Best Mortgage and Loans Software in Germany

Simplifies your loan process, from lead-loan-completion. Integrate seamlessly with your existing LOS systems (Encompass or CALYX). You can increase operational efficiency by reducing time and giving you access to key information quickly, and in real-time. You can establish your brand in this competitive market by providing tools that will help to differentiate. With simplified marketing tools, you can stay ahead of your competition. All your KPIs at the loan officer, branch, or company-level can be viewed daily, weekly, or monthly. Simple setup and configuration for synchronizing partner, loan, and lead data between Encompass and other systems. Easy distribution of leads based upon capacity or business rules. Manage data, communication, campaigns, and partners. Easy template and group creation makes it easy to start and manage campaigns. Effectively manage leads. All your lead activity and changes can be tracked in one place. Automated Loan status updates to borrowers and realtors at all stages of the loan process, based on different triggers.

MCTlive was created by secondary marketing professionals for Secondary Marketing. MCTlive is the most powerful platform for loan pipeline management, trade position management, and loan best execution. The platform was designed to allow our customers to use the capital markets function that we offer to help them build their capital markets competence in their own shops. MCTlive! has automated many of the repetitive, complex tasks involved in secondary marketing. This frees you up to focus on other high-value functions. MCTlive! Open the MCTlive! mobile app. Select 'Post to BAM' and select the investors to which you wish to send your tapes. Next, choose the time you'd like to get bids back. The app will allow you to review the best execution analysis and choose the winning investor bids. To send these loans to selected investors, click the Commit Loans button.

LASER Credit Access allows seamless integration between your salesforce org and the industry's leading providers of credit data. Experian, Equifax, TransUnion or any of the nearly 40 CRA's. Factual Data, MeridianLink, CBCInnovis, and MeridianLink are all available. After you have downloaded the LASER Credit Access app via the AppExchange, and have had a chance to test it out and see how it can improve your workflow and workflow, you will need to set up a full credit account. This will allow you to run live credit reports from Salesforce directly to your credit bureau account. After you submit your account setup form, it usually takes around 24 hours to set up an account. We will need some information about your account and the credit bureau you will be using to set up an account. Each credit bureau's information is different so make sure you complete the account setup form carefully. It won't work if the data isn't 100% accurate.

Our digital solutions are designed to improve the mortgage process at all stages. They can be used by investors, lenders, settlement service providers, investors, and borrowers. One digital platform that is seamless, efficient, compliant, and completely paperless for eClosings. Increase data integrity and document integrity Loans are closed faster with fewer errors and omissions. You can eSign or eNotarize documents anywhere. Greater control and accountability throughout the mortgage loan process. Continuous compliance can affect tolerance levels, calculation reconciliation, potential RESPA violations, and TRID issues. The digital mortgage is here - use your borrower's smart phone to keep them engaged throughout loan process.

You can have brighter financial futures. Discover the best digital lending platform for consumer banking and mortgages. You can easily visualize key engagement metrics using pre-built reports. Make informed decisions about process changes with granular data and share valuable insights with your entire organization. You can improve customer satisfaction and conversion with seamless lending experiences that are available via digital, phone and in-branch channels. Allow loan officers to spend more time finding new customers and being trusted advisors instead. Automate manual steps to eliminate delays in approvals and speed up closings so you can handle more loans.

To better serve small businesses, accelerate and streamline the CARES Act Paycheck Protection Program's (PPP) loan forgiveness process. ALFA, powered by Nirveda Cognition's Document-to-Dashboard platform, leverages Artificial Intelligence to help small businesses navigate the complicated PPP loan forgiveness process. Evidence Collection. Drag and drop all evidence and baseline documents into our secure platform. Document Intelligence. Find all relevant information from evidence documents, do a completeness review, flag possible risks, and calculate forgiveness amount. Forgiveness Maximizer. To maximize forgiveness potential, use the 360-degree information. Find the needle in the haystack! Data portability. All data must be gathered to create the SBA Form 3508. What if compliance was easy?

You can win more business by offering borrowers the right product at a fair price for every mortgage financing situation. Our pricing and product solution provides the most comprehensive functionality. It also improves workflow efficiency and allows lenders to remain competitive and execute profitable lending strategies. You can accurately quote the best mortgage pricing every time. Lenders can tailor their BESTX™, thanks to Optimal Blue's pricing capabilities. Your mortgage operation can compete and differentiate like never before. Optimal Blue can help you reach hundreds of investors who offer thousands of mortgage products. Automating key workflows within your lock room can help you save time and create efficiencies. Automating can be done in many ways, each of which can be customized to your operational processes. Provide the lowest mortgage insurance premiums to all six MI providers and exceed consumer expectations.

LenderClose's innovative platform and award-winning technology combine all the information lenders need in one place. LenderClose assists credit unions and community bank to streamline the process of underwriting and lending, resulting in faster, more efficient, and better borrowing experiences. LenderClose was built by lenders who have decades of technology and lending experience. LenderClose is committed to providing exceptional service. A first-class experience for each client Solutions that improve internal productivity and provide exceptional lending experiences. Post funding, it is important to pay attention to whether you are originating one loan per month or thousands. A credit union or community bank can save hundreds of thousands by confirming that property taxes are not due.

Novopay's cloud-first, mobile-first, API-enabled, AI-driven Banking Platform will help you future-proof your banking journey. Novopay products can be licensed, subscribed to, customized, and run on the cloud with 24x7 managed service. The Novopay prepaid wallet and card solution allows banks, NBFCs and retailers, as well as corporates, to solve complex payment problems and offer seamless payment experience for their customers, employees, and channel partners. Your consumers will be engaged by a frictionless, easy payment experience. All this while allowing the consumer to have complete control over the payment instruments. Novopay is a high-tech offering for microfinance and community banks, with loan officer apps that can be used online and offline.

To win borrowers for the long-term, you need to know where your customers are at this point in their journey. Sales Boomerang provides information about borrower behavior to hundreds of the most successful lenders in all industries. Our SaaS platform automates qualified lead generation within your existing CRM and monetizes the data in your CRM. This tool transforms your mortgage lending company into a customer success powerhouse, putting your team in a good place at the right time. Sales Boomerang uses big data and machine learning to create automated alerts that loan officers receive about a mortgage inquiry, credit score rise, equity, and other life events. Sales Boomerang combines customer analytics and automation with borrower insight to ensure that your teams communicate with customers at the right touchpoints.

Our secure and customizable portal makes it easy to manage deal flow and document chaos. Your staff can now focus on deals, not documents. Teams can track loan statuses, automatically name and package documents, as well as access online support systems to help them navigate the lending process efficiently. Cirrus was designed to simplify the collection of documents. Flexible workflows, collaboration tools, and checklists make it easier to keep things transparent and less stressful. You and your team can close more deals faster with streamlined deal flow and documentation.

Earnix-powered solutions are based on data and analytics. We use world-class data science, optimization algorithms, machine learning capabilities, and analytical modeling tools to deliver the most personalized and affordable financial product to every customer. We facilitate the integration of traditional GLM/GAM models and ML models, with a focus on ensuring that these models can be used for pricing, rating and personalization strategies. We created a Hybrid Model that combines the predictive power of ML models with the causal inferencing from classical statistical models. Earnix offers a variety of optimization algorithms that can be used to deal with different pricing and rating structures, regulatory and business requirements, as well as market scenarios. The algorithms can solve complex portfolios, lifetime values, multi-product rank, and customer-centric optimization issues.

Polly is a revolutionary end-to-end capital market ecosystem that lenders can trust to maximize performance, from rate lock to loan sales and delivery. The industry's most innovative tools enable data-driven decision-making to improve loan sales execution. You can quickly and easily create rules, dynamically manage margin strategies, distribute pricing across all channels, and stay ahead of your competition to win more business. Our rule system allows you to apply your business logic to ensure that loans are not sold to the wrong investors and that investor hit rates are optimized. A rule editor that is code-free allows you to create custom investor eligibility. All of your investors can send loans with automatically filtered bid tapes that are based on their eligibility. Never sell a loan to an investor that he cannot purchase.

Solex is a flexible, comprehensive platform that allows lenders to embrace digital lending. Solex is integrated with our ConformX dynamic documentation engine, allowing every loan to be as "e-friendly" as possible. Lenders can now choose the right solution for their unique strategy, starting at point-of-sale and ending at post-closing. Solex seamlessly handles everything, from eDelivery to eSignature, eClosing to eVaulting. Solex eClosing enables eSigning efficiency from initial document generation to post-closing. Borrowers can sign electronically from any device and anywhere they are. Settlement agents have the ability to interact with the loan directly during the eClosing process. Our new Solex Orders service allows you to enable your documents to offer a hybrid eClosing experience for your borrowers.

It is disrupting the lending industry digitally with an immersive omnichannel experience, high velocity execution, and a seamless omnichannel experience: from home discovery to loan financing. Tavant's Digital Experience Framework (DEX) provides digital analysis and benchmarking for your marketing acquisition and execution capabilities. The assessment uses publicly available data and questionnaire-based surveys in order to evaluate the strengths and weaknesses of your organization's go–to-market, conversion strategies, and results. This framework includes an objective analysis of over 200 performance parameters to determine a DEX Quotient (decision-making ability) for lenders. An AI-driven approach to loan data analysis, identify inconsistencies, and automated rule triggers for decision ready digital loans files. Combining machine learning algorithms with process automation techniques, fungible loans are maximized.

Automated closing cost calculator that combines all the information you need to optimize your quotes and resources. Our products and services provide clarity for mortgage professionals, enable connectivity between all parties to the transaction, as well as help build a sustainable industry community. LodeStar provides a variety of compliance-driven products to title agents, banks, credit unions, and mortgage professionals. We make it easy to generate clear, accurate loan estimates, title fees, title premiums, municipal recording fees and transfer taxes. No matter your lending needs or where your clients live, we personalize our support and service. We ensure maximum integration so that your tools can seamlessly fit into your existing workflow. We guarantee all fees, including title fees and title insurance premiums, municipal recording fee, and transfer taxes.

Digital Mortgage Platform is a unique combination of a world-class borrower experience and an automated lender workflow. This radically reduces loan costs, increases transparency, and reduces time to close a loan. Data-driven technology is now available to mortgage professionals, allowing them to close more loans and reduce the origination cost. Reduce costs and risks by automating back-office tasks that were previously performed. All loan types can be packaged, including rates and disclosures, as well as products that are eSignable. All digitally, with your customer. Mobile first application that allows consumers to quickly apply, securely connect data, securely submit supporting documentation, eSign disclosures and order their appraisal. They can also collaborate and receive real-time status updates.

Our PPE allows lenders to confidently execute profitable lending strategy across all channels in real time. It also provides borrowers with the best product and price combination according to their needs. Lender Price's Enterprise PPE uses the most recent frameworks, languages, technologies, making it faster and more reliable than other solutions. We offer a wide range of integrations for off-the-shelf LOS and POS portals, as well as custom integrations to proprietary platforms. You can customize the concession management and rate lock process with configurable workflows, capital market features and automation. Our intuitive user interface allows you to manage products, pricing, eligibility, and other details yourself or we can do it for you. Enterprise PPE is a single pricing engine which can price across all channels. This reduces your total cost of ownership.

START is a point of sale application that integrates seamlessly with web solutions and data sources. This allows home buyers and lenders to have a seamless, smooth application process. WebMax is a website provisioning platform that can accommodate a Mortgage company's corporate branch, loan officer, DBA, partner/affinity websites. The system is designed to create a lead-capture friendly mortgage website. It integrates with Mortgage specific Customer Relationship Management systems (CRM), Loan Origination systems, Pricing and Decision Engines, as well as other 3rd party programs. This system can be used by brokers and loan officers to get more leads online and convert more customers. You have the option to use a pre-existing WebMax design, or you can submit design files to be built using the MortgageWare Solution.

We have reimagined the entire loan process to make it easier for both lenders and consumers. Origence's origination services can help you power your lending, from application to closing and every step between. With solutions designed with your members in-mind, you can build deeper relationships with your members and provide better borrowing experiences. Efficient lending technology increases profitability and pull-through, making it faster and easier to lend. Automated solutions that adapt to your needs will increase productivity and engagement. Our comprehensive solution is designed to improve the experience of both lender and borrower. It features powerful reporting, industry-based underwriting and origination, and an ever-increasing number of integrations. This highly configurable decision engine improves efficiency and speeds up decision making.

We offer a web-based, secure, and reliable end-to-end solution to the creation, submission, and management of mortgage application. Expert POS provides secure connectivity with more lenders and brokers than any other solution. This is the stepping stone to fully digital mortgage experiences. Access a free solution that you can use anywhere, anytime, to do more, quicker. Filogix Expert Pro is available from any device at any time. It includes integrated e-signature capabilities and document storage. Email marketing features are also available. Bank statement retrieval is possible. This is the future in deal management systems. It allows you to do more and faster. Filogix's secure document administration solution allows lenders and mortgage brokers access to documents related to the mortgage application process.

To automate and streamline your day-today processes, you can leverage mortgage pricing engine tools, investor pricing, and product eligibility data. Automate and streamline your secondary desk. Increase efficiency in your daily operations and expedite internal communications by using features like historical pricing and LOS integrations. Push your live mortgage offers to industry-leading online marketplaces to grow your business and market reach. To be the first lender to reach home sellers looking for new home financing, you need to create a targeted purchase strategy. Use Mortech APIs to make your product and pricing strategy-specific rates available to private websites, point-of sale solutions, smart apps, and other places. This integration can be implemented in your business within two weeks with our easy onboarding process.

Your borrower's rent payment history may be used to unlock homeownership eligibility for the first time. Get more opportunities with our verification of asset report (VOA), which includes 12 months rent payment history at no additional charge. The pioneer in digital asset verification. AccountChek has been helping borrowers avoid the paper chase in obtaining loans for over 10 years. Direct-source financial data is sent directly to lenders by borrowers in an easy-to-understand format that reduces errors, delays, and fraud risk. Real-time information about borrowers' assets and income allows for better credit decisions and promotes inclusion by offering lenders an alternative to traditional credit scoring. Real-time data allows for better credit decisioning, reduces underwriting and processing times, and promotes financial inclusion.

To make your data work for your business, industry-leading integrations are available to deepen your relationships. Develop more actionable insights with a single source of truth to deeply understand your customers and their financial journeys-transforming engagement and building a better customer experience. Your sales and marketing activities will be enriched with data. These insights can be used to analyze performance and understand your ROI. Total Expert is a CRM and customer engagement platform that was specifically designed for banks. Total Expert partners have seen a 2.2x increase in bank growth. They have built deeper customer relationships, increased retention, and provided greater customer satisfaction through a hybrid digital and human approach.

FirstClose leverages industry-leading partners and cutting-edge technology to allow lenders to compete for consumer loans and close them faster than any other solution. FirstClose ONE provides everything: application, credit score and flood, valuation solutions and instant title. It also offers income verification, automated decisioning and closing. This allows for faster closings and lower costs. A single report can be customized to include credit, title, valuation, and other services. Reports can be gathered instantly based upon turn time and price within the lending footprint. This customizable, streamlined solution mimics your product order matrix. Our automated underwriting process streamlines loan application processes. The future of successful lending is about leveraging borrower and property data intelligence immediately and using technology in innovative ways that bring together data.