Best Web-Based Crypto Lending (DeFi) Platforms of 2024

QDAO DeFi supports smart investments with liquid cryptocurrencies, instant loans and deposits at the highest interest rates. The program's popularity is growing and it offers stable interest rates and attractive lending conditions. There are 17 highly-requested cryptocurrencies available to choose from, including BTC and USDT. In the near future, tokenized stocks will be available. This program offers the highest possible deposit and lending rates while offering the best and most profitable terms. Borrowers can also enjoy the lowest rates. Cold Wallets provide absolute security for assets. QDAO DeFi is legal and allowed by an EU license. You can earn up to 14,64% interest annually, which is significantly more than traditional bank deposits or other investments. QDAO DeFi gives you complete flexibility, allowing you to add or withdraw funds at any moment. Your funds are protected at all times by asset-backed portfolios that include overcollateralized loans.

The easiest way to buy and sell cryptocurrency. We want the journey through the digital economy to be simple. We created a platform that provides you with the tools and information you need to have a memorable experience. We have the technology to secure your funds and protect each of your operations. We provide all the tools you need to quickly and easily buy, sell, save, and send cryptocurrencies, 24 hours a days, every day. Of course, theft is not the only threat. Our platform offers financial stability, full reserves and healthy banking relationships. We also offer the highest legal standards. 95% of all deposits are offline and stored in cold storage. We also have sufficient reserves to allow you to withdraw your funds instantly.

Sovryn is subject to regular security audits by multiple auditors. Sovryn will continue to add secure oracles to increase decentralization. The insurance fund protects against loans that are not properly collateralized. The fund receives 10% interest. We are committed to interoperability, the development of open-source code, and this is one of the founding principles at defi. No need to download bitcoin from your wallet. All transactions are settled via the RSK bitcoin sidechain. Sovryn is a distributed margin trading platform. There is no kyc and aml verification. Preserve your pseudonymity. You can lend and trade without revealing your keys to a central custodian. Your keys, coins, and control are yours. Borrowers on sovryn can be users who use their bitcoin to create leveraged positions, also known as margin trading. Sovryn allows borrowers to borrow bitcoin from lenders to create these leveraged positions.

The first permissionless crypto lending markets are near. Euler, a non-custodial protocol for Ethereum, allows users to lend or borrow almost any crypto asset. Euler allows its users to decide which assets are listed. Any asset with a WETH pair via Uniswap v3 may be added. Euler uses a system with asset tiers to maximize capital efficiency and minimize systemic risk. Euler uses control theory-backed interest rate models to minimize governance and aim for capital efficiency. Euler uses a Dutch auction and a discount booster to liquidity providers to limit the value extraction from liquidations. Euler allows users to withhold collateral from borrowers. This reduces trading risks, short selling opportunities and governance manipulation. Euler offers stability pools that allow lenders to passively swap their tokens with a discounted basket collateral assets during liquidations.

Linen is a platform that allows you to invest in the future of wealth-building. Linen allows its members to deposit crypto assets to compound, and earn yield. Compound is an independent interest rate protocol that runs on Ethereum blockchain. Interest rates are determined by the supply and demand of crypto assets. Borrowers who have crypto assets collateral to secure their borrowings will earn higher returns. Borrowings are highly secured. Linen App offers a simplified user experience for those who are not tech-savvy to take part in DeFi. Linen App's self-custodial crypto assets wallet allows you to connect to a U.S. bank account, and deposit crypto to Compound.

Principal Tokens (PT) allow you to grow your savings at a fixed price. PTs are "on-sale" versions of popular crypto assets that you can buy and hold for a specified term, then redeem for their full value at the end of the term. PTs do not have minimums or penalties. Your PT can be traded back for its base asset at anytime. Separate yield-generating positions such as Yearn vaults can be traded in two different tokens: principal and yield. Capital efficiency can be achieved by selling your principal and releasing your principal. This mechanism can be used to increase your yield. To earn additional APY, liquidity can be provided for your yield and principal tokens.

The interest rates displayed are market rates and may change. The amount borrowed will affect the rate. Rates displayed are for informational purposes only. Yield Protocol brings collateralized fixed-rate,fixed-term borrowing and lending and interest rate markets to decentralized finance. This eliminates the major problem with today's DeFi lending protocols, which is unpredictable interest rates. Existing DeFi protocols only offer variable interest rates. These protocols can experience interest rate volatility which can make it difficult to plan for the future, make investment decision, and properly hedge risk when borrowing or lending.

Earn interest the same way as a savings account but get 64x more. You can deposit using your bank account, or your debit card, and you will earn interest immediately. Our team is available to assist you 7 days a semaine. Chat with us, or give us a phone call. Linus connects your funds with borrowers in digital asset-credit markets where the demand for your cash exceeds that of your bank. Linus makes it easy. All you need is your email address and password. You can go from zero to earning in just minutes. We are a startup that is agile, lightweight, and unabated in our commitment to our customers. Linus partners with prime brokers and institutional borrowers to offer the best risk adjusted rate in the market. To date, no customer has experienced any loss of funds. Linus helps you reach borrowers on digital asset credit markets that can be difficult to reach. Some yields are easy to reach, while others are more difficult.

Support for distributed architecture and DDoS attack protection systems. 98% digital asset storage multiple signature cold bank. Coineal SuperCoin quick trading system. Unbeatable speed for currency withdrawal and transaction matching. Serving millions of users in over 130 countries around the globe. Deep cooperation with Japan Korea, Russia, Vietnam. Coineal is available 24/7 and places user satisfaction at the forefront of its operations. This is why they implement a user-centered strategy in product design and operations. CoinMarketCap, CoinGecko, and Coinhills consistently rank Coineal among the top exchanges. Coineal is known for providing a secure, professional, yet easy environment for cryptoasset traders. Coineal is also the most popular digital asset exchange in a wide variety of countries.

Monolith, a platform for decentralized finance (DeFi), is built on Ethereum. Monolith offers a wallet that users can access via a mobile app to buy and sell crypto. Monolith pays the gas costs. Monolith also offers a Visa debitcard that allows users to use their crypto wherever they like, just as a regular debit card.

TrustSwap offers a full-service digital asset platform. Venture capital firms have priority access to startups at the early stages of their development unlike traditional finance. This exclusivity means that the general public is forced to buy in later and at higher prices, creating an unfair situation. TrustSwap allows you to become a VC and get priority access to early-stage crypto startups. By staking SWAP, you get guaranteed access. The greater your SWAP stake, the more you will receive. SmartLock, a decentralized application, allows blockchain projects to lock their ERC20 and LP Liquidity coins in a non-custodial smart contract vault. No coding required to create your own audited cryptocurrency. Anyone can now create a token and launch it via Uniswap. This is a huge plus. It comes with significant risks.

Handpicked by a decentralized group of economically incentivised talents. Active yield-generating strategies behind closed doors will maximize returns. Automated. It is accessible. The community oven saves 97% on minting gas. Secure architecture and fully audited contract. Complete redesign of the governance system for token holders. Vote on key DAO issues and get paid every month for your work. Our products do exactly what they claim: diversify your portfolio, make you money. We propose to actively manage our treasury and generate more revenue from liquidity pools across Balancer (Uniswap), Curve (Curve), and Sushiswap.

We combine our combined experience in innovative technologies with business logic to help pioneer the adoption of a new type of money market. To secure loans and earn additional yield, you must provide liquidity in advance. Fair interest rates on loans are based on algorithmic risk assessments. Trade assets from multiple platforms on margin and with advanced order types. Polkadot bridges ensure trustless interoperability across all chains. Attracting institutional clients across multiple platforms is a way to solve the chronic DeFi problem. Liquidity to protect against default in adverse markets.

PolkaFoundry allows you to create frictionless, borderless DeFi & TFT apps. It was created to allow developers to explore new horizons in the DeFi & NFT world. The exciting ecosystem, true interoperability and the unparalleled scalability and Scalability of Substrate and Polkadot are all a part of the Substrate. Unique UX-enabling features make dapps accessible to a wider audience. PolkaFoundry connects dapps with reliable sources for credit checks and price feeds to automate loan decisions. PolkaFoundry offers prediction dapps that use real-time data and reliable randomness sources in order to predict the future. It is easy to bring ideas from the Ethereum derivatives dapps into the Polkadot ecosystem with PolkaFoundry’s EVM support. PolkaFoundry's high scalability, interoperability, and innovation potential can be a driving force in this space.

Get early access to special token sales and public sales at a lower price than the market. You can earn high yield by staking PKF and LP-PKF. PolkaSmith will win Kusama's parachain auction. Lock KSM and earn tokens. We carefully select projects, scrutinize and verify their origin and legitimacy, innovation and ability to execute their vision. Red Kite supports Ethereum, BSC, and Polygon pools. We are currently testing Polkadot pool on PolkaFoundry testnet in order to become the first Polkadot launchpad. There are flexible pool types and whitelist conditions. Our bot system monitors participants' behavior and sets reputation points for them based on their actions. Participant's reputation will impact their tier and their ability participate in the next launches.

Solster ecosystem's first DeFi product, IDO Launchpad for Solana Projects, offers guaranteed token allocation to participants, auto token claim program, decentralized KYC, and decentralized token allocation. Solster Finance is an ecosystem that allows investors to diversify their Decentralized Finances (DeFi). Solster ecosystem includes IDO Launchpad For Solana Projects, a decentralized exchange (DEX), for crypto trading, token swaps, token staking and token vesting, as well as a lottery platform. Our main focus is on improving the user experience. Advanced Launchpad functionality, token sale flow, DEX trading windows design, transparent and distributed lottery platform based upon legacy, pooled giveaway and subscription models. With a customer support system. We want to create a DeFi community that is high quality and explore the DeFi ecosystem through Solana. Solster, Serum, and Bonfida, built on the Solana Blockchain, can make decentralized finance accessible, fair, and fast for everyone.

Our services were originally deployed on Ethereum, but they are now available on multiple chains. This allows communities, projects, and token developers to use the appropriate tools. Multi-chain is the future of cryptocurrency. Developers are welcome to use our security feature to lock their liquidity provider tokens. The DeFi industry is embracing the concept of locking liquidity, and Unicrypt is proud to confirm that this feature was introduced to the market. Both project owners and early adopters can use vesting options. This option is offered as an independent service and fits in with the ILO Platform. The UI reflects wallet vesting tokens and allows anyone to view it in an easier way.

SOLPAD is the first Multichain IDO platform to support Solana. It allows projects to raise capital through a decentralized platform that is based on Solana. Solpad's goal is to be the leading IDO platform, integrating all major Layer 1-chains. Solpad uses a pooled structure that gives everyone an equal chance to participate in upcoming IDOs. All it takes is to stake our token SOLPAD. Solswap, our built-in DEX. Projects incubated on SolPad can instantly list on SolSwap. SolSwap was created to connect Solana and other blockchains. A bidirectional, decentralized ERC-20 = SOLANA token bridge. The SolPAD Bridge is now available on testnet Learn how to test our newest bridge, and what's next at SolPAD Finance. We continue to work to bring you the best solutions in Defi Land. SolPad simplifies the entry to decentralized finance by providing a complete token launching platform.

The Jigstack brand is a new era in Defi products. All products can be used together or separately to improve people's daily lives. Our products are user-focused and desired. They are governed by the Jigstack DAO. STAK is a governance token that will bring revenue to all token holder. Combining the cutting-edge voting system and rewards and interest creates a new ecosystem that promotes equality of opportunity for STAK holders. Ethereum is now widely used in commercial grade. DTC capital, Grayscale, Bloomberg, and CME are just a few of the institutions that have invested in Ethereum. The decentralized affiliate marketing platform. This new way for affiliates can promote and earn rewards on their crypto wallet. Without intermediaries. Premium NFT marketplace for collectibles, and unique artistic pieces

SuperFarm allows NFT creators, traders and collectors to join an open and accessible NFT marketplace. We create state-of-the-art apps that allow users to access SuperFarm and contribute to the worlds of NFTs. A new type of permissionless, decentralized crowdfunding platform. SuperFarm has published an online multiplayer social deduction game. Tools to create games using blockchain technology for complex in-game economics. SuperFarm is compatible with all of the top smart contract chains.

PolkaBridge allows you to swap tokens from the DOT platform to tokens of other chains and vice versa. Users can earn by lending, lending, and many other ways. You can fully control your crypto. Tokens trade wallet-to-wallet. An open-source smart contract secures your funds. The UI is easy and quick. You can use PolkaBridge to swap tokens from DOT platform to tokens of other chains, and vice versa. Users can earn by lending, farming, and adding liquidity. A cutting-edge AMM that redistributes earnings to pool and capitalizes on user slippages. By providing liquidity to liquidity pool liquidity pools, you can earn 90% of transaction fees. Participate in IDOs that are good and fundamentally sound. It is easy to borrow and deposit funds. Participate in forecasting the market and get rewards for being right. Vote for our future projects by registering tokens.

You can benefit from a low interest rate, as well as an easy online borrowing process. You can simply pledge your crypto assets to borrow funds in stable currency. Borrowers pledge crypto assets as collateral and choose their preferred loan terms and interest rates. The BitLoan market allows lenders to invest USDT/CNYT funds in BitLoan markets. They can then set their preferred loan matching criteria such as rates and terms. Our platform will match a borrower’s request with multiple lenders’ funds and borrowers can receive the funds immediately. Secure loans are generally offered at lower rates than other platforms. You can quickly apply using just a few taps on your smartphone. You can get funds without having to sell your crypto asset. The amount of repayment won't change if collateral prices rise. Simply repay your pledged assets and redeem them.

Vote to determine which DeFi pools/projects will be listed, how community rewards are distributed, which NFT collections will be listed, and more. Our launchpad allows users to submit open applications for new projects so that they can participate in early-stage activities. We are the only platform that offers zero-fee auto compounding yield farming. To use all our tools and services, you don't need to lock FOC. Simply put, it is needed by our community and it is also required by the market. DYOR (Do Your Own Research), was a key principle in the world cryptocurrency for many years.

Alchemix Finance, a community DAO and future-yield-backed synthetic assets platform, is Alchemix Finance. You can receive advances on your yield farming through a synthetic token, which represents a fungible claim to any underlying collateral in Alchemix protocol. The DAO will fund projects that will grow the Alchemix ecosystem, as well the wider Ethereum community. Alchemix allows you to reimagine DeFi's potential by offering flexible instant loans that can be repaid over time. Future yield is the backing for the synthetic protocol token (alUSD). Join the growing wave that is Alchemy. It's your destiny! Deposit DAI to mint alUSD - a synthetic stablecoin that tokenizes future yield. Your yearn.finance vaults collateral will automatically repay your advance over time. Yield earned Transform alUSD into DAI 1-to-1 Alchemix, or trade it on decentralized marketplaces such as Sushiswap and crv.finance.

Your data is yours alone. The SelfKey wallet is not custodial. You have full control over your data, documents, and digital assets. SelfKey cannot steal or lose your identity data and digital assets. Securely store and manage digital assets and identity documents. You can access multiple marketplaces to find and sign up. The SelfKey Marketplace allows you to open a bank account, start a business, or have documents notarized. The SelfKey Marketplace, powered by the KEY token, is priced against USD and offers access to a wide range of services with full transparency about documentation requirements, cost, as well as the total processing time. Explore global options for wealth management, corporate banking, individual banking and wealth management. Your SelfKey wallet allows you to apply for an international bank account. With just one click, you can send your identification documents and data (KYC).