Alternatives to COBIS Everywhere

SBP Digital Banking Suite serves retail and corporate financial institutions with seamless digital onboarding, day-to-day banking, and enhanced open banking capabilities like compliance and credit decisioning. Its agility ensures quick time-to-market and continuous UX improvements. There's no vendor lock-in; integration options include configuration, customization, or SDKs. The CX app and open banking drive transformation, enhancing customer experience and financial well-being. The platform is AI and data-driven by design and supplies relevant insights to optimize customer journeys that are user-tested. The Employee Experience web app empowers operations and talent, improving service. The Sopra Financing Platform (SFP) is a modular platform designed to boost the efficiency of asset financiers worldwide. It simplifies the entire lending process, from the front to the back office, making it a great fit for both new market entrants and expanding businesses. The clients of Sopra Financing Platform benefit from a wide partner network seamlessly integrated into the platform, giving them a strong competitive advantage.

America's business banking. Better banking was what business builders wanted. NorthOne was born. In minutes, you can open an account. You are responsible for building your business, creating jobs, and serving your community. It's hard work. NorthOne makes it easy to manage the most difficult parts of your business. We're here to help you focus on the road ahead. NorthOne is built for freelancers, small businesses and startups across America. Smart integrations with existing tools allow you to make payments, track your money, and automate your finances. NorthOne was designed to make managing money simple so you can concentrate on running your business. No more branches. No more lines. No more paperwork. Access your NorthOne Account 24/7 from your smartphone or computer. No matter where your business is located, you can access it from anywhere. Automatically create envelopes for taxes, payroll and rent.

Our platform allows you to integrate financial products into your business. Banking Offer FDIC insured banking services to customers with a single seamless integration With ACH transactions, credit card processing and easy deployment, it's easy to move money. Branded Cards You can quickly create customized or white-label cards to promote your brand. Global money transfer Send and receive money across borders in any currency. One embed offer FDIC-insured virtual accounts that customers can use to manage their funds, earn interest and pay bills, send money and receive it all from one place. Alviere's banking technology allows you to easily embed FBO accounts (For-Benefit of) into your platform, so you can offer customized financial services for your clients and employees. FBO accounts allow you to track your finances and use in real-time, which allows you to choose the right services.

FPS GOLD has been providing core and mobile banking, online banking, wire transfer software and a content management system for financial institutions for more than 55 years. FPS GOLD's mission is to help financial institutions succeed, profit, and thrive through flexible, robust software that's paired up with unmatched customer support. FPS Gold is more than just software. We actually care. We don't want you to doubt us. It's possible to test it yourself.

OmniConnect’s cloud-based solutions enables real-time integration of data that can then be used across multiple systems. This eliminates data re-entry errors, increases productivity, and drastically reduces processing costs. Notable Product Line Extensions: General Ledger Connector- Retrieve GL specific information and automatically send that when boarding a loan GL entries reducing time needed dedicated to GL manipulations Document Connector- Automatically archive and organize previous lending files from Encompass instantly with a single click. Eliminate the need for bulk uploads or manual re-entry of loan documents into storage. Express Boarding Module- Introduces automation to the transmission of loan data from Kinective to the Core system.

Instant Bank Verification is a real-time, user-permissioned service that enables lenders to verify their financial data and aggregation. What can you do with IBV Verify identities of users and reduce fraud. Verify account balances in real-time. Verify employment and understand income. Access transaction history. You can verify the assets of borrowers right from the source. Flexible pricing allows you to only pay for the services you use, making IBV a great choice for loan originations. IBV is ideal for short term lending, retail loan origination, auto financing, property rentals, and other purposes. IBV is powered via an easy-to-integrate web portal that can be added to your existing website or a fully document API. Check out our demo to learn more about IBV.

TurnKey Lender, a one-stop lending platform, is used by creditors from 50+ countries to automate their entire operation. The platform allows lenders to grow their business profitably while reducing operational costs and risk. It's an AI-driven SaaS which automates 90% of all lending process and gives B2C andB2B lenders a competitive advantage. TurnKey Lender Platform offers several pre-configured solution packages, including Commercial, Consumer Pay Later, Auto Leasing, Mortgage, Factoring, Leasing and Mortgage. TurnKey Lender was developed in constant collaboration with lenders around the world. It is a sophisticated solution that addresses real-world digital lending challenges.

Narmi transforms financial institutions, and the people who serve them, with digital-first solutions. More than the basics. With exceptional tools that help people manage their finances, empower your customers and members. For maximum usability, easy-to-use tools are available in an always up platform. Third-party integrations provide context to users and deepen their relationship with your institution. A platform that allows business teams to spend less time banking and more time running their business will help you grow your business portfolio. Narmi makes digital banking simple with granular permissions and seamless money movement. With intelligent automated decisioning and flexible institutional controls, you can open accounts digitally anywhere, anytime in 2.5 minutes.

Omnibanca is a product which accelerates digital transformation. It provides traditional digital channels such as web banking and mobile banking. However, it also offers any digital channel, including wacht, IOT and on-boarding. It is an omnichannel client. It can integrate with all legacy systems. It includes a powerful API manager, multilanguage, currency, and company. Omnibanca streamlines the process of adapting your financial institution to new technology. Omnibanca consolidates core systems and new fintech capabilities into one product. Omnibanca connects all channels to back-end applications, making it easy for customers to access all services and unifying their data.

Community banks can offer digital banking services to their customers and businesses with a complete digital suite. API-driven responsive solutions for mobile, online and voice / AI assisted banking, automated onboarding, and many other areas. Supported by award-winning development and private ownership of a group bank clients with bankers serving as board members, leaders and employees. You can rely on core technology and you can trust the principles behind it. iCore360 was built from the ground up using cutting-edge Internet-driven technology to give community banks full control over their data. iCore360 allows you to manage all transactions and relationships in a way that integrates with your bank's processes. There is no need to purchase or install any specialized software or equipment. All you need to run your bank is a computer with a web browser.

VeriChannel is a secure and unified platform which enables organizations to manage seamless and consistent customer journeys, across multiple touch points including web, mobile and kiosks, as well as ATMs. Customers and staff can use the system on devices of different sizes and resolutions with fully responsive user interfaces. VeriChannel is a reliable, scalable platform that sits on existing IT systems. It allows for a secure integration with disparate applications. VeriChannel's ready-to-go architecture and ready-to-use solutions allow it to be re-used on all channels. This reduces application development and maintenance costs. VeriChannel allows you to repurpose legacy applications without having to rebuild them from scratch. You can integrate content, data and functionality into new presentation layers or customer experiences.

FRONTeO's e-Banking, a multichannel web and mobile banking solution, was developed for corporate and retail banks. It allows your customers to manage their finances and execute transactions from any device, including smartphones, tablets, computers, and Macs. FRONTeO E-Banking includes a variety of ready-to-plug functionalities, such as the management and payment of accounts, beneficiaries, investments, loans, insurance, and loan payments. End-users have the ability to personalize their preferences. Secured mail module allows for two-way information exchanges (bank to bank/end-user to end-user). FRONTeO E-Banking can also manage one-to-one and mass mailings, e.g. When launching new products during commercial campaigns. The solution includes customizable features that allow you to send SMS and e mail alerts. The solution is easily integrated into your existing banking environment thanks to its Service Oriented Architecture (SOA).

This is the easiest way to set-up your mobile banking solution. FinCell is a white-label option for financial institutions looking for a cost-effective, easily customizable mobile banking application. FinCell is built on open banking principles. This allows for seamless integration with your core system via open APIs. FinCell's information security, quality management and data security are backed up by ISO 27001 & ISO 9001. This ensures that all safety and compliance measures are included in a product. FinCell was developed by industry experts who are certified in CISSP and CDPSE. FinCell makes it easy to get your mobile banking app up-and-running in just 2 months. It also offers predefined features that will help you reach the market faster. Only pay for what you use. FinCell uses a subscription-based pricing system, where fees are tied to your customer base. FinCell is easily scalable and can help you increase revenue, grow customer base, reduce churn, and increase customer base.

eBSEG Digital Banking Solution offers a secure, rich UX application that provides a world-class banking and payment experience for your customers via mobile banking and internet banking. eBSEG omnichannel solution integrates seamlessly with your Back-end. eBSEG Digital Banking Solution offers a complete suite of the most recent banking services that allows banks to deliver banking services to customers anywhere, anytime. The Digital Banking OmniChannel Portal can be used on the following channels - Internet Banking (Desktop). - Mobile Banking Tablet Banking Chat Bot Banking (Text & Voice). Digital Bank Marketing - Apple Watch Banking - Business Banking Omnichannel - Facebook Banking - ATM / Kiosk Banking Call Center Banking eBranch Banking - Messaging Banking

CFG is a suite that allows clients of financial institutions access their accounts remotely and to access new services from any device. It also offers a proven solution for Financial Chatbot, which is based on Artificial Intelligence. This chatbot handles more than 500 common banking questions and tasks. Financial Entities can also use our platform to find new delivery channels for their products or services. Reduced operating costs, high availability, and reliable service. Mobile first design, customizable to corporate image and compliant all international security standards. Companies can set their platform access policies by granting the administrative user permission. Additional users can be operational, authorizers, or read-only, allowing full control over transactions. Each user can have their own access and can be granted transactional caps.

The Core of the Insite Banking System was designed with a user-centric approach. It is easy to access a variety of integrated applications through its intuitive layout. Modular design allows us to quickly update individual products as a result of rapidly changing technological, regulatory, or consumer environments. We also have the ability to respond to our customers' direct input. The Insite Online Banking System was designed to be easy for you and your customers. Our team will work with your bank to create a beautiful, easy-to-use website that your customers will love. You are free to choose from a variety of templates or share any design you like. All of our websites are responsive, so your customers can access them from any device.

BrightOS is a modular Core Banking System that offers rich functionality. Its core is highly optimized and extended with functional units that span all banking processes, creating a fully-operational environment for banks from day one. BrightOS is scalable, API-rich, and event-driven. It prepares you to meet tomorrow's challenges. White-label solution that meets your customers' digital expectations. Native integration with any Core banking platform. BrightOS is a data privacy and data loss-protection system that you should consider when choosing it. Our solution is fully compliant to GDPR regulation and includes embedded functionalities for consent management. You can save time and enhance your customer service by utilizing a variety of digitalization integrations. BrightOS' Customer Support Service is a key part of the performance management and health orchestration. This allows automation to go beyond simple administrative tasks to complex, end-to-end services.

Streamline Your Universal Banking Experience. CapitalBanker™, brings universal core banking to the digital age. Our core banking platform enables innovation in all areas of banking, including retail, corporate, wholesale, Islamic, and private banking. Grow Your Private Banking Business. CapitalPrivate™, which powers 1,200 private wealth bankers, managers, and back office operations, allows you to provide high-value experiences for your most sophisticated private wealth clients. This will keep your private banking business ahead. Digitize Your Customers' Banking Experience. CapitalDigital™, helps you keep in touch with your customers. Our solution allows customers to keep in touch with you whenever and wherever they need. CapitalDigital can help your business reduce costs, increase business agility, and foster innovation in the digital age. Simplify Compliance Management We keep you on top of the regulatory curve.

A combination of a low-code, micro-app-based development platform and a suite digital banking solutions is an award-winning combination. Appzillon Digital Banking is the flagship offering of i-exceed. It also includes Appzillon Digital Experience platform. Appzillon Digital Banking, a suite pre-built omnichannel solutions that offer differentiated banking experiences to customers and employees of banks, has over 17 MM end customer downloadings around the globe. Appzillon Digital Experience Platform allows enterprises to implement their digital initiatives, offering a best in class customer experience. You can be a formidable competitor by leveraging the platform experience of user-friendly applications that are compatible with a variety of systems. They also offer robust, secure, and unified mobility strategies. We are a catalyst for your transformation to reach the highest level of application development platforms.

%100 compliant to regulations, provides multifactor authentication for financial and mobile applications. Mobile banking platform that is user-friendly and features state-of the-art UX. Agency Mobile helps you be more productive and speeds up your interactions with agencies. A multi-language, mobile customer application allows you to communicate effectively with your customers. This functional and user-friendly mobile health application will help you attract customers, as well as potential customers. One middleware allows for personalized customer interaction and interaction across all digital channels. Multi-vendor support ATM & VTM apps with a very extensive function list and multi-banks. A new era in ATM testing. Automated ATM testing remotely from your personal computer. Digitization of sales operations to follow up on sales and improve customer service.

Novopay's cloud-first, mobile-first, API-enabled, AI-driven Banking Platform will help you future-proof your banking journey. Novopay products can be licensed, subscribed to, customized, and run on the cloud with 24x7 managed service. The Novopay prepaid wallet and card solution allows banks, NBFCs and retailers, as well as corporates, to solve complex payment problems and offer seamless payment experience for their customers, employees, and channel partners. Your consumers will be engaged by a frictionless, easy payment experience. All this while allowing the consumer to have complete control over the payment instruments. Novopay is a high-tech offering for microfinance and community banks, with loan officer apps that can be used online and offline.

Your digital transformation efforts can be accelerated with world-class front office and middle office transactional capabilities. Customer engagement can be reimagined by creating consistent, seamless, and human experiences across all channels. With a large number of pre-built features, you can quickly get to market and adapt to your customers' needs. You have the freedom to adapt the flexible platform of Temenos Infinity for your digital banking architecture. You can use any cloud platform you choose and scale as needed. Connectivity to any core banking system is simplified. Changes can be made quickly and costs can be managed. Use advanced APIs and micro-services to easily create digital banking apps.

The industry's best bill presentation, payments, and customer engagement platform. Your customers and your business can simplify the payment process. Accept credit/debit or bank account payments 24/7/365 via any device, phone smart phone, tablet, computer, or phone. Bill2Pay has been providing lockbox solutions since 1995. We use the most up-to-date equipment to ensure maximum efficiency without compromising quality or speed. Our fully-digital systems enable us to tailor our processes to meet the needs of each client. Since inception, the annual independent SSAE Type 16 process control audit has been without exception. All exceptions are inspected twice by two employees. Anomalies are identified for a second review before processing.

Core Banking Solution (CBS), also known as "BankUltimus", provides integrated solutions for retail, SME, and corporate banking. It also supports Trade Finance, Loan management, and many other features. It is an enterprise banking solution that allows banks to offer full range of banking services. "BankUltimus” meets the market's current and future needs. BankUltimus makes it possible to transform your Core Banking business faster than ever before. LEADS CBS, a comprehensive Core Banking Solution designed for banks and built on the latest web technologies, is LEADS CBS. Its platform-independent, N-Tire architecture and cutting-edge technology enable smooth integration with existing and future systems of financial institutions. It automates the front-end as well as back-end processes of Banks for centralized and smooth processing.

Canopus connects to a wide range of digital banking and payment functions. Canopus is your one-stop shop solution for Fintech. It includes software, open API, and connections to the most important partners such as banks, forex, card issuers, acquirers, and acquirers. We offer the most common functionalities for any Payment Service Provider, regardless of size: customer onboarding, AML, SWIFT/SEPA payment, forex, payments to cards, card issuing and payment acquiring, and crypto payments.

Our clients can access financial solutions that empower consumers anywhere, anytime. Technology is at the heart of everything we do. It is changing the way fintech partners do business. Streamlined payments solutions, including ACH, wire and card disbursement, all through APIs. While ensuring compliance, there is a strong focus on compliance. Provide loan origination services to market-leading marketplace lending platforms. This will allow for greater credit access in the market. Cross River operating platform, an API-driven banking platform that allows fintechs to plug into and access multiple banking services that are customizable and secure. To help our partners grow, we offer sophisticated financing options such as off-balance sheet and asset-backed credit facilities. We are committed to serving the banking needs of our communities by providing a personal, full-service banking experience. A trusted internal compliance management system that includes risk assessments, diligence, monitoring, testing, monitoring, oversight, and oversight is in place.

The'silo-breaker in banking'. Your fully customizable digital-first web and mobile banking experience--available across all channels and to all customer segments. From biometrics to third-party verification, liveness checking, and MFA. Full native functionality with seamless integration of existing data and third-party data. API hub built with open architecture to allow for endless integrations. Unique layer of messaging and micro-services targeting on wearables and devices. You can start immediately in any territory and iterate in real-time, with full compliance. Launch all accounts on mobile devices with powerful internet portal. Flexible tech allows you to expand your business across products, territories and segments.

LiveBank is a fintech solution that helps financial institutions bridge the gap between self-care ebanking that is cost-effective and branches that are rich with advice and high in conversion rates. A omnichannel platform that allows instant, secure communication via chat, video and social media. This helps to optimize remote advisory processes. You can create your own unique experience with omnichannel by combining communication, routing and recording, as well as collaboration, communication and routing. Banks can engage with customers via this virtual branch. It offers dynamic offers and real-time online assistance through Video & Voice calls, Co-Browsing and Screen-Sharing. Secure File Exchanging is also available. Digital Document Signature, Digital Onboarding (eKYC), and Biometrics are just a few of the many features. This is the first platform with built-in support for a bank's sales and operational processes, including cross-selling/up-selling through the presentation of personalized offers.

Your customers need digital accessibility. Arttha digital banking is a service that unlocks the power of digital banking. It will revolutionize your business offerings. Customers value instant payments. Integrate Arttha seamlessly with your Core Banking Systems to enable customers to make instant digital payments. In today's fast-paced lending environment, deliver a delightful customer experience and make smart lending decisions. Arttha is the complete end-to-end management tool for your business's lending lifecycle. Arttha merchant management software allows merchants to accept payments from anywhere and at any time. All aspects of acquiring, from hardware and reporting to onboarding, can be done through one platform. Embrace Financial Inclusion. Arttha Agent Banking can help you make financial inclusion a reality. You can configure features, business rules, and services according to your Business needs.

SDK.finance is an API-driven fintech platform that serves as a foundation for building a payment product on top. Using its ledger layer allows SDK.finance customers to save at least 1 year of active development for building a neobank, digital wallet app, payment acceptance business, marketplace payment solution etc. What products can be built on top of SDK.finance platform? Neobank Digital wallet Payment acceptance system Money transfer app Marketplace payment solution Mobile wallet app General ledger

A few years ago, financial institutions were competing on interest rates. Today, convenience is the main competitive advantage. Innovations like Uber and Amazon have changed consumer behavior. Consumers now expect intuitive, attractive, and engaging digital experiences. All financial institutions must be prepared to meet these expectations. This includes planning for and embracing mobile banking's evolution into the channel of choice, especially for the 83 million tech-savvy young people who judge businesses on the basis of their digital offerings. A modern web browser will be used to replicate the advanced functionality provided by Banno Mobile to online banking users and to create an integrated digital ecosystem. The HTML5 responsive web app will offer identical functionality across both digital channels. Banno Online is currently accessible.

License a world-class loan origination and servicing platform for your lending business. Everything is handled in one place: lead acquisition, underwriting and origination, servicing, debt collection, and servicing. Our modular extensible platform includes everything you need for risk management, payment processing and metro2 reporting. More than 65% of visitors on our client's websites are mobile. That's why we designed the software to allow both administrators and borrowing clients to be mobile-first with a rich client experience. Get in touch with us today or visit our website at: https://heliumloans.com/licensing/lending

Over the years, customers have changed how they transact with banks and interact with them. Customers expect banking services that are tailored to their needs and want convenience when transacting with banks. Banks will need to go beyond traditional approaches to meet the needs of modern customers. They should be able to deliver consistent and timely user experiences across all platforms and devices to satisfy them. Modefin's integrated Omni Channel Platform was created to assist financial institutions and banks in delivering modern, cross-platform customer experiences. It allows banks to meet customer expectations and create deeper, more personalized engagement. Modefin's Internet Banking solution is multi-channel and allows for interactive and contextual customer experiences.

Airwallex is a business account that is designed for global businesses. Your account includes multi-currency features, such as multi-currency business accounts. This allows you to collect and hold money in more than 11 currencies, while avoiding double conversions. Virtual debit cards can be issued quickly for you and your colleagues. Transfer money internationally in up 23 currencies without fees or waiting times. Integrate our API to enhance your platform product offerings and scale your business. International customers can invoice and accept payments in their preferred currency. You can easily connect your business accounts to popular platforms such as Amazon, eBay and Shopify. Pay out in the same currency or convert to USD and withdraw USD using current FX rates. In seconds, you can issue new virtual payment cards. All from our online platform, you can modify spend limits or revoke access.

Automated real time access to financial information. Modern banking customers expect to have instant access to financial information in today's digital world. FIS' telephone banking software and solutions allow your financial institution to provide easy access to financial information from any location. Our phone banking is easy to use and features a variety of intuitive menus that allow for customized implementations. This ensures your customers have the best experience possible. FIS is always aware of the changing world and how it affects businesses. We help our clients grow, expand, and achieve more. FIS is the engine of global commerce and financial transactions. We are passionate about helping communities and businesses thrive by improving the way the world banks, pays and invests. We serve more than 20,000 clients, and more than 1 million merchant locations.

Mobile Banking Solution by Sesame allows bank customers to transact, view their account summary, and perform other actions via their smartphone. It offers the same unrivalled convenience and security standards. Customers of banks can access multiple accounts and pay utility bills. You can create a digital passbook (Digital) that will mobilize all account information. This eliminates the need to visit the bank to gather account information. Also, it is mobile-friendly so you can access it from anywhere. The application is designed and created in a way that allows communication and integration between different CBS modules. The application allows you to view the summary and statements of all accounts that a customer has at the Bank. The Statements can be accessed via Mobile Statements.

The smartest fintech platform to help you develop your best ideas. We have the platform for your idea. Our white label digital finance SaaS allows you to quickly launch and monetize innovative solutions for your customers. You can choose from Bank accounts and cards, as well as Financing and Financing products. You can choose from pre-integrated financial service and fintech partners or connect your solutions to the Toqio Platform. You can bring your brand to life using our white label SaaS platform. Toqio hosts and manages applications, while clients can take advantage of our innovative product pipeline. Your new financial application can be built quickly, easily, and cost-effectively. Innovating is easy with our ready-to-go Fintech SaaS platform. Access the complete suite of products you need in order to compete with the top fintech market players.

Sybrin Digital Banking Operating System, a flexible multi-experience digital banking platform that can be integrated with any core banking system, is highly customizable. Sybrin Digital Branch will transform your sites into the digital experience for tomorrow by providing the best in-branch customer service. Sybrin Account opening allows banks to accelerate their onboarding by creating an omnichannel experience that's seamless, personable, exceeds customer expectations, and is easy to use. Sybrin's Payments Hub, a modern, unified processing platform, is used to seamlessly orchestrate high-care, mass, real-time, and other payments. Sybrin Business Banking is for commercial and corporate banking institutions that are driven by innovation, the desire and ability to excel, and a customer-centric approach to achieve differentiated loyalty. Sybrin Intelligent KYC/AML is a complete solution to onboarding customers.

A digital wallet application that allows users to manage their finances, track cash flows, and process transactions. KakaoPay is a 'living financial platform' that provides financial services that are beneficial for everyone. We want to eliminate the hassles of traditional finance institutions and create a solution that is more beneficial for everyone. Kakao Pay is expanding its range of services, from payment and remittance, to finance, such loans, insurance, or investment. The Kakao Pay Financial Security Center ensures user security 24 hours per day. It's safe to use! We're creating a new financial solution that uses technology to make it easy for everyone to spend, collect, and take good care of themselves. You can manage your money easily and settle your account without any additional worries.

Fusion Essence and Finastra core banking solutions are the foundation for your bank’s digital future. You will be able to create your own products and processes, allowing your core banking systems to become more agile and adaptable over time. With the powerful product composer, you can create new products and services in minutes. This solution can be integrated with Fusion Islamic banking and Islamic profit distribution supplementary product. Fusion Essence provides the operational capabilities to drive growth by providing the highest level automation and straight-through process. It is pre-integrated with Finastra Digital platform and Finastra Digital channels. It uses in-built analytics for helping you understand your customers better and be predictive. This allows you to provide a personalized, relevant and engaging experience by offering compelling products and/or services through their preferred channels.

Spotbanc is a specialist digital banking platform designed to enable small-and-medium-scale EMIs, banks, and financial service providers to launch powerful financial products/services such as electronic money, virtual accounts, online banking, loan management, treasury management, etc. Spotbanc is designed for highly-specialized financial institutions that offer specialized services to a specific clientele. Our solutions include Electronic Money, Corporate Banking solution and Private Banking solution. We also offer Loan Management solution, Treasury Management solution, Specialized Banking 'on demand solution. You can enjoy our solutions as standalones, combined, tailored, or holistic. We offer the most flexible online banking solution. Spotbanc offers a unique omnichannel system that provides clients with a single experience. Clients have the same banking experience whether they use the web or mobile app, as their data is synchronized across all channels.

Omikron offers a multi-banking standard software that banks can deliver to corporate clients to help them manage their financial business. Omikron's MultiCash Transfer® is a modular platform that can be used independently by banks. This allows for optimized internal processes and workflows in cash management and payments. The close integration of banking connections with various in-house systems (ERP and Treasury) is a particular benefit. MultiCash is the communication platform that banks can use to provide transaction banking services to corporate clients through multiple channels and devices. It is modern and user-friendly. Our products are available in more than 20 countries, in 14 languages, and support approximately 200 national and international data formats. This multilingual base, along with the integration all the common European standards for customer-bank communications, highlights the international nature of our solutions.

BankingLab is a SaaS-based banking platform that offers a full range of digital banking services. The platform includes modules that allow customers to manage their accounts, make payments, and provide loans and deposits. Access to accounts can also be made possible via API to mobile or web devices. BankingLab is a service provider that helps you turn your ideas into profitable fintechs. Our technology helps entrepreneurs to transform their business ideas into licensed financial institutions. Talent is key to building the future of fintech. We are proud to be able to call upon our employees to help us develop innovative products and services. If you are interested in becoming one, apply. Focus on your customers and leave the technology to us. Online identity verification using KYC/KYB, card issuing, and banking infrastructure.

Access Softek has reinvented digital banking technology. Access Softek is the next generation in digital banking. It offers a single experience across all channels. To create our mobile banking solutions, we worked closely with our clients, their staff and actual users. To speed up the troubleshooting process, we shadowed call center support staff. We conduct regular usability studies to identify user pain points and field-test new designs. This close collaboration produces a unique online and mobile banking solution. Password problems are the biggest problem users and call centers have with digital banking technology. You can solve this problem with unique biometric identifiers such as fingerprint, voice, or facial recognition. You don't need any additional hardware.

Alogent combines the best of both our technology platforms and our expertise to create solutions for financial institutions of all sizes. We can scale our solutions to achieve unprecedented growth potential, from credit unions and community banks to international institutions. Our end-to–end check capture solutions and item processor platforms cover all in-branch as well as remote banking channels. Alogent provides fraud detection at point of presentation and allows you to interface with one dashboard for enterprise-wide data analysis. This ensures that transaction data, fraud trends and deposit volumes are all at your disposal for business-critical decisions. Alogent's enterprise payment processing services are flexible, scalable and can be deployed on-premise or in hosted environments. End-to-end automation of paper-intensive workflows enables faster decisions and greater access to business intelligence.

The Alkami Platform allows banks and credit unions compete with the Fintechs and Megabanks, and to capitalize on the opportunities that the future holds. We empower financial institutions to grow confidently, adapt quickly and create thriving digital communities. We offer award-winning product features as well as a scalable infrastructure. You don't have to worry about outgrowing your digital bank solution or being at a competitive disadvantage. Our flexible and customizable Platform allows you to respond quickly to market changes and opportunities. You can connect with your end users using a user-friendly, personalized solution that allows you to provide the service and strengthen relationships that foster loyalty.

This is the fast and flexible way for your bank to go digital. Financial institutions can now offer secure, mobile-first services for a wide range of products. We offer a wide range of services and capabilities that can be customized to meet your specific needs. You can choose only what you need, tailor it to your brand and get started lending quickly. You can go to market in months, not years. A turnkey mobile-first solution that powers your brand. A leader in fraud detection and verifications. Many data sources are integrated into one simple, flexible, and easily actionable pipeline. Amount believes technology can transform lives. We create digital financial experiences that reflect our lives. This allows your financial institution to bridge the digital divide, unify their data, and gain insight to improve your customers' experience. We have a global network of top-notch banking clients and over 15+ data sources that we integrate into a multi-product offering.

QBS was created to improve financial services efficiency through the best technology. Particularly in emerging markets, where legacy or traditional banking is too slow or expensive to adapt or integrate into new channels. This is despite the increasing costs of maintenance and recurring service. QBS is a platform that accelerates the time it takes to bring new and better financial products to market, while ensuring agility and effectiveness. Our clients can be more responsive to a changing market through digital transformation. Our platform was created using the most recent trends in digital banking at an international level. APIs and native Microservices, transparent and open data model, 100% real time processing. Regulatory and operational support are provided by sound, simple, real time, seamless processes that provide unlimited performance.

A single Open Banking API allows you to connect your app to financial data of your users in the most secure and easy way possible. Your users will love engaging, next-generation products. Financial data of your users can be accessed in many formats from different sources. We connect to more than 90% of Latin American personal and business bank accounts, as well tax institutions and platforms for the gig economy. In minutes, our Connect Widget can easily be integrated into your product. You can save months of development time and instead focus on what is most important to you. Our platform is built on top-of-the-line security infrastructure. We are currently undergoing ISO 27001 certification. Connect your users' accounts and enrich their data with simple steps. We can help you create the right environment for your users, whether they need lending or smart savings. To improve borrowing experiences, we can access, aggregate, and interpret the financial information of customers, such as their income.

WWS Mobile is a fully integrated, secure solution that offers a rich range of mobile banking, payments and alerting services. It allows service providers and banks to offer consumers the ultimate "bank in your pocket" experience, increasing customer satisfaction and generating new revenue. The solution was developed using the most recent smartphone and tablet technologies. It is available on all major mobile platforms, including Apple IOS and Google Android. The user interface is intuitive and meets the highest user standards. The screens can be customized to match the branding and presentation preferences of the bank. WWS Mobile is an excellent information source for consumers on the go. The built-in geo-location services make finding the nearest ATM or branch easy. Additionally, the consumer can access multiple RSS feeds to get the most recent news and information.