Best Insurance Underwriting and Rating Software in Germany

hx Renew empowers world-leading insurers to transform their rating, underwriting, and decision-making with agile tool development and streamlined underwriting workflows. hx Renew unlocks efficiency across the entire rating eco-system, empowering insurers with effective rating and underwriting decision. With in-model controls, you can align your entire team with business objectives and build and update raters more quickly. We provide extensive training and support to enable your team's use of Python for insurance. This will help you achieve your goals faster and maximize the potential of hx Renew.

Create branded digital experiences that engage and delight your customers, employees and partners. Model complex workflows or use existing best-in class process templates to automate entire customer journeys or tasks and reduce costs. Integrate seamlessly with core systems and 3rd-party technologies to unify your customer experiences and process automaton with existing systems. We bring everything together to create a seamless customer journey from front-end experiences through to back-end automated. Deliver comprehensive digital experiences to allow customers to receive the same level of service via digital as they do with human touch. Liberate orchestrates disparate technology into fully automated journeys. This supercharges your employees while saving you time and money. Liberate's platform is built on top of your existing tech stack.

Shepherd is the only MGU that offers proactive solutions for large-scale commercial risks to help clients save money on their premiums. We are an insurtech MGU that offers casualty insurance for commercial construction programs or projects. Shepherd's mission to make our industry sustainable and safe is to reward the most innovative builders. Easily track compliance statuses and renewals by customizing the software at the project-level. Shepherd offers risk assessments along with our proposals to assist clients in identifying and taking action on exposure or claim trends. Payroll analysis can be used to visualize the top contributors of premium. Identifying trends in claims and evaluating performance compared to peers.

Gradient AI is the leading provider of artificial intelligence solutions in the insurance industry. Our solutions increase profitability and loss ratios by improving underwriting and claims risks with greater accuracy. They also reduce quote turnaround times and claim costs through intelligent automation. AI solutions for the Insurance Industry built on key differentiations that enable your company to grow profitably. Gradient AI will give you a new perspective on risk and probability. This picture gets sharper as it learns. A more complete, in-depth view of risk enables enhanced underwriting capabilities. Pricing policies more accurately with deeper insights will help you compete more effectively, win more business and improve loss ratios. Leveraging data to gain a better understanding of risk, you can accelerate expansion into new markets, whether it's a new geography or new line of business.

Unified solution that provides a 360o view of all aspects of the P&C insurance lifecycle. A powerful, rules-based, multistate underwriting module automates the collection and creation of quotes, endorsements and cancellations. It also saves time and allows you to generate premium. A modern, streamlined and collaborative approach to claims adjudication reduces combined ratios. Facilitating information exchange with brokers can help increase business. From streamlining and standardizing information intake to giving brokers access to the information they require at any time, You can control which submissions your underwriters are looking at. Your policy holders will be able to access their policy information, claim intake and review, and online bill payment. This will increase customer satisfaction and retention. You choose the features you offer your customers to ensure the best user experience.

MapPro7 is available in all 50 states, including D.C. It is location-driven and has a 20,000-strong rate-set library, which is the largest in the country. MapPro7 provides actuaries, analysts, product teams and other professionals in the auto, casualty, and home insurance industries with a deeper and more comprehensive view to help them make informed decisions. Our hard work in researching, analyzing and testing thousands upon thousands of carrier sets has resulted in our desktop application. MapPro 7 allows you to perform detailed pricing analysis, and allow you to make informed decisions based on the most accurate and complete information. Import PIF data directly from any source (book, policy admin system, agency applications).

This is the workers' compensation rating tool that you need to expand your business. Complementary with all rates and rating factors to access 99+% of the workers’ compensation market in your state. For you and your clients, easy-to-understand reports. Many useful look-up tables. Get import policy information from AMS360 and TAM. Calculates experience modification factors of every carrier in MI. A single risk can have up 14 experience mods, depending on the carrier. E!Z MOD can calculate them.

This web-based application allows agents to bind insurance policies in real-time. It will offer the most recent insurance company rates and also allow financing of policies by the agent's chosen Premium Finance Company. Agents have access to sales at any time, anywhere they have Internet access. Electronic transactions are used to handle down payments for policies and financing drafts. The insured leaves the agency with all policy documents. Insurance Company web applications can include POS.

Access to rates and underwriting guidelines, as well as products, is easy. You can get rated quotes which increases your placement rate. Optimized quote accuracy through underwriting functionality using carriers' unique guidelines. Set expectations early. Enter basic data and up three impairments to get quotes from top carriers. Prefill carrier drop tickets or e-Apps to create a seamless quote-to apply experience and reduce data entry errors. You can white label your web quote engine, or create a custom site with our quote API.

Empowered Margins provides data management and integration services. Over the past 10 years, Empowered Margins has been providing clients with tailored solutions to address specific challenges. These include automating workflows and improving data accuracy. It focuses on improving efficiency and optimizing processes, especially in sectors such as insurance and associations. The company's services and products are designed to help businesses manage large datasets, streamline operations, and use technology for better decisions. Empowered Margins also builds custom solutions, such as UWDataHub - an underwriting workbench aimed at the health insurance sector to improve underwriting workflows.

You don't have to worry about the accuracy and completeness of your rates throughout the entire policy lifecycle. Write new business, handle renewals, cancellations and reinstates, as well as endorsements, even out of sequence endorsements. Rates for Commercial Auto, General Liability, Property, Inland Marine, Crime, Cyber Liability, Workers' Compensation, and General Liability are quickly and accurately deployed. The industry-respected Microsoft Azure cloud hosts your rates with a 99% uptime, unparalleled performance, and data protection. No more worrying about hardware, data security or uptime - you can now focus on creating new business. ISO® is responsible for hundreds of changes to its insurance programs each year. Our team maintains the content libraries current. We will ensure that your programs are set correctly to the ISO editions you have specified, regardless of whether they contain all current states, past editions, mixed states, or both. Even the most novice users can easily enter a quote or generate a proposal using an intuitive interface.