NIUM Integrations

Velmie is a tech company providing a range of tools and solutions for FinTech businesses. We power enterprise banks and mobile wallet companies on four continents, setting up our clients with sophisticated products that are fully regulatory-compliant.

Hiring across borders usually means picking between two bad options: open a local entity in every country you want to hire in, or skip compliance and hope nothing goes wrong. Gloroots removes that tradeoff. We act as the legal employer in each country, so you can bring on full-time staff or contractors without setting up an entity, while we handle payroll, taxes, benefits, and local labor law on your behalf. Here's what that looks like in practice: 1. Employer of Record (EOR): We become the legal employer for your hires in 150+ countries and run payroll, benefits, and compliance so you don't have to build that infrastructure yourself. 2. Contractor on Record (COR): We bring on contractors with proper classification and contracts in place, cutting down the misclassification risk that comes with informal setups. 3. Contractor Management: We automate contracts, invoicing, and payments for freelancers spread across multiple countries and currencies. 4. Global Payroll: We run compliant, multi-currency payroll from one dashboard, no matter how many countries your team spans. 5. Recruit: We connect you to a vetted talent network when you need to hire quickly. 6. Immigration & Compliance: Local experts on our team handle visas and work permits for hires who need to relocate.

Wallet Engine empowers applications to effortlessly integrate financial accounts into any user interface, laying the groundwork for contextual peer-to-peer transactions, micro-finance solutions, in-app economies, and a variety of other financial services. We handle the intricate challenges associated with cross-border electronic money operations, ensuring adherence to regulatory standards and local network integrations, allowing app developers to concentrate on their core business goals. Our platform meets regulatory and compliance requirements across numerous jurisdictions while being connected to over 900,000 channels for top-ups and withdrawals worldwide. Engineered for quick scaling and designed to support high-volume transactions through robust core-banking technology, it also offers a fully customizable fee structure tailored to the unique needs of each customer. Recognizing the obstacles in linking financially diverse populations globally, we are dedicated to equipping developers with straightforward and modular products, facilitating the rapid deployment of embedded financial functionalities for a worldwide audience. By streamlining the integration process, we aim to foster greater accessibility to financial services for users everywhere.

Yuno offers a range of global payment solutions, featuring customizable checkout options and a robust software suite designed for international transactions. Its smart routing technology effectively reduces false declines and enhances acceptance rates by automatically selecting the quickest path to secure payment approval. In instances of false declines or when a processor is unavailable, the system intelligently retries the transaction through various payment service providers and acquiring banks until it is successfully completed. Users can take advantage of detailed dashboards that provide immediate insights into overall payment health, transaction specifics, conversion metrics, costs, payment origins, trends, and revenue channels. This allows for a thoughtful comparison of the actual performance among different providers. Additionally, Yuno equips businesses with real-time analytics, live updates, customizable alerts, predictive insights, A/B testing capabilities, customer segmentation tools, and cutting-edge fraud detection measures for enhanced security and informed decision-making. By utilizing these features, businesses can refine their payment strategies for optimal performance and efficiency.