Plaid
4.4 out of 5 starsAverage Ratings 5 Ratings
Average Ratings 0 Ratings
Description
Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services. Plaid supports a wide range of industries and financial workflows, including:
Banks & credit unions, Payouts streamline disbursements, and Pay by Bank supports direct consumer-to-business payments for recurring bills, subscriptions, and eCommerce, Mortgages & lending, Government & public sector programs, Property management, Gaming, Crypto & Digital Assets, Business finances, and Wealth Management. Customers include Venmo, Robinhood, Rocket, Carvana, Affirm, Invitation Homes, and many more.
Plaid is built with enterprise-grade encryption, continuous monitoring, and regulatory compliance, including PSD2 in Europe and FCA requirements in the UK. Plaid does not hold funds but enables secure data transfer and payment initiation.
Plaid provides trusted infrastructure across payments, identity verification, fraud prevention, account connectivity, and open banking. With scale, security, and mobile-first design, Plaid helps businesses create seamless and secure financial experiences for millions of consumers worldwide.
Description
XTendLink, a service offered by AMC Banking for data conversion, serves as a cloud-based link that interfaces nearly any ERP system with over 600 banks across the globe. This service enables businesses and organizations to utilize a wide array of bank file formats, ensuring seamless communication between their ERP systems and banks. XTendLink can be utilized as a fully integrated banking module for various ERP solutions, including Microsoft Dynamics 365 Finance and Operations or Business Central, or through a web service that is compatible with any ERP for enhanced cross-ERP functionality. Additionally, AMC Banking provides a robust cash management solution suitable for organizations of all sizes, covering everything from small and medium-sized businesses to large multinational corporations, government entities, and non-profits alike. By focusing on three essential cash management functions—outgoing payments, incoming payments, and bank account reconciliation—AMC Banking helps simplify and optimize financial processes for its users. This comprehensive approach to cash management not only improves efficiency but also enhances financial visibility for organizations, fostering better decision-making.
API Access
Has API
Yes
API Access
Has API
No
Integrations
Airwallex
Yes
Centerbase
Yes
Dots
Yes
Dynamo Software
Yes
ERPNext
Yes
FactorFox
Yes
Fincent
Yes
Flatly
Yes
MANTL
Yes
Modern.ai
Yes
Integrations
Airwallex
No
Centerbase
No
Dots
No
Dynamo Software
No
ERPNext
No
FactorFox
No
Fincent
No
Flatly
No
MANTL
No
Modern.ai
No
Pricing Details
Free
Test for free
Free Trial
No
Free Version
Yes
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
Yes
iPad App
Yes
Android App
Yes
Windows
Yes
Mac
Yes
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
Yes
Live Rep (24/7)
No
Online Support
No
Customer Support
Business Hours
Yes
Live Rep (24/7)
No
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
Yes
Types of Training
Training Docs
No
Webinars
No
Live Training (Online)
No
In Person
No
Vendor Details
Company Name
Plaid
Founded
2013
Country
United States
Website
plaid.com
Vendor Details
Company Name
AMC Banking
Founded
1993
Country
Denmark
Website
www.amcbanking.com/xtendlink/
Product Features
Authentication
Biometric
No
Credential Management
No
Knowledge-Based Authentication
No
Mobile Authentication
No
Multifactor Authentication
No
Out-of-Band Authentication
No
Policy Management
No
Self Service Portal
No
Single Sign On
No
Social Sign On
No
Banking
ATM Management
No
Compliance Tracking
No
Corporate Banking
No
Credit Card Management
Yes
Credit Union
No
Investment Banking
Yes
Multi-Branch
Yes
Online Banking
Yes
Private Banking
No
Retail Banking
No
Risk Management
Yes
Securities Management
No
Transaction Monitoring
Yes
Financial Reporting
"What If" Scenarios
No
Audit Trail
No
Balance Sheet
No
Cash Management
No
Consolidation / Roll-Up
No
Forecasting
No
General Ledger
No
Income Statements
No
Multi-Company
No
Multi-Department / Project
No
Profit / Loss Statement
No
Financial Risk Management
Compliance Management
No
Credit Risk Management
No
For Hedge Funds
No
Liquidity Analysis
No
Loan Portfolio Management
No
Market Risk Management
No
Operational Risk Management
No
Portfolio Management
No
Portfolio Modeling
No
Risk Analytics Benchmarks
No
Stress Tests
No
Value At Risk Calculation
No
Financial Services
Analytics
Yes
Branch Optimization
Yes
Channel Management
Yes
Compliance Management
Yes
Customer Engagement
Yes
Performance Management
No
Risk Management
Yes
Fraud Detection
Access Security Management
No
Check Fraud Monitoring
No
Custom Fraud Parameters
No
For Banking
No
For Crypto
No
For Insurance Industry
No
For eCommerce
No
Internal Fraud Monitoring
No
Investigator Notes
No
Pattern Recognition
No
Transaction Approval
No
Loan Servicing
Accounting Management
No
Amortization Schedule
No
Application Management
No
Auto Loans
No
Automatic Funds Distribution
No
Business Loans
No
Collateral Tracking
No
Collections Management
No
Compliance Management
No
Construction Loans
No
Customer Database
No
Fee Management
No
Investor Management
No
Loan Processing
No
Student Loans
No
Mobile Banking
Bill Payment
No
Biometric
No
Cash Management
No
Chat / Messaging
No
Cross Selling Functionality
No
Digital Wallet
No
P2P Payments
No
Remote Deposit
No
SMS Banking
No
Transaction Monitoring
No
Voice Banking
No
Online Banking
Brokerage
No
Cash Management
Yes
Chat / Messaging
No
Credit Card Management
No
Electronic Statements
No
Fraud Detection
Yes
Loan Management
Yes
Marketing Automation
No
Retail Banking
Yes
Single Sign On
Yes
Transaction Monitoring
Yes
Product Features
Banking
ATM Management
No
Compliance Tracking
No
Corporate Banking
No
Credit Card Management
No
Credit Union
No
Investment Banking
No
Multi-Branch
No
Online Banking
No
Private Banking
No
Retail Banking
No
Risk Management
No
Securities Management
No
Transaction Monitoring
No