Alternatives to Access Softek

Zil Money offers: Pay By Credit Card: Use credit cards even when your vendors don't accept them. ACH Payment: Make one-time or recurring ACH/RTP payments in one click. Wire Transfers: Send money electronically from one financial institution to another. Bill Pay: Pay & schedule bills online, managing supplier payments & reducing risk. Digital Checks: Digitize your paper checks and make your payments via email or text. Software Integrations: Integrate Zil Money with your accounting and payroll software. Cloud Bank: Open an online bank account with ZilBank.com. Streamline your payment management & save Check Printing: Drag and drop to instantly create checks & print using any printer. Payment Link Create and send a secure URL for customers to make online payments easily. The platform enables businesses to fund payroll by credit card, pay vendors by credit card, pay using a credit card without a payee fee, pay by credit card & receiver gets funds as a wire transfer or ACH. Payroll funding by credit card: avoid cashflow problems during paydays, preserve cash, earn rewards

Biometrics and multi-factor authentication have become essential for verifying identities reliably. Aware identity verification and management solutions are Bringing Biometrics to Life™ across various sectors, including law enforcement, healthcare, financial services, and enterprise security. Their biometrics technology can effectively capture multiple biometric indicators, such as fingerprints, retina scans, voice recognition, and comprehensive facial identification. The modular architecture of Aware’s systems allows for easy customization, making them suitable for a wide array of biometric identity management applications. This innovative approach signifies both the current state and the future trajectory of identity verification. Additionally, the Knomi framework enhances security and convenience through facial and voice recognition tailored for mobile multi-factor authentication. Whether for small-scale custom projects or extensive enterprise systems, Aware’s ABIS solutions cater to nearly any client requirement, reinforcing the importance of secure identity management in today’s digital landscape.

How can you verify that real people are online? Onfido (an Entrust company) helps companies identify real identities using the help of AI and identity experts. With just an ID and a picture, your customers can prove their identity wherever they are. You'll be able to secure your business and have all the information you need. Your user's digital account can be linked to their real identity using only their ID and their face. You can then re-verify your user's digital account or authenticate them with a selfie. Onfido's identity authentication has helped businesses like yours to onboard more users and reduce fraud while freeing up resources for their internal teams. Identity verification and authentication can help you drive business results. Our AI-based technology determines if a user's government-issued ID has been authenticated or fake, and then compares it with their facial biometrics. This is how we provide companies with the security and assurance they need to securely and remotely onboard customers.

Aratek TruFace Manager is an exceptional software solution that utilizes biometric technology for access control and attendance management, offering a wide array of features aimed at bolstering your organization's security and efficiency. This innovative software is specifically crafted to facilitate the smooth and effective management of Aratek TruFace facial recognition devices. It allows users to effortlessly onboard and configure multiple Aratek TruFace terminals, while also enabling the enrollment of both face and fingerprint biometrics, establishing access control protocols, monitoring employee attendance, and addressing any device malfunctions. The Aratek TruFace Manager boasts a fully integrated web platform, mobile application, and device app that empower administrators and users to conveniently manage their devices and oversee access control and attendance from virtually any location at any time. With its comprehensive functionalities, the Aratek TruFace Manager ensures that all TruFace facial recognition terminals can be controlled from a single, unified interface, streamlining operations and enhancing overall productivity. This level of integration not only simplifies management but also significantly improves response times to any issues that may arise.

eBSEG Digital Banking Solution offers a secure, rich UX application that provides a world-class banking and payment experience for your customers via mobile banking and internet banking. eBSEG omnichannel solution integrates seamlessly with your Back-end. eBSEG Digital Banking Solution offers a complete suite of the most recent banking services that allows banks to deliver banking services to customers anywhere, anytime. The Digital Banking OmniChannel Portal can be used on the following channels - Internet Banking (Desktop). - Mobile Banking Tablet Banking Chat Bot Banking (Text & Voice). Digital Bank Marketing - Apple Watch Banking - Business Banking Omnichannel - Facebook Banking - ATM / Kiosk Banking Call Center Banking eBranch Banking - Messaging Banking

A combination of a low-code, micro-app-based development platform and a suite digital banking solutions is an award-winning combination. Appzillon Digital Banking is the flagship offering of i-exceed. It also includes Appzillon Digital Experience platform. Appzillon Digital Banking, a suite pre-built omnichannel solutions that offer differentiated banking experiences to customers and employees of banks, has over 17 MM end customer downloadings around the globe. Appzillon Digital Experience Platform allows enterprises to implement their digital initiatives, offering a best in class customer experience. You can be a formidable competitor by leveraging the platform experience of user-friendly applications that are compatible with a variety of systems. They also offer robust, secure, and unified mobility strategies. We are a catalyst for your transformation to reach the highest level of application development platforms.

Community banks can offer digital banking services to their customers and businesses with a complete digital suite. API-driven responsive solutions for mobile, online and voice / AI assisted banking, automated onboarding, and many other areas. Supported by award-winning development and private ownership of a group bank clients with bankers serving as board members, leaders and employees. You can rely on core technology and you can trust the principles behind it. iCore360 was built from the ground up using cutting-edge Internet-driven technology to give community banks full control over their data. iCore360 allows you to manage all transactions and relationships in a way that integrates with your bank's processes. There is no need to purchase or install any specialized software or equipment. All you need to run your bank is a computer with a web browser.

LiveBank stands out as an innovative fintech solution that bridges the divide between cost-efficient self-service online banking and branches that excel in providing insightful advice and high conversion rates. It serves as an omnichannel platform enabling instant, secure interactions through various channels, including chat, video, audio, and social media, thereby enhancing remote advisory processes. With a suite of features such as collaboration, communication, routing, and recording, users can craft a unique experience that maximizes the benefits of an omnichannel approach. This virtual branch empowers banks to connect with customers through dynamic offers and real-time support via Video and Voice Calls, Live Chat, Co-Browsing, Screen Sharing, Secure File Exchange, Digital Document Signing, Digital Onboarding (eKYC), Biometrics, and numerous other functionalities. Notably, it is the first platform to incorporate built-in support for a bank's sales and operational workflows, facilitating cross-selling and up-selling through personalized offer presentations. Furthermore, LiveBank's capabilities ensure that financial institutions can effectively meet the diverse needs of their clients while enhancing customer satisfaction and loyalty.

BankingLab is an all-in-one SaaS platform that delivers a comprehensive suite of digital banking services. It features dedicated modules for managing customer accounts, processing payments, issuing debit and credit cards, facilitating loans, and handling deposits. Additionally, the platform enables access to accounts through APIs for both web and mobile applications. As a service provider, BankingLab transforms innovative concepts into thriving fintech enterprises. We support entrepreneurs by providing advanced technology and guiding them from the initial business idea to the establishment of successful licensed financial institutions. The future of fintech relies on skilled individuals, and we take pride in our team, who continuously enhance their expertise by assisting customers in creating competitive products and services. If you're interested in joining us, we encourage you to apply. Focus on your customers while we manage the technological aspects, including online identity verification through KYC/KYB, issuing payment cards, and providing robust banking infrastructure. Together, we can redefine the financial landscape.

SmileID sets a new benchmark in the realm of facial biometric technology. This innovative solution allows for remote identity verification through facial recognition. Adhering to stringent KYC and AML regulations, SmileID ensures compliance while providing a seamless user experience. Its unique interface is compatible across various platforms, including mobile devices, desktops, tablets, and digital kiosks in branch locations, delivering an omnichannel experience to users. Our comprehensive API toolkit is designed to enhance customer experience across all operational channels, regardless of the industry. With services such as Video Identification, Advanced and Qualified Electronic Signatures, and Facial Biometric Authentication, we are revolutionizing the interactions between businesses and their customers. The latest eKYC solutions, driven by Artificial Intelligence and Machine Learning, empower companies in diverse sectors like banking, insurance, and investment services to undergo digital transformation. By streamlining digital customer onboarding processes, organizations can significantly reduce costs while simultaneously providing a distinctive user experience that fosters growth and customer loyalty. Embracing these advancements is essential for companies looking to stay competitive in today's rapidly evolving digital landscape.

VeriChannel is a secure and unified platform which enables organizations to manage seamless and consistent customer journeys, across multiple touch points including web, mobile and kiosks, as well as ATMs. Customers and staff can use the system on devices of different sizes and resolutions with fully responsive user interfaces. VeriChannel is a reliable, scalable platform that sits on existing IT systems. It allows for a secure integration with disparate applications. VeriChannel's ready-to-go architecture and ready-to-use solutions allow it to be re-used on all channels. This reduces application development and maintenance costs. VeriChannel allows you to repurpose legacy applications without having to rebuild them from scratch. You can integrate content, data and functionality into new presentation layers or customer experiences.

Authentication is the "frontdoor" to digital services. The Nok Nok™, S3 Authentication Suite (S3 Suite), provides passwordless authentication that's more user-friendly than legacy authentication and is more secure then legacy 2FA. This results in better user engagement and greater security. From seamless on-boarding and progressive profiling to easy bootstrapping new devices and account recovery to suspension and deprovisioning users. Passwordless authentication for Desktop Web, Mobile Web and Mobile Apps. Also, integration for authenticating with call centers. Authentication to cloud services, and - when used with the Nok Nok IoT SDK - to IoT devices. Nok Nok passwordless customer authentication platform provides omnichannel, frictionless authentication for any device. The platform's extensible architecture makes it possible to support third-party biometric products and new authenticators.

ID R&D is revolutionizing user authentication through advanced AI and biometric science, creating a seamless and highly secure experience. Their technology not only enhances security but also simplifies the process, making it remarkably easy for users. By leveraging extensive research in biometrics alongside cutting-edge AI innovations, ID R&D has developed award-winning software for voice, facial, and behavioral biometric authentication. Their mission is clear: to ensure that authentication is both frictionless and secure. The technology is versatile, functioning effectively across digital platforms, traditional interaction channels, IoT devices, and embedded hardware. Moreover, their voice verification software can accurately identify fraudulent attempts involving recordings or synthesized voices. They have also introduced the world's first completely passive facial liveness detection software, rigorously tested by iBeta and compliant with ISO 30107-3 standards. Continuous verification is achieved through methods such as keystroke detection, enhancing security for web and mobile users alike. ID R&D is setting a new standard in the authentication landscape.

The'silo-breaker in banking'. Your fully customizable digital-first web and mobile banking experience--available across all channels and to all customer segments. From biometrics to third-party verification, liveness checking, and MFA. Full native functionality with seamless integration of existing data and third-party data. API hub built with open architecture to allow for endless integrations. Unique layer of messaging and micro-services targeting on wearables and devices. You can start immediately in any territory and iterate in real-time, with full compliance. Launch all accounts on mobile devices with powerful internet portal. Flexible tech allows you to expand your business across products, territories and segments.

Ver-ID Credentials facilitates online identity verification by matching a user's selfie with their government-issued photo identification. It is compatible with laminated IDs such as driver's licenses as well as biometric passports, making it suitable for applications that require heightened security. The dependency on costly and potentially insecure external identity verification services is rapidly diminishing. Ver-ID Credentials offers seamless integration of identity verification into various digital business processes. For mobile applications, the identity validity score can be determined entirely on the user's device, enhancing security and privacy. This solution eliminates the risks linked with the export and storage of user images, only retaining them if absolutely necessary for business purposes. Unlike traditional Identity-as-a-Service products that often depend on ‘bolt-on biometrics’, which can lead to high false acceptance rates or necessitate manual verification, Ver-ID Credentials is based on ARI’s advanced face recognition and liveness detection technology. This foundation ensures reliable performance across a diverse array of use cases, providing businesses with a robust tool for identity verification. Additionally, this innovative approach allows for enhanced user trust and confidence in the verification process.

InfrasoftTech stands out as a premier provider of digital solutions tailored for the banking and financial services industry. With a robust global footprint and an extensive partner network, we are currently supporting over 450 enterprises in more than 50 countries, with our operations spanning the UK, South East Asia, Africa, the Middle East, and North America. Our mission is to revolutionize businesses by equipping them with a diverse array of cutting-edge digital solutions and innovative technologies, including Artificial Intelligence, Robotic Process Automation, and Big Data analytics. In an industry that is constantly evolving, we offer a comprehensive suite of services, such as Mobile Payments, Digital Payments, Omnichannel Banking, and Compliance Solutions, effectively addressing the increasing demands of banks, intermediaries, insurance companies, and non-banking financial companies. Our commitment to innovation ensures that our clients remain competitive in the dynamic FinTech landscape.

We partner with innovative organizations to create customer-centric digital banking solutions from the ground up. The focus isn't solely on the technology employed to serve your clientele; rather, it's about leveraging that technology to ensure customers feel valued and prioritized. Our mission centers on making banking more convenient, simpler, accessible, and rewarding for users. Our unique digital banking infrastructure, known as fOS, empowers you to achieve these goals. The success of our current clients and the numerous accolades we've received stand as testaments to our effectiveness. Fidor offers the comprehensive expertise necessary to turn your digital banking vision into reality. We engage in a thorough process of thinking, designing, testing, building, and launching. Our cutting-edge digital banking platform, fidorOS (fOS), encompasses all essential banking functionalities, including onboarding, card and account management, credit products, and analytics, all within a single, unified platform. As a pioneer in adopting Open Banking principles and API integration, we have developed the fidorOS platform to be significantly advanced compared to conventional solutions. This approach not only enhances flexibility but also ensures a seamlessly integrated banking experience for users.

Narmi revolutionizes financial institutions and enhances the experience for their clients through innovative, digital-first solutions that go beyond mere essentials. By equipping your customers and members with outstanding tools, Narmi enables them to take charge of their financial journeys effectively. The platform is designed for maximum usability, featuring user-friendly tools accessible at all times. It also includes third-party integrations that provide users with valuable context, strengthening their connection to your institution. With Narmi, your business portfolio can expand as it allows teams to focus less on banking tasks and more on managing their operations efficiently. The platform offers granular permissions, effortless money transfers, and more, making digital banking for businesses a straightforward experience. Additionally, users can open accounts digitally in just 2.5 minutes anywhere and anytime, thanks to intelligent automated decision-making and adaptable institutional controls, ensuring a seamless banking experience. Ultimately, Narmi is committed to enhancing the digital banking landscape for both institutions and their clients alike.

One is a financial technology firm rather than a traditional bank, providing an array of services that include debit rewards, early payment options, high-yield savings accounts, and the absence of monthly fees. Customers can enjoy up to 3% cash back for in-store and online purchases at Walmart, capped at $50 annually, contingent upon eligible deposits. This platform has empowered over half a million users to enhance their credit management by offering free weekly access to credit score insights and a no-cost credit builder program that carries no fees or interest. In addition, One's user-friendly mobile app is accessible for download on both the App Store and Google Play, facilitating convenient account management for customers. Through a collaboration with Coastal Community Bank, the company ensures that approved deposit accounts are protected by FDIC insurance up to $250,000 per depositor, provided certain conditions are satisfied. Furthermore, One continues to innovate and expand its offerings, aiming to create an even more comprehensive financial ecosystem for its users.

COBIS Everywhere, an omnichannel solution, gives customers digital access to financial services. This tool provides users with a great user experience, no matter where they are located or what device they use. The COBIS digital platform provides integrated and real-time access a wide variety of services, including ATMs, Internet banking and mobile banking. COBIS solutions can be used independently. They are not the "final record of record", but they can solve major business processing problems such as managing client relationships or loan and account originations. For compliance and control reasons, Edge solutions must be "onboarded" at some point to the FB's core systems. COBIS modules are "core-agnostic" and can be integrated with COBIS or other core systems. COBIS Banking core solutions provide the point of calculation for a financial institution and the final data recording.

Omnibanca is a transformative solution designed to expedite the process of digital evolution within financial institutions. Beyond offering conventional digital platforms such as web and mobile banking, it encompasses a wide range of digital channels including wearables, IoT, onboarding processes, credit origination, and product sales. This omnichannel approach focuses on a centralized client experience. It seamlessly integrates with existing legacy systems and features a robust API manager that supports multiple languages, currencies, and companies. By adopting Omnibanca, your financial institution can streamline the integration of advanced technologies, consolidating essential core system functionalities with innovative fintech capabilities. This unified product ensures that all channels are interconnected with backend applications, thereby enhancing accessibility to services and creating a cohesive data environment for your customers. Ultimately, Omnibanca empowers institutions to thrive in the digital landscape while delivering a superior customer experience.

Transforming your banking experience into a swift and adaptable digital platform. We empower financial institutions to deliver secure, mobile-centric solutions across a diverse array of offerings. Our modular suite of services is designed to meet your specific requirements, allowing you to select only the components you want, personalize them to reflect your brand, and expedite your lending operations. Enter the market in a matter of months instead of years with a comprehensive mobile-first solution tailored for your brand. As an established authority in fraud prevention and verification, we consolidate numerous data sources into a single, streamlined, and actionable pipeline. Amount is committed to harnessing technology to create impactful changes in lives. We craft digital financial experiences that resonate with modern living, helping your financial institution bridge the digital gap, integrate your data, and uncover insights to enhance customer satisfaction. By leveraging a robust network of premier banking partners and over 15 integrated data sources, we offer a unified multi-product solution that meets the evolving needs of the market. Ultimately, our goal is to ensure that your institution thrives in the digital landscape, driving innovation and efficiency.

Just a few years back, banks primarily vied for consumer attention through competitive interest rates, whereas now the focus has shifted to convenience. The landscape has been transformed by trailblazers like Amazon and Uber, which have significantly influenced how consumers behave and what they expect. Nowadays, individuals anticipate not only user-friendly but also visually appealing and engaging digital interactions. Therefore, financial institutions of all sizes must proactively gear up to fulfill these rising expectations, particularly in the realm of mobile banking, which is increasingly becoming the preferred channel—especially for the 83 million tech-savvy millennials who assess businesses based on their online offerings. To address this shift, a modern web browser will be utilized to replicate the advanced features provided by Banno Mobile for online banking users, fostering a cohesive digital ecosystem. This HTML5 responsive web application aims to deliver consistent functionality across both digital platforms, ensuring a unified experience. Currently, Banno Online is accessible to users. Moreover, the necessity for financial institutions to innovate and adapt has never been more critical in maintaining relevance in this rapidly changing marketplace.

LexisNexis Voice Biometrics serves as an exceptional authentication solution for organizations and government entities that handle a large number of high-risk transactions, whether conducted remotely or via a call center. Much like a fingerprint, a voice biometric, or "voice print," identifies individuals by analyzing the unique sound, patterns, and rhythm of their voice. This service offers enhanced security for remote, high-risk transactions while maintaining a seamless customer experience. By utilizing LexisNexis® Voice Biometrics, organizations can improve operational security and customer satisfaction while also minimizing costs and risks tied to remote authentication processes. This sophisticated voice biometric authentication system, when integrated with our identity verification solutions, delivers a comprehensive resource for both authenticated enrollment and secure access for repeat users in contact centers. Consequently, businesses can ensure greater reliability in their transaction processes as they adopt this cutting-edge technology.

Biometric security measures, particularly fingerprint authentication, are recognized for their superior security and user convenience compared to traditional passwords, leading to their growing prevalence as a distinctive feature in smartphones, tablets, and computers. Nevertheless, the use of fingerprint authentication introduces certain security risks that require specialized protections tailored for biometric data. To address these concerns, Synaptics provides robust biometric data protection through its SentryPoint Security Suite, which encompasses a variety of features and architectures designed to meet diverse market requirements. This innovative approach involves converting biometric data into a unique template format that is one-way, effectively preventing any recreation, reverse-engineering, or misuse that could lead to identity theft. Moreover, all biometric information is secured through encryption and digital signatures utilizing strong 256-bit Advanced Encryption Standard and Transport Layer Security technologies, which safeguard against potential eavesdropping, tampering, or fraudulent activities. In this way, users can enjoy the benefits of biometric security while maintaining confidence in the protection of their personal data.

Stay ahead of the curve by implementing agile, user-friendly, and safe digital onboarding solutions. The days of remembering numerous passwords or carrying physical keys and ID cards are numbered. Join the ranks of a company that has successfully completed over 50 million onboardings, and experience the peace of mind that comes with it! Our cutting-edge facial biometrics technology enables you to navigate the digital landscape with utmost security, simply by being yourself. Additionally, our advanced voice biometric technology excels in capturing intricate details that are hard to surpass. With Veridas, you can seamlessly integrate global document verification into your onboarding processes, enhancing security. Our fraud prevention measures outshine any manual verification method you can conceive, ensuring that we accurately confirm identities and facilitate a trustworthy digital transformation. Embrace a future where security and reliability are at the forefront of your onboarding experience.

Sophisticated and user-friendly features link you to your members, establishing you as the representative of your digital branch. Through robust core integrations and efficient third-party connections, your members are treated to an exceptional, cohesive experience across various platforms. You will notice significant improvements in performance, reliability, and usability. In today's digital landscape, both you and your members face unprecedented data vulnerabilities. However, with security embedded into our architectural design, you can feel assured of your protection. Your data and that of your members are safeguarded. Quality digital experiences should be accessible to all financial institutions, not just the large ones. Compete effectively in the digital era with technology that benefits both you and your members while remaining budget-friendly. Our collaborative process spans from contract negotiation to the initial implementation stages. We will partner with you to flesh out the specifics of our collaboration, assist in vendor selection, and identify your unique needs for the new digital branch. Together, we will create a tailored digital solution that enhances engagement and security for all involved.

Enhance security measures and eliminate reliance on passwords by utilizing a biometric user authentication solution for both mobile and web platforms. Fortress Identity is revolutionizing secure authentication by integrating a biometric API, making the process more straightforward. By enabling voice authentication directly within the browser and extending capabilities to users' smartphones, true multi-factor authentication can be achieved. This solution not only secures account access but also ensures safe transaction authentication. Furthermore, it bolsters security for corporate intranets and extranets, while simultaneously lowering IT expenses associated with password resets. By establishing an omni-channel unified authentication platform, access to sensitive medical records and patient data can be safeguarded effectively. Additionally, it provides control over door access to restricted areas and venues. Users can authenticate and enroll with just a single API call, leveraging RESTful API requests for various biometric methods such as voice, face, and fingerprint recognition. Such advancements signify a pivotal shift towards a more secure and efficient authentication landscape.

Harness the potential of mobile facial biometrics to provide effortless protection against identity fraud throughout the entire digital identity journey. Facilitate smooth customer onboarding while effectively identifying and eliminating fraudulent actors at the outset. Safeguard user accounts and transactions from risks associated with account takeover or identity theft. Benefit from enhanced verification through cloud-based biometric authentication for high-risk activities. Ditch passwords in favor of FIDO2 strong authentication linked to a reliable identity source. Confirm the identities of new users remotely to ensure their authenticity. Our mobile biometric solutions streamline the onboarding process and verify user presence seamlessly while defending against account takeover and identity fraud. Discover how authID can revolutionize your approach to identity management and create a more secure digital environment. By integrating these advanced technologies, you position your organization to better protect both your users and your reputation.

Enhanced options for deploying facial biometrics with maximum security features include remote biometric registration capabilities. This system is designed to detect and assess facial attributes in real-time, analyzing elements such as head positions, closed eyes, eye direction, mouth openness, and eyewear. It also incorporates national identity tokenization strategies. At the heart of this technology is V-OS, which is V-Key’s proprietary virtual secure element. This innovative solution functions as a secure sandbox within native iOS or Android applications, ensuring a protected operating space for data storage and the execution of cryptographic operations independently from the broader mobile app ecosystem. The V-OS App Protection solution is adept at identifying and safeguarding applications against various threats, including reverse-engineering, hooking, tampering, integrity checks, library signature validation, and code injections, among others. In scenarios where the operating system is vulnerable due to a compromised device, apps that utilize V-OS Application Protection are equipped with mechanisms to detect rooted or jailbroken environments, ensuring seamless functionality for the mobile application. This multifaceted approach enhances the overall resilience of mobile applications in challenging security landscapes.

FacePhi provides an all-encompassing solution for digital onboarding, authentication, and security through a variety of biometric and antifraud systems, ensuring the best user experience available. This innovative synthesis of biometric technologies and security protocols forms a holistic approach to digital onboarding and identity verification, enabling users to access, authenticate, and manage a range of services and products across both mobile and web platforms. The framework is designed for effortless integration, allowing clients to select which components to implement, thus enhancing the overall experience for users. Utilizing facial recognition technology, the system determines a person's identity by examining their facial features, making it distinct from other biometric methods like iris scanning or fingerprinting, as it is non-intrusive and requires no active participation from the user; all that is needed is a simple capture of the individual's face via a webcam. This approach not only streamlines the authentication process but also prioritizes user convenience and privacy, making it an attractive option for businesses seeking to enhance their security measures.

Wink empowers institutions to provide enhanced identity and payment solutions through the use of biometrics, simplifying the user experience. The Wink platform utilizes facial and voice recognition for multi-factor authentication and transactions, effectively removing the need for traditional security measures such as passwords, SMS/OTP, usernames, and card numbers, which rely on memory or specific devices. By integrating the Wink streaming checkout plug-in, businesses can reduce fraud risks through innovative face and voice recognition technology. This not only significantly enhances conversion rates but also minimizes cart abandonment, as customers can complete their purchases with just a smile. Say goodbye to lengthy checkout processes and forgotten passwords with this revolutionary solution. The pioneering multi-factor biometric authentication seamlessly blends the ease of a face-id experience with robust digital voice printing for heightened security. Moreover, our proprietary one-way anonymous encryption technology guarantees user privacy, as the Wink ID encapsulates the user's facial and vocal data in an advanced 3D model format, ensuring a secure yet user-friendly transaction process. With Wink, institutions can embrace the future of authentication and payments while providing their customers with a cutting-edge experience.

Enhance user access management through the implementation of biometrics. Designed for ease of use and straightforward deployment, Authenticate ensures reliable user verification throughout your enterprise applications and customer interactions. Seamlessly integrate your current environments and utilize its self-enrollment feature to expedite user onboarding. For effortless password-free access, users can select their preferred method from the available options. In scenarios requiring heightened security, the system allows for the enforcement of multi-modal authentication, combining two or more methods for increased protection. Facial Authentication: users simply gaze into a camera on their mobile device or laptop, akin to taking a selfie, achieving the highest security level, particularly when paired with NIST-compliant Biointellic Anti-Spoofing technology. Voice Recognition: users articulate a randomized phrase, typically via their mobile device, adding another layer of security to the authentication process. By leveraging these advanced biometric solutions, organizations can significantly bolster their security frameworks while maintaining user convenience.

As identity theft and account takeovers become more prevalent, businesses are finding it increasingly challenging to verify the authenticity of online identities. Jumio addresses this concern with its identity proofing and eKYC solutions, which are built on the Jumio KYX Platform and utilize advanced biometrics, artificial intelligence, and cutting-edge technologies to swiftly and automatically authenticate the digital identities of both new customers and existing users. The process provided by Jumio is not only automated but also user-friendly, allowing completion in under a minute. With broader support for various countries, languages, and document types than any competing solution, Jumio ensures a comprehensive approach to identity verification. Furthermore, it integrates effortlessly into websites and mobile applications for iOS and Android through APIs, SDKs, and webcams, enabling users to transition seamlessly between desktop and mobile experiences. Security is paramount; all data is transmitted and stored using robust AES 256-bit encryption, and Jumio is proud to be PCI DSS Level 1 compliant, underscoring our commitment to data privacy and security. In an ever-evolving digital landscape, businesses can rely on Jumio to provide the verification solutions they need to protect themselves and their customers.

No matter the platform or device, we have the perfect solution for you. Explore our range of intuitive authentication options, including two-factor authentication (2FA) and passwordless biometric systems, to determine the most suitable setup for your organization and its users. You can initiate with 2FA and gradually adopt more sophisticated technologies such as biometric authentication, ensuring a continual enhancement of both user satisfaction and security measures. Our authentication service, built on a SaaS model, comes equipped with REST APIs, mobile SDKs, and UI widgets, enabling the creation of seamless omni-channel authentication experiences across various mediums including mobile, web, telephony, IoT, chatbots, kiosks, and physical access points. Take the responsibility of security off your users’ shoulders! We are dedicated to making advanced authentication technology accessible to all, contributing to a safer digital environment for everyone. ThumbSignIn offers affordable, scalable SaaS solutions designed to assist businesses in identifying the optimal approach to enhance their existing systems with robust two-factor authentication (2FA), ultimately fostering a culture of security. With our comprehensive offerings, companies can seamlessly integrate cutting-edge security while prioritizing user convenience.

Daon's IdentityX offers a versatile, vendor-neutral identity services platform designed to manage the entire customer identity lifecycle efficiently. At the heart of establishing trust in digital identities lies a consolidated, user-focused approach to the processes of identity creation, utilization, and oversight. The IdentityX Platform encompasses essential functionalities such as Identity Establishment through both account creation and digital onboarding, Omni-Channel Multi-Factor Authentication that spans mobile, web, and call center interactions, as well as Identity Recovery alongside various device and account lifecycle management features. Additionally, Daon's IdentityX Digital Onboarding solution facilitates prompt and precise identity verification for multiple applications, including compliance with Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations. This comprehensive suite of services ensures that organizations can enhance security while efficiently servicing their clients' identity-related needs.

BioCatch offers sophisticated behavioral insights that empower organizations worldwide to develop a secure customer experience. By examining a user's physical and cognitive online behaviors, BioCatch generates valuable insights that help differentiate between genuine applicants and cybercriminals. The platform is adept at identifying behavioral anomalies that signal potential cyber threats, including Remote Access Tools, bots, malware, and manual account takeover attempts. Additionally, BioCatch can recognize subtle behavioral cues that may indicate a victim is being inadvertently led into a fraudulent money transfer scenario. Through its AI-driven behavioral biometrics technology, BioCatch significantly curtails online fraud while facilitating identity verification, all without sacrificing the user experience. The patented technology is finely tuned to safeguard online identities while ensuring that web and mobile interactions remain seamless and user-friendly. Ultimately, BioCatch stands as a vital ally for businesses seeking to enhance security and trust in the digital landscape.

Spotbanc is a dedicated digital banking platform that facilitates small and medium-sized electronic money institutions, banks, and financial service providers in launching a range of impactful financial products and services, including electronic money, virtual accounts, online banking, loan management, and treasury management. Tailored specifically for niche financial entities that cater to distinct client needs, Spotbanc offers an array of solutions such as Electronic Money software, Corporate Banking solutions, Private Banking solutions, Loan Management software, Treasury Management tools, and specialized banking solutions available on-demand. These offerings can be utilized as standalone options, integrated, customized, or provided as a comprehensive package, showcasing our agility in delivering online banking solutions. Furthermore, Spotbanc features a sophisticated omnichannel system that ensures a seamless and cohesive experience for clients, allowing them to enjoy synchronized data and consistent banking interactions whether they access services through the web or mobile applications. This commitment to a unified client experience positions Spotbanc as a leader in the digital banking sector.

Speed up your digital transformation efforts by utilizing top-tier front and middle office transactional solutions, while rethinking customer interactions to ensure a cohesive, smooth, and personalized experience across various channels. Launch your offerings swiftly with a comprehensive library of ready-to-use features, allowing you to adapt rapidly to the evolving preferences of your customers. Enjoy the flexibility to integrate the open and adaptable Temenos Infinity platform into your existing digital banking framework seamlessly. Choose any cloud environment that suits your needs and scale your operations dynamically as required. Streamline the integration process with any core banking system, enabling you to implement modifications promptly and manage both development time and expenses efficiently. Take advantage of cutting-edge micro-services and APIs to easily build your digital banking applications, fostering innovation and responsiveness in a competitive landscape. This approach not only enhances operational efficiency but also empowers businesses to stay ahead in a rapidly changing market.

TrustLink™ is an advanced biometric identity verification platform designed to facilitate extensive facial and fingerprint recognition. This robust system incorporates multi-biometric identification technologies, enabling the capture, registration, identification, and authentication of both fingerprints and faces. Additionally, it offers server and client APIs, streamlining the development and integration process for various applications. The platform utilizes the Aratek Bione® dynamic optimization algorithm alongside the TrustFace™ face recognition algorithm, making it particularly effective for extensive fingerprint and face recognition tasks. As a result, TrustLink™ serves as an ideal solution for software developers seeking reliable biometric identity authentication tools, ultimately enhancing security measures across multiple sectors. The versatility of TrustLink™ ensures that it can adapt to a wide array of user requirements and operational environments.

Omikron offers a comprehensive multi-banking software solution that enables banks to provide their corporate clients with effective financial management tools. For businesses, the company features MultiCash Transfer®, a versatile and independent platform that enhances internal payment and cash management processes. One of the standout advantages is its seamless integration with various in-house systems, such as ERP and Treasury. For banks seeking a modern and intuitive method to offer transaction banking services to corporate clients across diverse channels and devices, the MultiCash communication platform proves to be an ideal choice. Their products are accessible in over 20 countries and are available in 14 different languages, accommodating approximately 200 national and international data formats. This extensive multilingual support, coupled with adherence to prevalent European standards for customer-bank communication, emphasizes the global reach and adaptability of Omikron's solutions. Additionally, the flexibility of their software makes it suitable for a wide range of business needs and environments.

WWS PC offers a highly secure online banking platform that accommodates over 130 diverse banking services. It effectively meets the needs of both individual consumers seeking home banking solutions and businesses requiring stringent corporate banking features. This system is crafted for seamless integration into any banking infrastructure and can be easily expanded to introduce new functionalities and services. With its adaptable multibank and multilingual capabilities, WWS PC provides a powerful suite of real-time account management and banking options. Users, whether individuals or corporations, benefit from instant access to their accounts, investment portfolios, payment services, and additional features. The platform incorporates an extensive range of access security measures, including call drop technology, unique password cards, one-time tokens, SMS PINs, client certificates, and WWS Mobile authentication. Banks have the flexibility to select any combination of these security methods, while also giving consumers the autonomy to choose their preferred security measures, enhancing user confidence and satisfaction. Ultimately, WWS PC stands out as a versatile and secure solution in the banking industry.

Canopus connects to a wide range of digital banking and payment functions. Canopus is your one-stop shop solution for Fintech. It includes software, open API, and connections to the most important partners such as banks, forex, card issuers, acquirers, and acquirers. We offer the most common functionalities for any Payment Service Provider, regardless of size: customer onboarding, AML, SWIFT/SEPA payment, forex, payments to cards, card issuing and payment acquiring, and crypto payments.

Numerated is an emerging financial technology firm backed by venture capital that is facilitating the digital transformation within banking institutions. By leveraging data, the platform simplifies the process of originating bank products, alleviating the burden of work for both customers and lenders. Initially developed within one of the leading SBA banks in the nation, Numerated transitioned into an independent entity following a significant venture capital investment. This innovative platform enhances the speed, simplicity, and efficiency with which businesses can acquire financial products from banks and credit unions. Numerated offers a diverse array of business banking solutions, including opening deposit accounts, term loans, lines of credit, SBA loans, overdraft services, equipment financing, commercial real estate loans, working capital lines, credit cards, and loan reviews and renewals, among others. The platform empowers businesses to submit applications for any product, at any time, and from anywhere, while ensuring rapid decision-making on those applications without compromising on necessary controls. Overall, Numerated is transforming the banking landscape by making financial services more accessible to businesses.

Experience our all-encompassing approach to digital transformation, which encompasses actionable insights and expedited onboarding processes. Digital Banking stands out as the premier intelligent engagement platform tailored for the banking and payments sectors. By harmonizing data sources throughout your organization, you can provide insights that stem from a profound comprehension of your customers' requirements. This cloud-native platform boasts embedded intelligence and is constructed on a microservices modular architecture specifically tailored to the banking industry. Delve into the technological framework of the platform for further insights. It facilitates a wide array of services such as remote deposit capture, business bill payment, and effortless sign-on, among others. Furthermore, it fosters a rapid payments ecosystem characterized by real-time transactions, same-day ACH, and integrated fraud protection mechanisms. This comprehensive platform is designed to enhance both efficiency and security in financial operations.

Innovatrics ABIS is a comprehensive biometric identity management solution that encompasses fingerprint, iris, and facial recognition technologies. It delivers rapid and precise performance while requiring minimal hardware resources. Due to its modular design, our ABIS can be easily tailored to meet specific user requirements. The presence of open APIs facilitates seamless integration with various systems, effectively preventing vendor lock-in. We have successfully implemented our ABIS in numerous large-scale biometric initiatives, including some of the most intricate systems globally. By leveraging our advanced fingerprint, facial, and iris recognition technologies, you can acquire a solution that aligns perfectly with your organizational processes. Our high-performance algorithms consistently achieve top rankings in independent NIST evaluations, underscoring their reliability. With the modular components of our ABIS, you have the flexibility to construct an identity management system that caters specifically to your needs. You can also add new modules and make upgrades as required, ensuring your system remains current. Furthermore, our licensing options are designed to be adaptable, accommodating the unique demands of each individual project while ensuring scalability.

Blue technology enhances the ability of law enforcement to identify offenders and streamline the booking process. It allows border control agencies to collect visitor biometric data in advance more effectively. Additionally, businesses can utilize this technology to authenticate a larger number of customers in remote digital transactions. Digital identity systems benefit from a cost-effective method to enroll and verify a greater number of citizens. Blue Biometrics software transforms smartphone cameras into contactless fingerprint scanners, serving various sectors, including law enforcement, financial services, and digital identity solutions. Our expertise lies in ensuring the seamless integration of contactless fingerprint images with traditional contact-based systems for applications in policing, border security, visa processing, and digital identity verification. By utilizing smartphone cameras for contactless fingerprint capture, we provide an affordable and efficient way to expand fingerprint scanning capabilities suitable for external databases, ultimately enhancing overall security measures. This innovative approach not only simplifies processes but also promotes wider accessibility to biometric technologies.

Transform your banking experience with Novopay's cutting-edge Banking Platform, which is designed to be cloud-native, mobile-first, API-enabled, and powered by AI technology. Novopay offers a range of products, including digital lending, prepaid cards, wallets, and payment solutions, all of which can be licensed, customized, and operated on the cloud with round-the-clock managed services. With Novopay's prepaid card and wallet solutions, financial institutions, retailers, telecom companies, and corporations can effectively address intricate payment scenarios, ensuring a smooth payment experience for employees, clients, and partners alike. Enhance customer engagement by delivering a seamless and uncomplicated payment process, while empowering consumers with complete control over their payment methods. In addition, Novopay provides an innovative solution tailored for microfinance and community banking, featuring loan officer applications that facilitate both online and offline field operations, thereby streamlining the lending process for all stakeholders involved. This comprehensive approach not only optimizes operational efficiency but also strengthens relationships within the financial ecosystem.

FRONTeO e-Banking is an advanced multichannel banking platform designed for both retail and corporate financial institutions, enabling customers to oversee their finances and carry out transactions at any moment and from any location using their preferred devices, including PCs, Macs, tablets, and smartphones. This platform offers a variety of built-in features that allow users to manage Accounts, Payments, Beneficiaries, Investments, Loans, and Insurance seamlessly. Users have the ability to tailor their settings to fit their preferences, and with the secure mail module, communication can flow both ways between the bank and its clients. Additionally, FRONTeO e-Banking efficiently handles personalized communications, whether for individual messages or large-scale announcements, such as the launch of new products during marketing initiatives. The system also includes flexible options for sending SMS and email notifications, ensuring that customers receive timely updates. Utilizing a Service Oriented Architecture (SOA), FRONTeO e-Banking can be effortlessly integrated into existing banking systems for enhanced functionality and user experience. This adaptability makes it an ideal choice for banks looking to modernize their digital services.

Nexa|Voice is a software development kit (SDK) that provides advanced biometric speaker recognition algorithms, along with essential software libraries, user interfaces, reference programs, and comprehensive documentation to facilitate the use of voice biometrics for multifactor authentication on both iOS and Android platforms. The system allows for biometric template storage and matching to be conducted either directly on mobile devices or on remote servers, enhancing flexibility. With reliable and configurable Nexa|Voice APIs, users benefit from an intuitive interface, supported by technical assistance that has established Aware as a reputable provider of high-quality biometric software solutions for over twenty-five years. This high-performance biometric speaker recognition system ensures both convenience and security for multifactor authentication purposes. Additionally, the Knomi mobile biometric authentication framework comprises a suite of biometric SDKs operating on mobile devices and a server, enabling robust, password-free authentication through biometric verification from a user's mobile device. Offering a variety of biometric modalities, Knomi also includes options such as facial recognition, enhancing its versatility and user appeal.