Alternatives to KeyCAPTCHA

Sumsub is a single verification platform that allows you to onboard more customers worldwide, speed up their access, reduce costs, and fight digital fraud. Sumsub combines effective verification flows with higher conversion rates worldwide through a powerful, all in one suite designed for a wide variety of needs: KYC/AML verification, KYB verifications, payment fraud prevention and face authentication.

Fraud.com's aiReflex is a digital risk and trust solution designed to simplify your fraud defences, making life easier for you and safer and fairer for your customers. aiReflex determines which transactions are legitimate in real-time using a multi-layer defence coupled with explainable AI to fight fraud and improve customer trust. Everything you need to eliminate transactional and application fraud, including: - Transactional Orchestration - Adaptive Rule Engine - AI Engine (Supervised and Unsupervised Machine Learning) - Simulation Engine - Dynamic and static lists - Journey-Time Orchestration - OmniChannel Case Management - Centralised Fraud Reporting Contact us at fraud.com on how we can help you improve your fraud defence while reducing costs and improving customer experiences.

Don't let fraud erode your bottom line, damage your reputation, or stall your growth. FraudNet's AI-driven platform empowers enterprises to stay ahead of threats, streamline compliance, and manage risk at scale—all in real-time. While fraudsters evolve tactics, our platform detects tomorrow's threats, delivering risk assessments through insights from billions of analyzed transactions. Imagine transforming your fraud prevention with a single, robust platform: comprehensive screening for smoother onboarding and reduced risk exposure, continuous monitoring to proactively identify and block new threats, and precision fraud detection across channels and payment types with real-time, AI-powered risk scoring. Our proprietary machine learning models continuously learn and improve, identifying patterns invisible to traditional systems. Paired with our Data Hub of dozens of third-party data integrations, you'll gain unprecedented fraud and risk protection while slashing false positives and eliminating operational inefficiencies. The impact is undeniable. Leading payment companies, financial institutions, innovative fintechs, and commerce brands trust our AI-powered solutions worldwide, and they're seeing dramatic results: 80% reduction in fraud losses and 97% fewer false positives. With our flexible no-code/low-code architecture, you can scale effortlessly as you grow. Why settle for outdated fraud and risk management systems when you could be building resilience for future opportunities? See the Fraud.Net difference for yourself. Request your personalized demo today and discover how we can help you strengthen your business against threats while empowering growth.

FraudLabs Pro assists online merchants in safeguarding their e-commerce sites against deceitful fraudsters. It meticulously evaluates all sales transactions made through credit cards, PayPal, and other payment methods for potential online fraud, commonly referred to as payment fraud or Card Not Present (CNP) fraud. This proactive approach enables merchants to boost their profits while minimizing chargebacks and financial losses due to fraud. Furthermore, it enhances operational efficiency by offering a user-friendly merchant interface that simplifies the investigation of fraud cases that might otherwise be intricate and time-consuming without a dedicated fraud detection system. With over 24 readily available plugins, extensions, and add-ons compatible with leading e-commerce platforms, the setup process is straightforward: simply download and install the plugin. Additionally, there are more than 20 plugins specifically designed to support various popular e-commerce systems. After entering your License Key and activating the fraud detection feature, your online business will benefit from continuous protection against fraudulent activities, ensuring peace of mind for merchants. This comprehensive approach not only secures transactions but also fosters greater customer trust in the online shopping experience.

MTCaptcha is a privacy-focused and accessible captcha service. It offers an adaptive invisible noCaptcha that ensures easy verification for humans while posing a challenge for bots. MTCaptcha complies with GDPR and WCAG, guaranteeing the protection of your data without any sharing or selling to third parties. The captcha images are colorblind-safe, and the widget is fully VPAT compliant, optimized for screen readers. Supporting multiple languages, MTCaptcha can be fully customized to match any webpage. It also provides audio support, enhancing accessibility for visually impaired users. Trusted by Enterprises, Government, NGOs worldwide, MTCaptcha is available in major languages and functions globally, including in China. Its adaptive Risk Engine effectively detects and responds to threats, maintaining the balance between challenging bots and facilitating human verification.

Fraudulent online activities drain billions from businesses annually, prompting security teams to safeguard their websites while ensuring user access. For nearly ten years, reCAPTCHA has served as a protective measure for countless sites, with its enterprise version enhancing the original technology to address specific security challenges faced by larger organizations. The reCAPTCHA Enterprise service offers robust defenses against threats such as scraping, credential stuffing, and automated account creation, effectively reducing the risk of costly bot-driven exploits. Moreover, similar to reCAPTCHA v3, this enterprise solution operates seamlessly in the background, allowing it to function without disrupting user experience or hindering conversion rates. Utilizing an advanced adaptive risk analysis engine, reCAPTCHA Enterprise significantly mitigates the risk of automated software engaging in harmful activities on your platform, ensuring a safer digital environment for both businesses and their customers. This makes it an essential tool for enterprises aiming to maintain security while fostering user engagement.

Solve Media's TYPE-IN™ ads provide a straightforward plug-in solution that not only enhances the security of your site but also saves your users valuable time. Rather than grappling with complex puzzles, users can swiftly input a simple brand message or security phrase, helping them navigate to their desired destination more efficiently and saving them an average of 7 seconds with each interaction. Additionally, you can generate extra revenue from previously untapped ad placements through a revenue-sharing model. The technology behind TYPE-IN™ ads is advanced, offering protection against bots, spammers, and malicious attacks. Our security advisory council, made up of top industry experts, is dedicated to advancing the technology that enables safe online advertising. CAPTCHA serves as a tool to differentiate between human users and automated bots, which, interestingly, make up 25% of all web traffic. By partnering with Solve Media, you can rest assured that some of the leading minds in security are keeping your site protected and secure. This innovative approach not only boosts user experience but also enhances your site's overall profitability.

CaptchaText is entirely FREE and is built upon an innovative ZERO database framework, utilizing a unique Hybrid In-Memory Indexing (Hybrid IMI) engine algorithm that allows for CAPTCHA verification with a minimal amount of data against server memory. The security measures implemented by CaptchaText comprise a multi-faceted approach that includes immediate IP validation, advanced bot detection techniques, and adaptive token management tailored to your traffic trends. Supporting 23 languages and offering versatile customization options, CaptchaText integrates effortlessly into any website while ensuring strong defenses against automated threats. Discover the advantages of top-tier security without any financial barriers, thanks to its groundbreaking Zero Database system and exclusive Hybrid In-Memory Indexing technology. By harnessing this state-of-the-art solution, CaptchaText delivers enterprise-level protection with remarkable efficiency, enabling it to provide its full range of features without any associated costs. This innovative model not only enhances user experience but also significantly reduces the need for extensive server resources.

Leading online platforms utilize hCaptcha Enterprise for superior management of bots and fraud prevention. Unlike ad networks that treat visitors as commodities, our primary focus is to assess the quality of each visit. hCaptcha adheres to various international data regulations, including GDPR, CCPA, LGPD, and PIPL. Our advanced machine learning technology and human verification methods effectively shield your services from threats like scraping, account compromises, credential stuffing, and spam. It is crucial to reduce friction for genuine users, and hCaptcha achieves this by employing straightforward tasks that typically require minimal time, all while effectively curbing bot traffic. By integrating cutting-edge self-supervised machine learning with a unique edge computing strategy, we minimize data collection and retention while ensuring robust scalability from over 250 global locations. In addition to blocking malicious activities, hCaptcha enables websites to generate rewards, making it a dual-purpose solution for online engagement. This approach not only bolsters security but also enhances the overall user experience.

The service effectively distinguishes between automated requests and human interactions, filtering out bots while maintaining fast response times. To enhance its analysis, machine learning models are employed, utilizing extensively curated datasets that reflect many years of experience in safeguarding Yandex web resources, which are continuously refreshed. Instead of relying on pre-made images, the service autonomously creates its own, ensuring that it retains an impressive 85% accuracy in human recognition while complicating the process for bots attempting to solve CAPTCHAs. SmartCaptcha operates within the Yandex Cloud infrastructure, adhering to both international standards and Russian laws concerning information security. By implementing this system, you can add user verification to your website without the need for an “I’m not a robot” checkbox; the invisible CAPTCHA is only triggered for users whose requests appear dubious. Furthermore, the service is capable of generating recognition texts on its own, allowing you to select the desired level of complexity to enhance security. This innovative approach ensures a seamless user experience while effectively defending against automated threats.

Turnstile offers a seamless, frustration-free web experience for users, eliminating the need for CAPTCHAs through the implementation of a simple, free code snippet. In addition to enhancing user experience, Turnstile effectively prevents abuse while verifying that visitors are genuine, all without the privacy risks or negative user experience typically associated with traditional CAPTCHAs. By utilizing Turnstile, you can provide your web visitors with a superior experience, as it efficiently confirms their authenticity without requiring them to solve any visual puzzles, ensuring a completely transparent process. Turnstile prioritizes the privacy of your website's visitors without compromising on effectiveness, distinguishing itself from other CAPTCHA solutions by not engaging in data harvesting for advertising purposes. With a quick code snippet, you can have Turnstile up and running in just minutes, and it's completely free to use. Notably, humans collectively spend around 500 years each day attempting to solve CAPTCHAs, leading to unnecessary frustration and loss of valuable time. This is precisely why Cloudflare conceived a more effective alternative to traditional CAPTCHAs, first with Managed Challenge and now with Turnstile, setting a new standard in user-friendly web security solutions.

Trustfull is an all-encompassing digital risk intelligence solution that integrates real-time signals from various sources such as phone numbers, email addresses, IP addresses, devices, and browsers to assist businesses in minimizing risks, preventing fraud, and fostering growth. The platform features a robust decision engine that employs sophisticated machine learning techniques to identify and address a multitude of fraud risks, which include money mules, account takeovers, synthetic identities, and the abuse of promotions or bonuses. By providing immediate digital risk intelligence, Trustfull not only curbs fraud but also promotes business expansion, synthesizing multiple signals into a comprehensive digital score. It allows for discreet checks to enhance fraud prevention measures without adversely affecting the user experience, utilizing open-source intelligence gathered from over 500 sources for extensive global reach. Furthermore, Trustfull safeguards the entire customer journey by applying risk scoring for logins, signups, and transactions, all while offering a unified API that connects applications with a multitude of digital footprints. This innovative approach ensures that businesses can effectively combat fraud while maintaining a seamless experience for their users.

ALTCHA is a CAPTCHA alternative which uses a proof of work mechanism to protect websites and online services against spam. ALTCHA uses a mechanism of proof-of-work to protect your website, online services, and APIs from spam and unwanted material. Unlike other solutions ALTCHA is open-source, self-hosted and free. It does not require external services and does not use fingerprinting or cookies.

Conventional CAPTCHA systems distinguish between human users and automated bots through cognitive challenges, primarily relying on tasks involving visual recognition, where humans excel but machines typically struggle. However, advancements in machine learning have enabled machines to perform these cognitive tasks as well, complicating the landscape of bot detection. To counteract the increasing sophistication of bots, traditional CAPTCHA systems have had to become more complex, resulting in greater user friction and a decline in conversion rates. To address the delicate balance between security and user experience, GeeTest introduced its AI-driven Slide CAPTCHA in 2012. Rather than employing visual recognition challenges, GeeTest developed a self-adaptive defense model leveraging extensive biometric data accumulated over eight years, utilizing Graph Convolutional Networks (GCN). This innovative approach analyzes more than 200 parameters, offering a comprehensive and nuanced insight into bot activity linked to any API, ultimately enhancing security without compromising user engagement. As a result, GeeTest's solution not only improves identification of malicious entities but also fosters a smoother interaction for legitimate users.

From small startups to major corporations, Friendly Captcha is utilized to safeguard websites and online services from spam and malicious activities. This innovative solution prioritizes user privacy and functions seamlessly, requiring no effort from your users. Leveraging blockchain technology, Friendly Captcha introduces a groundbreaking method to effectively shield your digital platforms from unwanted spam and bot interference. Moreover, it eliminates the need for tracking user behavior or misusing personal information, ensuring a respectful approach to privacy. Your users can enjoy a smoother experience without the burden of tedious verification tasks, as they are not required to take any action whatsoever.

Prosopo Procaptcha Prosopo Procaptcha offers comprehensive protection against automated threats such as web scraping and credential stuffing. It also protects you from click fraud, distributed denial-of-service (DDoS), inventory hoarding attacks, credit card fraud and other malicious bot activities that can harm your business or compromise user information. Our solution is a cost-effective alternative to expensive services such as reCAPTCHA or hCaptcha. Procaptcha dynamically analyzes user interactions through the analysis of browser environments and behaviors. It automatically applies the challenge based on risk scores. This makes it difficult for bots and ensures a smooth user experience.

CaptchaFox is used by online businesses to protect and safeguard their websites and services from automated bot attacks. CaptchaFox provides protection against account takeovers, credential stuffings, spam, and scalping, while also complying with global privacy legislation, such as GDPR and CCPA. Privacy is protected by minimizing data collection and retention when verifying your users. CaptchaFox uses a variety data signals and dynamic responses challenges to verify the genuineness of visitors, without the use or tracking cookies. The challenges are low friction for humans and difficult for bots. The service is available across multiple languages, and can scale to the incoming traffic via our global infrastructure. Enterprise customers have access to advanced threat insights for complete risk awareness.

Ensure proactive defense through cutting-edge analytics, artificial intelligence, and machine learning. Adopting a comprehensive strategy towards fraud, compliance, and security is crucial. SAS's security intelligence solutions provide a vital protective layer, supported by industry expertise and top-tier analytics. Protect your organization's integrity along with its financial health. Prevent fraudulent, wasteful, and abusive payments before they can happen. Stay compliant with the constantly evolving regulatory landscape. Implement a risk-oriented strategy that enhances transparency and minimizes compliance risks. Assess customer interactions throughout their entire life cycle to mitigate the chances of identity theft and digital fraud. Respond with increased speed and efficacy to criminal activities, terrorism, and various security threats by utilizing a unified, analytics-driven method for risk and threat evaluation. Delve into how SAS's advanced analytics solutions, featuring predictive analytics and integrated AI functionalities, can address a broad spectrum of strategic business objectives. By leveraging these innovative tools, organizations can not only enhance their security measures but also foster a more resilient operational framework.

As identity theft incidents rise, the demand for effective identity management, secure communication channels, and strong access control measures becomes increasingly critical, not just for safeguarding your organization but also for instilling trust in your clientele. By utilizing Odyssey’s transaction security solutions, you will not only enhance customer trust but also maintain a competitive edge in the realm of security implementation. Odyssey Snorkel offers extensive security coverage tailored to a variety of business applications, including core banking, internet banking, manufacturing, dealer management, vendor management, supplier relationship management, customer relationship management, e-commerce platforms, and payment gateways. Moreover, it is versatile enough to be deployed for safeguarding any type of web application, independent of the hardware platform, software environment, or vendor specifications. This adaptability ensures that businesses can maintain security standards across diverse operational landscapes.

The aiRiskNet® platform serves as a real-time and near real-time self-service rules engine aimed at identifying and preventing various forms of payment fraud and suspicious transactions, utilized by card issuers, acquirers, payment service providers (PSPs), and merchants globally. This versatile solution can be deployed either as licensed software on-premises or as a cloud-based service through Azure. Designed to safeguard the entire payment ecosystem, aiRiskNet® offers a modular structure with three primary configurations that can function independently or be integrated into a comprehensive enterprise solution. Specifically, aiRiskNet® Acquirer focuses on managing merchant risks and detecting fraud across different payment channels, including POS and ATM transactions. Meanwhile, aiRiskNet® Issuer targets fraud detection for financial institutions and card issuers, addressing all types of card payments such as credit, debit, pre-paid, private label, and e-wallets, in addition to handling other payment methods like cheques, ACH, and wire transfers. This adaptability ensures that users can effectively combat fraud in a manner tailored to their specific operational needs.

Reduce fraudulent activities while increasing revenue through Fraugster's advanced AI-driven fraud protection solutions. Our technology offers precise real-time decision-making that enhances overall performance, business outcomes, and customer satisfaction. With Fraugster, merchants can effectively verify customer identities and evaluate fraud risk at every step of the customer journey, from account creation to the final checkout process. Our range of fraud protection solutions is conveniently accessible through a REST API, allowing you to select the most suitable option tailored to your needs and receive accurate decisions in just 15 milliseconds. Utilizing a behavioral science-based approach, our unique AI system replicates the reasoning of human analysts while benefiting from the scalability of machines. This ensures that genuine customers enjoy a seamless experience, while potential fraudulent transactions are effectively filtered out. Embracing Artificial Intelligence is essential for the future of fraud prevention, and with Fraugster's FraudFree, merchants can significantly enhance their operational performance and secure their revenue streams even further. By trusting in our solutions, businesses can confidently navigate the complexities of the digital marketplace.

Enhance your fraud detection capabilities while reducing losses through a comprehensive AI-driven solution that integrates various rules and a range of machine learning techniques to boost detection rates without introducing additional hurdles. Utilize automated investigation tools that offer advanced analytics and visual representations, allowing for swift decision-making and timely action. Achieve transparency and adhere to compliance requirements effortlessly with one-click reporting features. Safeguard your business growth and the launch of new products through a versatile and open platform that accommodates expansion across diverse business units and various use cases. This powerful suite of solutions, designed with a cloud-first approach, is built to handle substantial volumes of digital data in real time, improving detection precision and facilitating quick responses to new fraud threats within a unified, multi-tenant enterprise environment. Additionally, the platform's adaptability ensures it can evolve alongside changing market demands, providing businesses with the tools they need to stay ahead.

Sensfrx offers an advanced fraud detection and prevention solution that helps businesses protect themselves against a wide range of online threats, such as account takeovers, chargebacks, and bot-driven fraud. By utilizing AI-powered analytics and machine learning, it provides real-time protection, blocking malicious activities before they can impact operations. Sensfrx offers an intuitive, customizable platform that allows businesses to set personalized fraud prevention rules based on specific needs, ensuring a tailored approach for each organization. This flexible solution is designed to support various industries, including e-commerce, banking, and healthcare, offering fraud protection across multiple platforms. Its seamless integration with existing systems ensures that businesses can implement fraud prevention measures without disrupting daily operations, improving overall security and customer trust.

GoCaptcha offers the first 100,000 verifications each month for free, enhancing website security against bots and spam. While traditional CAPTCHAs are often susceptible to being circumvented by automated systems, GoCaptcha's challenges have been meticulously designed to effectively address contemporary threats. This solution combines strong defense mechanisms with user-friendliness and accessibility, allowing it to tackle a range of verification challenges seamlessly. Indeed, it stands out as the most robust CAPTCHA solution in the market today. Users enjoy a superior experience with GoCaptcha compared to standard CAPTCHA systems. The platform employs a mix of entertaining and interactive tasks that are simple for humans yet challenging for bots to navigate successfully. Overall, the engaging nature of its challenges, along with its clear presentation and focus on accessibility, positions GoCaptcha as a more enjoyable and user-centric CAPTCHA option. Its innovative approach not only enhances security but also makes the verification process less tedious for users.

We create a unique digital fingerprint for every user by analyzing a combination of biometric data, behavioral patterns, device specifics, IP information, and network insights, ensuring ongoing verification throughout the user journey. In addition to identifying threats, our platform allows you to implement customizable policies that automatically counter malware, phishing attempts, and remote access Trojans through Revelock Active Defense. The BionicID™ is constructed from an extensive array of parameters derived from behavioral biometrics, analytics, device information, network data, and threat intelligence. This innovative BionicID™ can authenticate users after just two interactions, significantly cutting down on both false positives and false negatives that can hinder user experience and overwhelm your support team. Regardless of the attack vector—be it malware, RATs, phishing, identity theft, impersonation, or manipulation—the BionicID™ fundamentally transforms security measures. Our advanced anomaly detection and classification engine provides ongoing risk evaluation, safeguarding your users while effectively preventing fraud. With this robust system, organizations can enhance their security posture and improve user trust.

The TextCaptcha service offers a straightforward JSON or XML API over HTTP that delivers text-based CAPTCHA challenges. The primary component is the textual question posed to the user, while the valid responses are represented as MD5 hashes of the correct answers converted to lowercase; this allows for verification against user responses. Text-based CAPTCHAs are generally more user-friendly for individuals with visual impairments compared to traditional image-based options like ReCAPTCHA. Additionally, they are advantageous when challenges need to be communicated through text-only mediums such as SMS or IRC. However, a significant drawback of text CAPTCHAs is that they tend to convey more information than distorted images, making them potentially easier to decipher. With the rise of advanced parsing technologies like Wolfram Alpha, even relatively simple logic challenges can now be tackled with greater ease by automated systems. This evolution poses ongoing challenges for the effectiveness of text-based CAPTCHA systems in maintaining security against bots.

The BotDetect™ CAPTCHA generator serves as a non-intrusive security solution for forms, utilizing a combination of techniques that are simple for users yet challenging for automated systems, effectively blocking unwanted submissions. Additionally, it offers an audio CAPTCHA option to ensure accessibility for visually impaired users, allowing compliance with WCAG and Section 508 standards. In light of years of Google’s aggressive exploitation of its search monopoly and a corresponding campaign of misinformation regarding CAPTCHAs, the competitive landscape has dwindled to just two significant players. Over its initial decade, BotDetect distinguished itself by providing a diverse array of CAPTCHA image and audio algorithms, all of which were user-friendly while the random selection of these algorithms rendered automated bypass attempts exceedingly difficult. This innovative approach has solidified BotDetect's reputation as a leader in CAPTCHA technology, ensuring both security and accessibility.

Prioritize the protection of your most valuable assets and enhance crucial decision-making through comprehensive digital investigations and open source threat intelligence services. With Nisos’ expert insights, you can stay proactive against emerging threats that endanger your personnel, resources, and corporate reputation. Our investigators provide best practices specifically designed to defend your organization from employment fraud schemes. Acting as an integral extension of your security, trust, safety, legal, and intelligence teams, we specialize in both digital and human risk investigations. Identify hidden risks and take a proactive stance to shield your organization while guiding your legal, M&A, employment, and partnership strategies. Safeguard against insider threats with our insights that help reduce risk and curtail potential losses. Our human risk analyses not only protect your data but also uphold workplace integrity. By fortifying your workforce and minimizing their vulnerabilities, you can successfully navigate the digital landscape and thwart threats that could escalate into physical dangers. Ultimately, staying vigilant and informed is essential for fostering a secure environment for all.

We work together to shield businesses and online platforms from the threats of digital fraud and abuse. Each week, we authenticate the humanity of over ten trillion interactions, safeguarding our clients' sensitive information, brand integrity, regulatory compliance, profitability, and customer satisfaction as they expand their online operations. The HUMAN Bot Mitigation Platform offers comprehensive defense against advanced bots and fraudulent activities in advertising, marketing, and cybersecurity sectors. To ensure your organization remains secure from digital fraud and abuse, a fundamentally innovative strategy is essential. Our multilayered detection approach employs technical evidence, global threat intelligence, machine learning, and continuous adaptation to effectively protect enterprises. As a cybersecurity firm, HUMAN specializes in defending businesses against automated dangers, such as ad fraud, credential stuffing, and inauthentic engagement perpetrated by malicious bots. By employing cutting-edge technology and strategies, we continually enhance our clients’ defenses against evolving threats in the digital landscape.

Combat fraud effectively using the extensive network of Stripe. With Radar, businesses can identify and prevent fraudulent activity through advanced machine learning algorithms that draw insights from the data of millions of global enterprises. Seamlessly integrated into Stripe, it requires no extra setup to begin utilizing its features. Traditional fraud prevention systems often fall short for today's digital enterprises, but Radar empowers you to differentiate between genuine customers and fraudsters while implementing Dynamic 3D Secure for transactions deemed high-risk. Our machine learning infrastructure enables daily updates to enhance the precision of the models, including those tailored to your specific business needs. Additionally, Radar's algorithms swiftly adjust to evolving fraud trends and cater to the distinct characteristics of your company. Stripe facilitates payment processing across 195 countries, encompassing a wide array of sectors, sizes, and business models. Moreover, even if a card is unfamiliar to you, there is a remarkable 89% likelihood that it has already been vetted through the Stripe network, showcasing the extensive reach and reliability of our fraud detection solutions. This extensive capability ensures that your business remains protected as you navigate the complexities of online transactions.

Xelix offers an Accounts Payable Control Centre – a machine-learning powered solution that transforms AP processes. The control centre has three core modules: With Protect, you can: - Protect working capital by preventing incorrect payments. - Improve control by auditing 100% of supplier invoices. - Save time by automating manual audits. - Reduce risk with constant vendor file analysis. - Gain protection across multiple divisions/systems. - Easily identify AP process improvement opportunities. The Insight module enables you to make quicker, smarter decisions with an intelligent suite of analytics. With Insight, you can: - Save time by automating AP reporting. - Gain real-time visibility on your P2P data. - Drive process improvement with root-cause analysis. - Optimise working capital with predictive insights. - Consolidate AP data from separate systems & entities. - Identify cost-saving opportunities in your supply chain.

Revenue is the most important thing for a merchant. We believe that fraud should not stop you from achieving that revenue. Your customer experience should not be compromised by your fraud protection solution. ClearSale is the only fraud solution that covers chargebacks, false declines, and other issues. This will allow you to maximize your revenue and approve all orders your customers place with you. ClearSale tracks the customer's browsing habits and lets us know where they came from for website orders. The algorithm is tailored with fraud rules that are specific to your business and runs on a powerful machine-learning platform that adapts quickly to your unique fraud risk profile. Our fraud analysts are trained in looking for reasons to approve orders, not decline them.

Fintech companies can benefit from advanced services aimed at preventing digital fraud and assessing risks. Utilizing non-personal and behavioral data analysis, we offer device risk evaluations and online user protection. Our solutions not only aim to thwart fraudulent activities but also work towards minimizing threat levels while attracting new clients and fostering sustainable portfolio growth. With JuicyScore, businesses can detect various fraud types, recognize suspicious behaviors, and understand user intentions, allowing for effective segmentation of incoming data based on risk levels. This enhances the informational quality of decision-making processes and strengthens the security of personal accounts for clients, ultimately boosting online transaction conversions. JuicyID streamlines client authentication, safeguarding sensitive information while reducing the likelihood of fraudulent actions. We also specialize in identifying both technical and social fraud, categorizing risks effectively, and providing a comprehensive data vector that enhances existing scoring models, thereby elevating the precision of your decision-making systems. The integration of these services ensures a robust framework for risk management in the fintech sector.

IBM Safer Payments empowers organizations to design tailored, intuitive decision models that allow for quicker adaptation to new threats and enhanced fraud detection with improved accuracy and speed, all while eliminating the need for external vendors or data scientists. This solution greatly speeds up the optimization of modeling by offering the necessary analytics and simulation tools for ongoing business performance monitoring and adjustments to evolving fraud patterns. Clients experience impressive detection rates coupled with minimal false positives after integrating our system into their operations. Users can construct, evaluate, validate, and implement machine-learning models in just days instead of months, freeing them from vendor dependencies. The platform can process thousands of transactions every second, ensuring an enterprise-level solution that boasts 99.999% uptime and exceptional throughput. Its open architecture allows for the importation of detection models, model elements, and intellectual property, all while providing a comprehensive interface for developing new models. Additionally, it supports a wide range of data science, machine learning, or artificial intelligence methodologies, making it a versatile tool for any organization looking to enhance their payment security. Ultimately, this flexibility ensures that businesses can stay ahead of potential fraud threats more effectively than ever before.

Vesta is the fastest-performing, best-featured, and most widely-used fraud protection company in the world with over 25 years of experience in eliminating fraud for the biggest Telecom companies around the globe. Our AI + Machine Learning is built on 25+ years experience in eliminating telecom payment fraud. Multi-processor orchestrated transactions are used to increase authorization levels and combat fraud at the transactional level. Stripe's fast, reliable network is available in over 40 countries. We also use other top processors regionally. Just like your customers, our Network Fraud Detection Team never sleeps. Fraud attacks that occur in the middle of the night are stopped instantly, no matter where they strike.

ThreatMark leads in the fight against fraud by deploying behavioral intelligence to help financial institutions protect their customers from scams and social engineering fraud. ThreatMark detects attacks against the digital channel and defends against fraud before it happens. Other approaches to fraud detection are unable to do this. Not only does ThreatMark help our partners at financial institutions and fintechs combat fraud, it reduces false positives of existing fraud controls, lowers operational costs, and helps our partners from around the world retain customers and grow revenue. Traditional, transaction-based, fraud controls look at history. Authentication mechanisms look at what a user knows and what a user has. Both of these approaches are ineffective in defending against scam and social engineering. In scams, fraudulent payments are fully authorized by the legitimate customer, using their legitimate user id and password, typical device, and typical location. ThreatMark’s Behavioral Intelligence solution augments an institution’s fraud defenses by using largely untapped data from digital channel behavior and user + device interactions to detect transactions performed under stress or the influence of a fraudster.

minFraud is a service designed to aid businesses in combating online fraud by delivering risk assessment scores and data pertinent to digital transactions. Discover if the minFraud service aligns with the needs of your organization. The riskScore is calculated in less than half a second, utilizing a combination of machine learning algorithms and human analysis of fraud patterns observed across the network. This riskScore is informed by a vast dataset of over 3 billion online transactions that minFraud evaluates each year for numerous online enterprises. In certain situations, such as assessing online activities like account logins, incentivized traffic, or application installations, an IP address might be the sole data available. In such instances, the IP Risk Score enables you to assess the associated risks of the IP, helping to mitigate undesirable activities. Additionally, we highly recommend integrating our device tracking feature to enhance the accuracy of IP risk assessments, providing further assurance against fraudulent actions. By utilizing these tools, businesses can better safeguard their online operations against potential threats.

Verafin stands out as a frontrunner in the realm of Financial Crime Management solutions, equipping financial institutions with an advanced cloud-based software platform tailored for Fraud Detection and Management, BSA/AML Compliance and Management, High-Risk Customer Management, and Information Sharing. Whether for investigators, senior management, or staff in deposit operations, collections, and front-line roles, Verafin provides comprehensive support to help every segment of your institution effectively tackle financial crime. The platform excels in importing and scrutinizing vast datasets from diverse sources, such as core data, ancillary data, open-source information, third-party data, and consortium data. Utilizing cutting-edge machine learning technology and cross-institutional analysis to process a staggering billion transactions weekly within the Verafin Cloud, our methodology significantly diminishes false positives while enhancing the precision and reliability of alerts. This innovative approach not only streamlines the detection process but also empowers institutions to respond more effectively to potential threats.

Outseer Fraud Manager serves as a sophisticated platform for managing transactional risk, employing advanced machine learning techniques alongside a robust policy engine to effectively evaluate and minimize risks at every stage of the digital customer journey. By harnessing insights derived from cutting-edge data science technologies that have been validated in high-risk scenarios, businesses can better guard against emerging fraud patterns using exclusive consortium data. Users can take advantage of risk models that have been refined through analyzing billions of transactions across some of the largest financial institutions globally. This platform allows for seamless integration of insights derived from both authentication and payment transactions, enhancing risk scoring by incorporating both first-party and third-party data signals. With the capability to implement uniform risk controls across all customer interactions, businesses can utilize standardized risk scores to strike a balance between mitigating fraud, enhancing customer experience, and managing operational expenses. Additionally, it supports the implementation of policy adjustments in response to the ever-evolving landscape of threats. Continuous collaboration with our team of experts ensures ongoing improvements and enables comparative analysis with peers in similar sectors. Ultimately, this comprehensive approach empowers organizations to maintain a proactive stance against fraud while fostering trust with their customers.

Stop fraud, spam and account takeovers by using 99.5% accurate browser fingerprinting. You can quickly access suspicious visitor activity and geolocation. Integrate our API into your signup or server-side business rules. Instant notifications sent securely to your backend systems. This is ideal for building scalable, asynchronous processes. Any web application can be protected against account takeover. Protect your customers' accounts by accurately identifying threats and preventing them from causing damage. Users who re-use passwords across multiple services run the risk of having their accounts hacked by fraudsters who bought or hacked them from another source. These fraudsters can be caught by associating multiple login attempts with bot networks. Social engineering is still a reliable method for fraudsters accessing accounts. To prevent phishing accounts from being accessed easily, require new visitors to provide additional authentication.

PAAY stands out as a pioneering authentication service tailored for contemporary merchants. By enhancing payment approvals, reducing chargebacks, and assisting merchants with compliance standards, we contribute significantly to the e-commerce landscape. Each minute, millions of transactions occur globally, and in that split second of purchase, PAAY plays an essential role. With the challenges of securing online sales, losing them to fraudulent chargebacks or unjust declines adds to the burden. As a certified provider of EMV 3-D Secure, our service ensures buyer authentication, safeguarding merchants' transactions. Additionally, PAAY equips issuers with essential data, enabling informed decisions and a higher acceptance rate for payments. Our platform also supplies merchants with crucial authentication insights to refine their internal fraud detection algorithms and risk management processes. Ultimately, PAAY streamlines the dispute resolution process, minimizing the time and resources needed for manual reviews and fraud prevention efforts, thereby empowering merchants to focus on what they do best.

Identify and prevent the establishment of fraudulent user accounts, effectively thwarting those who seek to exploit loyalty programs. By cross-referencing customer information with reliable data sources, organizations can enhance their confidence in evaluating risks. Combat payment fraud by making precise risk decisions at every stage of the transaction process, whether before, during, or after authorization. Streamline the authorization process to minimize customer friction during transactions. Utilizing advanced data science and machine learning techniques, the Ekata Identity Engine integrates two unique datasets: the Ekata Identity Graph and the Ekata Identity Network. These datasets focus on fundamental identity attributes, which are transformed into insights that empower businesses to make informed risk assessments regarding their clientele. By confirming a greater number of legitimate interactions, companies can effectively expand and maintain their customer base. Additionally, by capturing more instances of fraud, businesses can safeguard their financial interests. Rapid risk evaluations allow for the approval of more legitimate transactions, ensuring that fraudulent activities are blocked while simultaneously welcoming more trustworthy customers into the fold. Ultimately, this approach not only strengthens security measures but also enhances customer satisfaction and loyalty.

Arkose MatchKey challenges offer an innovative user experience, enhance performance, and feature robust styling options. Unlike conventional CAPTCHAs, which are often bypassed by automated bots, Arkose MatchKey challenges are specifically crafted to combat contemporary threats by merging excellent defensibility, user-friendliness, and accessibility into a single solution. Notably, Arkose MatchKey is recognized as the most advanced CAPTCHA ever developed. This cutting-edge series of challenges boasts top-tier security measures. With an exceptional array of 3D visuals, our most challenging tasks can generate over 1,250 unique variations for users to tackle. While these challenges are designed to be straightforward for genuine users, the extensive variety complicates automated solutions significantly. To address the primary challenge of providing universally comprehensible instructions that transcend language and cultural barriers, we incorporate a key image that enhances clarity. These large, visually appealing images ensure that users can easily engage with the challenges. Additionally, the thoughtful design of these challenges promotes a seamless interaction for all users, further emphasizing their effectiveness.

Sardine AI streamlines the process of assessing, negotiating, and integrating with numerous third-party risk providers in areas such as identity fraud, document verification, and various types of financial fraud. This efficiency accelerates the launch of new products or market expansions, while simultaneously enhancing your standing with regulators and payment systems. As the pioneering fraud solution designed specifically for digital enterprises, Sardine addresses a significant gap left by traditional anti-fraud providers, which were primarily developed for e-commerce platforms that rely heavily on indicators like shopping cart behavior and shipping addresses—data that isn't relevant to digital businesses. By detecting three times more fraud than these legacy systems, Sardine positions itself as the first truly tailored solution for the unique challenges faced by digital businesses. In addition, fraud prevention often necessitates that operational teams carry out time-consuming manual reviews; however, Sardine automates a majority of these processes, leading large FinTech companies to realize savings of around $500K annually due to this efficiency. Ultimately, this innovative approach not only reduces costs but also allows businesses to allocate resources more effectively towards growth and development.

Cardinal stands out as a premier authority in the realm of digital transaction authentication on a global scale. For more than twenty years, we have been uniting merchants, issuers, and consumers in a mutually beneficial experience. The swift and secure method of payment authentication that Cardinal offers enhances the shopping experience for everyone involved, resulting in greater approval rates and increased sales. Our secure and efficient approach leverages comprehensive data from merchants, issuers, and consumers to effectively minimize fraud and reduce instances of false declines. As merchants enhance their sales, consumers are encouraged to make more purchases, and issuers benefit from higher collections. Cardinal provides support for a wide range of payment networks, including Visa, Mastercard, American Express, Discover/Diners, JCB, UPI, and various regional networks like Cartes Bancaires and ELO, with plans to expand further in the future. Unlike traditional methods that process authentication steps one after the other, Cardinal employs a parallel processing technique, enabling the collection and analysis of data to commence even before the consumer finalizes their order. This innovative approach not only streamlines the authentication process but also contributes to a more enjoyable shopping experience for everyone involved.