Best Credit Management Software in the UK

Digital Platform, Information, Transformation Services, Outsourcing & Processing, Credit Reporting Agency Services, Personal Solutions. CRIF.Digital provides solutions that will allow your company to improve and speed up digital transformation, increase customer experience online, and boost business growth. Credit Bureau and Data Pool, Business Information and Big Data, Identification and Antifraud Services and Property Information, Insurance Services, Information Bureau Platforms. International-level experts and professionals have the know-how, expertise, regulatory compliance, and analytical capabilities. They also have the latest IT knowledge and technologies. Comprehensive solutions that include big data analytics, risk management consulting, and an end-to-end credit management system.

Manage risk and make confident credit decision. Many finance departments today manage data and critical operations in outdated ways. Our flagship risk management solution offers intelligent risk management for modern finance teams. Custom credit policies allow you to approve or reject deals instantly. Effectively collaborate with all stakeholders to track the credit decision process. To assess risk exposure, you can use the largest global commercial database to assess credit applicants. To manage your portfolio more strategically, you need to have a complete and up-to date view of your customer relationships. CIAL 360 Credit allows you to make credit decisions confidently and effectively. CIAL is a proud member of Dun & Bradstreet's vast World Wide Network. This network allows millions of businesses to make confident decisions using reliable and easily accessible information.

SS&C Technologies Holdings (NASDAQ : SSNC), is the world's largest hedge funds and private equity administrator. It also serves as the largest mutual fund transfer agent. SS&C's unique business model combines financial services operations expertise with software and solutions to serve even the most demanding customers in healthcare and financial services. Banks and credit unions require high-quality information in order to support credit decision-making processes and reporting. BANC Mall, a web-based tool, provides access to current and accurate credit reports, vehicle and house valuations, flood reports and other relevant data. BANC Mall information will allow you to conduct accurate risk assessments and make better, more profitable credit decisions. You can do all of this through one web portal without having to pay high monthly minimums, subscription fees, or for reports directly from credit bureaus and data providers.

Easylodge is proud announce the release version 5 of its industry-leading credit engine. Credit V5™, based on our proven V4 engine now includes machine learning elements to assist credit managers in making better decisions and gaining a clear competitive advantage. EasyLodge®, Australia's leading finance origination and loan management platform, is ideal for banks, credit unions, finance companies, and fintech lenders. It offers the most efficient, cost-effective, ASIC NCCP compliant, customer friendly, and fastest way to originate credit. Get the Easylodge Advantage™. You can use Australia's only finance "wrap" to help manage your business more effectively and stand out in a highly competitive market. EasyLodge®, is a faster and more efficient way to access, track, document, track, and fund applications. This allows you to save significant amounts on processing costs.

Open finance platforms that scale to your specific needs will help you strengthen your market position. Our end-to-end SaaS software will help you modernize and enhance your automotive finance operations. It will also allow you to offer high-quality customer services. Is it possible to create a loan origination process that nurtures customer relationships and automates manual tasks for you team? Are you a lender who is drawn to products that do more for customers? Create a better financing experience for your customers and grow your business with the support of our software-as-a-service (SaaS) lease and loan origination software (formerly known as Rapport and CALMS). Solifi's Originations software automates the entire process from the first customer interaction to quoting, credit decisioning and documentation. You can quickly access your data and assess, report and respond to customer risks.

Our solutions adapt machine learning to your business. The digital marketplace has made it easier for consumers to shop for new or used vehicles. Auto lenders and financiers are under pressure to lower prices and take on more risk in order to increase originations. Businesses in automotive finance need to be able to offer compelling offers to customers in order to succeed in this highly competitive market. Online banks are disrupting the banking industry by offering innovative financial products without the overhead costs associated with physical locations. Banks must digitally transform their operations to reduce new risks like synthetic fraud and expand into the near-prime market in order to remain competitive in this environment.

Every business relationship has risks. Every phase of the customer's lifecycle is your responsibility. The GUARDEAN riskSuite is a modular platform that allows you to automatically manage all risk-relevant customer processes. This includes the application decision and the calculation of the collection probability for receivables management. Even with high volumes of applications, you can make quick, transparent and profitable credit decisions. We provide a quick, simple, and cost-effective solution to your information requests. The GUARDEAN riskSuite supports all legal guidelines and regulations, as well as those that are based on KYC, CDD and AML, as well as terror lists and sanctions (e.g. PEP The Fraud Check detects common fraud patterns automatically and reduces collection costs and defaults.

Debtorcare is a modular, smart system that works in the cloud. The software can be linked to your accounting package from the cloud. There is no need for you to purchase software that must be installed on your server. This makes a significant difference in terms of costs. This makes the software attractive for small businesses. Debtorcare is the first credit management software that is user-friendly. This approach is what Debtorcare was built upon. This software is very time-saving. Credit management has never been easier thanks to the intuitive interface. You can quickly access the right overviews by clicking a few buttons and you are in complete control. We are proud to be the only provider of user-friendly credit software. Credit management consultants with years of credit management experience have developed Debtorcare.

DocFinance is now a Fintech HUB that can provide its customers with all the benefits of full integration between technological services and our company's treasury management software and commercial credit management software. It is a software application that automates the collection process and commercial credit risk management. It integrates with the main Business Information providers and includes a company rating engine that allows for you to get to know your customers. It is a software application that allows advanced management of company treasury and includes Corporate Banking services. Its completeness is characterized by the integration of Remote Banking services and the company information system. The AFEXDirect platform has a single, consolidated and intuitive interface that is easy to use. It is also flexible and safe. The platform is available to customers 24 hours a days, 7 days a săptămână. Changes are made in real-time.

Effectively manage customer touchpoints, measure feedback in real time, improve customer experience, and gain valuable insights based upon smart data and analysis. No matter if you are a large multimarket company or a small startup, our market-leading Risk- and credit management solutions can be tailored to meet your needs. Our Analytics Services are a bespoke solution that meets your specific needs. They can help you improve customer relationships, reduce waste, and improve performance. No matter if your business requires data about individuals, households, companies, or industries, we can provide it via API's or web services.

Bilendo, the modern credit management platform, helps companies automate and control all credit risk minimization processes centrally. Companies are finding it difficult to reduce costs using outdated and legacy systems, especially when profit margins are decreasing. Credit risks are a major cause of high and unpredictable costs. Bilendo's innovative approach allows you to lower costs and reduce credit risk while allowing you to focus on business growth. Bilendo is a modern credit management platform that allows companies to map, control, and automate all credit risk minimization activities. Bilendo maps the entire process from invoice to cash with all relevant credit management tools. They can also be combined as needed. These include receivables management and debtor management, collection, dunning customer portals, service portals payment transactions, factoring risk management and protection against bad debt.

Debt Collection System can be used in "SaaS", complete with all functions for credit management. The powerful process workflow and the efficient schedule allow you to keep everything under control. You can also integrate with telephony to speed up collection and phone management. Pre-set models and pre-programmed actions enable you to send communications to debtors via SMS or e-mail. You can manage receipts, calculate commissions, monitor progress with reporting and statistical functions, and control the assignment of practices to external and internal operators, debt collectors, and third parties like law firms and agencies. The program can be quickly implemented. It is supported by professional support that is included in the price. This includes full assistance with all configuration activities.

Your borrower's rent payment history may be used to unlock homeownership eligibility for the first time. Get more opportunities with our verification of asset report (VOA), which includes 12 months rent payment history at no additional charge. The pioneer in digital asset verification. AccountChek has been helping borrowers avoid the paper chase in obtaining loans for over 10 years. Direct-source financial data is sent directly to lenders by borrowers in an easy-to-understand format that reduces errors, delays, and fraud risk. Real-time information about borrowers' assets and income allows for better credit decisions and promotes inclusion by offering lenders an alternative to traditional credit scoring. Real-time data allows for better credit decisioning, reduces underwriting and processing times, and promotes financial inclusion.

Kompliant provides end-to-end compliance through a platform that was developed in partnership with some of the most respected banks and payment processors around the globe. Kompliant's unique platform services make managing credit risk programs easier than ever. Kompliant Services can be used by finance, sales, and underwriting teams to create and implement their own compliance programs. Kompliant, Inc. is a leader in developing, launching, operating and maintaining innovative services for some of the most prominent card networks, banks, payments processors, retailers, and other financial institutions. Whitelabel services allow businesses to apply online for payment processing services using digital interfaces that are optimized for mobile, online, and other target environments.

The ACTICO Credit Decision Platform provides data acquisition, risk scoring, and credit decisioning all in one integrated solution. ACTICO Credit Decision Platform - designed to allow real-time credit decisions and full auditability. The platform is highly scalable and robust for automating credit decisioning and origination processes. The platform is based on a powerful graphical decision management system that allows for the testing, simulation, optimization, and implementation of any bank-internal service, including pricing, risk scoring, and credit decisioning strategies. The decision services can be invoked via any inbound channel and seamlessly integrate with external and internal data sources.

The future where errors and inaccuracies can be eliminated using cutting-edge artificial intelligence, go-to market is faster and easier, customer acquisition is faster with tailored lending products, elevated experiences, and this is called Lentra. Lentra, a brand-new domain-native platform, was built from the ground up. It was designed and developed to meet all the needs of any financial institution. Ready-to-use, with quick deployment and curated journeys. Microservices architecture that allows for custom customer journeys. No CapEx with pay-per-user/transaction SaaS model. With dedicated data centers, it is always-on. In-built industry-grade secure infrastructure. API-driven for rapid 3rd party integrations. Horizontal scaling allows for growth. Lentra offers a range of solutions that cover all aspects of a financial institution's lending needs, including personal loans and credit cards.

The RDC Platform combines expert human knowledge with AI capabilities to give financial institutions an edge in lending. Our tooling is embedded with AI ethical principles, ensuring compliance. It allows lenders to visualize the logic behind each AI predictive model and strategy. Utilize traditional, alternative and latent data, along with the latest AI techniques, to make accurate predictions and reach optimal decision outcomes. We understand the need to safely leverage AI. We have developed a unique way to meet your safety objectives with confidence and transparency. This is called the Self-describing Decision. In a single object of data, each element is explained. All model features, all predictions, all reference information, and all rules are triggered. A self-describing choice is a record of all information used to produce a decision. Governance and explainability are baked into the system. Every time.

Kennek helps every lender operate efficiently and intelligently. It was built by former lenders, and is offered as SaaS. kennek will help you manage every stage of your lending lifecycle. It covers all your needs, from origination to maturity. It was designed with connectivity in the forefront, bringing lenders, investors, and borrowers together on one platform for a seamless experience. Kennek does not require a tech team or coding skills. It comes with pre-packaged configurable settings workflows to help you take control of your loan operations.

With an embedded lending layer, you can increase the volume of transactions and order sizes on your marketplace. Eliminate old systems such as spreadsheets, calendars and file storage. Save time by researching requirements and submitting documents. Reduce the risk of license gaps or missed renewals. Reference database provides up-to date requirements. Compliance guardrails are built-in to ensure compliance with state and federal regulations. Check your loan parameters prior to making offers to users. Keep up with regulatory changes that may affect your planning. Assess your compliance needs based upon state and federal regulations as well as company goals and requirements for third-party partnerships. Create and automate a compliance training program that is tailored to your needs.

Credit Pulse automates and digitizes the credit process. It reduces manual effort for credit approvals and continuously monitors portfolios for credit risk. Automated bank and trade references can reduce the time it takes to obtain references from weeks to minutes. Optimize credit allocation across all customers. Credit can be extended and restricted as the risk changes to reduce bad debts by 20%. Notify you of any changes, such as NSFs (non-sufficient funds), bankruptcies (bankruptcy), liens on bank accounts, and changes in credit scores. Manage your entire credit operations, from applications to approvals. You can also monitor your portfolio continuously for credit risk. Credit Pulse offers a streamlined application for credit with pre-filled business information, eliminating the usual 'back and forward'. Save over 1000 hours per year of manual work. The days of manually sourcing data from third parties are over. Credit Pulse centralizes 15+ reliable sources of data, including credit bureau reports. Credit Managers will feel more confident in making decisions, especially for SMBs.

LevPro gives modern investment teams the tools they require to improve their analysis, increase their productivity, streamline their processes, and level up their performance. In today's fast-paced world of investment, outdated, clunky systems leave managers with technical debt, which is repaid by wasted time and missed opportunity. Native real-time team collaboration keeps everyone in sync. This allows traders, portfolio managers and research analysts to complete tasks correctly. LevPro's order management system and quick allocations make data available to anyone who wants it. In this market, trading is still done by phone or IM without tickers or unique identifiers. Our artificial intelligence platform uses technology to make it feel like you are dealing with a real investment professional and not a rigid computer.

Credit Strategy products are Microsoft-based credit management systems that use Microsoft tools such as Access, SQL databases and Excel. They can be used with any accounting software or ERP system such as Oracle, SAP and JD Edwards. They can be used in any operating system, including UNIX or AS400. Credit Strategy products were created by credit professionals for credit professionals. Standard reports are available that measure employee performance and A/R results.

Our financial software solutions provide a fully integrated wholesale banking approach while focusing on the institution side of banks. While wholesale banking accounts account for more than half of a bank’s income, most processes are manual and customer service is poor. Decisions can also take a while to make. Our AI-enabled solution covers all aspects of commercial lending and turns your bank into a Fintech. Digitize your entire SME lending process to make smarter and faster credit decisions. Our AI-powered credit management platform digitizes your entire SME lending process, from initial onboarding, scoring, credit bureau integration, disbursements, and ongoing servicing. This allows you to save time, enhance your customers' banking experience, and make smarter financial decisions through AI-driven prioritisation.

Credit Risk Platform - This platform is designed to manage credit risk assessment and credit approvals via a secure, cloud-based platform. The Credit Risk Platform streamlines credit risk assessment and credit approval workflows, allowing you to make better, faster credit decisions in commercial and SME lending. The platform allows for the creation and execution of rating models in a centralized, flexible framework. Access to a large number of industry-leading external credit scorecards can be accessed plug-and-play, either as a benchmark or as an alternative to the internal models. The solution is built on the Salesforce(TM platform and offers banks and financial institutions a cloud-based, secure solution that increases the speed and efficiency of risk assessment processes.

Our corporate ratings product provides the latest credit scores for over 400,000 companies, both public and private. We use Artificial Intelligence (AI) and Alternative Data to give you realtime credit ratings, insights and help you make informed choices. Our system is powered a Knowledge Graph that allows us to provide realtime credit ratings and insight. Our ratings product allows you to make accurate and timely decisions. We strive to provide accurate and current corporate credit ratings. Our ratings are updated every day and provide a comprehensive overview of a company's creditworthiness. Our ratings are easy to use and reliable, with intuitive reports.