioritizes delivering an exceptional experience for your clientele. FIS is committed to staying at the forefront of industry advancements, empowering businesses across various sectors, including merchants, banking, and capital markets, to navigate the rapidly changing competitive environment and enhance their growth and operational effectiveness. As a crucial player in global commerce and financial transactions, FIS is dedicated to fostering the success of businesses and communities by innovating the methods through which the world engages in payments, banking, and investments, proudly serving over 20,000 clients and more than a million merchants. Our mission is to continuously evolve and improve how financial services are delivered, ensuring that we remain a trusted partner in our clients' journeys toward achieving their goals.

Sesame's Mobile Banking Solution empowers bank clients to conduct transactions, review account summaries, and engage in a variety of tasks conveniently via their smartphones. This service delivers the same high level of convenience while prioritizing security measures. Customers can access details for multiple accounts, settle utility bills, and much more! It also offers a personalized digital passbook that consolidates all account-related information, eliminating the necessity of visiting the bank for updates, and allowing access from anywhere using a mobile device. The application is meticulously designed to ensure seamless communication and integration across various Core Banking System (CBS) modules. Furthermore, it allows users to easily view summaries and statements for all their accounts with the bank, with these statements available in a mobile-friendly format. This innovative solution not only enhances user experience but also streamlines banking processes, making financial management more efficient and accessible.

Albert is a multifunctional financial application that aims to streamline the management of personal finances by consolidating features for budgeting, saving, spending, and investing into one cohesive platform. It automatically generates tailored budgets, tracks user expenditures, oversees bill payments, and uncovers potential savings. Through a collaboration with Sutton Bank, Member FDIC, Albert also provides banking features such as cash back rewards, early access to paychecks, and access to fee-free ATMs. Furthermore, the app includes tools for automated savings, offers personalized investment choices in both stocks and ETFs, and ensures 24/7 identity protection with services like dark web monitoring and alerts for credit reports. Users can also benefit from expert financial guidance, which enhances the app’s role as a well-rounded tool for effective financial management. With these robust features, Albert empowers users to take control of their financial well-being seamlessly.

Telepin Mobile Money solutions offer comprehensive mobile financial services tailored for both your subscribers and merchant clientele. Our solutions are designed to be highly scalable and secure, seamlessly integrating with your current infrastructure while maximizing your investments in charging systems and value-added service delivery platforms. With a deep understanding of mobile financial transactions, we stand out from traditional value-added services infrastructures and have partnered with numerous tier-one mobile operators worldwide. We utilize this expertise to provide top-tier solutions that meet the evolving demands of your network. Subscribers benefit from enhanced convenience and the ability to perform financial transactions directly from their phones, promoting financial inclusion. Additionally, merchants can effectively adopt mobile commerce as a viable payment option, aligning with modern consumer preferences. By leveraging our services, you can enhance your offerings and maintain a competitive edge in the rapidly changing financial landscape.

Doocat Banking will take your customer experience to a new level! Doocat Banking is a solution that will help you migrate your banking services into the digital world, and it's tailored to your customers' needs. It can also be personalized for your bank. Doocat is an innovative multi-functional solution designed to elevate the customer experience. The application's intuitive design and smoothness will allow users to perform basic banking operations with just a few clicks.

Narmi revolutionizes financial institutions and enhances the experience for their clients through innovative, digital-first solutions that go beyond mere essentials. By equipping your customers and members with outstanding tools, Narmi enables them to take charge of their financial journeys effectively. The platform is designed for maximum usability, featuring user-friendly tools accessible at all times. It also includes third-party integrations that provide users with valuable context, strengthening their connection to your institution. With Narmi, your business portfolio can expand as it allows teams to focus less on banking tasks and more on managing their operations efficiently. The platform offers granular permissions, effortless money transfers, and more, making digital banking for businesses a straightforward experience. Additionally, users can open accounts digitally in just 2.5 minutes anywhere and anytime, thanks to intelligent automated decision-making and adaptable institutional controls, ensuring a seamless banking experience. Ultimately, Narmi is committed to enhancing the digital banking landscape for both institutions and their clients alike.

SDK.finance is an API-driven fintech platform that serves as a foundation for building a payment product on top. Using its ledger layer allows SDK.finance customers to save at least 1 year of active development for building a neobank, digital wallet app, payment acceptance business, marketplace payment solution etc. What products can be built on top of SDK.finance platform? Neobank Digital wallet Payment acceptance system Money transfer app Marketplace payment solution Mobile wallet app General ledger

Cyclos provides payment solutions tailored for banks, barter systems, remittances, and cutting-edge currency frameworks. With over 1500 payment systems utilizing its services globally, Cyclos is a trusted name in the industry. Our newly developed mobile-first, responsive open-source front-end allows for seamless user experience. You can customize our application and launch it on various app stores, or alternatively, utilize SMS and USSD functionalities if preferred. Furthermore, businesses can establish a comprehensive marketplace and even set up their own online store. A rich array of features is at your disposal, including advertisement alerts to enhance user engagement. Cyclos ensures a secure and dependable banking and payment platform that can be tailored to meet your specific needs. Merchants can effortlessly accept NFC payments through their mobile applications or create a scannable QR code for customers to use. Payments can be made by scanning a printed QR code or generating one within our application to facilitate transactions. Additionally, quick and secure payments can be executed by simply tapping an NFC card against an Android device. This versatility makes Cyclos a suitable choice for modern payment solutions.

Moven provides innovative and adaptable, data-centric solutions featuring a unique U.S. patented digital financial wellness offering. By converting data into actionable insights, Moven enhances financial well-being through an integrated smart-banking experience tailored for your clientele. Our advanced data analytics utilize both proprietary banking information and external data sources, delivering real-time insights to your customers. As users engage in their financial activities, the app collects and learns from their spending and saving patterns. These insights enable the application to generate data-driven suggestions aimed at optimizing spending and savings habits. Tools like Moven’s patented Spend Meter, Savings Stash, and Spend by Category collaborate to create a comprehensive overview of your customers' financial behaviors. Moreover, the Moven solution is available in a Software as a Service (SaaS) format, making it accessible and efficient for various business needs. This approach not only fosters financial literacy but also empowers users to take control of their financial futures.

OpenPay, a mobile wallet solution developed by Opentech, stands out as the most comprehensive option currently available in the marketplace. It offers a dual service consisting of a wallet server and mobile applications for both iOS and Android platforms, which incorporate a Strong Customer Authentication tool that adheres to EBA guidelines and European legal requirements. Notably, Swiss Bankers, CheBanca! (part of the Mediobanca Group), and BNL (part of the BNP Paribas Group) have opted for OpenPay to facilitate their mobile payment services. You can design your wallet by selecting from a broad array of value-added services, allowing you to introduce new features without affecting your existing IT framework. OpenPay guarantees a wallet server availability SLA of 99.95% and provides round-the-clock support, ensuring reliability and assistance whenever needed. Additionally, the wallet apps for iOS and Android are built to integrate a robust authentication mechanism that meets international security industry standards. Tailor your wallet by choosing features that align with your strategic objectives, while also crafting a unique user experience that sets your service apart in the competitive landscape.

BrightOS is a modular Core Banking System that offers rich functionality. Its core is highly optimized and extended with functional units that span all banking processes, creating a fully-operational environment for banks from day one. BrightOS is scalable, API-rich, and event-driven. It prepares you to meet tomorrow's challenges. White-label solution that meets your customers' digital expectations. Native integration with any Core banking platform. BrightOS is a data privacy and data loss-protection system that you should consider when choosing it. Our solution is fully compliant to GDPR regulation and includes embedded functionalities for consent management. You can save time and enhance your customer service by utilizing a variety of digitalization integrations. BrightOS' Customer Support Service is a key part of the performance management and health orchestration. This allows automation to go beyond simple administrative tasks to complex, end-to-end services.

QBS was developed to enhance the efficiency of financial services by leveraging advanced technology. This is especially crucial in emerging markets, where traditional core banking systems are often too slow and expensive to adapt to new channels, compounded by the rising costs associated with maintenance and recurring services. The QBS platform aims to accelerate the launch of innovative financial products while ensuring agility and effectiveness. It transforms digital processes within financial services, enabling our clients to be more adaptive in a highly competitive landscape. Our platform is built upon the latest global trends in digital banking, featuring APIs and native microservices, along with an open and transparent data model that ensures 100% real-time processing. Additionally, we offer comprehensive regulatory and operational support through straightforward, seamless processes that guarantee exceptional performance, making it easier for firms to thrive in their respective markets. With such capabilities, QBS positions itself as a pivotal resource for financial institutions looking to navigate the complexities of the modern financial environment effectively.

Experience mobile banking that the global community adores. If you believe banking can't be rapid, adaptable, and clear-cut, it's time to reconsider. Open your account now and dive into the world of mobile banking that everyone is raving about. Take advantage of cashback offers on subscriptions from your favorite brands, and gain access to exclusive deals on travel, wellness, entertainment, and beyond. You can set up an N26 account straight from your smartphone in just 5 minutes, all while enjoying banking free of hidden fees. That's right—there's no minimum account balance required, no maintenance fees, and no penalties for insufficient funds. Benefit from unlimited free ATM withdrawals at over 55,000 Allpoint locations spanning the US, Canada, Puerto Rico, Australia, Mexico, and the UK. If you happen to be out-of-network, don't worry; you still get 2 extra free ATM withdrawals each month from any network across the US, whenever you need them. Tired of waiting for your paycheck? With direct deposit, you can receive your funds up to 2 days earlier¹, making Wednesdays feel like an early weekend. With N26, every day can feel like a payday while enjoying the perks of modern banking.

EnNovate is a cloud-based financial services tool that helps institutions manage user experience across mobile and web applications. -Cutting-edge technology and orchestrator feature for seamless integration with AI ​ -Fully responsive design, user-friendly interface with personalized services across all devices​ -Reduces time-to-market by up to 50%, boosts efficiency and competitiveness​ -Extensive customizability to tailor solutions to specific needs, scales easily​ -Top-notch security with advanced protocols, ​ protected data and ensured compliance with the latest standards.​

Over the years, customers have changed how they transact with banks and interact with them. Customers expect banking services that are tailored to their needs and want convenience when transacting with banks. Banks will need to go beyond traditional approaches to meet the needs of modern customers. They should be able to deliver consistent and timely user experiences across all platforms and devices to satisfy them. Modefin's integrated Omni Channel Platform was created to assist financial institutions and banks in delivering modern, cross-platform customer experiences. It allows banks to meet customer expectations and create deeper, more personalized engagement. Modefin's Internet Banking solution is multi-channel and allows for interactive and contextual customer experiences.

Your Mobile Banking Platform is designed for seamless expansion as required. With FINANTEQ’s array of products and components—such as SuperWallet, Pocket Branch, Mobile Token, and Smartwatch Starter Kit—you can provide a comprehensive mobile experience tailored for your customers. We pride ourselves on offering an all-encompassing solution, beginning with consulting and UX Design and culminating in the deployment of your application on the App Store and Google Play. Discover the data-driven no-code platform that enables rapid enhancements to digital banking within hours. Pocket Branch serves as an innovative communication channel for banks, allowing your customers to engage in banking through video, audio, or text chat. The platform is optimized for both Mobile and Web experiences, ensuring accessibility across devices. SuperWallet encompasses a suite of lifestyle management services hosted in the cloud, transforming your existing mobile banking app into a more interactive hub by providing access to a wide range of m-commerce services without the need for multiple separate applications. This integration not only enhances customer engagement but also streamlines their banking experience in a modern and efficient manner.

The'silo-breaker in banking'. Your fully customizable digital-first web and mobile banking experience--available across all channels and to all customer segments. From biometrics to third-party verification, liveness checking, and MFA. Full native functionality with seamless integration of existing data and third-party data. API hub built with open architecture to allow for endless integrations. Unique layer of messaging and micro-services targeting on wearables and devices. You can start immediately in any territory and iterate in real-time, with full compliance. Launch all accounts on mobile devices with powerful internet portal. Flexible tech allows you to expand your business across products, territories and segments.

Developing payment systems that foster social inclusion, empower individuals financially, and drive economic progress for both present and future generations is essential. The shift from a cumbersome and risky reliance on physical cash to a streamlined and secure digital payment framework represents a logical advancement in the flow of money. By leveraging Distributed Ledger Technology (DLT) and blockchain innovations, central banks can successfully facilitate this transformation. Bitt’s Central Bank Management Panel software offers real-time insights and comprehensive reports on transaction dynamics, including transaction counts, speeds, and money circulation velocity. This capability enables central banks to effectively gauge the impacts of their monetary policies and adapt them as needed. Additionally, the introduction of an interest-bearing Central Bank Digital Currency (CBDC) could serve as a reliable store of value, providing returns comparable to other safe assets like short-term government bonds, thereby enhancing the overall stability of the financial ecosystem. This evolution in payment systems not only bolsters economic resilience but also ensures a more equitable financial landscape for all.

Setting up your mobile banking solution has never been simpler than with FinCell, a versatile white-label service designed for financial institutions seeking an affordable and customizable mobile banking application. Built on the principles of open banking, FinCell ensures seamless integration with your core systems through the use of open APIs. The platform's commitment to information security and quality management is evidenced by its ISO 27001 and ISO 9001 certifications, ensuring that all essential safety and compliance protocols are firmly in place. Developed by industry experts holding certifications such as CISSP, CDPSE, and CISA, FinCell adheres to the best practices in the sector. You can launch your mobile banking app in just two months, as FinCell provides a range of pre-defined features that expedite your market entry. With a subscription-based pricing model that aligns costs with your customer base, you only pay for what you utilize. Additionally, FinCell is highly scalable, enabling you to enhance revenue, expand your customer base, and minimize churn rates effectively. By choosing FinCell, you are investing in a solution that not only meets your current needs but also adapts to your future growth.

Velmie is a tech company providing a range of tools and solutions for FinTech businesses. We power enterprise banks and mobile wallet companies on four continents, setting up our clients with sophisticated products that are fully regulatory-compliant.

Transform your banking experience with Novopay's cutting-edge Banking Platform, which is designed to be cloud-native, mobile-first, API-enabled, and powered by AI technology. Novopay offers a range of products, including digital lending, prepaid cards, wallets, and payment solutions, all of which can be licensed, customized, and operated on the cloud with round-the-clock managed services. With Novopay's prepaid card and wallet solutions, financial institutions, retailers, telecom companies, and corporations can effectively address intricate payment scenarios, ensuring a smooth payment experience for employees, clients, and partners alike. Enhance customer engagement by delivering a seamless and uncomplicated payment process, while empowering consumers with complete control over their payment methods. In addition, Novopay provides an innovative solution tailored for microfinance and community banking, featuring loan officer applications that facilitate both online and offline field operations, thereby streamlining the lending process for all stakeholders involved. This comprehensive approach not only optimizes operational efficiency but also strengthens relationships within the financial ecosystem.

We developed the Insite Banking System's Core with a focus on user-centered design principles. Its intuitive interface grants users access to a diverse range of integrated applications. Thanks to our modular framework, we can swiftly enhance specific products to adapt to the ever-evolving technological, regulatory, and consumer landscapes, as well as incorporate feedback directly from our clients. Designed with both your needs and those of your customers in mind, the Insite Online Banking System ensures an excellent user experience. Our team will seamlessly integrate your bank’s branding to create a visually appealing and user-friendly website that your customers will appreciate. You have the option to engage as much as you prefer throughout this development process, whether by selecting from our assortment of templates or providing your own design ideas. Furthermore, we adopt a responsive design strategy for all our websites, ensuring that your customers can access the platform effortlessly from any device, enhancing their overall banking experience. This commitment to flexibility and user experience sets us apart in the industry.

Investing in a private company enables you to participate right from the start of its development. If you are at least 18 years old, various investment options are available to you. The choice you make will depend on your investment goals, as well as whether you qualify as a Retail or Wholesale Investor. Our prominent online investment platform provides a unique chance to invest in promising high-growth startups and emerging enterprises via equity crowdfunding. We offer a thoughtfully selected range of initial public offerings (IPOs) from businesses that are poised to list on the stock exchange. These companies, having moved beyond the initial startup phase and demonstrated solid growth, are now prepared to transition to public ownership, which creates the opportunity for you to trade your shares on the exchange in the future. This type of investment can potentially yield significant returns as these businesses continue to expand and thrive.

PreIPO® stands out as a revolutionary global fintech entity. This transformative private equity platform is meticulously crafted to enhance distribution, boost liquidity, and make the capital formation process accessible for issuers, intermediaries, and investors alike. Serving as a central hub, PreIPO enables accredited investors and qualified purchasers, including both on-shore and off-shore family offices, to effortlessly explore and engage in pre-IPO transactions. We collaborate with professionals from the financial services sector, such as investment bankers, broker-dealers, private equity firms, hedge funds, and venture capitalists, to feature their investment opportunities. By utilizing the PreIPO platform, participants can leverage state-of-the-art technology, exclusive tools, and invaluable insights to ensure optimal distribution and liquidity. Ultimately, PreIPO is committed to transforming the landscape of private equity and making significant strides towards greater financial inclusivity.

Seedmatch stands as Germany's pioneering platform for corporate crowd investing, allowing investors to engage with dynamic start-ups and emerging businesses online through seed investments and venture debt starting at just 250 euros. Users can digitally acquire securities from growing companies, including shares or bonds, enabling them to potentially earn attractive returns on their investments. Each participant has the flexibility to curate their own investment portfolio independently and at no cost through a straightforward digital interface. To further enhance your investment knowledge, the Seedmatch Academy offers a comprehensive learning experience through seven informative email lessons that cover essential aspects of the platform and corporate investments. Exclusively targeting users within Germany, Seedmatch caters to individuals possessing a German bank account who have the requisite experience and understanding to comprehend the inherent risks associated with corporate investments, empowering them to make informed decisions on their own. By utilizing Seedmatch, you not only gain access to unique investment opportunities but also become part of a growing community of savvy investors navigating the corporate landscape.

Investors have the opportunity to obtain secondary shares from private investments and various non-listed securities, which encompass late-stage private companies, private funds, special situations, and other exempt securities. The PPEX ATS facilitates liquidity for investors by providing a structured and regulated alternative trading platform. By fostering the growth of secondary markets for their securities, primary issuers may tap into new sources of capital. Moreover, the PPEX ATS enhances transparency for investors through mechanisms for market-based price discovery and offers access to fresh liquidity sources. Users of the platform benefit from a user-friendly interface that simplifies the trading process. They can easily execute trades or submit a Request for Quote (RFQ) to assess market interest prior to making a firm order. Additionally, North Capital, a prominent provider of technology and brokerage services for private offerings, operates the PPEX ATS, ensuring a reliable trading environment. This combination of features positions the PPEX ATS as a valuable resource for navigating private investment opportunities.

Cloud Alert stands out as the most secure, economical, and engaging instant notification system available for mobile devices, providing a superior alternative to both push notifications and SMS A2P alerts. This innovative solution blends cloud and mobile app technology seamlessly, empowering banks and their customers to communicate at significantly lower costs than traditional SMS messaging. Tailored for transactional alerts, it excels in reporting fraudulent activities, delivering one-time passwords (OTPs), notifying users about lost or stolen cards, ensuring the security of “card not present” transactions, and facilitating customer approval workflows in real-time. A messaging gateway is integrated with the bank's infrastructure to dispatch encrypted alerts, while an intelligent communication protocol along with a transport cluster effectively routes and stores messages across a global network of servers. Additionally, users can download a mobile app at no cost, which enables them to view decrypted notifications and interact with them by approving or rejecting transactions, enhancing the overall user experience. This level of interactivity and security makes Cloud Alert an essential tool for modern banking communications.

Engage in investments with carefully selected startups and exclusive venture capital funds. By partnering with reputable VC firms and angel investors, you can create a diversified investment portfolio. OurCrowd’s knowledgeable investment team performs thorough research on countless companies and venture funds, uncovering innovative opportunities across various sectors and stages of development. Join us to gain access to these unique investment prospects alongside OurCrowd and other venture capitalists. The professional team at OurCrowd consists of seasoned entrepreneurs, venture capital experts, investors, and tech enthusiasts who collectively possess decades of experience in building businesses, securing funding, and investing in both Israeli and international startups. We take pride in identifying the most promising ideas being nurtured by leading startups from Israel and around the globe, and we aim to share these exceptional opportunities with you. The impact of technology startups is transforming nearly every facet of life, resulting in significant social and financial benefits that can enhance community growth. By collaborating with OurCrowd, you position yourself at the forefront of this exciting investment landscape.

The Mobile 1st add-on is designed specifically for traditional online banking systems, harnessing the power of smartphone features and API integration to provide a contemporary Native Mobile banking experience for users. BankingON empowers community banks and credit unions to seamlessly integrate their current vendors, fostering a cohesive and user-friendly mobile banking environment. By utilizing top-notch UI/UX principles, the platform creates captivating customer journeys that prioritize the user's needs. Moreover, the APIs of the platform are implemented within the financial institutions' existing infrastructure, significantly reducing risk as BankingON neither accesses, stores, nor alters any sensitive data. This innovative approach ensures that institutions can modernize their offerings while maintaining a secure and reliable banking environment.

Backbase presents an innovative Engagement Banking Platform that facilitates the gradual modernization of key customer journeys and the re-engineering of business processes centered on customer needs. This platform empowers financial institutions to liberate themselves from outdated IT infrastructures and transition to a cutting-edge engagement banking solution. By allowing banks to incrementally dismantle or replace fragmented legacy systems, they can create a cohesive customer engagement orchestration framework. This transformation not only focuses on enhancing vital customer interactions across various channels but also breaks down operational silos, thereby equipping both customers and front-line staff with the tools they need to thrive in a competitive landscape. As a result, banks can deliver a seamless and integrated banking experience that aligns with modern consumer expectations.

An acclaimed integration of a low-code micro-app development platform and a comprehensive set of digital banking solutions, Appzillon is the premier product from i-exceed, which includes both Appzillon Digital Banking and the Appzillon Digital Experience Platform. Appzillon Digital Banking offers a collection of pre-built omni-channel solutions, boasting over 17 million downloads worldwide, designed to provide unique banking experiences for both customers and bank employees. Meanwhile, the Appzillon Digital Experience Platform serves as a low-code visual development space, empowering enterprises to implement their digital goals while delivering an exceptional customer experience. This platform equips you with the tools to emerge as a formidable competitor by offering an engaging user experience with applications that are intuitive and designed for various systems, all while incorporating strong, secure, and cohesive mobility strategies. Furthermore, we position ourselves as a driving force in your evolution towards achieving the most advanced application development environments available today. Ultimately, our goal is to ensure that your transformation leads to unparalleled success in the digital landscape.