Best Free Mobile Banking Software of 2025

America's business banking. Better banking was what business builders wanted. North One was born. In minutes, you can open an account. You are responsible for building your business, creating jobs, and serving your community. It's hard work. North One makes it easy to manage the most difficult parts of your business. We're here to help you focus on the road ahead. North One is built for freelancers, small businesses and startups across America. Smart integrations with existing tools allow you to make payments, track your money, and automate your finances. North One was designed to make managing money simple so you can concentrate on running your business. No more branches. No more lines. No more paperwork. Access your North One Account 24/7 from your smartphone or computer. No matter where your business is located, you can access it from anywhere. Automatically create envelopes for taxes, payroll and rent.

Plaid is an international data network that powers tools used by millions of people to live a more healthy financial life. Our ambition is to facilitate an inclusive, competitive and mutually beneficial financial systems by simplifying payments and revolutionizing lending. Plaid works with more than 8,000 companies, including fintechs such as Venmo and SoFi and several Fortune 500 companies, to give people more control and choice over how they manage money. Plaid is headquartered in San Francisco and its network spans more than 12,000 institutions throughout the US, Canada UK and Europe.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Doocat Banking will take your customer experience to a new level! Doocat Banking is a solution that will help you migrate your banking services into the digital world, and it's tailored to your customers' needs. It can also be personalized for your bank. Doocat is an innovative multi-functional solution designed to elevate the customer experience. The application's intuitive design and smoothness will allow users to perform basic banking operations with just a few clicks.

Setting up your mobile banking solution has never been simpler than with FinCell, a versatile white-label service designed for financial institutions seeking an affordable and customizable mobile banking application. Built on the principles of open banking, FinCell ensures seamless integration with your core systems through the use of open APIs. The platform's commitment to information security and quality management is evidenced by its ISO 27001 and ISO 9001 certifications, ensuring that all essential safety and compliance protocols are firmly in place. Developed by industry experts holding certifications such as CISSP, CDPSE, and CISA, FinCell adheres to the best practices in the sector. You can launch your mobile banking app in just two months, as FinCell provides a range of pre-defined features that expedite your market entry. With a subscription-based pricing model that aligns costs with your customer base, you only pay for what you utilize. Additionally, FinCell is highly scalable, enabling you to enhance revenue, expand your customer base, and minimize churn rates effectively. By choosing FinCell, you are investing in a solution that not only meets your current needs but also adapts to your future growth.