Business Software for Plaid

Experience the convenience of managing all your business applications and data through a straightforward dashboard with SquareStack, which consolidates everything into one unified platform. By bringing everything together, you can easily interpret your data, make well-informed decisions, and leave a lasting impact. Handling the complexities of running a business is challenging enough without the added difficulty of overseeing multiple app subscriptions. SquareStack empowers small and medium-sized business owners with a comprehensive dashboard that allows for the organization and easy access of all your applications, facilitating confident decision-making. You can view all your app subscriptions in a single location, providing immediate insights into your expenses for banking and credit services. With a vast array of both free and paid applications available to explore, you can effortlessly add, replace, or evaluate tools all in one area. This singular dashboard offers a broad overview necessary for making strategic choices that can foster your business's growth. Once your applications are streamlined, you can refocus your energy on guiding your team and showcasing your unique talents to a wider audience. Additionally, enhance the return on investment from the tools you currently use while discovering new solutions that can elevate your operations.

Layer empowers software companies to introduce accounting solutions tailored for their small and medium-sized business clients. By enhancing user engagement and boosting revenue, you can establish your platform as the primary financial resource for these SMBs. This all-encompassing accounting solution is seamlessly integrated into your existing platform. Merge your internal data with information from customers' external financial accounts to create a comprehensive overview of their accounting needs. You can transmit data directly to Layer using our API, or take advantage of our ready-made integrations with leading embedded fintech providers. Introduce an accounting product that features workflows specifically designed for the size and sector of your clients, steering clear of generic accounting solutions that don’t fit their unique needs. Offer a fully white-labeled experience within your platform, utilizing Layer’s extensive collection of customizable UI components or building on top of Layer’s API for a more personalized interface. By becoming the central system of record for your customers, you can also enhance the attachment rates of your additional financial offerings. Ultimately, Layer positions your platform as an indispensable tool for SMBs, driving loyalty and satisfaction.

Provide your clients with accounting software seamlessly integrated within your platform. With Teal, you have the capability to create a comprehensive financial hub that enhances user attachment and engagement with your suite of financial service offerings. Construct the ultimate financial operating system that caters to your customers' needs. By merging data from various sources into Teal's general ledger, you can empower your customers with essential insights necessary for effective business management. Establish a unified source of truth for their financial and accounting needs, which will lead to increased attachment rates to your financial products. Leverage our ready-to-use integrations to gather data and generate actionable insights, or utilize our API to submit custom data. You can launch your fully functional accounting solution in just weeks instead of waiting months. Teal also provides modular front-end code snippets that are easily integrated into your primary product and can be tailored to meet your specific requirements. Our dedicated implementation engineers will collaborate closely with your team to ensure a swift and efficient path to your desired implementation outcome, guaranteeing a smooth transition for your customers.

Onbe serves as a modern corporate payout gateway that enhances and personalizes payment solutions for both consumers and workforce needs. By transforming payments into a revenue-generating asset instead of merely a cost, it offers innovative solutions aimed at minimizing administrative costs while maximizing income potential. Whether it’s about encouraging repeat spending or re-engaging lapsed customers, Onbe opens doors to effectively enhance your payment programs. You can connect with your recipients globally, regardless of their location. Our platform equips you with the necessary tools and expertise to create contemporary payment experiences, featuring options like digital wallets, instant payments, and international bank transfers. Maintain flexibility and effortlessly scale your disbursement operations. With our no-code, low-code, and user-friendly API integrations, you can launch your services swiftly, alleviating your team's burden from tedious procedures, allowing them to concentrate on their core mission: expanding your business and reaching new heights. This comprehensive approach ensures that you are always at the forefront of payment technology and innovation.

Introducing Fincent, the unparalleled solution that seamlessly integrates stunning software, skilled human bookkeepers, and dedicated customer support. Now, you can expand your business, manage expenses efficiently, and still carve out time for personal pursuits. Enjoy consistent, accurate, and validated financial records delivered by the 15th of each month. Choose between the standard accrual-basis method or opt for a cash basis to suit your preferences. Effortlessly create digital invoices, solicit payments, and send reminders to clients about outstanding bills. You have the flexibility to absorb transaction fees yourself or pass them on to your customers in their invoices. Allow your clients the convenience of paying through ACH, credit, or debit options. Benefit from continuous support for filing both your business and personal taxes throughout the year. Entrust the entire tax filing process for your S-Corp, LLC, or any business structure to professionals who will prepare, scrutinize, and validate your forms before you sign off on them. With Fincent's advanced search functionality, you can quickly locate invoices, transactions, and subscriptions with ease, ensuring you stay organized and efficient. In essence, Fincent provides not just a service, but a comprehensive solution that empowers your business and simplifies your financial management.

Enhance your revenue streams through a comprehensive and advanced onboarding journey. Create exceptional customer interactions while managing risks effectively using top-tier tools. Your entire sales funnel is integrated within a single platform, encompassing lead qualification, KYB processes, e-signatures, segmentation, and scheduling meetings. Utilize components such as tailored rules and no-code workflows to streamline and automate all aspects of identity verification and onboarding. Conduct continuous website evaluations, sanction checks, and social media assessments to ensure ongoing compliance. Facilitate a seamless experience for low-risk users, allowing them to navigate effortlessly. Adapt the application process in real-time based on risk assessments from both internal and external sources. Identify specific areas where potential leads drop off, down to the precise moment or data entry field, utilizing detailed analytics and screen recordings. Optimize your conversion rates and elevate productivity significantly, achieving a tenfold increase. Transition from monotonous manual operations to seamless automation, revolutionizing your workflow in the process. This approach not only simplifies the onboarding journey but also fosters stronger customer relationships and trust.

PayToMe.co is a cutting-edge fintech platform powered by artificial intelligence that facilitates and simplifies international payments and cross-border transactions. By harnessing the capabilities of AI, PayToMe delivers innovative financial solutions designed to enhance the efficiency of payment operations. The platform encompasses a diverse range of services, including Payment-as-a-Service (PaaS), Banking-as-a-Service (BaaS), and Software-as-a-Service (SaaS). The company's mission centers around making global financial transactions more accessible for businesses in various fields, such as e-commerce, retail, and healthcare. Collaborating with renowned fintech partners like Plaid and Stripe, PayToMe enhances its service offerings, which feature secure payment gateways, management of accounts receivable and payable, and comprehensive expense tracking tools. Additionally, the company prioritizes automation, robust security measures, and fraud prevention strategies, positioning itself as an optimal choice for businesses aiming to refine their payment and compliance procedures. Ultimately, this award-winning fintech marketplace stands out by offering secure and customizable payment solutions that cater to the unique needs of businesses worldwide.

Enhance the reach of your banking offerings by utilizing the Interlace platform, which allows you to introduce innovative bundled products and services to both existing and prospective clients via bank or partner channels. Transition accounts from your outdated core systems to our advanced virtual account framework, leading to significant reductions in legacy operational costs. With our modern API-first cloud-native architecture, you can roll out new initiatives in a matter of weeks instead of months, streamlining your processes. Avoid the complexities and expenses associated with core replacements and side-car core projects, while benefiting from real-time processing for accounts, payments, and card transactions to facilitate new offerings. The centralized Interlace Console provides compliance assurance for all programs through banking controls that apply universally across each initiative. Furthermore, our Real-time Settlement Automation guarantees the integrity of the funds flow and removes the need for manual reconciliation of programs, driving efficiency and accuracy in your operations. Moreover, by leveraging our platform, you can stay competitive and responsive in a rapidly evolving financial landscape.

Multimodal specializes in the creation and management of secure, cohesive, and customized AI automation solutions specifically designed for intricate workflows within the financial sector. Our robust AI agents leverage proprietary company data to enhance accuracy and function collectively as your digital workforce. These advanced agents are capable of processing various documents, querying databases, powering chatbots, making informed decisions, and generating comprehensive reports. They excel at automating entire workflows and possess the ability to learn independently, continuously enhancing their performance. The Unstructured AI component acts as an Extract, Transform, Load (ETL) layer, adeptly handling complex, unstructured documents for applications like RAG or other AI-driven uses. Our Document AI is meticulously trained on your specific schema to efficiently extract, label, and organize data from diverse sources including loan applications, claims, and PDF reports. Additionally, our Conversational AI functions as a dedicated in-house chatbot, utilizing unstructured internal data to deliver effective support to both customers and employees. Furthermore, Database AI interfaces with company databases to respond to inquiries, interpret data sets, and offer valuable insights that can drive decision-making. This comprehensive suite of AI capabilities aims to streamline operations and enhance productivity across various financial services.

Inn-Flow provides an all-encompassing hotel management software suite aimed at enhancing various operational aspects such as accounting, payroll, labor management, procurement, and sales. By offering cutting-edge accounting solutions that allow for real-time data access, it simplifies financial management for hotel operators. The software features automated payroll processing, which helps in minimizing operational expenses, alongside AI-driven bookkeeping services that alleviate the challenges associated with invoicing and other financial responsibilities. Additionally, the labor management tools are designed to optimize employee scheduling, thereby lowering labor costs, while procurement functionalities help in monitoring inventory levels and minimizing waste. Sales and revenue enhancement is facilitated through automated tracking and advanced business intelligence capabilities. Furthermore, Inn-Flow's ability to integrate with top-tier applications allows for effortless data synchronization across various properties, promoting operational efficiency and uniformity. Hotels utilizing Inn-Flow have noted significant improvements in productivity, cost reductions, and enhanced financial outcomes, leading to greater competitiveness in the hospitality market. The comprehensive nature of Inn-Flow's offerings makes it an invaluable asset for hotel management teams striving for excellence.

CloudNuro.ai serves as a smart platform for managing both cloud and SaaS environments, providing organizations with enhanced visibility, governance, optimization, and automation capabilities throughout their digital ecosystems. With its unified interface, it effectively identifies all SaaS applications, including those that fall under Shadow IT, using various detection techniques such as DNS, SSO, browser agents, and APIs. The platform continuously catalogs applications in real time and highlights tools that are either unused, duplicated, or not authorized for use. It also provides valuable insights into expenditures, usage patterns, license entitlements, and application engagement metrics, empowering teams to manage costs efficiently and negotiate contract renewals based on solid data. Furthermore, automated workflows facilitate processes such as user onboarding and offboarding, approval workflows, compliance assessments, and policy enforcement, which not only lighten the IT department's burden but also enhance security measures. In addition, CloudNuro.ai boasts robust integrations with leading SaaS and cloud service providers, including M365, Salesforce, and various ITSM tools, which allows for seamless synchronization of catalog information, subscription management, and policy automation, ultimately streamlining operations across the organization. This comprehensive approach ensures that businesses can maintain control over their software assets while maximizing value and minimizing risks.

Finlens is an innovative accounting co-pilot powered by AI that provides startups and CPA firms with immediate financial insight, streamlining the entire bookkeeping process. Its user-friendly dashboard consolidates information from more than 1,000 bank and credit card connections, ensuring GAAP-compliant records and delivering real-time key performance indicators such as runway, burn rate, monthly recurring revenue, annual recurring revenue, and customer growth, all without the need for manual data input. Transactions are systematically categorized and reconciled, with tailored reports, balance sheets, profit and loss statements, and spending schedules available on demand. The platform integrates effortlessly with QuickBooks, facilitating a hassle-free setup, while also enabling instant invoicing and monitoring of receivables and payables, along with collaborative access for founders, CFOs, and accountants. Additionally, built-in AI insights reveal trends in expenses and revenue streams, expedite monthly closings, and liberate teams from cumbersome spreadsheets and email chains by centralizing communication and approvals on the platform. This comprehensive solution not only enhances efficiency but also empowers financial decision-making with actionable data insights.

Fintech Sandbox operates as a nonprofit organization that offers early-stage fintech companies complimentary access to essential data, APIs, and infrastructure through its data access residency program. Targeted towards startups that are often in the bootstrap phase or have reached Series A funding, the program allows them to apply for the use of datasets from over 40 data providers across various sectors such as capital markets, weather, and news, all at no cost for a duration of up to six months, without any fees or equity stakes involved. Since its inception, more than 400 startups worldwide have engaged with the program, gaining access to data that would otherwise be financially unattainable, thereby fostering their ability to develop and enhance their product offerings without facing prohibitive obstacles. The initiative supports both structured and unstructured data feeds, which enhances its versatility. In addition to data provision, Fintech Sandbox also facilitates connections within a robust community comprising investors, technology firms, financial institutions, data providers, accelerators, and more. Ultimately, its mission is to eliminate barriers to fintech innovation, transforming data from a potential hindrance into a vital resource for startups to thrive and succeed in a competitive landscape. This collaborative approach not only empowers startups but also promotes a healthier ecosystem for financial technology innovation.

Totality is an advanced loan management platform designed to enhance lending processes through comprehensive automation, informed decision-making, and a cohesive user interface. By streamlining essential portfolio tasks such as customer interaction, contract management, loan assessments, funding, collections, and marketing initiatives, it significantly minimizes the reliance on manual labor. Users benefit from a sleek, modern dashboard that facilitates the entire loan lifecycle on a single, continuously updating screen, effectively consolidating communication options—whether voice, email, or text—alongside pertinent customer information. The system provides real-time tracking of key performance indicators and customizable mobile alerts, ensuring operators can swiftly respond to changing performance metrics. Additionally, Totality seamlessly integrates with various systems and offers flexible customization, while its licensing model incorporates software updates and dedicated support hours, ensuring there are no hidden costs. With these features, Totality empowers lending professionals to work more efficiently and adapt quickly to evolving market demands.

Zania delivers autonomous AI agents specifically designed for governance, risk management, and compliance, enabling organizations to perform intricate tasks with exceptional precision, which allows for the automation of assessments, control tests, vendor questionnaires, evidence gathering, policy revisions, and comprehensive workflow management. The platform provides ongoing risk monitoring in both first- and third-party settings, analyzes extensive security and audit information, identifies vulnerabilities with actionable solutions, and adheres to prominent frameworks including PCI, ISO 27001, SOC 2, and NIST CSF. With a focus on enterprise-level security, Zania employs private models (ensuring customer data remains untrained by default), assures compliance with SOC 2 Type 2 standards, supports SSO/SAML integrations, and facilitates data residency controls. Furthermore, its autonomous workflows empower users to issue commands in natural language, such as "locate employees with overdue security tickets and send them reminders via Slack," with Zania managing the entire process from initial identification to final escalation seamlessly. As a result, organizations can enhance their operational efficiency while significantly reducing the manual workload associated with compliance and risk management tasks.

LendAPI is an exceptionally adaptable, infrastructure-first platform for lending and financial services that provides organizations the ability to create, launch, and expand custom credit solutions without the limitations imposed by outdated systems. Its Product Studio features a user-friendly no-code interface that allows for the swift design and publication of new lending products within days, while the Decision Engine, Rules Studio, and integrated Pricing Engine facilitate real-time updates to dynamic rule configurations, underwriting processes, and pricing strategies. The platform is equipped with essential modules for Loan Origination and Loan Management and supports various embedded finance scenarios, including point-of-sale financing, Buy Now Pay Later (BNPL) options, real-estate loans, and virtual card services. In addition, it boasts extensive integrations with KYC/KYB compliance, credit bureau information, fraud detection tools, and document automation systems. With over 270 pre-built integrations and a fully API-driven framework, LendAPI empowers fintech companies, banks, and retailers to significantly reduce manual review processes by approximately 30%, enhancing overall efficiency and responsiveness in financial transactions. This innovative approach positions LendAPI as a key player in the evolution of modern lending practices.

Payslice serves as a financial wellness platform that enables employees to access their earned wages instantly, bridging the gap between the work they have completed and the pay they receive. With the innovative "Instapay" feature, users can securely link their bank accounts and grant permission for early access to their wages; they can then withdraw a portion of their forthcoming paycheck directly to their bank accounts or debit cards, often in a matter of minutes. The platform prides itself on having no hidden fees or interest charges, opting instead for clear and straightforward transfers. Behind the scenes, Payslice assesses income and historical pay cycles, rather than relying on credit scores, allowing even those without traditional credit histories to benefit from its services. Additionally, Payslice functions as a payroll financing and benefits management tool for employers, enabling companies to provide their employees, particularly hourly and frontline workers, with more flexible payment options. This dual functionality not only enhances employee satisfaction but also supports businesses in managing their payroll processes more efficiently.

Quanta is a comprehensive accounting platform specifically designed for software companies, providing real-time insights into financial performance through a blend of automated bookkeeping, ongoing reconciliations, and seamless integration with popular financial tools used by startups. It features an AI-driven general ledger that automatically pulls in data from various sources, such as banking, payment, payroll, and spending tools, applying set rules to ensure that financial records remain accurate, consistent, and current. With real-time dashboards at their fingertips, users can monitor vital metrics like cash flow, revenue, burn rate, runway, accounts receivable, vendor activity, and customer invoice statuses, allowing teams to access up-to-date information without delay. Additionally, Quanta offers sophisticated capabilities for revenue recognition, tracking finances at the department level, and managing tax filings across federal, state, and local levels, including support for R&D tax credit studies. Moreover, users benefit from having a dedicated in-house accounting professional to assist them with their financial management needs, enhancing overall support and guidance.

Tuo is a comprehensive Lending-as-a-Service (LaaS) platform designed to offer the vital infrastructure, workflows, and integrations necessary for swiftly launching, managing, and scaling digital lending products without the need to create intricate backend systems from the ground up. By centralizing and automating essential lending operations such as underwriting, compliance oversight, loan servicing, risk assessment, and collections, Tuo enables financial innovators and non-licensed lenders to concentrate on expanding their customer base and driving growth rather than getting bogged down by operational intricacies. The platform seamlessly connects with a variety of financial institutions and reliable data providers to meet regulatory standards and facilitate real-time identity verification, credit reporting, and account data aggregation. Additionally, Tuo’s adaptable interface allows lenders to modify underwriting criteria, risk profiles, borrower experiences, dashboards, and workflows in alignment with their distinctive business strategies, all while enhancing the simplicity of borrower interactions across both web and mobile platforms. Ultimately, Tuo empowers lenders to innovate and respond to market demands with agility and efficiency.

BI Book is a comprehensive business intelligence and reporting platform that operates on Microsoft Power BI, enabling organizations to aggregate data from various systems into a single, cohesive environment for efficient reporting, analysis, planning, budgeting, forecasting, and visualization through clear dashboards and real-time updates. It comes equipped with ready-made integrations and templates to connect to various data sources, allowing users to create, modify, share, and automate Power BI reports in just minutes, all without the need for intricate data warehouses or advanced technical expertise. This software not only centralizes and organizes business data for reliable analytics but also fosters automated workflows that significantly minimize manual tasks, while offering essential tools for in-depth analysis and scenario planning. Users enjoy the ability to securely distribute reports with role-based access, enhancing collaboration across different teams, and effectively breaking down data silos, all while benefiting from robust enterprise-grade security and compliance measures. Furthermore, BI Book's user-friendly interface ensures that individuals at any skill level can leverage its powerful features to drive informed decision-making.

Iris Finance is an innovative financial planning and analysis platform powered by AI, designed to provide consumer brands and product-focused businesses with immediate insights into their profitability, cash flow, and overall operational effectiveness by consolidating data from various sources such as ecommerce platforms, accounting software, advertising expenditures, payroll, and more into a single, streamlined system; this advanced solution eliminates the need for outdated manual reports and spreadsheets by offering real-time profit-and-loss assessments, daily updates on revenue and costs, automated forecasting, AI-enhanced cash flow strategies, and benchmarking capabilities, enabling teams to make quicker and more informed financial choices. By seamlessly integrating with popular tools like Shopify, Amazon, QuickBooks, Meta, Google Ads, NetSuite, Xero, TikTok Ads, and various banking services, it aggregates essential data on sales, costs, transaction fees, and advertising spending, ensuring that users have access to the most current performance metrics and can accurately gauge profitability at the level of individual channels or SKUs, fostering a more responsive approach to financial management. This empowers businesses to adapt swiftly to market changes and optimize their financial strategies effectively.

Streamline and expand your lending operations with our comprehensive CRM and loan management software, which provides a contemporary experience for borrowers through online and mobile-friendly portals, personalized workflows, and a completely paperless application process. By integrating our rapid and comprehensive application web forms directly onto your website, you can expedite submissions and ensure the efficient collection of necessary documents. Our platform facilitates real-time updates for all team members, including brokers, borrowers, and third parties, keeping everyone informed about the loan's progress. Built entirely on AWS, our solution adheres to SOC 2, ISO 27001, and PCI compliance standards, guaranteeing that your data and documents are encrypted, secured, and backed up for life. The customizable dashboard and pipeline enhance your workflow, while features like email marketing with drip campaigns, lead tagging, and tracking of referral sources empower your business. You can effortlessly assign leads and deals to loan officers or processors, and with LendingWise LOS software, you gain a versatile tool that is pre-configured for various loan types such as Fix & Flip, Rental, CRE Bridge/Perm, and SBA loans, with the option for further customization to meet your specific needs. This robust platform not only optimizes your lending process but also positions your business for sustained growth and success in the competitive market.

Ignite your creativity with integrated payment solutions. Embrace adaptability, innovation, and prosperity by maximizing the value of every transaction your business processes. You deserve more than just standard payment options. Our advanced technology ensures that transactions are not only smooth but also offer significantly more benefits. Experience quicker and more dependable transactions, increased conversion rates, and unparalleled insights along with flexibility. This empowers you to enhance customer satisfaction and tap into new sources of revenue. Simplify your payment processes through a single, unified API that grows alongside your business and adjusts to changes in real-time. Expand your reach with local acquiring capabilities in key markets, support for over 150 currencies, and access to the most widely used payment methods. Gain complete transparency regarding your payment data, along with instant insights that can transform your business landscape. Discover how we can help you realize the full potential of your payment systems. By leveraging our solutions, you can revolutionize how you view and manage your transactions, setting the stage for future success.

Quickly and effortlessly construct, assess, and implement your payment solutions using our modular, "building-block" technology. With more than 100,000 pre-coded functions at your disposal through an intuitive point-and-click interface, you can significantly reduce your time to market while accommodating nearly any use case via our extensive library of over 300 APIs. Seamlessly transfer card details into users' mobile wallets and utilize advanced tools to provide exceptional digital experiences. Experience the benefits of flexibility and control as you rapidly develop and test new programs featuring unique capabilities informed by market feedback, all while scaling your offerings within a platform that is inherently secure, reliable, and contextually aware. Our highly adaptable Agile Processing platform empowers you to create and launch programs with an unmatched variety of features, allowing you to roll out initiatives in as little as 30 days without the need for costly IT infrastructure investments. This streamlined approach not only enhances efficiency but also fosters innovation in the ever-evolving payment landscape.

Unqork was founded in 2017 and is the industry's pioneer enterprise no-code platform. It helps large companies create, deploy, manage, and maintain complex applications without writing any code. Companies such as Liberty Mutual, Goldman Sachs and John Hancock use Unqork's drag and drop interface to create enterprise applications faster, with better quality and at lower costs than traditional approaches.