Best Mobile Banking Software for Startups

America's business banking. Better banking was what business builders wanted. North One was born. In minutes, you can open an account. You are responsible for building your business, creating jobs, and serving your community. It's hard work. North One makes it easy to manage the most difficult parts of your business. We're here to help you focus on the road ahead. North One is built for freelancers, small businesses and startups across America. Smart integrations with existing tools allow you to make payments, track your money, and automate your finances. North One was designed to make managing money simple so you can concentrate on running your business. No more branches. No more lines. No more paperwork. Access your North One Account 24/7 from your smartphone or computer. No matter where your business is located, you can access it from anywhere. Automatically create envelopes for taxes, payroll and rent.

Plaid is an international data network that powers tools used by millions of people to live a more healthy financial life. Our ambition is to facilitate an inclusive, competitive and mutually beneficial financial systems by simplifying payments and revolutionizing lending. Plaid works with more than 8,000 companies, including fintechs such as Venmo and SoFi and several Fortune 500 companies, to give people more control and choice over how they manage money. Plaid is headquartered in San Francisco and its network spans more than 12,000 institutions throughout the US, Canada UK and Europe.

With Kinective Bridge™ (formerly OmniConnect), access the largest library of integrated fintech solutions, with 80+ integrations across 99% of US-based cores. Seamlessly connect your core with best-of-breed fintechs to scale digital transformation, modernize operations, and increase client delight. • Turnkey solution for secure, comprehensive, and supported connectivity • Innovate at your pace and scale growth without the need for extensive development resources • Mitigate manual processes and human error • Access the largest library of integrated fintech solutions with the flexibility to choose any system, technology, or provider Transformation sounds great on paper, but hard to make a reality with legacy tech stacks and outdated infrastructures. The hassle of switching cores or burning through in-house dev hours to integrate systems can be a slow, time-consuming process.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Velmie is a tech company providing a range of tools and solutions for FinTech businesses. We power enterprise banks and mobile wallet companies on four continents, setting up our clients with sophisticated products that are fully regulatory-compliant.

Doocat Banking will take your customer experience to a new level! Doocat Banking is a solution that will help you migrate your banking services into the digital world, and it's tailored to your customers' needs. It can also be personalized for your bank. Doocat is an innovative multi-functional solution designed to elevate the customer experience. The application's intuitive design and smoothness will allow users to perform basic banking operations with just a few clicks.

TurnKey Lender, a one-stop lending platform, is used by creditors from 50+ countries to automate their entire operation. The platform allows lenders to grow their business profitably while reducing operational costs and risk. It's an AI-driven SaaS which automates 90% of all lending process and gives B2C andB2B lenders a competitive advantage. TurnKey Lender Platform offers several pre-configured solution packages, including Commercial, Consumer Pay Later, Auto Leasing, Mortgage, Factoring, Leasing and Mortgage. TurnKey Lender was developed in constant collaboration with lenders around the world. It is a sophisticated solution that addresses real-world digital lending challenges.

Omnibanca is a transformative solution designed to expedite the process of digital evolution within financial institutions. Beyond offering conventional digital platforms such as web and mobile banking, it encompasses a wide range of digital channels including wearables, IoT, onboarding processes, credit origination, and product sales. This omnichannel approach focuses on a centralized client experience. It seamlessly integrates with existing legacy systems and features a robust API manager that supports multiple languages, currencies, and companies. By adopting Omnibanca, your financial institution can streamline the integration of advanced technologies, consolidating essential core system functionalities with innovative fintech capabilities. This unified product ensures that all channels are interconnected with backend applications, thereby enhancing accessibility to services and creating a cohesive data environment for your customers. Ultimately, Omnibanca empowers institutions to thrive in the digital landscape while delivering a superior customer experience.

Setting up your mobile banking solution has never been simpler than with FinCell, a versatile white-label service designed for financial institutions seeking an affordable and customizable mobile banking application. Built on the principles of open banking, FinCell ensures seamless integration with your core systems through the use of open APIs. The platform's commitment to information security and quality management is evidenced by its ISO 27001 and ISO 9001 certifications, ensuring that all essential safety and compliance protocols are firmly in place. Developed by industry experts holding certifications such as CISSP, CDPSE, and CISA, FinCell adheres to the best practices in the sector. You can launch your mobile banking app in just two months, as FinCell provides a range of pre-defined features that expedite your market entry. With a subscription-based pricing model that aligns costs with your customer base, you only pay for what you utilize. Additionally, FinCell is highly scalable, enabling you to enhance revenue, expand your customer base, and minimize churn rates effectively. By choosing FinCell, you are investing in a solution that not only meets your current needs but also adapts to your future growth.

Backbase presents an innovative Engagement Banking Platform that facilitates the gradual modernization of key customer journeys and the re-engineering of business processes centered on customer needs. This platform empowers financial institutions to liberate themselves from outdated IT infrastructures and transition to a cutting-edge engagement banking solution. By allowing banks to incrementally dismantle or replace fragmented legacy systems, they can create a cohesive customer engagement orchestration framework. This transformation not only focuses on enhancing vital customer interactions across various channels but also breaks down operational silos, thereby equipping both customers and front-line staff with the tools they need to thrive in a competitive landscape. As a result, banks can deliver a seamless and integrated banking experience that aligns with modern consumer expectations.

Canopus connects to a wide range of digital banking and payment functions. Canopus is your one-stop shop solution for Fintech. It includes software, open API, and connections to the most important partners such as banks, forex, card issuers, acquirers, and acquirers. We offer the most common functionalities for any Payment Service Provider, regardless of size: customer onboarding, AML, SWIFT/SEPA payment, forex, payments to cards, card issuing and payment acquiring, and crypto payments.

License a world-class loan origination and servicing platform for your lending business. Everything is handled in one place: lead acquisition, underwriting and origination, servicing, debt collection, and servicing. Our modular extensible platform includes everything you need for risk management, payment processing and metro2 reporting. More than 65% of visitors on our client's websites are mobile. That's why we designed the software to allow both administrators and borrowing clients to be mobile-first with a rich client experience. Get in touch with us today or visit our website at: https://heliumloans.com/licensing/lending

Our low-code platform is designed for rapid deployment and can seamlessly adjust to the evolving needs of your expanding enterprise. With exceptional flexibility, it can be customized to fulfill your specific business requirements. You can easily integrate it with your current IT setup and collaborate with external technology partners through widely accepted protocols such as REST, SOAP, ISO 20022, and ISO 8583, among others. Additionally, you have the capability to centrally manage and monitor all products, user types, and transactions. It also allows for the aggregation of customer data from various systems, including CRM, Trade & Finance, as well as from aggregators and BI solutions. By adopting a digital-first strategy, we empower the retail banking sector with innovative solutions that enhance customer engagement. This approach enables you to craft a distinctive digital experience tailored to the specific needs of each customer at your bank. Furthermore, our solution not only streamlines operations but also enhances customer satisfaction and loyalty.

Cyclos provides payment solutions tailored for banks, barter systems, remittances, and cutting-edge currency frameworks. With over 1500 payment systems utilizing its services globally, Cyclos is a trusted name in the industry. Our newly developed mobile-first, responsive open-source front-end allows for seamless user experience. You can customize our application and launch it on various app stores, or alternatively, utilize SMS and USSD functionalities if preferred. Furthermore, businesses can establish a comprehensive marketplace and even set up their own online store. A rich array of features is at your disposal, including advertisement alerts to enhance user engagement. Cyclos ensures a secure and dependable banking and payment platform that can be tailored to meet your specific needs. Merchants can effortlessly accept NFC payments through their mobile applications or create a scannable QR code for customers to use. Payments can be made by scanning a printed QR code or generating one within our application to facilitate transactions. Additionally, quick and secure payments can be executed by simply tapping an NFC card against an Android device. This versatility makes Cyclos a suitable choice for modern payment solutions.

The Mobile 1st add-on is designed specifically for traditional online banking systems, harnessing the power of smartphone features and API integration to provide a contemporary Native Mobile banking experience for users. BankingON empowers community banks and credit unions to seamlessly integrate their current vendors, fostering a cohesive and user-friendly mobile banking environment. By utilizing top-notch UI/UX principles, the platform creates captivating customer journeys that prioritize the user's needs. Moreover, the APIs of the platform are implemented within the financial institutions' existing infrastructure, significantly reducing risk as BankingON neither accesses, stores, nor alters any sensitive data. This innovative approach ensures that institutions can modernize their offerings while maintaining a secure and reliable banking environment.

Speed up your digital transformation efforts by utilizing top-tier front and middle office transactional solutions, while rethinking customer interactions to ensure a cohesive, smooth, and personalized experience across various channels. Launch your offerings swiftly with a comprehensive library of ready-to-use features, allowing you to adapt rapidly to the evolving preferences of your customers. Enjoy the flexibility to integrate the open and adaptable Temenos Infinity platform into your existing digital banking framework seamlessly. Choose any cloud environment that suits your needs and scale your operations dynamically as required. Streamline the integration process with any core banking system, enabling you to implement modifications promptly and manage both development time and expenses efficiently. Take advantage of cutting-edge micro-services and APIs to easily build your digital banking applications, fostering innovation and responsiveness in a competitive landscape. This approach not only enhances operational efficiency but also empowers businesses to stay ahead in a rapidly changing market.

Telepin Mobile Money solutions offer comprehensive mobile financial services tailored for both your subscribers and merchant clientele. Our solutions are designed to be highly scalable and secure, seamlessly integrating with your current infrastructure while maximizing your investments in charging systems and value-added service delivery platforms. With a deep understanding of mobile financial transactions, we stand out from traditional value-added services infrastructures and have partnered with numerous tier-one mobile operators worldwide. We utilize this expertise to provide top-tier solutions that meet the evolving demands of your network. Subscribers benefit from enhanced convenience and the ability to perform financial transactions directly from their phones, promoting financial inclusion. Additionally, merchants can effectively adopt mobile commerce as a viable payment option, aligning with modern consumer preferences. By leveraging our services, you can enhance your offerings and maintain a competitive edge in the rapidly changing financial landscape.

FRONTeO e-Banking is an advanced multichannel banking platform designed for both retail and corporate financial institutions, enabling customers to oversee their finances and carry out transactions at any moment and from any location using their preferred devices, including PCs, Macs, tablets, and smartphones. This platform offers a variety of built-in features that allow users to manage Accounts, Payments, Beneficiaries, Investments, Loans, and Insurance seamlessly. Users have the ability to tailor their settings to fit their preferences, and with the secure mail module, communication can flow both ways between the bank and its clients. Additionally, FRONTeO e-Banking efficiently handles personalized communications, whether for individual messages or large-scale announcements, such as the launch of new products during marketing initiatives. The system also includes flexible options for sending SMS and email notifications, ensuring that customers receive timely updates. Utilizing a Service Oriented Architecture (SOA), FRONTeO e-Banking can be effortlessly integrated into existing banking systems for enhanced functionality and user experience. This adaptability makes it an ideal choice for banks looking to modernize their digital services.

Sesame's Mobile Banking Solution empowers bank clients to conduct transactions, review account summaries, and engage in a variety of tasks conveniently via their smartphones. This service delivers the same high level of convenience while prioritizing security measures. Customers can access details for multiple accounts, settle utility bills, and much more! It also offers a personalized digital passbook that consolidates all account-related information, eliminating the necessity of visiting the bank for updates, and allowing access from anywhere using a mobile device. The application is meticulously designed to ensure seamless communication and integration across various Core Banking System (CBS) modules. Furthermore, it allows users to easily view summaries and statements for all their accounts with the bank, with these statements available in a mobile-friendly format. This innovative solution not only enhances user experience but also streamlines banking processes, making financial management more efficient and accessible.

An acclaimed integration of a low-code micro-app development platform and a comprehensive set of digital banking solutions, Appzillon is the premier product from i-exceed, which includes both Appzillon Digital Banking and the Appzillon Digital Experience Platform. Appzillon Digital Banking offers a collection of pre-built omni-channel solutions, boasting over 17 million downloads worldwide, designed to provide unique banking experiences for both customers and bank employees. Meanwhile, the Appzillon Digital Experience Platform serves as a low-code visual development space, empowering enterprises to implement their digital goals while delivering an exceptional customer experience. This platform equips you with the tools to emerge as a formidable competitor by offering an engaging user experience with applications that are intuitive and designed for various systems, all while incorporating strong, secure, and cohesive mobility strategies. Furthermore, we position ourselves as a driving force in your evolution towards achieving the most advanced application development environments available today. Ultimately, our goal is to ensure that your transformation leads to unparalleled success in the digital landscape.

Real-time automated access to financial data is essential in the contemporary digital landscape. Modern banking customers increasingly expect instant availability of their financial information, and FIS’ telephone banking solutions and software are tailored to meet this demand by offering seamless access anytime and anywhere. With user-friendly menus and customizable options, our phone banking service prioritizes delivering an exceptional experience for your clientele. FIS is committed to staying at the forefront of industry advancements, empowering businesses across various sectors, including merchants, banking, and capital markets, to navigate the rapidly changing competitive environment and enhance their growth and operational effectiveness. As a crucial player in global commerce and financial transactions, FIS is dedicated to fostering the success of businesses and communities by innovating the methods through which the world engages in payments, banking, and investments, proudly serving over 20,000 clients and more than a million merchants. Our mission is to continuously evolve and improve how financial services are delivered, ensuring that we remain a trusted partner in our clients' journeys toward achieving their goals.

WWS Mobile stands out as a robust and secure integrated solution, offering a comprehensive array of mobile banking, payment, alert, and messaging services. This platform empowers banks and service providers to deliver an unparalleled "bank in their pocket" experience, ultimately enhancing customer satisfaction while unveiling new revenue streams. Engineered with cutting-edge smartphone and tablet technologies, it is compatible across all major mobile platforms, including Apple iOS, Google Android, and Blackberry. The user interface is designed to be exceptionally intuitive, adhering to the highest standards of usability for consumers. Furthermore, the screens are easily customizable, allowing for alignment with the bank’s unique branding and aesthetic preferences. WWS Mobile serves as a vital resource for users on the go, incorporating built-in geo-location features that facilitate the discovery of nearby ATMs or bank branches. Additionally, the capacity to tap into various RSS feeds ensures that users remain informed with the most current news and updates. With its innovative features and ease of use, WWS Mobile truly transforms the mobile banking experience.

Experience mobile banking that the global community adores. If you believe banking can't be rapid, adaptable, and clear-cut, it's time to reconsider. Open your account now and dive into the world of mobile banking that everyone is raving about. Take advantage of cashback offers on subscriptions from your favorite brands, and gain access to exclusive deals on travel, wellness, entertainment, and beyond. You can set up an N26 account straight from your smartphone in just 5 minutes, all while enjoying banking free of hidden fees. That's right—there's no minimum account balance required, no maintenance fees, and no penalties for insufficient funds. Benefit from unlimited free ATM withdrawals at over 55,000 Allpoint locations spanning the US, Canada, Puerto Rico, Australia, Mexico, and the UK. If you happen to be out-of-network, don't worry; you still get 2 extra free ATM withdrawals each month from any network across the US, whenever you need them. Tired of waiting for your paycheck? With direct deposit, you can receive your funds up to 2 days earlier¹, making Wednesdays feel like an early weekend. With N26, every day can feel like a payday while enjoying the perks of modern banking.

FPS GOLD has been providing core and mobile banking, online banking, wire transfer software and a content management system for financial institutions for more than 55 years. FPS GOLD's mission is to help financial institutions succeed, profit, and thrive through flexible, robust software that's paired up with unmatched customer support. FPS Gold is more than just software. We actually care. We don't want you to doubt us. It's possible to test it yourself.

Narmi revolutionizes financial institutions and enhances the experience for their clients through innovative, digital-first solutions that go beyond mere essentials. By equipping your customers and members with outstanding tools, Narmi enables them to take charge of their financial journeys effectively. The platform is designed for maximum usability, featuring user-friendly tools accessible at all times. It also includes third-party integrations that provide users with valuable context, strengthening their connection to your institution. With Narmi, your business portfolio can expand as it allows teams to focus less on banking tasks and more on managing their operations efficiently. The platform offers granular permissions, effortless money transfers, and more, making digital banking for businesses a straightforward experience. Additionally, users can open accounts digitally in just 2.5 minutes anywhere and anytime, thanks to intelligent automated decision-making and adaptable institutional controls, ensuring a seamless banking experience. Ultimately, Narmi is committed to enhancing the digital banking landscape for both institutions and their clients alike.