Average Ratings 0 Ratings
Average Ratings 0 Ratings
Description
Introducing a credit card that stands out from the rest, offering an impressive 2% unlimited cash back which can be redeemed* for savings, investments, or to reduce eligible SoFi loans—without any annual fees. With the SoFi Credit Card, you can now convert your rewards into cryptocurrency directly through your active SoFi invest account. Enjoy the benefit of earning 2% cash back on every purchase, redeemable for debt repayment, savings, or investment opportunities with SoFi, while receiving 1% back when opting for a statement credit. By making 12 on-time payments that meet or exceed the minimum due, your APR can be reduced by 1%, making it a straightforward process. Imagine having a credit card specifically designed to support your financial aspirations; it’s indeed a reality. Additionally, your application won’t have any effect on your credit score. You can also set monthly budgets and receive alerts as you approach your spending limits, allowing for better financial management. Plus, enjoy the freedom of traveling abroad without the burden of additional fees.
Description
Upgrade is a digital bank that provides a range of financial services aimed at making daily money management easier and more efficient. Among its offerings are personal loans, credit cards, and a unique product called OneCard, which combines features of both a credit card and a loan. Customers can also benefit from high-yield checking and savings accounts, with the checking account rewarding users with up to 2% cash back on certain everyday purchases when they establish direct deposits of at least $1,000 monthly. Furthermore, this account comes with no monthly fees, early access to direct deposits, and the ability to use a widespread ATM network without incurring fees. Users have the option to link their checking account to a performance savings account, which allows them to earn an impressive APY of up to 4.02%. The OneCard is particularly beneficial as it provides the option to settle purchases either immediately or over a longer period, along with offering up to 3% cash back on selected spending categories. Additionally, Upgrade facilitates personal loans of up to $50,000 at fixed interest rates, with credit lines available that range from $500 to $25,000, catering to a variety of financial needs and preferences. Overall, Upgrade is designed to empower users with flexible financial solutions that align with modern spending habits.
API Access
Has API
API Access
Has API
Integrations
SoFi
Pricing Details
No price information available.
Free Trial
Free Version
Pricing Details
Free
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
SoFi
Founded
2011
Country
United States
Website
www.sofi.com/credit-card/
Vendor Details
Company Name
Upgrade
Founded
2016
Country
United States
Website
www.upgrade.com