Best Crypto Lending (DeFi) Platforms in Africa

Centrifuge bridges assets such as invoices, real property, and royalties to deFi. Borrowers can finance real-world assets directly without the need for banks or intermediaries. Everyone can access liquidity. Investors receive a return plus CFG rewards. The Centrifuge peer to-peer (P2P), network allows for secure data exchange, verification, and tokenization between collaborators. Service providers can access the asset information and can contribute to the NFT. Asset originators can share the details of their assets with selected service providers. Cryptographic signatures can be used to verify the data origin. The components of the P2P network can be implemented on libp2p. Centrifuge Chain is used to (i) maintain identities in a similar format as the ERC725 standard; (iii), anchor state commitments and (iii). mint NFTs from offchain documents. These NFTs can be used to bridge to Ethereum and be used as collateral to Tinlake to finance these assets.

Today, most DeFi services only work with the Ethereum ecosystem. BiFi revolutionizes DeFi using our multichain technology, Bifrost. BiFi supports transactions between cryptocurrencies from different blockchain protocols including Bitcoin. The blockchain ecosystem has been tainted by frauds and hacks. Our security experts, hackers, and researchers are committed to maintaining the highest security standards. You can put your money to good use with us. You can only invest your Bitcoin, which is the world's largest digital asset, at a central exchange. BiFi is the first service that supports real Bitcoin, and not just pegged. The blockchain allows you to view the transaction published.

Current DeFi products block incoming users because of high gas fees, turtle speed, poor user experience, and high turtle speed. Bella DeFi suite allows users deposit and receive high yield arbitrage strategies via our custodian service or on-chain. You can now stop bouncing between protocols in order to get the best yield and just watch your asset grow with a 1-click design. Click and done. Relax and watch your assets grow. The code will do the heavy lifting. We believe that everyone should have access to premium financial services. High gas fees shouldn't be a barrier. Smart pool routes your funds to pools that offer the best return. Flexible and decentralized money market. Refer bonus, liquidity pool token support, easy-to-deploy liquidity mine, referral bonus Smart portal for DeFi products. 1-click, zero gas fee.

Ondo Finance provides decentralized finance to everyone, giving users the option of higher returns or downside protection. Ondo divides pooled LP assets in multiple investment classes. Ondo Finance allows crypto-asset traders to trade the risk/reward balance of pooled assets. The existing yield in crypto-asset markets comes in the form volatile rates that are derived from a complex set of inputs. Ondo significantly expands the investor base that can capitalize on these yields. Fixed yield positions are less risky and more comprehensible, while also offering new forms of leveraged exposure for experienced crypto-asset investors. This implementation will limit investors to fixed and variable yield position. Fixed yield positions will receive a fixed percentage of their initial investment. After the fixed yield has received its payout, the variable tranche will receive any excess returns.

The liquidity endpoint for DeFi on Ethereum and BSC. The 0x API is a professional-grade, liquidity aggregator that will enable the future of DeFi apps. Smart order routing allows you to split your transaction across multiple decentralized exchange networks, ensuring that your transaction has the lowest slippage. Competitive pricing via 0x's RFIQ system. Allows for peer-to-peer liquidity and limit orders free of charge. Access AMM liquidity you won't find anywhere else. We have everything you need, so don't worry about finding new sources. We offer better prices, faster response times and lower revert rates than any other market aggregator. Automatedly create orders that can be passed through your smart contracts and settled on-chain. Matcha is a global search engine for liquidity markets and markets that allows users to trade tokens at a best price using a world-class interface.

FEI is a new stablecoin. It is more capital efficient, has fair distribution, is fully decentralized, and is more efficient than other stablecoins. To maintain liquid secondary markets, the protocol uses the value it controls. The governance token that manages the protocol is TRIBE. TRIBE is governance that is minimally required for maintenance of pegs, but with a focus on upgrades and integrations. The supply of FEI stablecoin is unlimited and tracks demand. FEI is sold along a bonding curve. This curve is fixed at the $1 peg. Users can purchase FEI on the bonding curve if there is a new demand. To reward early adopters of FEI, the price function will be low. Fei Protocol will allow the creation of bonding curvatures denominated by any ERC20. Only one curve will be launched, and it will be denominated only in ETH.

Bond sales and LP fees increase Treasury revenue, lock in liquidity, and help control OHM supply. Treasury inflow is used for increasing treasury balance, to return OHM tokens outstanding and to regulate staking APY. Olympus was designed with long-term protocol security in mind. All OHM that are minted for stake rewards are backed by a reserve from our treasury. OHM is minted and evenly divided for staking rewards. OHM staked more reduces the APY, but pushes OHM price higher. This creates a balance that protects you investment. Olympus controls almost all of its liquidity. This helps to maintain price stability as well as treasury income. Olympus's protocol-owned liquidity protects it from unfavorable market conditions because of its longevity and efficiency.

Popsicle Finance, a multichain yield optimization platform designed for Liquidity Providers, is a multichain yield optimization tool. Turn on our autopilot, relax, and increase your yield. Popsicle Finance makes it easy to provide liquidity in a user-friendly way. These are some important metrics that indicate the level of adoption. Popsicle Finance aims to make the DeFi space as easy-to-use as possible. We want every potential customer to be able to take advantage of the cryptocurrency ecosystem. We are open to innovation that is cross-chain. Popsicle Finance will manage liquidity on multiple chains to increase capital efficiency, and provide its users with the highest yield possible on assets they wish to put into liquidity pools.

UNION is a platform that combines bundled security and a liquid secondary marketplace with a multi-token model. Participants in DeFi manage multi-layer risk across smart contracts and protocols using a single, scalable system. UNION lowers barriers to entry for retail users, and provides the foundation for institutional investors. UNION's foundation of full-stack protection lowers the risks and costs associated with DeFi. Anybody can purchase tailored protection against composable risk such as Layer-1 and smart contract exposure. Support the UNION finance ecosystems and receive rewards and incentives. Collateral optimization protection can be purchased, redeemed and managed. Volatility protection for large position holders and stable coin borrowers. Protection writing for long position leverage. Protect your assets from smart contract breaches, balance theft, malicious hacking, and project rug-pulls by purchasing, redeeming, and managing protections.

Opium.finance allows people to create markets through a decentralized financial platform. You can be your own banker or hedge fund manager using a variety of financial tools. Opium insurance is designed for DeFi traders. It covers credit default events, smart contract exploits and stablecoin custodian bankruptcy. It also covers price volatility, SAFT risk, off-chain risks, and impermanent loss. In return for interest, crypto staking involves the transfer of your crypto coins to a trading strategy. Higher APR than lending protocols, with the same risk, stake, and unstake anywhere in the secondary market. Turbo is a product that has a short expiry and gives investors high leveraged exposure to the asset. High returns are possible for risk-takers. Risk-hedgers have the option to stake crypto into a liquidity pool that includes turbo products. In return for fees and a statistically stable return, they can also receive high returns within a matter of days.

The Index Coop began with the DeFi Pulse Index. It has a high standard of quality that helps investors have peace of mind. Index Coop creates and maintains some of the most respected crypto index products in the world. All index products are fully collateralized. Set Protocol's battle-tested V2 infrastructure is used to build our products. DeFi Pulse, an industry expert, sourced product methodologies. You can earn premiums or hedge your risk by selling Put and call options on DeFi pulse index. Some mobile wallets do not allow direct purchases of DPI in USD or other fiat currencies. Most wallet providers work with payment processors to enable fiat-on-ramps. This can result in restrictions on the assets that you can purchase. You can still use your mobile wallet using the "swap” function. Follow the above instructions, but instead DPI, you can buy DAI, ETH, or USDC. You can exchange your DAI, USDC or ETH once it is in your wallet.

Opyn v2 provides European, cash-settled options which auto-execute upon expiry. Option holders can exercise their options with cash settlement. They don't need to provide the underlying assets. Instead, the options are settled in collateral assets and option holders receive the difference between expiry price and strike price from option sellers. Opyn options (or oTokens), are ERC20s and can be traded on any decentralized exchange that adheres to the ERC20 standard. Investors trade options to generate income. Options can be used to generate income or earn yield in any market, much like yield farming. Leverage allows traders the ability to use less money to track the price movements of assets. Options offer similar market exposure as owning an asset but require less money. This allows for greater leverage and flexibility for your portfolio.

YAM is the governance token of the YAM protocol. A decentralized cryptocurrency that has a community-managed treasury. The funds can be used by the community via YAM governance to expand the protocol. Fair launch, open participation, inclusive community. The YAM treasury has a vibrant and fast-growing market. Earn YAMs and help YAM grow. YAM holders decide YAM's future via on-chain voting.

Frax is open-source and permissionless. It can be implemented on Ethereum or other chains. Frax is a protocol that provides a highly scalable, distributed, and algorithmic money to replace fixed-supply digital assets such as Bitcoin. Frax is a paradigm shift in stablecoin design. Many stablecoin protocols only embrace one type of design (entirely supported) or the other (entirely algorithmic without backing). Collateralized stablecoins either have custodial risk or require on-chain overcollateralization. Frax is the only stablecoin that has parts of its supply backed with collateral and parts of its supply algorithmic. FRAX is therefore the first stablecoin with a floating/unbacked part of its supply.

Participate in token sales of high-potential startups with KrystalGO. KrystalGO is our multi-chain launchpad for the next generation of crypto gems. We have been involved in the FinTech and Blockchain industry for over 5 years and we know the difficulties and pain points that users face when trying to navigate the DeFi space. Krystal is a platform that allows you to access all your favorite DeFi services from one place. We created it to help with these complexities. Krystal allows you to store digital assets on multiple blockchains and exchange tokens at the best rates. You also benefit from low gas costs and can save/lend tokens to earn interest.

Multi-chain layer 2 money markets with structured loans products to accelerate liquidity delivery at unimaginable speed and low cost. Multi-chain layer 2 money markets with structured loan products to accelerate liquidity delivery at unimaginable speed and remarkable low cost. Dynamically curated money markets with multiple collateral assets allow you to choose from more assets. TrustScore's proprietary algorithms enable credit scoring to be done anonymously by the borrower. This allows them to offer more loans with zero collateral. To mobilize liquidity and incentives, you can get more rewards by staking assets on a dedicated LP farming module. Holding EZ gives you more chances to get tokens for upcoming, high-quality vetted projects. Multiple assets can be farm as rewards for holding EZ.

ForTube is an open-source DeFi lending protocol that provides decentralized solutions for lending services. Binance Smart Chain and ETH support, with more chains being added in the future. Decentralize governance and then gradually transfer the core governance power to ForTube. To improve capital efficiency and capture value, asset rating and asset isolation should be implemented. Define the risk control rules to avoid market risk, contract risk, and oracle risks. ForTube offers users decentralized lending services and customized financial product, with a variety of interest models and flexible earnings options. ForTube Vault is a powerful hub for DeFi protocols. It ensures maximum aggregation earnings and maximum liquidity, while increasing capital utilization.

Qubit is a decentralized money marketplace platform that uses the speed, automation and security of blockchain to connect lenders with borrowers securely and efficiently. Qubit is committed to making money markets a safe commodity for the entire BSC Ecosystem. Qubit does away with the withdrawal fees that could have hindered the development of more advanced leveraged strategies on BSC. Qubit is also committed to ecosystem security on the BSC. Qubit does this in two different ways. Qubit does this by not supporting flash loans. This eliminates one of the biggest sources of insecurity within the ecosystem. Qubit team will support all whitelisted projects built on the Qubit platform that have vertically integrated code review. Qubit is the latest product in a growing number of connected products that Mound is developing to help grow the PancakeBunny Ecosystem.

You can borrow, lend and earn crypto and stablecoins via the Decentralized Finance-Based Money Market (DeFi). Atlantis is an autonomous, decentralized money market that allows variable-based rates to supply digital asset collaterals to protocol or borrow digital assets from protocol with over-collateralized assets. Tokenization of digital assets onto Atlantis protocol will unlock liquidity without the need to liquidate or sell the asset on the market. Money Markets allows users to access a peer-to–peer marketplace, where all interactions can be validated against open-source smart contract running on the immutable Binance Smart Chain Blockchain. The entire Atlantis protocol operates under the control of its community. There is no central control or tokens that have any power over its governance. Atlantis was created to preserve the equilibrium between suppliers and borrowers.

Fuse.fi delivers unprecedented DeFi capabilities to the masses via the user-friendly Fuse Cash mobile application. Fuse.fi is built on the Fuse ecosystem and blockchain. It allows anyone to have the power of DeFi right in their pocket. Fuse.fi DAO is coming soon. Subscribe to our channel in the meantime and you will be updated. We made the crypto wallet as easy and intuitive as possible for those who are new to crypto and DeFi. Keep fUSD in your wallet to earn 5% APY. If you're an advanced user, you'll appreciate the integration of WalletConnect! You can now connect your wallet to dozens DApps.

Fortress allows investors to lend and/or loan cryptocurrencies by pledging a large amount of cryptocurrency. Investors can lend assets and earn an annual percentage yield ("APY") which is paid by the borrowers. Fortress does this using money markets, which are pools or assets with algorithmically calculated interest rates that are based on the demand and supply of each asset. Fortress allows investors to lend or borrow assets and earn or pay interest. They don't need to negotiate anything, such as the maturity date, interest rates, collateral, or any other details with a peer or third party. Fortress has also introduced a synthetic stablecoin called FAI.

Ardadex is the first platform to offer both AMM and NFT Marketplace via the cardano blockchain network. The first and most secure peer-to-peer multi-chain crypto exchange. It offers the lowest fees and fastest growing primary token. Ardadex Protocol will be the foundation of the next wave of flexible financial markets. It creates seamless trading experiences and provides trustless custody and liquidity without compromising security standards. We aim to provide customers with cryptocurrency-based financial services that allow them to swap or exchange various digital assets. We plan to make cross-chain Dex and cross-chain Swaps possible to allow customers to settle their exchanges outside of the confines of an isolated Blockchain network.

Horizon Protocol is a decentralized DeFi platform that allows for "mainstream DeFi" (borrowing and lending, liquidity) to be extended to the creation of on-chain synthetic resources representing the real economy. Creation and liquidity provision for synthetic assets that are tied to real-world instruments and assets. Participants receive tokens and rewards for providing stablecoins and main coins to back synthetic asset. This is done in order to replicate the price, volatility, risk / return/ valuation profiles of the underlying assets. Horizon will include an experimental asset verification protocol. This protocol will allow verification and synthetic replication physical assets and other instruments that have value in the real world. This is used to connect to demand, price, and market data to help price synthetic instruments.

Acala is an Ethereum-compatible smart contract platform that allows you to scale your DApp to Polkadot. Acala is Polkadot's decentralized finance network. It is a layer-1 smartcontract platform that is scalable, Ethereum compatible, and optimized to DeFi with built in liquidity and ready-made applications. Acala allows developers to access the best of Ethereum with the full power of substrate. It offers trustless exchange, decentralized stabilitycoin (aUSD), liquid stake (LDOT), EVM+ and DOT Liquid Staking. Access DOT-based assets, derivatives, Polkadot native decentralized stablecoin, Polkadot ecosystem assets, and cross-chain assets. Acala's blockchain is tailored for DeFi and can be upgraded without the need to fork to incorporate new features requested by developers. On-chain "keepers" automate protocol execution to better manage risk and improve user experience. They also charge transaction fees with almost any token.

Karura's DeFi platform is all-in-one. It allows you to borrow, lend, borrow, earn, and much more. All this with low micro gas fees. Although both Polkadot and Kusama are standalone networks, they were built almost in the same way. However, Kusama has more flexible governance and is more open to risk. Karura will provide Kusama's entire network with decentralized financial products as well as stable assets. Karura settles transactions at a fraction the cost of other networks. Kusama's weight-based fees model means that you can expect microgas fees that are only slightly affected by transaction complexity. The community is empowered to vote, elect council members and drive Karura's development. Karura Swap allows users to trade tokens anonymously through Karura Apps. Karura Swap, a trustless, automated market maker (AMM), is a decentralized exchange on Karura's network.