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Gaviti automates the invoice to cash flow process, allowing accounts receivable departments to make better credit decisions and reduce DSO. It also helps them reconcile payments more quickly. Our advanced automation tools will help you eliminate manual, time-consuming tasks in A/R. Gaviti has earned trust from industry leaders such as EY, cPrime and PWC. Our track record speaks volumes. Our clients have achieved amazing results, reducing their Days Sales Outstanding by 30%-50% in just six months after adopting Gaviti. Collections Analytics: Useful data to optimize your strategy. Make data-driven decisions based on trends to increase your collection efficiency. Cash Application Made Easy: Forget the headaches of reconciling payments. Automate your cash application and achieve 100% accuracy. Improved cash flow, and happier customers. Strategic Credit Management: Make informed decisions about credit with confidence. Powerful

SBP Digital Banking Suite serves retail and corporate financial institutions with seamless digital onboarding, day-to-day banking, and enhanced open banking capabilities like compliance and credit decisioning. Its agility ensures quick time-to-market and continuous UX improvements. There's no vendor lock-in; integration options include configuration, customization, or SDKs. The CX app and open banking drive transformation, enhancing customer experience and financial well-being. The platform is AI and data-driven by design and supplies relevant insights to optimize customer journeys that are user-tested. The Employee Experience web app empowers operations and talent, improving service. The Sopra Financing Platform (SFP) is a modular platform designed to boost the efficiency of asset financiers worldwide. It simplifies the entire lending process, from the front to the back office, making it a great fit for both new market entrants and expanding businesses. The clients of Sopra Financing Platform benefit from a wide partner network seamlessly integrated into the platform, giving them a strong competitive advantage.

Reduce the risk of making a few decisions haphazardly and automate your operations by using analytically derived business rules. SAS Business Rules Manager is a central repository for rules, which can be used to manage rule development, deployment, and workflow automation.

Red Hat®, Decision Manager is a platform that allows you to develop containerized microservices or applications that automate business decision making. Decision Manager supports complex event processing, business rules management, and resource optimization technologies. Organizations can integrate sophisticated decision logic into line of business applications and update the underlying business rules quickly as market conditions change.

ACTICO Platform is a powerful tool for intelligent automation and digital decisions. It combines human intelligence and artificial intelligence with automated technology. It is easy to quickly implement services and applications using a unified low-code platform. This allows you to adapt quickly to market changes. ACTICO Platform is easy to use and gives you more power for your business. The graphical development approach allows users to quickly build, implement, and adapt intelligent apps and services without the need for coding. ACTICO Platform is designed for agility. Companies can quickly launch new services and applications, and make all kinds of changes. They don't need IT support and don't have to wait for the next IT release. ACTICO Platform can meet even the most demanding performance requirements. The runtime components can seamlessly integrate into any IT architecture, whether it is legacy system, microservice architecture, or cloud environment.

The Decisions Platform is a no code business automation solution that focuses primarily on data handling, process automation and business rule execution. The Decisions Platform includes a workflow engine, a form designer, form designer, report/or dashboard builder and an open API and SDK. It offers a complete business process management solution for large companies and software company partners. Decisions is a visual, drag-and-drop, no-code design technology that was built and tested to help organizations automate a variety of business processes.

Lenders can save time, money, and errors with our online Auto Decision Platform (ADP). Increasing your bottom line profits ADP is multifaceted and multi-award-winning, with many possibilities once it's been implemented.

Model building software for today's machine learning age incorporates credit risk modelling expertise spanning over thirty years. Modeller is a flexible, transparent, interactive, and feature-rich tool that helps organizations get more out of their analytical teams. It allows for a variety of techniques, rapid development of powerful models, full explanation, and advancement of less experienced members of the team. You can choose from a variety of modeling techniques, including machine-learning, to achieve optimal predictive accuracy, especially when working with complex interrelationships and multicollinearity. At the touch of a button, you can create industry-standard binary and continuous target models. You can use decision tree modeling with CHAID trees and CART. You can choose from logistic regression, elastic network models, survival analysis (Cox PH), random forest, XGBoost and stochastic gradient descend. SAS, SQL and PMML are all available export options for use in other scoring and decisioning programs.

Cloud-native applications can be used to automate business processes and decisions. Red Hat®, Process Automation Manager is a platform that allows you to develop containerized microservices, and applications that automate business processes and decisions. Process Automation Manager includes business rule management (BPM), business rule management (BRM), business resource optimization (CEP) and complex event processing technologies. It also features a user interface platform that allows you to create engaging user interfaces for decision services and process management with minimal coding. Everything business users need in order to model flows and policies: Business Process Model and Notation models, Decision Model and Notation models (DMN), and domain-specific rules languages. Built in the cloud, for cloud. Red Hat OpenShift allows you to deploy completed models as microservices in containers. Drools is a powerful open-source rules engine that is widely used.

FICO®, Blaze Advisor®, is FICO's flagship rule authoring solution and the world's most trusted decision rules management system. It maximizes control over high volume operational decisions. Blaze Advisor offers businesses across multiple industries a scalable solution that provides unprecedented agility and actionability to make better, more transparent and smarter business decisions. Blaze Advisor provides multiple methods for rule authoring and testing, deployment, management, and monitoring, including decision trees and scorecards, decision table, graphic decision flows, decision tables, and decision tables. It can also monitor business performance through user-definable events. This provides the foundation for strategy orchestration as well as champion/challenger scenarios. It provides multiple paths to develop and manage strategies that are successful through decision analysis and impact.

OpenText™, AppWorks is the foundation for digital businesses. AppWorks is a smartly automated, content-rich and connected platform that you can quickly create and modify to create a variety new digital experiences. It also has a lower IT workload.

Drools can be described as a Business Rules Management System, (BRMS) solution. It includes a core Business Rules Engine, a web authoring and rules managing application (Drools Workbench), full runtime support of Decision Model and Notation models at Conformance Level 3 and an Eclipse IDE plugin to aid core development. Drools is an open-source software released under the Apache License 2.0. It is 100% pure Java™, can be run on any JVM, and is also available in the Maven Central repository.

Increase transparency and gain critical insight to reduce risk. This highly configurable solution allows you to easily replicate and automate your unique processes and procedures. Automated workflows support bureau and ERP integration, rule based workflows, tracking, monitoring, and ongoing monitoring. You can create unlimited online credit application templates to meet your business's unique needs. To ensure that critical data is collected and analyzed properly, you must create and delineate the required fields. Our process is connected with major credit bureaus, rating agencies, and other agencies to simplify decision-making. Your company's DSO can be reduced by improving the efficiency and productivity within the collections team. Our collections management software allows you to create and configure as many collections as you need and to manage disputes/deductions strategies to help you achieve your larger business goals.

Credit Risk Platform - This platform is designed to manage credit risk assessment and credit approvals via a secure, cloud-based platform. The Credit Risk Platform streamlines credit risk assessment and credit approval workflows, allowing you to make better, faster credit decisions in commercial and SME lending. The platform allows for the creation and execution of rating models in a centralized, flexible framework. Access to a large number of industry-leading external credit scorecards can be accessed plug-and-play, either as a benchmark or as an alternative to the internal models. The solution is built on the Salesforce(TM platform and offers banks and financial institutions a cloud-based, secure solution that increases the speed and efficiency of risk assessment processes.

Serrala is a fast-growing company with offices in North America, Europe, Asia and the Middle East and over 700 employees. Serrala drives innovation for more than 2,800 customers including more than 100 of the S&P500 companies. We offer a seamless solution portfolio to manage all inbound and outbound payments, treasury processes as well as related data and documents in any IT landscape.

The Vienna platform supports a multitude of new business channels, including direct to customer and introducer models. This allows for total flexibility and optimization of market routes. The new platform integrates seamlessly with the Vienna underwriting, contract management, and back-end. This allows for a seamless and simplified approach to the point-of-sale lifecycle. The Vienna underwriting module allows for manual and automated underwriting using a configurable rules-based engine. Lenders can create different policies and workflows for different products. This module is fully integrated with the major credit reference agencies as well as third-party data services. Vienna allows for full automation of credit decision, pay out, document production, and go-live processes.

Positive customer communication is more than a nice thing to have. It's a necessity and it's about your bottom-line. Satisfied customers purchase more products and services. PowerCurve®. Strategy Management is a way to get results Everything you need to build effective relationships across the Customer Lifecycle Profit An analytically driven decision-making technology that will help you build long-lasting relationships with your family Customers -- while increasing your pace of improvement, and accelerating the return on investment

Easylodge is proud announce the release version 5 of its industry-leading credit engine. Credit V5™, based on our proven V4 engine now includes machine learning elements to assist credit managers in making better decisions and gaining a clear competitive advantage. EasyLodge®, Australia's leading finance origination and loan management platform, is ideal for banks, credit unions, finance companies, and fintech lenders. It offers the most efficient, cost-effective, ASIC NCCP compliant, customer friendly, and fastest way to originate credit. Get the Easylodge Advantage™. You can use Australia's only finance "wrap" to help manage your business more effectively and stand out in a highly competitive market. EasyLodge®, is a faster and more efficient way to access, track, document, track, and fund applications. This allows you to save significant amounts on processing costs.

Sapiens Decision for Consumer & Commercial Banking (formerly Sapiens DECISION), addresses the cost of changing. It allows banks to adapt their operations to digital transformation, changing regulations and increasing competition. This is possible through model-driven development (MDD). Sapiens Decision for Consumer & Commercial Banking uses the MDD approach to enable business people to easily define business logic using simple models. Before the logic is deployed, business can test it. Once the code has been auto-generated in the required language such as Java it can be deployed directly into production environments. Sapiens Decision for Consumer & Commercial Banking allows the bank's business to actively participate in the design, implementation and analysis of decisions. This process can take days or weeks instead of months or even years. It enforces business logic across all enterprise apps.

The ACTICO Credit Decision Platform provides data acquisition, risk scoring, and credit decisioning all in one integrated solution. ACTICO Credit Decision Platform - designed to allow real-time credit decisions and full auditability. The platform is highly scalable and robust for automating credit decisioning and origination processes. The platform is based on a powerful graphical decision management system that allows for the testing, simulation, optimization, and implementation of any bank-internal service, including pricing, risk scoring, and credit decisioning strategies. The decision services can be invoked via any inbound channel and seamlessly integrate with external and internal data sources.

CNSI's Business Rules Management System, (BRMS), allows users to quickly and easily define Business Rules - without any programming skills. RuleIT assists enterprises in implementing business decisions by configuring and managing the Business Rules that drive their business processes.

GxDash™, which provides central command control and CxO-level decision making with holistic data, implements an enterprise dashboard covering all technology tiers. It automates the building of dependency maps, predictive analyses, code, and test case generation.

Our financial software solutions provide a fully integrated wholesale banking approach while focusing on the institution side of banks. While wholesale banking accounts account for more than half of a bank’s income, most processes are manual and customer service is poor. Decisions can also take a while to make. Our AI-enabled solution covers all aspects of commercial lending and turns your bank into a Fintech. Digitize your entire SME lending process to make smarter and faster credit decisions. Our AI-powered credit management platform digitizes your entire SME lending process, from initial onboarding, scoring, credit bureau integration, disbursements, and ongoing servicing. This allows you to save time, enhance your customers' banking experience, and make smarter financial decisions through AI-driven prioritisation.

uFlow is a powerful decision engine used by fintech firms to automate decision-making and credit risk assessment. This software uses algorithms and predefined rule sets to automate the decision-making process, especially when evaluating credit risks. It is designed to handle large numbers of credit applications accurately and quickly. uFlow's Decision Engine features an intuitive interface, formula syntax and drag-and-drop functionality. It offers interactive filters and a dashboard for analyzing transactional information. It also allows the creation of visual workflows.

Credit Key approves business customers in seconds at e-commerce checkout for better monthly terms. Credit Key's flexibility in payment results in higher orders, more transactions, and happier customers. Credit Key's unique B2B underwriting process enables us to instantly score businesses and extend deeper credit to customers at the point of purchase.

Credit Pulse automates and digitizes the credit process. It reduces manual effort for credit approvals and continuously monitors portfolios for credit risk. Automated bank and trade references can reduce the time it takes to obtain references from weeks to minutes. Optimize credit allocation across all customers. Credit can be extended and restricted as the risk changes to reduce bad debts by 20%. Notify you of any changes, such as NSFs (non-sufficient funds), bankruptcies (bankruptcy), liens on bank accounts, and changes in credit scores. Manage your entire credit operations, from applications to approvals. You can also monitor your portfolio continuously for credit risk. Credit Pulse offers a streamlined application for credit with pre-filled business information, eliminating the usual 'back and forward'. Save over 1000 hours per year of manual work. The days of manually sourcing data from third parties are over. Credit Pulse centralizes 15+ reliable sources of data, including credit bureau reports. Credit Managers will feel more confident in making decisions, especially for SMBs.

DMS - Decision Making Software - This PaaS environment implements end-to-end decision automation processes. Segmentation, scoring, value setting and instant API publishing are some of the key features. It is low-code, highly dynamic and can be used without any technical knowledge. To strengthen your business expertise, an account manager will get in touch with you. The platform is available in both Cloud and On-Premise versions. Benefits -Fast to market: The platform is ready for use in less than one week. -Ease in use: implementing changes to the logic takes only minutes. This means that you can save time when adding or changing products. -Instant API generator: generate instant, active, ready-to-be-integrated API with a single click, when the strategy is ready. -Version control: You can seamlessly switch between versions of your strategy. Dedicated account manager: will assist you in running DMS.

Every business relationship has risks. Every phase of the customer's lifecycle is your responsibility. The GUARDEAN riskSuite is a modular platform that allows you to automatically manage all risk-relevant customer processes. This includes the application decision and the calculation of the collection probability for receivables management. Even with high volumes of applications, you can make quick, transparent and profitable credit decisions. We provide a quick, simple, and cost-effective solution to your information requests. The GUARDEAN riskSuite supports all legal guidelines and regulations, as well as those that are based on KYC, CDD and AML, as well as terror lists and sanctions (e.g. PEP The Fraud Check detects common fraud patterns automatically and reduces collection costs and defaults.

FinnOne Neo is the next generation of lending solutions built on an advanced technology platform. It is designed to change the future of lending in the Retail, Corporate, and Islamic sectors. The multi-channel solution digitizes the entire loan lifecycle, from initial contact with customers to helping to make better credit decisions quicker to comprehensive loan servicing and sophisticated debt management. FinnOne Neo was created to address the challenges of providing efficient and agile solutions while reducing costs. FinnOne Neo has been implemented in 50 countries and has been the best-selling lending solution worldwide for more than 10 years. FinnOne Neo is compatible with both cloud and on-premise deployments. It can be quickly deployed in partnership with top cloud providers without requiring significant upfront capital expenditure. Cloud deployment allows for flexibility and scale while optimizing costs through pay-per-use models.

RiskSeal, an AI-powered SaaS Platform, helps online lenders identify valuable customers, automate lending decisions and prevent defaults. Our Digital Credit Scoring System allows lenders to identify potential defaulters and fraudsters, as well as find valuable customers by using digital footprint analysis. We create a detailed digital user profile by analyzing the user's email, phone number, and IP address. This data is collected from over 300 data points. What online lending companies get with RiskSeal Digital footprints. Signals from 100+ social networks that can be used to gain unmatched insights about your clients. - Data enrichment. Digital signals are transformed into 300+ tailored datapoints for automated decision-making. - Trust engine in real-time. Onboarding is streamlined with thorough pre-KYC checks. - Risk score. Advanced name verification with an easy-to-use score of risk for multiple categories.

Axe Credit Portal, axefinance’s powerful integrated software for loan origination automation, is available as a locally hosted solution or as a SaaS solution (cloud). Axefinance was founded in 2004 and is a global provider of software that focuses on credit management automation for financial institutions (traditional, Islamic, etc.). Looking for a competitive edge in productivity and customer support for all client segments: corporate, retail, and SME. axefinance is a trusted financial partner to respected global financial institutions such as Societe Generale and Al Rajhi Bank, Banque Internationale de Luxembourg, First Abu Dhabi Bank, and Banque Internationale de Luxembourg. ACP users enjoy increased profitability, greater productivity, and customer satisfaction, while staying current with ever-changing compliance regulations

DocFinance is now a Fintech HUB that can provide its customers with all the benefits of full integration between technological services and our company's treasury management software and commercial credit management software. It is a software application that automates the collection process and commercial credit risk management. It integrates with the main Business Information providers and includes a company rating engine that allows for you to get to know your customers. It is a software application that allows advanced management of company treasury and includes Corporate Banking services. Its completeness is characterized by the integration of Remote Banking services and the company information system. The AFEXDirect platform has a single, consolidated and intuitive interface that is easy to use. It is also flexible and safe. The platform is available to customers 24 hours a days, 7 days a săptămână. Changes are made in real-time.

Manage your receivables more efficiently. Enroll your clients and replace outdated processes with automated digital communication and collection strategies. Give your clients multiple digital payment options, such as ACH, Credit Card and Open Banking, to make it easier for them to pay and reconcile their books. Stay on top of cash flow with regular automated reports, analytics and reports tailored to your business. Get proprietary customer ratings based upon credit checks and engagement information to optimize payment plans and facilitate informed decisions. Predict future cash flow based on historical and current payment data. Streamline workflows and prioritise easily. Use customizable communication templates, strategies and a white-labeled method.

Open finance platforms that scale to your specific needs will help you strengthen your market position. Our end-to-end SaaS software will help you modernize and enhance your automotive finance operations. It will also allow you to offer high-quality customer services. Is it possible to create a loan origination process that nurtures customer relationships and automates manual tasks for you team? Are you a lender who is drawn to products that do more for customers? Create a better financing experience for your customers and grow your business with the support of our software-as-a-service (SaaS) lease and loan origination software (formerly known as Rapport and CALMS). Solifi's Originations software automates the entire process from the first customer interaction to quoting, credit decisioning and documentation. You can quickly access your data and assess, report and respond to customer risks.

AI and automation can improve the speed and quality of application integration. IBM® App Connect connects applications and data instantly from all systems and modern technologies. App Connect provides enterprise service bus (ESB), agile integration architecture (AIA), microservices deployment of integration artifacts. This allows businesses to deploy to a variety of flexible integration patterns. Customers can make online insurance claims more simple and accurate by integrating AI and integration. Open banking APIs are being used all over the world and are leading the way to an open data economy that empowers and unlocks innovation. Continuum is a concept that involves an integrated system that tracks and guides patients over time. It includes a wide range of health services, covering all levels of intensity.

Fraudsters have increased the number of payment channels, increasing the bank's potential liabilities. These problems are exacerbated by the adoption of real-time payments and Open Banking, as well as digital-led interactions. It is nearly impossible to prevent payment fraud using traditional anti-fraud techniques. Many rely on hundreds upon hundreds of static, reactive rules that fail in new fraud patterns detection and trigger too few poor hits. Screener monitors all of the bank's payment transactions in real-time catching more fraud with fewer false positives. It detects suspicious payments from social engineering scams or scams (e.g., invoice redirection or love scams, CEO fraud) and links this with digital banking fraud indicators (eBanking/mBanking session redirected or hijacked or account takeover fraud due to identity theft).

We work with forward-thinking organisations to create customer-led digital banking solutions. It's not all about the technology you use to help your customers. It's about how you use technology in order to make your customers feel like Number 1. It's about making banking easy, accessible, and rewarding for customers. Our digital banking backbone fOS, a proprietary digital banking platform, enables you to do this. We have multiple awards and live clients to prove it. Fidor has all the expertise to help you bring your digital banking project to fruition. We design, develop, test, build, and bring your digital banking project to life. FidorOS (fOS) is an innovative digital banking platform that provides all banking functions, including onboarding, card and account management, credit products, and analytics. All functions can be managed from one platform! Our fidorOS platform was created as a pioneer in Open Banking principles and API. It is light years ahead of traditional solutions.

Your new card issuing engine should be future-proofed. You can launch multiple business models using the same platform: credit, debit, prepaid cards, fleet projects and loyalty, wallets, tokenization, corporate and family plans, wallets, tokenization, wallets, wallets, and wallets. Your cardholders, partners, internal users, and employees will have the best experience possible by providing personalized services when and where they require them. Innovate new card products that are fast to market and provide the best functional coverage. Automating and streamlining administrative processes can reduce manual intervention and lower administration costs. Scale quickly in terms volume and geography. Smart value-added services can increase the profitability of traditional instruments. Your data-rich APIs will make you the customer's top choice for third-party services in the open banking ecosystem. Use APIs and the SDK to integrate internal and externally.

Our platform provides pre-built APIs to access traditional and other credit data sources. This allows for faster data ingestion, which will allow for better credit decisioning. Pre-configured features that help you make better credit decisions. Powerful predictor library built on years of credit experience. A fully explicable proprietary AI, ML credit modeling methodology that delivers significant lift. Multiple champion challengers can be run simultaneously. Credit models and strategies all in one workflow. Rapid deployment of new credit strategies and models. Our AI credit underwriting models for AI are easy to understand, FCRA compliant, and robust. They can be used to automate adverse action reasoning.

Use a single platform to gain access to unified consumer data from multiple sources including international credit bureaus and bank data aggregators. Access consumer-permitted financial data that is trusted to unlock new segments of consumers while maintaining your risk profile. Utilize data from multiple sources including credit bureaus and banks, payroll systems and documents, to optimize latency and increase coverage. Improve risk assessments and prevent fraud by using data from multiple sources. Automate income verification with more data sources in order to increase coverage, improve completion rate, and reduce fraud.

SS&C Technologies Holdings (NASDAQ : SSNC), is the world's largest hedge funds and private equity administrator. It also serves as the largest mutual fund transfer agent. SS&C's unique business model combines financial services operations expertise with software and solutions to serve even the most demanding customers in healthcare and financial services. Banks and credit unions require high-quality information in order to support credit decision-making processes and reporting. BANC Mall, a web-based tool, provides access to current and accurate credit reports, vehicle and house valuations, flood reports and other relevant data. BANC Mall information will allow you to conduct accurate risk assessments and make better, more profitable credit decisions. You can do all of this through one web portal without having to pay high monthly minimums, subscription fees, or for reports directly from credit bureaus and data providers.

Digital Platform, Information, Transformation Services, Outsourcing & Processing, Credit Reporting Agency Services, Personal Solutions. CRIF.Digital provides solutions that will allow your company to improve and speed up digital transformation, increase customer experience online, and boost business growth. Credit Bureau and Data Pool, Business Information and Big Data, Identification and Antifraud Services and Property Information, Insurance Services, Information Bureau Platforms. International-level experts and professionals have the know-how, expertise, regulatory compliance, and analytical capabilities. They also have the latest IT knowledge and technologies. Comprehensive solutions that include big data analytics, risk management consulting, and an end-to-end credit management system.

Structured Data allows for quick and responsible decision making. Secure access to and analysis of complex data sets allows for fully informed financial and advisory decisions. What is MOGOPLUS? MOGOPLUS offers Data, Analytics, and Research solutions that enable organizations to make better decisions in real-time. Global industry changes are being driven by tightening regulation, accelerating technology and changing customer expectations. In today's data-driven economy, accurate customer data is a competitive advantage. It can be used to make credit decisions faster, assess risks efficiently, and offer new customer experiences. MOGOPLUS instantly captures unstructured customer information, analyzes it, and then structures it into any decisioning system, rules engine, or credit policy. All MOGOPLUS solutions can be accessed via an API or web-based dashboard that requires no integration. This dashboard can easily be integrated into any third party platform. Our proprietary technology

Manage risk and make confident credit decision. Many finance departments today manage data and critical operations in outdated ways. Our flagship risk management solution offers intelligent risk management for modern finance teams. Custom credit policies allow you to approve or reject deals instantly. Effectively collaborate with all stakeholders to track the credit decision process. To assess risk exposure, you can use the largest global commercial database to assess credit applicants. To manage your portfolio more strategically, you need to have a complete and up-to date view of your customer relationships. CIAL 360 Credit allows you to make credit decisions confidently and effectively. CIAL is a proud member of Dun & Bradstreet's vast World Wide Network. This network allows millions of businesses to make confident decisions using reliable and easily accessible information.

Decisimo is a powerful platform that allows you to make business decisions more efficiently. It allows you to easily create and update decision tables and rule sets, and tailor them to your needs. The platform has a drag-and drop builder that allows you to design decision flows. These can include components such as models, rule sets and data sources. Decisimo allows you to deploy decision flow to regional endpoints to speed up responses and comply with data protection regulations. You can improve your decision flow by incorporating AI or machine learning models, as well as connecting to external data sources via REST APIs. Decisimo can be used for batch processing tasks like client segmentation and prescoring. It also supports data retrieval from FTP or Google Cloud Storage. The platform offers robust unit testing capabilities that ensure reliable and accurate decision-making.

No matter how large or complex your company is, you can deploy a credit management system that is customizable and meets your needs. Bectran integrates, tracks, and reports on all aspects of credit management, from online credit application submission to credit analysis and decision. You can expect to reduce credit request processing time by more than 90% and achieve higher quality credit decisions. A Collections Management system that is automated and driven by task and process automation. The Bectran Collections Management solution will help you achieve your Invoice to Cash conversion goals faster and at significantly lower cost. Get real-time information about your collections progress and prevent credit defaults. You can expect to reduce your collections costs by more than 60% and improve your DSO.

A complete decision automation solution that allows you to capture, analyze, automate, and govern rules-based business decisions, whether on-premises or in the cloud

Your borrower's rent payment history may be used to unlock homeownership eligibility for the first time. Get more opportunities with our verification of asset report (VOA), which includes 12 months rent payment history at no additional charge. The pioneer in digital asset verification. AccountChek has been helping borrowers avoid the paper chase in obtaining loans for over 10 years. Direct-source financial data is sent directly to lenders by borrowers in an easy-to-understand format that reduces errors, delays, and fraud risk. Real-time information about borrowers' assets and income allows for better credit decisions and promotes inclusion by offering lenders an alternative to traditional credit scoring. Real-time data allows for better credit decisioning, reduces underwriting and processing times, and promotes financial inclusion.

DecisionRules is a rule engine which allows you to create and deploy business rules. All rules are stored in a secure, scalable cloud. You can create your first rule in five minutes and make 100k decisions via API in less than a minute, which is a major advantage over other rule engines.

OpenRules®, business people can create and test decision models, and then involve IT for integration with the actual information system. OpenRules clearly identifies all points of integration. OpenRules is the best tool for automating complex business logic in your organization's day to make better operational decisions. OpenRules®, products allow business analysts and developers to create, test, maintain, and deploy Operational Decision Services on-premise or in the cloud.