Alternatives to EnNovate

America's business banking. Better banking was what business builders wanted. NorthOne was born. In minutes, you can open an account. You are responsible for building your business, creating jobs, and serving your community. It's hard work. NorthOne makes it easy to manage the most difficult parts of your business. We're here to help you focus on the road ahead. NorthOne is built for freelancers, small businesses and startups across America. Smart integrations with existing tools allow you to make payments, track your money, and automate your finances. NorthOne was designed to make managing money simple so you can concentrate on running your business. No more branches. No more lines. No more paperwork. Access your NorthOne Account 24/7 from your smartphone or computer. No matter where your business is located, you can access it from anywhere. Automatically create envelopes for taxes, payroll and rent.

Our platform allows you to integrate financial products into your business. Banking Offer FDIC insured banking services to customers with a single seamless integration With ACH transactions, credit card processing and easy deployment, it's easy to move money. Branded Cards You can quickly create customized or white-label cards to promote your brand. Global money transfer Send and receive money across borders in any currency. One embed offer FDIC-insured virtual accounts that customers can use to manage their funds, earn interest and pay bills, send money and receive it all from one place. Alviere's banking technology allows you to easily embed FBO accounts (For-Benefit of) into your platform, so you can offer customized financial services for your clients and employees. FBO accounts allow you to track your finances and use in real-time, which allows you to choose the right services.

FPS GOLD has been providing core and mobile banking, online banking, wire transfer software and a content management system for financial institutions for more than 55 years. FPS GOLD's mission is to help financial institutions succeed, profit, and thrive through flexible, robust software that's paired up with unmatched customer support. FPS Gold is more than just software. We actually care. We don't want you to doubt us. It's possible to test it yourself.

OmniConnect’s cloud-based solutions enables real-time integration of data that can then be used across multiple systems. This eliminates data re-entry errors, increases productivity, and drastically reduces processing costs. Notable Product Line Extensions: General Ledger Connector- Retrieve GL specific information and automatically send that when boarding a loan GL entries reducing time needed dedicated to GL manipulations Document Connector- Automatically archive and organize previous lending files from Encompass instantly with a single click. Eliminate the need for bulk uploads or manual re-entry of loan documents into storage. Express Boarding Module- Introduces automation to the transmission of loan data from Kinective to the Core system.

Omnibanca is a product which accelerates digital transformation. It provides traditional digital channels such as web banking and mobile banking. However, it also offers any digital channel, including wacht, IOT and on-boarding. It is an omnichannel client. It can integrate with all legacy systems. It includes a powerful API manager, multilanguage, currency, and company. Omnibanca streamlines the process of adapting your financial institution to new technology. Omnibanca consolidates core systems and new fintech capabilities into one product. Omnibanca connects all channels to back-end applications, making it easy for customers to access all services and unifying their data.

TurnKey Lender, a one-stop lending platform, is used by creditors from 50+ countries to automate their entire operation. The platform allows lenders to grow their business profitably while reducing operational costs and risk. It's an AI-driven SaaS which automates 90% of all lending process and gives B2C andB2B lenders a competitive advantage. TurnKey Lender Platform offers several pre-configured solution packages, including Commercial, Consumer Pay Later, Auto Leasing, Mortgage, Factoring, Leasing and Mortgage. TurnKey Lender was developed in constant collaboration with lenders around the world. It is a sophisticated solution that addresses real-world digital lending challenges.

FRONTeO's e-Banking, a multichannel web and mobile banking solution, was developed for corporate and retail banks. It allows your customers to manage their finances and execute transactions from any device, including smartphones, tablets, computers, and Macs. FRONTeO E-Banking includes a variety of ready-to-plug functionalities, such as the management and payment of accounts, beneficiaries, investments, loans, insurance, and loan payments. End-users have the ability to personalize their preferences. Secured mail module allows for two-way information exchanges (bank to bank/end-user to end-user). FRONTeO E-Banking can also manage one-to-one and mass mailings, e.g. When launching new products during commercial campaigns. The solution includes customizable features that allow you to send SMS and e mail alerts. The solution is easily integrated into your existing banking environment thanks to its Service Oriented Architecture (SOA).

A combination of a low-code, micro-app-based development platform and a suite digital banking solutions is an award-winning combination. Appzillon Digital Banking is the flagship offering of i-exceed. It also includes Appzillon Digital Experience platform. Appzillon Digital Banking, a suite pre-built omnichannel solutions that offer differentiated banking experiences to customers and employees of banks, has over 17 MM end customer downloadings around the globe. Appzillon Digital Experience Platform allows enterprises to implement their digital initiatives, offering a best in class customer experience. You can be a formidable competitor by leveraging the platform experience of user-friendly applications that are compatible with a variety of systems. They also offer robust, secure, and unified mobility strategies. We are a catalyst for your transformation to reach the highest level of application development platforms.

eBSEG Digital Banking Solution offers a secure, rich UX application that provides a world-class banking and payment experience for your customers via mobile banking and internet banking. eBSEG omnichannel solution integrates seamlessly with your Back-end. eBSEG Digital Banking Solution offers a complete suite of the most recent banking services that allows banks to deliver banking services to customers anywhere, anytime. The Digital Banking OmniChannel Portal can be used on the following channels - Internet Banking (Desktop). - Mobile Banking Tablet Banking Chat Bot Banking (Text & Voice). Digital Bank Marketing - Apple Watch Banking - Business Banking Omnichannel - Facebook Banking - ATM / Kiosk Banking Call Center Banking eBranch Banking - Messaging Banking

BrightOS is a modular Core Banking System that offers rich functionality. Its core is highly optimized and extended with functional units that span all banking processes, creating a fully-operational environment for banks from day one. BrightOS is scalable, API-rich, and event-driven. It prepares you to meet tomorrow's challenges. White-label solution that meets your customers' digital expectations. Native integration with any Core banking platform. BrightOS is a data privacy and data loss-protection system that you should consider when choosing it. Our solution is fully compliant to GDPR regulation and includes embedded functionalities for consent management. You can save time and enhance your customer service by utilizing a variety of digitalization integrations. BrightOS' Customer Support Service is a key part of the performance management and health orchestration. This allows automation to go beyond simple administrative tasks to complex, end-to-end services.

The'silo-breaker in banking'. Your fully customizable digital-first web and mobile banking experience--available across all channels and to all customer segments. From biometrics to third-party verification, liveness checking, and MFA. Full native functionality with seamless integration of existing data and third-party data. API hub built with open architecture to allow for endless integrations. Unique layer of messaging and micro-services targeting on wearables and devices. You can start immediately in any territory and iterate in real-time, with full compliance. Launch all accounts on mobile devices with powerful internet portal. Flexible tech allows you to expand your business across products, territories and segments.

Community banks can offer digital banking services to their customers and businesses with a complete digital suite. API-driven responsive solutions for mobile, online and voice / AI assisted banking, automated onboarding, and many other areas. Supported by award-winning development and private ownership of a group bank clients with bankers serving as board members, leaders and employees. You can rely on core technology and you can trust the principles behind it. iCore360 was built from the ground up using cutting-edge Internet-driven technology to give community banks full control over their data. iCore360 allows you to manage all transactions and relationships in a way that integrates with your bank's processes. There is no need to purchase or install any specialized software or equipment. All you need to run your bank is a computer with a web browser.

VeriChannel is a secure and unified platform which enables organizations to manage seamless and consistent customer journeys, across multiple touch points including web, mobile and kiosks, as well as ATMs. Customers and staff can use the system on devices of different sizes and resolutions with fully responsive user interfaces. VeriChannel is a reliable, scalable platform that sits on existing IT systems. It allows for a secure integration with disparate applications. VeriChannel's ready-to-go architecture and ready-to-use solutions allow it to be re-used on all channels. This reduces application development and maintenance costs. VeriChannel allows you to repurpose legacy applications without having to rebuild them from scratch. You can integrate content, data and functionality into new presentation layers or customer experiences.

Novopay's cloud-first, mobile-first, API-enabled, AI-driven Banking Platform will help you future-proof your banking journey. Novopay products can be licensed, subscribed to, customized, and run on the cloud with 24x7 managed service. The Novopay prepaid wallet and card solution allows banks, NBFCs and retailers, as well as corporates, to solve complex payment problems and offer seamless payment experience for their customers, employees, and channel partners. Your consumers will be engaged by a frictionless, easy payment experience. All this while allowing the consumer to have complete control over the payment instruments. Novopay is a high-tech offering for microfinance and community banks, with loan officer apps that can be used online and offline.

Your digital transformation efforts can be accelerated with world-class front office and middle office transactional capabilities. Customer engagement can be reimagined by creating consistent, seamless, and human experiences across all channels. With a large number of pre-built features, you can quickly get to market and adapt to your customers' needs. You have the freedom to adapt the flexible platform of Temenos Infinity for your digital banking architecture. You can use any cloud platform you choose and scale as needed. Connectivity to any core banking system is simplified. Changes can be made quickly and costs can be managed. Use advanced APIs and micro-services to easily create digital banking apps.

Canopus connects to a wide range of digital banking and payment functions. Canopus is your one-stop shop solution for Fintech. It includes software, open API, and connections to the most important partners such as banks, forex, card issuers, acquirers, and acquirers. We offer the most common functionalities for any Payment Service Provider, regardless of size: customer onboarding, AML, SWIFT/SEPA payment, forex, payments to cards, card issuing and payment acquiring, and crypto payments.

Payment software designed for banks, barters and innovative currency systems. Cyclos is used worldwide by over 1500 payment systems. Our brand new responsive mobile front-end is open source. Personalize your app and publish it in the app stores. You can also use SMS or USSD, if necessary. You can also offer your customers a complete marketplace or even their own website. There are many features available, including ad alerts. Cyclos is a secure, reliable and customizable banking/payment platform that can be customized to meet your needs. Merchants can accept nfc payments via their mobile app, or generate a QR code that can be scanned by customers to pay.

COBIS Everywhere, an omnichannel solution, gives customers digital access to financial services. This tool provides users with a great user experience, no matter where they are located or what device they use. The COBIS digital platform provides integrated and real-time access a wide variety of services, including ATMs, Internet banking and mobile banking. COBIS solutions can be used independently. They are not the "final record of record", but they can solve major business processing problems such as managing client relationships or loan and account originations. For compliance and control reasons, Edge solutions must be "onboarded" at some point to the FB's core systems. COBIS modules are "core-agnostic" and can be integrated with COBIS or other core systems. COBIS Banking core solutions provide the point of calculation for a financial institution and the final data recording.

The industry's best bill presentation, payments, and customer engagement platform. Your customers and your business can simplify the payment process. Accept credit/debit or bank account payments 24/7/365 via any device, phone smart phone, tablet, computer, or phone. Bill2Pay has been providing lockbox solutions since 1995. We use the most up-to-date equipment to ensure maximum efficiency without compromising quality or speed. Our fully-digital systems enable us to tailor our processes to meet the needs of each client. Since inception, the annual independent SSAE Type 16 process control audit has been without exception. All exceptions are inspected twice by two employees. Anomalies are identified for a second review before processing.

The Core of the Insite Banking System was designed with a user-centric approach. It is easy to access a variety of integrated applications through its intuitive layout. Modular design allows us to quickly update individual products as a result of rapidly changing technological, regulatory, or consumer environments. We also have the ability to respond to our customers' direct input. The Insite Online Banking System was designed to be easy for you and your customers. Our team will work with your bank to create a beautiful, easy-to-use website that your customers will love. You are free to choose from a variety of templates or share any design you like. All of our websites are responsive, so your customers can access them from any device.

Streamline Your Universal Banking Experience. CapitalBanker™, brings universal core banking to the digital age. Our core banking platform enables innovation in all areas of banking, including retail, corporate, wholesale, Islamic, and private banking. Grow Your Private Banking Business. CapitalPrivate™, which powers 1,200 private wealth bankers, managers, and back office operations, allows you to provide high-value experiences for your most sophisticated private wealth clients. This will keep your private banking business ahead. Digitize Your Customers' Banking Experience. CapitalDigital™, helps you keep in touch with your customers. Our solution allows customers to keep in touch with you whenever and wherever they need. CapitalDigital can help your business reduce costs, increase business agility, and foster innovation in the digital age. Simplify Compliance Management We keep you on top of the regulatory curve.

Narmi transforms financial institutions, and the people who serve them, with digital-first solutions. More than the basics. With exceptional tools that help people manage their finances, empower your customers and members. For maximum usability, easy-to-use tools are available in an always up platform. Third-party integrations provide context to users and deepen their relationship with your institution. A platform that allows business teams to spend less time banking and more time running their business will help you grow your business portfolio. Narmi makes digital banking simple with granular permissions and seamless money movement. With intelligent automated decisioning and flexible institutional controls, you can open accounts digitally anywhere, anytime in 2.5 minutes.

CFG is a suite that allows clients of financial institutions access their accounts remotely and to access new services from any device. It also offers a proven solution for Financial Chatbot, which is based on Artificial Intelligence. This chatbot handles more than 500 common banking questions and tasks. Financial Entities can also use our platform to find new delivery channels for their products or services. Reduced operating costs, high availability, and reliable service. Mobile first design, customizable to corporate image and compliant all international security standards. Companies can set their platform access policies by granting the administrative user permission. Additional users can be operational, authorizers, or read-only, allowing full control over transactions. Each user can have their own access and can be granted transactional caps.

This is the easiest way to set-up your mobile banking solution. FinCell is a white-label option for financial institutions looking for a cost-effective, easily customizable mobile banking application. FinCell is built on open banking principles. This allows for seamless integration with your core system via open APIs. FinCell's information security, quality management and data security are backed up by ISO 27001 & ISO 9001. This ensures that all safety and compliance measures are included in a product. FinCell was developed by industry experts who are certified in CISSP and CDPSE. FinCell makes it easy to get your mobile banking app up-and-running in just 2 months. It also offers predefined features that will help you reach the market faster. Only pay for what you use. FinCell uses a subscription-based pricing system, where fees are tied to your customer base. FinCell is easily scalable and can help you increase revenue, grow customer base, reduce churn, and increase customer base.

Mobile banking is a favorite of the entire world. You think banking can't be flexible, fast, and transparent? You might be wrong. Get mobile banking the world loves by opening an account today. Get cashback on subscriptions you love and exclusive discounts on travel, entertainment, and wellness. In 5 minutes, you can open an N26 account from your smartphone and enjoy banking without any hidden fees. No minimum account balance, maintenance fees, or insufficient funds fees. Unlimited ATM withdrawals are free at more than 55,000 Allpoint locations in the USA, Canada, Puerto Rico and Australia. Are you out-of-network No problem. You can also get 2 additional ATM withdrawals free of charge per month from any network anywhere in the US. Are you tired of waiting for payday? Direct deposit allows you to get paid up 2 days sooner1. With N26, Wednesday becomes Friday.

Backbase is a new generation Engagement Banking Platform that allows you to modernize your customer journeys and restructure your business operations around customers. We offer banks a chance to break free of the constraints of legacy IT and embrace a platform for engagement banking that is a new generation. How? How? By enabling banks gradually replace or decompose disparate, legacy systems and construct an orchestration architecture for customer engagement around them. This allows banks prioritize the most important customer journeys at all touchpoints, while eliminating silos and empowering front-office staff and customers.

VeriChannel as a Service, a revolutionary agile cloud solution, comes with pre-packaged business processes that are out-of-the box. This makes it possible to launch your mobile digital bank in less than 90 Days! VeriChannel As a Service Digital Onboarding VeriChannel is a Service Solution Overview Traditional operating models and legacy systems pose the greatest challenges and obstacles for banks to remain competitive. Banks must: Keep pace with the next wave of digital banking, speed, personalization, and improved customer experience, in order to be able to move at a rapid pace in their digital transformation journeys. A unique alternative to traditional banking. Offer best-in-class transactional capabilities and functionalities. VeriChannel as a service is the future. It will help you impress your customers by offering new value-added services that can be accessed 24/7. Hosted on Microsoft Azure Cloud.

Airwallex is a business account that is designed for global businesses. Your account includes multi-currency features, such as multi-currency business accounts. This allows you to collect and hold money in more than 11 currencies, while avoiding double conversions. Virtual debit cards can be issued quickly for you and your colleagues. Transfer money internationally in up 23 currencies without fees or waiting times. Integrate our API to enhance your platform product offerings and scale your business. International customers can invoice and accept payments in their preferred currency. You can easily connect your business accounts to popular platforms such as Amazon, eBay and Shopify. Pay out in the same currency or convert to USD and withdraw USD using current FX rates. In seconds, you can issue new virtual payment cards. All from our online platform, you can modify spend limits or revoke access.

Omikron offers a multi-banking standard software that banks can deliver to corporate clients to help them manage their financial business. Omikron's MultiCash Transfer® is a modular platform that can be used independently by banks. This allows for optimized internal processes and workflows in cash management and payments. The close integration of banking connections with various in-house systems (ERP and Treasury) is a particular benefit. MultiCash is the communication platform that banks can use to provide transaction banking services to corporate clients through multiple channels and devices. It is modern and user-friendly. Our products are available in more than 20 countries, in 14 languages, and support approximately 200 national and international data formats. This multilingual base, along with the integration all the common European standards for customer-bank communications, highlights the international nature of our solutions.

WWS PC offers over 130 banking services and is highly secure. It meets both the needs of consumers for home banking services and the most stringent corporate banking requirements. WWS PC can be quickly integrated into any banking environment. It can also easily be extended to provide new functions and services. It's a multi-language, flexible solution that provides a comprehensive suite of real-time account management and banking services. This solution gives consumers and corporate clients instant access to their current accounts, securities, and payments services. WWS PC offers a wide range of access security options, including call drop, unique password card, one-time tokens, SMS pins, client certificates and WWS Mobile authentication. The bank can offer a variety of access security options, and the consumer can also choose their preferred security options.

You can easily expand your Mobile Banking Platform as needed. FINANTEQ's products, including the SuperWallet, Pocket Branch and Mobile Token, will provide a complete mobile experience for your customers. We are experts in providing a complete product, from consulting and UX Design to publishing the application in AppStore and Google Play. The data-driven platform that doesn't require a code to extend digital banking in just hours. Pocket Branch is a new channel for banks to contact each other. You can now let your customers bank via video, audio, or text chat. The platform is designed for mobile and web experience. SuperWallet is a collection of lifestyle management services that are stored in the cloud. Your existing mobile banking app will be more engaging with SuperWallet. It allows your customer to access multiple m-commerce services without the need to install additional apps.

Mobeix is built upon a multi-layered, scalable architecture that delivers a complete suite of digital banking capabilities. It is built on an open technology stack that allows banks to quickly expand or create new business functions and provide new banking services. Mobeix supports all digital touchpoints that customers use today. Mobeix Developer Enablement and Open APIs allow the bank to deploy across all digital channels. MobeixTM architecture supports containerization and microservices-ready components. This is crucial to enable the bank to scale on demand. This allows the bank to support the rapid adoption of digital channels by customers and the consumption APIs from its digital eco-system to help partners and third-party entities. This allows integration of channels into back-end systems integration profiles and business services.

License a world-class loan origination and servicing platform for your lending business. Everything is handled in one place: lead acquisition, underwriting and origination, servicing, debt collection, and servicing. Our modular extensible platform includes everything you need for risk management, payment processing and metro2 reporting. More than 65% of visitors on our client's websites are mobile. That's why we designed the software to allow both administrators and borrowing clients to be mobile-first with a rich client experience. Get in touch with us today or visit our website at: https://heliumloans.com/licensing/lending

Mobile Banking Solution by Sesame allows bank customers to transact, view their account summary, and perform other actions via their smartphone. It offers the same unrivalled convenience and security standards. Customers of banks can access multiple accounts and pay utility bills. You can create a digital passbook (Digital) that will mobilize all account information. This eliminates the need to visit the bank to gather account information. Also, it is mobile-friendly so you can access it from anywhere. The application is designed and created in a way that allows communication and integration between different CBS modules. The application allows you to view the summary and statements of all accounts that a customer has at the Bank. The Statements can be accessed via Mobile Statements.

LiveBank is a fintech solution that helps financial institutions bridge the gap between self-care ebanking that is cost-effective and branches that are rich with advice and high in conversion rates. A omnichannel platform that allows instant, secure communication via chat, video and social media. This helps to optimize remote advisory processes. You can create your own unique experience with omnichannel by combining communication, routing and recording, as well as collaboration, communication and routing. Banks can engage with customers via this virtual branch. It offers dynamic offers and real-time online assistance through Video & Voice calls, Co-Browsing and Screen-Sharing. Secure File Exchanging is also available. Digital Document Signature, Digital Onboarding (eKYC), and Biometrics are just a few of the many features. This is the first platform with built-in support for a bank's sales and operational processes, including cross-selling/up-selling through the presentation of personalized offers.

The Alkami Platform allows banks and credit unions compete with the Fintechs and Megabanks, and to capitalize on the opportunities that the future holds. We empower financial institutions to grow confidently, adapt quickly and create thriving digital communities. We offer award-winning product features as well as a scalable infrastructure. You don't have to worry about outgrowing your digital bank solution or being at a competitive disadvantage. Our flexible and customizable Platform allows you to respond quickly to market changes and opportunities. You can connect with your end users using a user-friendly, personalized solution that allows you to provide the service and strengthen relationships that foster loyalty.

Mobile 1st add on for legacy online banking systems. End-users can enjoy a modern Native Mobile Banking experience by utilizing smartphone functionality and API connectivity. The BankingON platform allows community banks and credit unions unify their vendors to create a consistent and intuitive mobile banking experience. To create engaging customer journeys that are user-centric, we use the best UIUX standards. BankingON's APIs are embedded within the existing environment of the FI. This means that BankingON has a lower risk profile as it does not access, store, manipulate, or touch any data.

Over the years, customers have changed how they transact with banks and interact with them. Customers expect banking services that are tailored to their needs and want convenience when transacting with banks. Banks will need to go beyond traditional approaches to meet the needs of modern customers. They should be able to deliver consistent and timely user experiences across all platforms and devices to satisfy them. Modefin's integrated Omni Channel Platform was created to assist financial institutions and banks in delivering modern, cross-platform customer experiences. It allows banks to meet customer expectations and create deeper, more personalized engagement. Modefin's Internet Banking solution is multi-channel and allows for interactive and contextual customer experiences.

Access Softek has reinvented digital banking technology. Access Softek is the next generation in digital banking. It offers a single experience across all channels. To create our mobile banking solutions, we worked closely with our clients, their staff and actual users. To speed up the troubleshooting process, we shadowed call center support staff. We conduct regular usability studies to identify user pain points and field-test new designs. This close collaboration produces a unique online and mobile banking solution. Password problems are the biggest problem users and call centers have with digital banking technology. You can solve this problem with unique biometric identifiers such as fingerprint, voice, or facial recognition. You don't need any additional hardware.

Sybrin Digital Banking Operating System, a flexible multi-experience digital banking platform that can be integrated with any core banking system, is highly customizable. Sybrin Digital Branch will transform your sites into the digital experience for tomorrow by providing the best in-branch customer service. Sybrin Account opening allows banks to accelerate their onboarding by creating an omnichannel experience that's seamless, personable, exceeds customer expectations, and is easy to use. Sybrin's Payments Hub, a modern, unified processing platform, is used to seamlessly orchestrate high-care, mass, real-time, and other payments. Sybrin Business Banking is for commercial and corporate banking institutions that are driven by innovation, the desire and ability to excel, and a customer-centric approach to achieve differentiated loyalty. Sybrin Intelligent KYC/AML is a complete solution to onboarding customers.

This is the fast and flexible way for your bank to go digital. Financial institutions can now offer secure, mobile-first services for a wide range of products. We offer a wide range of services and capabilities that can be customized to meet your specific needs. You can choose only what you need, tailor it to your brand and get started lending quickly. You can go to market in months, not years. A turnkey mobile-first solution that powers your brand. A leader in fraud detection and verifications. Many data sources are integrated into one simple, flexible, and easily actionable pipeline. Amount believes technology can transform lives. We create digital financial experiences that reflect our lives. This allows your financial institution to bridge the digital divide, unify their data, and gain insight to improve your customers' experience. We have a global network of top-notch banking clients and over 15+ data sources that we integrate into a multi-product offering.

A few years ago, financial institutions were competing on interest rates. Today, convenience is the main competitive advantage. Innovations like Uber and Amazon have changed consumer behavior. Consumers now expect intuitive, attractive, and engaging digital experiences. All financial institutions must be prepared to meet these expectations. This includes planning for and embracing mobile banking's evolution into the channel of choice, especially for the 83 million tech-savvy young people who judge businesses on the basis of their digital offerings. A modern web browser will be used to replicate the advanced functionality provided by Banno Mobile to online banking users and to create an integrated digital ecosystem. The HTML5 responsive web app will offer identical functionality across both digital channels. Banno Online is currently accessible.

We work with forward-thinking organisations to create customer-led digital banking solutions. It's not all about the technology you use to help your customers. It's about how you use technology in order to make your customers feel like Number 1. It's about making banking easy, accessible, and rewarding for customers. Our digital banking backbone fOS, a proprietary digital banking platform, enables you to do this. We have multiple awards and live clients to prove it. Fidor has all the expertise to help you bring your digital banking project to fruition. We design, develop, test, build, and bring your digital banking project to life. FidorOS (fOS) is an innovative digital banking platform that provides all banking functions, including onboarding, card and account management, credit products, and analytics. All functions can be managed from one platform! Our fidorOS platform was created as a pioneer in Open Banking principles and API. It is light years ahead of traditional solutions.

Revogear software suite allows you to manage electronic money payments, multi currency and crypto currencies. The system is built around an eWallet, and offers many financial services. The software can be used to serve private international banks, electronic money institutions, and payment service provider organizations. The system can be adapted to meet your business needs thanks to its diversity of modules. Revogear is easily accessible worldwide thanks to its Multi-Currency and Multilingual features. Revogear's modular structure allows for system growth in parallel to your business expansion. Revogear has several software modules, including a customer portal, corporate portal and mobile app. It also includes backoffice, antifraud, backoffice, and customer portals. The system can manage international Swift, SEPA, and European direct IBAN transfer transfers. Integration of VISA and Prepaid Mastercard with External Authorization message handling.

Papara, a FinTech app that offers a new way to experience financial services, is a leader in the field. It provides instant, free, multicurrency transfers to consumers and also serves as a one-stop shop for paying bills, trading digital currencies, and tracking spending habits. Papara, which targets the underbanked and unserved, has grown rapidly since its launch in Turkey in 2016. It is now Turkey's largest fintech company. Send money 24/7, pay your bills, and manage you budget. Papara Card is available all over the globe. You can avoid fees and get instant cashback for every dollar you spend. No overdrafts, no overspending. You can track your spending in real-time and get instant cashback when you spend. Shop anywhere in the world with confidence Cashback from brands and categories with no minimum spending. All ATMs allow you to withdraw or deposit money. There are no fees up to 500 TL per calendar month.

OpenPay, the mobile wallet service provided by Opentech is the best on the market. OpenPay's mobile wallet server and apps for iOS and Android are included. It also features a Strong Customer Authentication tool that is compliant with European regulations and EBA guidelines. CheBanca, Swiss Bankers and CheBanca have already chosen OpenPay! BNL (BNP Paribas Group), and Mediobanca Group for their mobile payments solutions. You can create your wallet by choosing from the most value-added services. You can offer new services without affecting your IT infrastructure. OpenPay offers a Wallet server and 24/7 support. Wallet Apps are available for Android and iOS. They integrate strong authentication tools that conform to International Industry standards. You can choose the features that are most important to you and then personalize your wallet to create an exceptional user experience.

We help financial institutions, corporations, and FinTech entrepreneurs bring to market highly differentiated payment options that are supported by a strong, immediate business case. Our white-label platform and API allow us to quickly deploy targeted solutions and generate significant new net revenues. Our interoperable platform is PCI DSS certified (Payment Card Industry Data Security Standards). It is hosted in Tier-4 data centers that have the highest security certification. Bankable's Virtual Manager, a cloud-based virtual account solution that can be added to any bank account, allows for enhanced cash management for global corporations. It can process standardised and proprietary data from multiple banks.

The smartest fintech platform to help you develop your best ideas. We have the platform for your idea. Our white label digital finance SaaS allows you to quickly launch and monetize innovative solutions for your customers. You can choose from Bank accounts and cards, as well as Financing and Financing products. You can choose from pre-integrated financial service and fintech partners or connect your solutions to the Toqio Platform. You can bring your brand to life using our white label SaaS platform. Toqio hosts and manages applications, while clients can take advantage of our innovative product pipeline. Your new financial application can be built quickly, easily, and cost-effectively. Innovating is easy with our ready-to-go Fintech SaaS platform. Access the complete suite of products you need in order to compete with the top fintech market players.

Numerated, a venture-backed financial technology company that is rapidly growing, is driving digital transformation at banks. The platform makes it easy to create bank products by using data to eliminate the work required by customers and lenders. The Numerated platform was initially incubated in one of the largest SBA banks in the country, before being spun out in a high-profile venture capital financing round. Numerated makes it easier and more efficient for businesses and individuals to purchase financial products from banks or credit unions. Numerated supports a growing range of business banking products, including deposit account opening, term loan, lines of credit and lines of credit, SBA loans and overdrafts, equipment loans, CRE, working cash lines, credit cards, reviews, renewals and more. Businesses can apply for any product from anywhere and anytime. You can quickly decide on applications without losing control.

BankingLab is a SaaS-based banking platform that offers a full range of digital banking services. The platform includes modules that allow customers to manage their accounts, make payments, and provide loans and deposits. Access to accounts can also be made possible via API to mobile or web devices. BankingLab is a service provider that helps you turn your ideas into profitable fintechs. Our technology helps entrepreneurs to transform their business ideas into licensed financial institutions. Talent is key to building the future of fintech. We are proud to be able to call upon our employees to help us develop innovative products and services. If you are interested in becoming one, apply. Focus on your customers and leave the technology to us. Online identity verification using KYC/KYB, card issuing, and banking infrastructure.