Best On-Premises Credit Risk Management Software of 2025

Axe Credit Portal – ACP – is a future-proof AI-driven solution to automate the loan process from KYC to servicing including scoring, automatic decisioning, limit management, and collateral management. ACP is a locally hosted or cloud-based solution for lenders looking to provide an efficient, competitive, and seamless omnichannel financing journey for all client segments (Retail, Commercial, Corporate, Sovereign, and FIs.) ACP is a multi-segment digital lending solution covering not only Retail, Commercial, Corporate, FIs, and Sovereign segments but also other specific types of lending such as Microfinance, BNPL, Embedded financing, Islamic finance, Green Loans, debt servicers & collectors. Axe Finance is the trusted partner of leading global banking institutions such as Société Générale, OTP Bank, APS Bank, Arab National Bank, Al Rajhi Bank, Saudi EXIM Bank, QNB, ADCB, FAB, Bank of Bahrain and Kuwait, Bangkok Bank, Vietcombank, VIB, Permata Bank, BRED Bank Cambodia, Fidelity Bank, Polaris Bank, African Development Bank Group. among many others.

Streamline your collections and accounts receivable processes with Beyond ARM, a versatile debt collection solution crafted by DAKCS Software Systems. This platform, available both in the cloud and on-premises, caters to businesses of varying sizes and boasts a high degree of customization. With its innovative features, Beyond ARM enhances accounts receivable management (ARM), credit and risk assessments, predictive dialing, and comprehensive reporting and analytics tools. Improve your business results through a focus on user-centered design, as the skilled team at DAKCS prioritizes the end user by utilizing ongoing research, rigorous testing, and iterative improvements to enhance usability and overall quality. Offer your clients a seamless 24/7 billing experience, empowering them to make payments at their convenience, which can lead to an average increase of 30% in web payment transactions without the need for additional full-time employees. This commitment to enhancing customer engagement not only optimizes collections but also fosters lasting relationships with clients.

Model building software for today's machine learning age incorporates credit risk modelling expertise spanning over thirty years. Modeller is a flexible, transparent, interactive, and feature-rich tool that helps organizations get more out of their analytical teams. It allows for a variety of techniques, rapid development of powerful models, full explanation, and advancement of less experienced members of the team. You can choose from a variety of modeling techniques, including machine-learning, to achieve optimal predictive accuracy, especially when working with complex interrelationships and multicollinearity. At the touch of a button, you can create industry-standard binary and continuous target models. You can use decision tree modeling with CHAID trees and CART. You can choose from logistic regression, elastic network models, survival analysis (Cox PH), random forest, XGBoost and stochastic gradient descend. SAS, SQL and PMML are all available export options for use in other scoring and decisioning programs.