Alternatives to Provenir

KYC Portal is designed to streamline and automate the back-office of any due diligence processes. It allows you to manage all your regulatory and policy requirements within a system. Then it provides the operational capacity for automating and managing the entire process, from on-boarding relationship management to the ongoing aspects of KYC like automated risk-based questionnaires, reporting, document requests, and risk-based approach. KYCP connects with any third party provider/s you may choose on the market to provide a centralised, thorough workflow solution.

AI-driven solutions for credit-to-cash powered by Dun & Bradstreet’s global data and analytics. D&B Finance Analytics offers AI-driven solutions backed by the Dun & Bradstreet Data Cloud. D&B Finance Analytics is a flexible, easy-to-use tool that helps finance teams reduce costs, improve customer service, and manage risk. Manage credit and receivables risks to minimize bad debts, reduce DSO and improve cash flow. Automate manual decisioning and monitoring, customer communication, and matching. Offer your customers an online credit application as well as a payment portal. D&B Finance Analytics consists of two platforms: D&B Credit Intelligence and D&B®, Receivables Intelligence. Together, they provide powerful insights and technologies to help you accelerate your success throughout all your credit-to cash processes. You can quickly gain visibility into credit risks, onboard customers, and set the right terms.

Globally, teams in risk, procurement, and compliance are under pressure to manage geopolitical risks and business risks. Third-party risks are impacted by the complexity of domestic and international businesses, as well as complex and diverse regulations. It is crucial that companies proactively manage third-party relationships. This cutting-edge platform, powered by D&B Data Cloud's 520M+ Global Business Records with 2B+ annual updates for third-party risks, is an AI-powered solution that mitigates and monitors counterparty risk on a continual basis. D&B Risk Analytics uses best-in class risk data, including alerts for high-risk purchases and match points of more than a billion. This helps to drive informed decisions. Intelligent workflows allow for quick and thorough screening. Receive alerts on key business indicators.

ABLE Platform is a multimodule web software that covers the entire loan origination and loan management processes. The following modules are included: Landing page & Borrower portal - to attract and serve borrowers. Self-service portal - to manage the whole enterprise activity. Back-office - the core of the platform to manage incoming loan applications, service disbursed loans, configure the loan product catalog, built-in dashboards and more. ABLE Platform serves any type of loan: - Payday Loan - Personal Loan - Point of Sale Loan (POS) - Buy Now, Pay Later (BNPL) - Mortgage Loan - Home Equity Loan - Auto Loan (Car finance) - Student Loan, etc The platform can be used as SaaS or On-Premise.

ClusterSeven Shadow IT manager gives you control over hidden spreadsheets and other data assets that could put your business at risk. Manage the sensitive, hidden spreadsheets, apps, and data assets that are not under IT's control. This can create risk. You can now quickly and efficiently take inventory of files that your organization relies on and monitor who is making changes. This will help you to meet compliance and audit requirements, and prevent potential problems from affecting your enterprise.

TurnKey Lender, a one-stop lending platform, is used by creditors from 50+ countries to automate their entire operation. The platform allows lenders to grow their business profitably while reducing operational costs and risk. It's an AI-driven SaaS which automates 90% of all lending process and gives B2C andB2B lenders a competitive advantage. TurnKey Lender Platform offers several pre-configured solution packages, including Commercial, Consumer Pay Later, Auto Leasing, Mortgage, Factoring, Leasing and Mortgage. TurnKey Lender was developed in constant collaboration with lenders around the world. It is a sophisticated solution that addresses real-world digital lending challenges.

SwissMetrics, a FinTech company based in Switzerland, has the goal of changing the way companies monitor counterparty risk exposure. It provides a single platform solution that allows for onboarding and compliance as well as credit risk monitoring. The platform was developed by finance professionals and aims to encourage smarter collaboration between finance teams and non-finance departments in pursuit of a common goal: maximising value through risk mitigation. SwissMetrics is customer-centric and focuses on optimizing user experience through innovative, practical, and forward-looking tools. SwissMetrics enhances your compliance function by enabling you to monitor the financial health of your customers and suppliers.

Ondato offers identity verification, business onboarding, customer data platform, due diligence, and authentication solutions tailored to fit in your everyday workflow. Our tools fit the entire customer lifecycle management, starting from onboarding and ending with continuous user monitoring. It's a one-stop solution whether you're worried about compliance or are looking for a more user-friendly data management platform.

Instant Bank Verification is a real-time, user-permissioned service that enables lenders to verify their financial data and aggregation. What can you do with IBV Verify identities of users and reduce fraud. Verify account balances in real-time. Verify employment and understand income. Access transaction history. You can verify the assets of borrowers right from the source. Flexible pricing allows you to only pay for the services you use, making IBV a great choice for loan originations. IBV is ideal for short term lending, retail loan origination, auto financing, property rentals, and other purposes. IBV is powered via an easy-to-integrate web portal that can be added to your existing website or a fully document API. Check out our demo to learn more about IBV.

uFlow is a powerful decision engine used by fintech firms to automate decision-making and credit risk assessment. This software uses algorithms and predefined rule sets to automate the decision-making process, especially when evaluating credit risks. It is designed to handle large numbers of credit applications accurately and quickly. uFlow's Decision Engine features an intuitive interface, formula syntax and drag-and-drop functionality. It offers interactive filters and a dashboard for analyzing transactional information. It also allows the creation of visual workflows.

DMS - Decision Making Software - This PaaS environment implements end-to-end decision automation processes. Segmentation, scoring, value setting and instant API publishing are some of the key features. It is low-code, highly dynamic and can be used without any technical knowledge. To strengthen your business expertise, an account manager will get in touch with you. The platform is available in both Cloud and On-Premise versions. Benefits -Fast to market: The platform is ready for use in less than one week. -Ease in use: implementing changes to the logic takes only minutes. This means that you can save time when adding or changing products. -Instant API generator: generate instant, active, ready-to-be-integrated API with a single click, when the strategy is ready. -Version control: You can seamlessly switch between versions of your strategy. Dedicated account manager: will assist you in running DMS.

Digital Platform, Information, Transformation Services, Outsourcing & Processing, Credit Reporting Agency Services, Personal Solutions. CRIF.Digital provides solutions that will allow your company to improve and speed up digital transformation, increase customer experience online, and boost business growth. Credit Bureau and Data Pool, Business Information and Big Data, Identification and Antifraud Services and Property Information, Insurance Services, Information Bureau Platforms. International-level experts and professionals have the know-how, expertise, regulatory compliance, and analytical capabilities. They also have the latest IT knowledge and technologies. Comprehensive solutions that include big data analytics, risk management consulting, and an end-to-end credit management system.

ACTICO Platform is a powerful tool for intelligent automation and digital decisions. It combines human intelligence and artificial intelligence with automated technology. It is easy to quickly implement services and applications using a unified low-code platform. This allows you to adapt quickly to market changes. ACTICO Platform is easy to use and gives you more power for your business. The graphical development approach allows users to quickly build, implement, and adapt intelligent apps and services without the need for coding. ACTICO Platform is designed for agility. Companies can quickly launch new services and applications, and make all kinds of changes. They don't need IT support and don't have to wait for the next IT release. ACTICO Platform can meet even the most demanding performance requirements. The runtime components can seamlessly integrate into any IT architecture, whether it is legacy system, microservice architecture, or cloud environment.

StrategyOne by CRIF Digital provides a comprehensive digital platform for decision-making that allows businesses to implement, test and monitor decision processes, all without coding. It improves decision logic, scoring and other processes using AI-powered augmented Intelligence. Business users can quickly create and adjust decisions strategies through a visual designer. This improves decision-making across the customer lifecycle. The platform allows for what-if analyses, simulations, and strategy optimization using machine learning. It also helps ensure compliance with regulations such as Basel and IFRS9. It also offers advanced analytical tools, real-time monitoring of performance, and decision logic deployments without downtime. This makes it easier for organizations make data-driven, informed decisions.

DataView360 was created to make it easier to integrate with external and internal data sources such as fraud and credit bureaus. The software product can be configured to allow customers to select and choose the data that they need within their processes for instant decisioning. DataView360 is a web service application that can be easily integrated into existing infrastructures or external environments. The DataView360 DataEngine has been recognized as an essential tool in dynamic and effective risk management. The Data Engine can be used to access, query and integrate data with any host system or proprietary system. It is equally useful for users who want to upgrade their legacy systems as well those who are looking for a modular, full-scale solution.

Kompliant provides end-to-end compliance through a platform that was developed in partnership with some of the most respected banks and payment processors around the globe. Kompliant's unique platform services make managing credit risk programs easier than ever. Kompliant Services can be used by finance, sales, and underwriting teams to create and implement their own compliance programs. Kompliant, Inc. is a leader in developing, launching, operating and maintaining innovative services for some of the most prominent card networks, banks, payments processors, retailers, and other financial institutions. Whitelabel services allow businesses to apply online for payment processing services using digital interfaces that are optimized for mobile, online, and other target environments.

Increase transparency and gain critical insight to reduce risk. This highly configurable solution allows you to easily replicate and automate your unique processes and procedures. Automated workflows support bureau and ERP integration, rule based workflows, tracking, monitoring, and ongoing monitoring. You can create unlimited online credit application templates to meet your business's unique needs. To ensure that critical data is collected and analyzed properly, you must create and delineate the required fields. Our process is connected with major credit bureaus, rating agencies, and other agencies to simplify decision-making. Your company's DSO can be reduced by improving the efficiency and productivity within the collections team. Our collections management software allows you to create and configure as many collections as you need and to manage disputes/deductions strategies to help you achieve your larger business goals.

Open finance platforms that scale to your specific needs will help you strengthen your market position. Our end-to-end SaaS software will help you modernize and enhance your automotive finance operations. It will also allow you to offer high-quality customer services. Is it possible to create a loan origination process that nurtures customer relationships and automates manual tasks for you team? Are you a lender who is drawn to products that do more for customers? Create a better financing experience for your customers and grow your business with the support of our software-as-a-service (SaaS) lease and loan origination software (formerly known as Rapport and CALMS). Solifi's Originations software automates the entire process from the first customer interaction to quoting, credit decisioning and documentation. You can quickly access your data and assess, report and respond to customer risks.

Every business relationship has risks. Every phase of the customer's lifecycle is your responsibility. The GUARDEAN riskSuite is a modular platform that allows you to automatically manage all risk-relevant customer processes. This includes the application decision and the calculation of the collection probability for receivables management. Even with high volumes of applications, you can make quick, transparent and profitable credit decisions. We provide a quick, simple, and cost-effective solution to your information requests. The GUARDEAN riskSuite supports all legal guidelines and regulations, as well as those that are based on KYC, CDD and AML, as well as terror lists and sanctions (e.g. PEP The Fraud Check detects common fraud patterns automatically and reduces collection costs and defaults.

Our platform provides pre-built APIs to access traditional and other credit data sources. This allows for faster data ingestion, which will allow for better credit decisioning. Pre-configured features that help you make better credit decisions. Powerful predictor library built on years of credit experience. A fully explicable proprietary AI, ML credit modeling methodology that delivers significant lift. Multiple champion challengers can be run simultaneously. Credit models and strategies all in one workflow. Rapid deployment of new credit strategies and models. Our AI credit underwriting models for AI are easy to understand, FCRA compliant, and robust. They can be used to automate adverse action reasoning.

Validis are transforming how global banks, lenders and accounting firms get data from their commercial clients. Validis connects to every major accounting system enabling fast and simple access to fully standardised accounting data in real-time. Collect, format and interpret your customers’ financials in real-time with the Validis API. Enhance your digital lending journey, improve speed of decision and gain greater insights to portfolio performance. Industry-leading dashboards provide invaluable insight. Flag potential fraud, monitor portfolio health and covenants, conduct spreading and more. Deep insights and smarter risk-based decision making. Validis replaces the need for manually collecting and consolidating data for lending, risk management and audit purposes.

FinnOne Neo is the next generation of lending solutions built on an advanced technology platform. It is designed to change the future of lending in the Retail, Corporate, and Islamic sectors. The multi-channel solution digitizes the entire loan lifecycle, from initial contact with customers to helping to make better credit decisions quicker to comprehensive loan servicing and sophisticated debt management. FinnOne Neo was created to address the challenges of providing efficient and agile solutions while reducing costs. FinnOne Neo has been implemented in 50 countries and has been the best-selling lending solution worldwide for more than 10 years. FinnOne Neo is compatible with both cloud and on-premise deployments. It can be quickly deployed in partnership with top cloud providers without requiring significant upfront capital expenditure. Cloud deployment allows for flexibility and scale while optimizing costs through pay-per-use models.

The Decisions Platform is a no code business automation solution that focuses primarily on data handling, process automation and business rule execution. The Decisions Platform includes a workflow engine, a form designer, form designer, report/or dashboard builder and an open API and SDK. It offers a complete business process management solution for large companies and software company partners. Decisions is a visual, drag-and-drop, no-code design technology that was built and tested to help organizations automate a variety of business processes.

Our financial software solutions provide a fully integrated wholesale banking approach while focusing on the institution side of banks. While wholesale banking accounts account for more than half of a bank’s income, most processes are manual and customer service is poor. Decisions can also take a while to make. Our AI-enabled solution covers all aspects of commercial lending and turns your bank into a Fintech. Digitize your entire SME lending process to make smarter and faster credit decisions. Our AI-powered credit management platform digitizes your entire SME lending process, from initial onboarding, scoring, credit bureau integration, disbursements, and ongoing servicing. This allows you to save time, enhance your customers' banking experience, and make smarter financial decisions through AI-driven prioritisation.

Covalent is a cloud-based loan-originating system that offers digital onboarding for consumers, commercial and mortgage requests, automated underwriting, credit structure, compliance management including HMDA data collection, adverse actions letter management, fully integrated early disclosure, closing documents, including TRID and core import/export. Our system is so intuitive, your associates will be able to use it almost immediately. Your users can be trained in just a few minutes. Your analyst is your guide! You can modify the loan origination automation process to reflect changes in your lending policy without having to involve software developers. C2 Covalent's ease-of-use, predefined product types, and modules are a big hit with lenders. Spend less time training and more on customer relationships. Flexibility in reporting, increased customer share of wallet and significant time savings for your analyst.

Effectively manage customer touchpoints, measure feedback in real time, improve customer experience, and gain valuable insights based upon smart data and analysis. No matter if you are a large multimarket company or a small startup, our market-leading Risk- and credit management solutions can be tailored to meet your needs. Our Analytics Services are a bespoke solution that meets your specific needs. They can help you improve customer relationships, reduce waste, and improve performance. No matter if your business requires data about individuals, households, companies, or industries, we can provide it via API's or web services.

RiskSeal, an AI-powered SaaS Platform, helps online lenders identify valuable customers, automate lending decisions and prevent defaults. Our Digital Credit Scoring System allows lenders to identify potential defaulters and fraudsters, as well as find valuable customers by using digital footprint analysis. We create a detailed digital user profile by analyzing the user's email, phone number, and IP address. This data is collected from over 400 data points. What online lending companies get with RiskSeal Digital footprints. Signals from 100+ social networks that can be used to gain unmatched insights about your clients. - Data enrichment. Digital signals are transformed into 300+ tailored datapoints for automated decision-making. - Trust engine in real-time. Onboarding is streamlined with thorough pre-KYC checks. - Risk score. Advanced name verification with an easy-to-use score of risk for multiple categories.

Your borrower's rent payment history may be used to unlock homeownership eligibility for the first time. Get more opportunities with our verification of asset report (VOA), which includes 12 months rent payment history at no additional charge. The pioneer in digital asset verification. AccountChek has been helping borrowers avoid the paper chase in obtaining loans for over 10 years. Direct-source financial data is sent directly to lenders by borrowers in an easy-to-understand format that reduces errors, delays, and fraud risk. Real-time information about borrowers' assets and income allows for better credit decisions and promotes inclusion by offering lenders an alternative to traditional credit scoring. Real-time data allows for better credit decisioning, reduces underwriting and processing times, and promotes financial inclusion.

By connecting all data sources within your agency, you can save time, money, and manpower. Flexible, deep search allows you to find what you need quickly and easily. You can find connections in your data in seconds, whereas it would take you hours or days to manually do so. Interactive analytics and cross-jurisdictional "baseball cards" views of subjects allow you to uncover deeper intelligence. This allows you to quickly deliver valuable intelligence. Get actionable insights from a single view to support command-level decisions.

SS&C Technologies Holdings (NASDAQ : SSNC), is the world's largest hedge funds and private equity administrator. It also serves as the largest mutual fund transfer agent. SS&C's unique business model combines financial services operations expertise with software and solutions to serve even the most demanding customers in healthcare and financial services. Banks and credit unions require high-quality information in order to support credit decision-making processes and reporting. BANC Mall, a web-based tool, provides access to current and accurate credit reports, vehicle and house valuations, flood reports and other relevant data. BANC Mall information will allow you to conduct accurate risk assessments and make better, more profitable credit decisions. You can do all of this through one web portal without having to pay high monthly minimums, subscription fees, or for reports directly from credit bureaus and data providers.

Serrala is a fast-growing company with offices in North America, Europe, Asia and the Middle East and over 700 employees. Serrala drives innovation for more than 2,800 customers including more than 100 of the S&P500 companies. We offer a seamless solution portfolio to manage all inbound and outbound payments, treasury processes as well as related data and documents in any IT landscape.

SS&C Algorithmics MDAS provides end-to-end managed services, as well as access sophisticated risk management, analysis and investment decision support tools on a highly scalable platform that doesn't require a large on-premise deployment. SS&C Algorithmics offers features of an on-premise financial solution, but with bundled cloud data. It has an integrated risk framework that covers a wide range of asset classes and provides access to a variety of financial models. SS&C Algorithmics combines turn-key risk services with the flexibility to customize solutions and operational reliability. Cloud Advantage - A highly scalable, flexible, and secure platform that provides more value at lower prices. Advanced Analytics - Comprehensive coverage of asset classes, analytical models, and risk perspectives across instruments and risk factors.

AML Risk Manager by Fiserv is the most widely used anti-money laundering software. AML Risk Manager is built on Fiserv's award winning Financial Crime Risk Management platform. It uses a transparent, data-driven and risk-based approach to optimize AML monitoring operations. It covers the core areas of an AML program - KYC, Detection and Case Management, Reporting, and Reporting.

SRA Watchtower is a general ledger that tracks all critical risk activities. It is the single source for truth for all risk and performance indicators, giving you a comprehensive record of where you have been. SRA Watchtower's veteran banking professionals provide continuous data and insights that will help you see and solve potential risks before they become impossible to solve. SRA Watchtower gives bankers, credit union leaders, and insurance executives the most up-to-date, relevant, and accurate information to make quick and informed decisions that will help ensure the future success of their organizations. SRA technology was developed and implemented by former leaders in all areas of consumer and commercial banking, financial service and credit unions.

SatoriCCM monitors transactions across your entire business in order to provide a significant and measurable return. CCM is often overlooked because it is only when an organization has been seriously impacted or compromised that it puts importance on it. An organization that avoids and denies, or is unaware of possible fraud or breaches, can be unnecessarily at risk. Satori Continuous Control Monitoring is our foundational solution. It ensures data integrity to protect businesses against unnecessary risks, costly mistakes, or fraud. Businesses with large staff and/or medium transaction volumes need to have peace of mind. SatoriCCM ensures that exceptions are dealt with promptly, daily or weekly. The business may not need to report exceptions that were presented as a result of an annual review.

Kwik Loan Loan Servicing & Origination is simple to use. It provides a secure platform that can handle all your loan servicing needs. This software allows lenders to simplify the loan servicing and debt collection process. This powerful servicing software allows lenders create and manage loans for customers. It also includes integrated billing and payment features. You can automate and manage your loans' servicing with features like TILA generation and ACH processing (debits and credits), payment reminders and ROI tracking. Equip integrates with Kwik Decision to provide a loan underwriting module which can electronically make credit decisions. You can either use a standard scoring module, or create a custom solution with the help of one of our credit specialists.

Optial SmartStart is used by Fortune 500 companies in more than 50 countries. It provides advanced IT solutions for compliance, audit, governance, risk and compliance. The platform offers a variety of key solutions, including audit trail, environmental, FDA, HIPAA ISO, OSHA and Sarbanes Oxley compliance. The seamless import of data from third-party systems allows businesses to easily integrate existing configurations with the Optial SmartStart solution.

Verify the income of applicants to accelerate your leasing, lending and sales decisions. Make informed decisions about whether to lease or lend immediately and equitably and ensure compliance with fair lending and housing requirements. Clarity, accuracy, and speed are all you need to receive the verified information that will help you make informed business decisions. Our unique solution produces successful reports 98% the time. You can react to market changes early by gaining insight. Use data to evaluate your market. Be the first to know about changes that will affect your business. Profit from competitive dynamics. Payscore helps businesses make better decisions. Finally, a solution for income verification that works like you. Payscore's integrations with the leading software tools for leasing and lending enable you to take advantage of the Payscore Advantage without changing your work style.

Axe Credit Portal, axefinance’s powerful integrated software for loan origination automation, is available as a locally hosted solution or as a SaaS solution (cloud). Axefinance was founded in 2004 and is a global provider of software that focuses on credit management automation for financial institutions (traditional, Islamic, etc.). Looking for a competitive edge in productivity and customer support for all client segments: corporate, retail, and SME. axefinance is a trusted financial partner to respected global financial institutions such as Societe Generale and Al Rajhi Bank, Banque Internationale de Luxembourg, First Abu Dhabi Bank, and Banque Internationale de Luxembourg. ACP users enjoy increased profitability, greater productivity, and customer satisfaction, while staying current with ever-changing compliance regulations

The next generation of software will be defined by Artificial Intelligence (AI), Machine Learning and Predictive Analytics. Zementis provides a common framework for intelligent solutions across all industries. Zementis allows organizations to harness the power and potential of their data to quickly deliver insights and support informed business decision-making based on predictive analytics tools. You can enrich your data picture and use more accurate predictive models by leveraging large data sets, real-time information, and other data sources. Massively parallel scoring is possible for big data applications. Open-standards-based Zementis can handle any environment. Zementis provides a single tool to enable predictive analytics in your organization. It is intuitive and simple to use, extending predictive analytics beyond the data scientists team. This allows anyone in your organization to understand customer behavior, market dynamics, and more.

The future where errors and inaccuracies can be eliminated using cutting-edge artificial intelligence, go-to market is faster and easier, customer acquisition is faster with tailored lending products, elevated experiences, and this is called Lentra. Lentra, a brand-new domain-native platform, was built from the ground up. It was designed and developed to meet all the needs of any financial institution. Ready-to-use, with quick deployment and curated journeys. Microservices architecture that allows for custom customer journeys. No CapEx with pay-per-user/transaction SaaS model. With dedicated data centers, it is always-on. In-built industry-grade secure infrastructure. API-driven for rapid 3rd party integrations. Horizontal scaling allows for growth. Lentra offers a range of solutions that cover all aspects of a financial institution's lending needs, including personal loans and credit cards.

Bilendo, the modern credit management platform, helps companies automate and control all credit risk minimization processes centrally. Companies are finding it difficult to reduce costs using outdated and legacy systems, especially when profit margins are decreasing. Credit risks are a major cause of high and unpredictable costs. Bilendo's innovative approach allows you to lower costs and reduce credit risk while allowing you to focus on business growth. Bilendo is a modern credit management platform that allows companies to map, control, and automate all credit risk minimization activities. Bilendo maps the entire process from invoice to cash with all relevant credit management tools. They can also be combined as needed. These include receivables management and debtor management, collection, dunning customer portals, service portals payment transactions, factoring risk management and protection against bad debt.

No matter how large or complex your company is, you can deploy a credit management system that is customizable and meets your needs. Bectran integrates, tracks, and reports on all aspects of credit management, from online credit application submission to credit analysis and decision. You can expect to reduce credit request processing time by more than 90% and achieve higher quality credit decisions. A Collections Management system that is automated and driven by task and process automation. The Bectran Collections Management solution will help you achieve your Invoice to Cash conversion goals faster and at significantly lower cost. Get real-time information about your collections progress and prevent credit defaults. You can expect to reduce your collections costs by more than 60% and improve your DSO.

All your customer management needs can be met with a fast and flexible decision engine. Paris is easy to use and adopt due to its intuitive user interface. Paris is a highly configurable and flexible decision engine system that allows for maximum flexibility and growth. You can implement models, both machine learning and traditional, across multiple products and decision science applications. These include marketing, credit scoring, customer management, collections, and marketing. It can be audited with all input, derived, and output variables available to any reporting suite. Software that is flexible and business-oriented Visualization and interaction with decision trees Analysis and design of an 'open box strategy'. Continuous improvement and strategy testing Route planning and decision making that is reliable and accurate. Multi-bureau and open bank support.

Lenders can save time, money, and errors with our online Auto Decision Platform (ADP). Increasing your bottom line profits ADP is multifaceted and multi-award-winning, with many possibilities once it's been implemented.

Manage risk and make confident credit decision. Many finance departments today manage data and critical operations in outdated ways. Our flagship risk management solution offers intelligent risk management for modern finance teams. Custom credit policies allow you to approve or reject deals instantly. Effectively collaborate with all stakeholders to track the credit decision process. To assess risk exposure, you can use the largest global commercial database to assess credit applicants. To manage your portfolio more strategically, you need to have a complete and up-to date view of your customer relationships. CIAL 360 Credit allows you to make credit decisions confidently and effectively. CIAL is a proud member of Dun & Bradstreet's vast World Wide Network. This network allows millions of businesses to make confident decisions using reliable and easily accessible information.

The RDC Platform combines expert human knowledge with AI capabilities to give financial institutions an edge in lending. Our tooling is embedded with AI ethical principles, ensuring compliance. It allows lenders to visualize the logic behind each AI predictive model and strategy. Utilize traditional, alternative and latent data, along with the latest AI techniques, to make accurate predictions and reach optimal decision outcomes. We understand the need to safely leverage AI. We have developed a unique way to meet your safety objectives with confidence and transparency. This is called the Self-describing Decision. In a single object of data, each element is explained. All model features, all predictions, all reference information, and all rules are triggered. A self-describing choice is a record of all information used to produce a decision. Governance and explainability are baked into the system. Every time.

When your customer-facing teams work from different systems with siloed data, vital business processes like credit decisioning and customer onboarding can become unnecessarily complex and slow. BusinessConnect is built on the Force.com platform and helps to simplify, streamline, and accelerate collections and credit administration processes by automating routine manual decisions and centralizing many operations involved with account acquisition, account management, and recovery processes under one interactive cloud-based platform.

Structured Data allows for quick and responsible decision making. Secure access to and analysis of complex data sets allows for fully informed financial and advisory decisions. What is MOGOPLUS? MOGOPLUS offers Data, Analytics, and Research solutions that enable organizations to make better decisions in real-time. Global industry changes are being driven by tightening regulation, accelerating technology and changing customer expectations. In today's data-driven economy, accurate customer data is a competitive advantage. It can be used to make credit decisions faster, assess risks efficiently, and offer new customer experiences. MOGOPLUS instantly captures unstructured customer information, analyzes it, and then structures it into any decisioning system, rules engine, or credit policy. All MOGOPLUS solutions can be accessed via an API or web-based dashboard that requires no integration. This dashboard can easily be integrated into any third party platform. Our proprietary technology

Our solutions adapt machine learning to your business. The digital marketplace has made it easier for consumers to shop for new or used vehicles. Auto lenders and financiers are under pressure to lower prices and take on more risk in order to increase originations. Businesses in automotive finance need to be able to offer compelling offers to customers in order to succeed in this highly competitive market. Online banks are disrupting the banking industry by offering innovative financial products without the overhead costs associated with physical locations. Banks must digitally transform their operations to reduce new risks like synthetic fraud and expand into the near-prime market in order to remain competitive in this environment.