Average Ratings 1 Rating

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Average Ratings 0 Ratings

Total
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Description

TodayPay is a financial service based in Australia that offers interest-free cash advances for short durations, designed to assist individuals in managing unforeseen expenses that arise between pay periods. Users can easily obtain the TodayPay app from either the iOS or Android platforms, where they can sign up and create an account by submitting their personal details, including their name, address, email, and phone number. The app employs an AI system known as "Adam" to analyze the financial circumstances of users, taking into account their income and spending habits to assess their eligibility for a cash advance. Loans can be granted for either 7 or 14 days, with amounts available in increments of $100, $150, or $200, depending on the user's income level. Once a loan is approved, the chosen sum is promptly deposited into the user's bank account, typically within minutes. Repayment occurs automatically on the user's next payday, incorporating a fixed service fee of 5%. A significant aspect of TodayPay's service is that it does not perform credit checks, which allows users to maintain their credit scores without any negative impact. This feature makes TodayPay an appealing option for those seeking quick financial relief without the worry of credit repercussions.

Description

eCheckTrac stands out as the leading web-based software solution tailored for managing Payday Loans and Cash Advances. Whether you operate a single location or a vast network of branches, eCheckTrac equips you with the necessary tools to oversee your business operations seamlessly from any location across the globe. Additionally, eCheckTrac simplifies the management of Auto Title Loans, which are intrinsically linked to Payday Loans and Cash Advances. It’s clear that Vehicle Title Lenders benefit from utilizing many of the functionalities designed for Payday Loans and Installment Loans. The platform's Installment Loan capabilities empower you to offer your clients an extensive array of payment alternatives. With its robust administration features, eCheckTrac enables the customization of an unlimited variety of Consumer Loan Programs to fit your business needs. Furthermore, eCheckTrac delivers comprehensive support for organizations functioning under the CSO Model, or "Credit Services Organization" Model, featuring specialized reporting and full assistance for Advances, Title Loans, and Installment Loans. This level of versatility ensures that businesses can adapt to changing market demands while maintaining a high level of customer satisfaction.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

No details available.

Integrations

No details available.

Pricing Details

Free
Free Trial No 
Free Version Yes 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App Yes 
iPad App No 
Android App Yes 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Types of Training

Training Docs No 
Webinars No 
Live Training (Online) Yes 
In Person No 

Vendor Details

Company Name

TodayPay

Country

Australia

Website

todaypay.au

Vendor Details

Company Name

eCheckTrac

Website

www.echecktrac.com

Product Features

Product Features

Loan Servicing

Accounting Management No 
Amortization Schedule No 
Application Management No 
Auto Loans Yes 
Automatic Funds Distribution No 
Business Loans Yes 
Collateral Tracking No 
Collections Management No 
Compliance Management No 
Construction Loans Yes 
Customer Database No 
Fee Management No 
Investor Management No 
Loan Processing Yes 
Student Loans Yes 

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