Business Software for Twilio

  • 1
    Kosmoy Reviews
    Kosmoy is the AI management platform for regulated enterprises. Models, copilots and autonomous agents now run in every business unit, on every cloud, from every vendor — and the same gaps appear everywhere: shadow AI nobody registered, governance rebuilt app by app, spend that grows unseen, agents that act faster than any reviewer, and audit evidence scattered across tickets and spreadsheets. These are not five problems. They are one missing control plane. Kosmoy is that control plane, built as four layers. Inventory: four registries — AI systems, models, MCP servers and a master agent registry that pulls agents automatically from Azure AI Foundry, AWS Bedrock, Google Vertex, Salesforce and ServiceNow — each entry with an owner and a risk tier, and anything running unregistered flagged as shadow AI. Monitoring: every call observed — cost, usage and behaviour per model, application and user, with budgets that warn and then block. Governance: one OpenAI-compatible AI Gateway enforcing guardrails, RBAC, routing and logging on every LLM, MCP and agent-to-agent call; the router sends simple prompts to smaller models, and customers regularly cut spend 90% on routable workloads. Action Control: Action Capsules — kernel-enforced sandboxes in your own Kubernetes — contain autonomous agents, MCP servers and private models with just-in-time credentials and a kill switch. The same registries and gateway logs produce audit-ready evidence for the EU AI Act, ISO/IEC 42001 and NIST AI RMF. Kosmoy is self-hosted software, not a SaaS you send prompts to: single-tenant in your own Kubernetes on Azure, AWS, GCP or on-prem, air-gap capable, model-agnostic across OpenAI, Anthropic, Google, Mistral and open-source models. .
  • 2
    LouiseBot Reviews

    LouiseBot

    LouiseBot

    $13 per month
    LouiseBot is a cutting-edge platform that allows companies to develop AI-driven text and video chatbots without requiring any coding skills. It empowers users to craft chatbots that resonate with their brand image, ensuring fluid and engaging interactions with clients. The platform includes ready-made templates for swift implementation across diverse sectors, such as finance, retail, and social networks. A notable aspect is the VideoBot feature, which incorporates video elements into chat discussions, enriching the user experience significantly. Moreover, LouiseBot facilitates knowledge integration by permitting users to upload documents, which helps chatbots provide knowledgeable answers. It also effortlessly connects with widely-used tools and services like Calendly, WhatsApp, Telegram, and Stripe, enhancing its capabilities and optimizing operational processes. In addition to these features, LouiseBot presents a Human Clone option, which creates a virtual representative capable of handling inquiries and interacting with contacts effectively. This feature adds another layer of personalization and efficiency to customer engagement.
  • 3
    Activepieces Reviews

    Activepieces

    Activepieces

    $25/month
    Activepieces is an intuitive, open-source automation platform that enables teams to build powerful AI-driven workflows without any coding. With 280+ pre-built automation pieces (MCPs), users can easily integrate various applications, streamline repetitive tasks, and automate business processes. The platform offers no-code tools for creating chat interfaces, automating approvals, and generating AI-powered agents. Whether for small businesses or large corporations, Activepieces supports decentralized innovation and seamless collaboration, empowering teams to automate daily operations, improve productivity, and unlock the full potential of AI in their workflows.
  • 4
    Automatisch Reviews

    Automatisch

    Automatisch

    €20 per month
    Automatisch is an open-source tool designed for business automation, allowing users to link various services, including Twitter and Slack, to streamline workflows without any need for coding. It presents both a cloud-based solution and a self-hosting alternative, which is particularly important for organizations that must manage sensitive data or comply with regulations such as GDPR. By facilitating integration with popular online services, Automatisch empowers businesses to enhance their growth through the creation of efficient workflows. As a community-driven platform, it invites contributions from developers, users, and enthusiasts, fostering a collaborative environment for its evolution. Furthermore, Automatisch's open-source nature provides the advantage of avoiding vendor lock-in, thereby minimizing reliance on a single service provider and granting businesses greater autonomy over their operational processes. This flexibility not only benefits workflow management but also encourages innovation and adaptability in a rapidly changing business landscape.
  • 5
    Next Identity Reviews

    Next Identity

    Next Reason

    $29/month
    Next Identity is a powerful CIAM solution that helps businesses design and manage secure, flexible customer journeys. The platform provides tools for secure login, automated onboarding, and easy integrations, ensuring a seamless experience for users. With features like frictionless risk management, data migration, and detailed analytics, Next Identity allows businesses to securely manage customer identity data while enhancing engagement and simplifying digital transformation processes.
  • 6
    Base.com Reviews

    Base.com

    Base.com

    $39 per month
    Base.com serves as a comprehensive multi-channel ecommerce management platform, gaining the trust of over 27,000 businesses globally. This system facilitates sales across a myriad of international channels by consolidating order, warehouse, and product information management, while also automating tedious tasks and optimizing shipping and returns processes. With more than 1,300 integrations available for marketplaces, store platforms like WooCommerce, carriers, accounting systems, communication tools, and other essential ecommerce services, users can save time and boost operational efficiency. Its automation capabilities manage repetitive duties such as updating order statuses, notifying customers, generating invoices, and coordinating shipping, thereby allowing businesses to focus on more strategic activities. Furthermore, Base.com provides robust features for price automation, returns management, and B2B collaboration via BaseLinker Connect, making it an invaluable tool for modern ecommerce operations. Ultimately, this platform not only simplifies ecommerce management but also empowers businesses to thrive in a competitive landscape.
  • 7
    Loyaltify Reviews

    Loyaltify

    Loyaltify OÜ

    €19/month
    Loyaltify is a cloud-hosted loyalty and customer-engagement platform that empowers businesses to design, launch and manage digital rewards programs—no custom app or backend development required. Tailored to industries such as restaurants, cafés, bars, salons, spas, fitness studios, car washes, adventure experiences, professional services and e-commerce, Loyaltify helps you retain customers, drive repeat visits or purchases and capture actionable behavioral insights. With Loyaltify, you issue branded, digital loyalty cards that live directly in Apple Wallet and Google Wallet. Each card automatically tracks spend or visit activity as points, stamps or prepaid-balance credits. You can then schedule or automate personalized promotional messages—via push notifications, email or SMS—whenever members hit key milestones. Why choose Loyaltify? - Flexible Reward Mechanics: Configure points, stamps, prepaid balance, tiered levels, coupons or discount cards per store or brand to match your unique program design. - Automated Engagement: Trigger birthday surprises, referral bonuses or custom-event alerts at exactly the right moment to deepen customer relationships. - Wallet-Pass Distribution: Seamlessly deliver loyalty passes to Apple Wallet and Google Wallet—eliminate the friction of app downloads and boost adoption. - Built-in CRM & Segmentation: Group members by activity, tier status or custom attributes, then launch targeted campaigns that resonate with each audience segment. - Real-Time Analytics: Monitor spend, visits and campaign performance in a centralized dashboard, turning data into insights you can act on instantly. Start rewarding loyalty, driving engagement and growing your business today.
  • 8
    Chatterbox Reviews

    Chatterbox

    Resemble AI

    $5 per month
    Chatterbox, an open-source voice cloning AI model created by Resemble AI and distributed under the MIT license, allows users to perform zero-shot voice cloning with just a five-second sample of reference audio, thereby removing the requirement for extensive training. This innovative model provides expressive speech synthesis that features emotion control, enabling users to modify the expressiveness of the voice from a dull tone to a highly dramatic one using a single adjustable parameter. Additionally, Chatterbox allows for accent modulation and offers text-based control, which guarantees a high-quality and human-like text-to-speech output. With its faster-than-real-time inference capabilities, it is well-suited for applications requiring immediate responses, such as voice assistants and interactive media experiences. Designed with developers in mind, the model supports easy installation via pip and comes with thorough documentation. Furthermore, Chatterbox integrates built-in watermarking through Resemble AI’s PerTh (Perceptual Threshold) Watermarker, which discreetly embeds data to safeguard the authenticity of generated audio. This combination of features makes Chatterbox a powerful tool for creating versatile and realistic voice applications. The model's emphasis on user control and quality further enhances its appeal in various creative and professional fields.
  • 9
    easySales Reviews

    easySales

    easySales

    €35 per month
    easySales serves as a comprehensive solution tailored for online retail businesses. It streamlines tedious tasks, consolidates order management, and offers a hassle-free setup without the need for a credit card. By integrating with popular invoicing software, marketplaces, platforms, and courier services, easySales allows merchants to replace numerous tools with a single, efficient platform. This integration simplifies complex workflows, enabling users to automate everything from sales to delivery, which in turn minimizes errors, accelerates operations, and facilitates business growth. Users can design personalized workflows to automate mundane tasks, potentially saving over 200 hours each month; they can also manage all orders from various online stores and marketplaces in one centralized location, leading to a 47% reduction in processing time. Additionally, easySales enables better control and optimization of inventory across multiple sites with a 32% decrease in processing errors, and it allows for effective management of products and promotions across hundreds of marketplaces. Ultimately, this solution empowers merchants to focus on strategic growth while efficiently handling day-to-day operations.
  • 10
    AgentVoice Reviews

    AgentVoice

    AgentVoice

    $50 per month
    AgentVoice is a sophisticated platform designed for creating AI-driven voice agents capable of managing phone calls and performing various tasks, such as scheduling meetings, sending messages, and updating customer relationship management systems, all without the need for programming expertise. Each interaction is processed through advanced speech recognition technology to convert spoken words into text, a large language model that decides on responses and actions, and a voice generated by AI that communicates in a natural manner. These agents not only reply but also carry out tasks in real-time or post-call by utilizing actual data, memory capabilities, and access to tools. Users can effortlessly design no-code workflows to enhance CRM updates, arrange meetings, send follow-up communications, screen potential leads, manage voicemails, and filter unwanted calls, all within a single call. The setup process is remarkably quick, allowing users to create and deploy a fully functional agent in under 30 minutes without needing to write any code: simply outline your agent's parameters, select a voice, integrate with over 200 native tools, utilize low-code alternatives, or leverage a comprehensive API and webhooks, and then either upload or generate a script tailored to your needs. With its user-friendly interface and efficient capabilities, AgentVoice transforms the way businesses interact over the phone, enhancing productivity and streamlining operations.
  • 11
    NoCodeAPI Reviews

    NoCodeAPI

    NoCodeAPI

    $12 per month
    NoCodeAPI is a no-server-required platform that enables users to link various applications such as Google Sheets, Airtable, Google Analytics, Twitter, Telegram, Open Graph, MailChimp, and more than 50 other services through secure API proxies without needing to write any backend code. The platform features an intuitive project-based interface that allows users to enter values, encrypt tokens, and quickly create lightweight endpoints within seconds. Each endpoint securely stores encrypted keys in the cloud while effectively bypassing rate limits through advanced caching techniques, resulting in doubled response speeds thanks to its processing layer. Additionally, the platform offers essential domain security and collaboration features, enabling users to limit access to authorized domains and invite team members for project sharing. With functionalities such as logging, compact documentation, Redis-enhanced acceleration, and access to a marketplace with over 40 integrations, NoCodeAPI significantly reduces the need for server maintenance, enhances API workflow efficiency, and allows front-end developers to safely and directly access third-party data with ease. This streamlined approach not only boosts productivity but also fosters a more collaborative environment for teams working on various projects.
  • 12
    Callab AI Reviews

    Callab AI

    Callab AI

    $240 per month
    Callab AI is a platform that specializes in voice automation, allowing businesses to create, implement, and oversee AI voice agents that closely mimic human interactions for both incoming and outgoing calls via a single, user-friendly interface. These advanced agents have the capability to access a range of resources including internal knowledge bases, PDFs, websites, Google Docs, and more during both live and delayed interactions, and they can effortlessly transfer calls based on contextual needs between AI agents, departments, or human representatives. Additionally, they capture essential structured data such as names, budgets, and subsequent steps directly from voice conversations. Each interaction is meticulously recorded, transcribed, and tagged for sentiment, all of which is compiled in a centralized dashboard for thorough post-call evaluations and follow-ups. The Batch Calling feature enables the concurrent initiation of hundreds of customized AI-driven calls, while the support for various Arabic dialects ensures conversations are culturally relevant and sensitive throughout the MENA region. Furthermore, Callab AI seamlessly integrates with chosen CRM systems and other external platforms, thereby streamlining workflows and enhancing operational efficiency. This comprehensive approach not only improves communication but also empowers organizations to leverage data effectively for better decision-making.
  • 13
    TillyPay Reviews

    TillyPay

    TillyPay

    $30 per month
    TillyPay serves as a no-code payment solution that enables businesses to gather both one-time and recurring payments through customized, mobile-friendly checkout pages that operate under their own domain name. By employing a user-friendly form builder, users can set up subscriptions with tailored billing cycles ranging from daily to annually, including options for trials, setup fees, taxes, and a secure billing portal that allows customers to manage their invoices, update payment methods, and oversee subscription details. Invoices can be dispatched with integrated payment links that support over 120 currencies along with all major credit and debit cards, while a comprehensive dashboard offers immediate insights into payments, customer accounts, and cash-flow predictions. TillyPay's integration with more than 2,000 tools facilitates the automation of accounting tasks and notification processes, and its infrastructure is compliant with PCI and SCP standards, ensuring data security without the need for additional coding or infrastructure. This versatile platform empowers businesses to efficiently manage their payment processes while enhancing the overall customer experience.
  • 14
    Launch Reviews

    Launch

    Launch.today

    $20 per month
    Launch.Today is an innovative application builder that utilizes artificial intelligence to convert simple natural-language commands into fully functional web and mobile applications within a matter of minutes. This platform effortlessly creates frontends using React and React Native, along with Node.js backends that incorporate RESTful APIs and a preconfigured PostgreSQL database schema. Additionally, it seamlessly connects various integrations, including authentication services, Stripe for payment processing, Twilio for SMS notifications, and SendGrid for email communication. Users benefit from AI-enhanced debugging through an integrated chat support feature, unlimited project workspaces for team collaboration, and straightforward one-click deployment to secure cloud hosting, complete with continuous updates, live logging, and automated rollback options. Furthermore, the platform offers a visual process editor and the ability to export code, enabling users to assess, modify, or incorporate the generated code into their existing projects. Security and compliance are prioritized with role-based access control and management of environment variables, ensuring that sensitive information remains protected. In addition to these features, Launch.Today provides robust analytics tools that help users monitor application performance and user engagement effectively.
  • 15
    NinjaPipe Reviews

    NinjaPipe

    NinjaPipe

    $49 per month
    NinjaPipe is a cutting-edge CRM and sales automation platform that leverages AI technology to streamline and enhance business growth by providing a consolidated workspace for managing leads, clients, communications, deals, tasks, and customized client portals. It integrates features such as automated pipeline management, deal tracking, and contact organization to highlight the next steps in the sales journey, all while minimizing the need for manual coordination; users can easily exchange documents, messages, deals, and tasks with clients via personalized portals, automate follow-up communications, and ensure that all interactions are linked to specific opportunities. This platform prioritizes ease of use and transparency, featuring inbox-style layouts, real-time activity streams, and integrated support ticketing to enable teams to respond promptly, preserve context, and reduce barriers between sales, operations, and customer success. Additionally, NinjaPipe incorporates growth-centric automation, action triggers, intelligent reminders, and customizable workflow rules to maintain engagement with prospects, ultimately fostering a more efficient sales process. With these robust functionalities, businesses can not only enhance their operational efficiency but also drive better performance and higher conversion rates.
  • 16
    Arcade Reviews

    Arcade

    Arcade

    $50 per month
    Arcade.dev is a platform designed for AI tool calling that empowers AI agents to safely carry out real-world tasks such as sending emails, messaging, updating systems, or activating workflows through integrations authorized by users. Serving as a secure authenticated proxy in line with the OpenAI API specification, Arcade.dev allows models to access various external services, including Gmail, Slack, GitHub, Salesforce, and Notion, through both pre-built connectors and custom tool SDKs while efficiently handling authentication, token management, and security. Developers can utilize a streamlined client interface—arcadepy for Python or arcadejs for JavaScript—that simplifies tool execution and authorization processes without complicating application logic with the need for credentials or API details. The platform is versatile, supporting secure deployments in the cloud, private VPCs, or local environments and features a control plane designed for managing tools, users, permissions, and observability. This comprehensive management system ensures that developers can maintain oversight and control while leveraging the power of AI to automate various tasks effectively.
  • 17
    Async Reviews

    Async

    Async

    $1 per hour
    Async is an AI voice platform designed with developers in mind, leveraging the innovative technology of Podcastle to provide top-tier text-to-speech and voice cloning through a high-performance, user-friendly API. This platform enables developers to access broadcast-quality, lifelike voices with latency under 200 milliseconds, while also allowing them to create customized voice clones from just a three-second audio sample. With the capability to stream audio output in real-time, Async ensures that sound plays as it is being generated, and it features a straightforward usage-based billing system complete with daily real-time statistics and precise per-second cost management. Designed for scalability, Async caters to both independent developers and large enterprises, empowering them with advanced voice functionalities supported by the reliable infrastructure that powers Podcastle. As a result, users can experience enhanced creativity and efficiency in their projects.
  • 18
    GirikSMS Reviews

    GirikSMS

    GirikSMS

    $99 per month
    GirikSMS is a fully integrated messaging and automation solution designed for Salesforce that allows businesses to engage with their customers through SMS, WhatsApp, and web chat directly within the Salesforce interface, facilitating one-to-one interactions, bulk messaging, and multimedia content sharing with effortless CRM integration. Its extensive automation capabilities encompass features such as scheduled campaigns, drip messaging, customizable templates, workflow-triggered replies, and automatic follow-ups, all of which can be set up using Process Builder, Apex, or flows. Leveraging generative AI and Copilot capabilities, GirikSMS significantly boosts agent productivity by providing real-time suggestions for responses, conducting sentiment analysis, and offering conversational support powered by ChatGPT. The platform consolidates various messaging channels into a single inbox for efficiency, incorporates AI-driven chatbots for around-the-clock assistance and tailored workflows, and includes functionalities like text-to-voice, message duplication, survey distribution, and dynamic mapping of sender numbers. Additionally, it guarantees compliance with opt-in/out management and takes care of campaign scheduling along with detailed analytics tracking to optimize communication strategies, ensuring businesses achieve their messaging goals effectively. Furthermore, GirikSMS continues to evolve, integrating new features that cater to the changing landscape of customer interactions.
  • 19
    EldNex AI Reviews

    EldNex AI

    EldNex AI

    $10.00/month
    ELDNEX empowers you to serve as your own ELD provider, offering the ability to implement a single-tenant, self-hosted ELD that operates under your own branding and security protocols, rather than relying on shared cloud services. All compliance-related information, including HOS, DVIR, and IFTA, remains securely encrypted on your own servers, equipped with role-based access controls and comprehensive audit trails to facilitate inspections. The platform prioritizes cost-effectiveness by eliminating ongoing per-truck charges in favor of a one-time licensing fee, while also providing operational autonomy, allowing you to manage updates, integrations, and policy changes at your convenience. For drivers, the straightforward app features a roadside inspection mode, offline capabilities, and user-friendly HOS workflows; meanwhile, operations teams benefit from streamlined TMS/ERP integrations through APIs and bulk export functionalities. ELDNEX is built to comply with FMCSA regulations and aims to help fleets maintain clean records by keeping their data isolated and securely hosted. This solution is particularly advantageous for mid-sized to larger fleets, typically those with around 100 or more units, that prioritize data governance, customizable branding, and stable long-term financial planning. Ultimately, ELDNEX positions itself as a robust choice for fleets seeking to enhance their operational efficiency while safeguarding their data.
  • 20
    RhinoAgents Reviews

    RhinoAgents

    RhinoAgents

    $49/month
    RhinoAgents serves as a no-code platform for AI workforce solutions, enabling a diverse range of users, from startups to large corporations, to create and implement intelligent agents across various sectors such as HR, IT, real estate, recruitment, and healthcare. By utilizing a straightforward prompt-based method or a user-friendly drag-and-drop workflow builder, organizations can develop AI agents designed to automate mundane tasks, optimize processes, and improve customer interactions. This innovative approach allows businesses to substitute extensive hiring with AI agents, achieving equivalent outcomes at just a quarter of the expense. These digital agents function similarly to traditional employees, efficiently managing tasks such as onboarding, customer service, lead qualification, scheduling, property inquiries, healthcare FAQs, and IT support, among others. Moreover, the platform offers remarkable versatility across different industries, effortless usability without coding skills, engagement through multiple channels, the ability to build a custom knowledge base, and tools for tracking analytics and return on investment. Overall, RhinoAgents empowers businesses to harness the power of AI, significantly enhancing productivity and lowering operational costs.
  • 21
    Gladia Reviews

    Gladia

    Gladia

    10 hours free
    Gladia is an advanced audio transcription and intelligence solution that provides a cohesive API, accommodating both asynchronous (for pre-recorded content) and real-time transcription, thereby allowing developers to translate spoken words into text across more than 100 languages. This platform boasts features such as word-level timestamps, language recognition, code-switching capabilities, speaker identification, translation, summarization, a customizable vocabulary, and entity extraction. With its real-time engine, Gladia maintains latencies below 300 milliseconds while ensuring a high level of accuracy, and it offers “partials” or intermediate transcripts to enhance responsiveness during live events. Overall, Gladia stands out as a versatile tool for developers looking to integrate comprehensive audio transcription capabilities into their applications.
  • 22
    Weblo Reviews

    Weblo

    Weblo

    $299 per month
    Weblo offers AI-driven voice agents specifically designed for the real estate sector, allowing companies to manage incoming calls around the clock with conversations that feel natural and human-like, all while qualifying leads, arranging property tours, addressing maintenance inquiries, overseeing rent collection, and much more. The setup process is incredibly quick, taking only minutes to connect with MLS, CRM, or property management systems, after which the AI efficiently directs calls by comprehending listing specifics such as pricing, features, and availability, while also posing insightful questions, gathering contact information, and scheduling viewings or referring calls to human agents when necessary to reduce the chances of lost opportunities. Additionally, the agents are capable of operating in both English and French, can automatically detect the language of the caller, and ensure a seamless transition to human personnel in more intricate situations while preserving the entire conversation context. Besides voice interactions, Weblo features an SMS AI agent designed to manage text-based inquiries, assess leads, and gather essential information. Furthermore, it integrates with various tools like Twilio, Zapier, Follow Up Boss, and other property management software to ensure data synchronization and efficient call routing, enhancing the overall operational workflow for real estate businesses. This comprehensive approach not only saves time but also optimizes customer engagement and satisfaction.
  • 23
    Storm MCP Reviews

    Storm MCP

    Storm MCP

    $29 per month
    Storm MCP serves as an advanced gateway centered on the Model Context Protocol (MCP), facilitating seamless connections between AI applications and multiple verified MCP servers through a straightforward one-click deployment process. It ensures robust enterprise-level security, enhanced observability, and easy integration of tools without the need for extensive custom development. By standardizing AI connections and only exposing specific tools from each MCP server, it helps minimize token consumption and optimizes the selection of model tools. With its Lightning deployment feature, users can access over 30 secure MCP servers, while Storm efficiently manages OAuth-based access, comprehensive usage logs, rate limitations, and monitoring. This innovative solution is crafted to connect AI agents to external context sources securely, allowing developers to sidestep the complexities of building and maintaining their own MCP servers. Tailored for AI agent developers, workflow creators, and independent innovators, Storm MCP stands out as a flexible and configurable API gateway, simplifying infrastructure challenges while delivering dependable context for diverse applications. Its unique capabilities make it an essential tool for those looking to enhance their AI integration experience.
  • 24
    Probooking Reviews

    Probooking

    Probooking

    $6 per month
    Probooking is an innovative online scheduling platform that allows users to create and oversee appointment bookings, manage staff schedules, and facilitate client communications through a highly customizable booking interface. The system enables the embedding of booking forms on websites, complete with personalized branding options such as custom domains, fonts, logos, and color schemes. It is designed to accommodate multiple staff members, services, and locations, enabling businesses to specify appointment lengths, buffer times, and weekly availability. Probooking enhances user experience with automated reminders sent via email and SMS, timezone detection, follow-up messages, and compatibility with payment gateways like Stripe and PayPal for seamless payment processing at the time of booking. Furthermore, it integrates smoothly with various calendaring systems, video conferencing tools, and automation platforms through the use of webhooks and APIs. Additional functionalities include robust client management capabilities (including contact records, notes, and data export), adherence to GDPR standards, customizable roles and permissions for access management, and comprehensive reporting and analytics dashboards to track performance. Ultimately, Probooking aims to streamline the scheduling process, making it more efficient and user-friendly for businesses and their clients alike.
  • 25
    Loquat Reviews

    Loquat

    Loquat Inc

    $50/month/by usage
    Loquat is a fintech innovator enabling banks and credit unions to deliver modern, intelligent business banking experiences to their customers and members. The Loquat platform unifies key capabilities—seamless KYC/KYB, fast digital onboarding, virtual cards, automated lending, and CALM Portal — an integrated portal for fraud detection, compliance monitoring, workflow automation, and advanced analytics. Loquat’s AI-driven architecture is built on each financial institution’s own data, providing tailored, process-specific insights that help executives improve decision-making, optimize operations, and drive both strategic and operational outcomes. Loquat’s products include: 1) Business: Account Opening, Cards & Payments, and Lending solutions that simplify business banking for SMBs and commercial clients 2) Consumer: Account Opening, Cards & Payments, and Lending designed to streamline consumer onboarding and engagement 3) CALM Portal: A comprehensive compliance and analytics portal supporting all Loquat solutions. CALM delivers real-time visibility into business and consumer client activities—spanning account opening, cards, payments, and lending—offering actionable insights across the organization 4) Loquat IQ: A differentiated AI solution built on each financial institution’s unique data, delivering intelligence that enhances performance, compliance, and customer experience With Loquat, financial institutions can modernize digital banking, strengthen compliance, and transform data into strategic advantage.