Wallester
Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently.
What we do:
1. White-Label Solution with Embedded Finance
Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team.
2. Wallester Business: Corporate Expense Management
Wallester Business is designed to modernise corporate expense management. It provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency.
With a diverse team of over 190 professionals located in Estonia, Latvia, France and the United Kingdom, we are dedicated to developing high-quality, profitable products for our clients. Our passion for innovation drives us to improve and adapt to the evolving financial landscape continuously.
We aim to elevate businesses by providing the most advanced financial technologies, enabling them to reach new heights in efficiency and growth. We are always open to collaboration and eager to assist companies in navigating the future of finance.
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Zil Money
Zil Money offers:
Pay By Credit Card:
Use credit cards even when your vendors don't accept them.
ACH Payment:
Make one-time or recurring ACH/RTP payments in one click.
Wire Transfers:
Send money electronically from one financial institution to another.
Bill Pay:
Pay & schedule bills online, managing supplier payments & reducing risk.
Digital Checks:
Digitize your paper checks and make your payments via email or text.
Software Integrations:
Integrate Zil Money with your accounting and payroll software.
Cloud Bank:
Open an online bank account with ZilBank.com. Streamline your payment management & save
Check Printing:
Drag and drop to instantly create checks & print using any printer.
Payment Link
Create and send a secure URL for customers to make online payments easily.
The platform enables businesses to fund payroll by credit card, pay vendors by credit card, pay using a credit card without a payee fee, pay by credit card & receiver gets funds as a wire transfer or ACH.
Payroll funding by credit card: avoid cashflow problems during paydays, preserve cash, earn rewards
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Cards on the Spot (COTS)
Provide your cardholders with the ability to quickly issue debit, credit, and ATM cards directly at your branches, making the process smoother than ever. With Matica's innovative instant issuance software, Cards on the Spot™, the creation and activation of payment cards, including Visa and MasterCard options, can be completed in just three clicks. This powerful browser-based platform allows for the immediate issuance of various high-quality card types, both contact and contactless, setting itself apart from competing solutions. Matica's Cards on the Spot™ is designed to be faster, simpler, and more precise than any alternative on the market. The software can be effortlessly deployed, updated, and maintained for all your card issuance requirements. Additionally, it seamlessly connects with core systems and transaction processing networks. Thanks to the perpetual-use branch licensing, each branch can support unlimited users without incurring costs per card or annual fees, making it a cost-effective choice for financial institutions. This solution truly enhances customer service by providing instant access to payment options.
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HST Card Issuance
For nearly twenty years, HST has been at the forefront of providing EMV solutions while assisting banks and financial institutions with card issuance across the Americas. Whether you represent a financial entity or a retail business aiming to implement instant card issuance for your clientele, or if you are a bureau seeking a centralized issuance solution that accommodates multiple vendors, HST has tailored offerings and a dedicated team ready to help you embark on your journey effectively. HST features two distinct options for EMV instant card issuance: a versatile cloud-based solution suitable for institutions of all sizes and budgets, and a fully customizable local option that operates on your own infrastructure. Central Issuance plays a vital role in a comprehensive card issuance strategy. In an ideal scenario, financial institutions would adopt a dual approach to card issuance, utilizing centrally issued cards for larger batch distributions, while also providing instant card issuance at branches for new accounts or replacements, ensuring a seamless customer experience. This combination not only streamlines operations but also enhances customer satisfaction, making HST a valuable partner in the evolving financial landscape.
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