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Description

MyPayNow is a cutting-edge financial technology firm transforming the conventional payroll system by granting employees immediate access to their earned income. Through its intuitive mobile app, users can withdraw up to 25% of their earnings in advance, capped at a maximum of $2,000 for each pay period. The procedure is simple: users register by entering their employment and salary information, and once approved, they can request the amount they need. Funds are swiftly transferred to the user's bank account in as little as 60 seconds, available 24/7, thanks to the New Payments Platform (NPP) technology. Repayment is conveniently managed through automatic deductions from the subsequent paycheck, with flexible repayment terms extending up to 62 days. Notably, MyPayNow functions independently of employers, requiring no input from them, and does not perform credit checks, which means users' credit ratings remain intact. Moreover, the platform leverages sophisticated artificial intelligence to analyze users' financial habits, further enhancing its service offerings. This innovative approach not only improves financial accessibility for employees but also promotes better financial management practices.

Description

Possible Finance is a fintech company that provides solutions aimed at granting swift access to funds while assisting individuals in establishing their credit histories. With the Possible Loan, users can secure up to $500 instantly, even if they have poor credit, and repay the amount over four manageable installments without incurring late or penalty fees. The entire application process can be completed conveniently through their secure mobile app or website, and remarkably, no FICO score check is necessary. Users can also benefit from a credit limit of either $400 or $800, which comes with zero interest and no late fees, further aiding in the development of their credit history. Importantly, Possible Finance reports all payment activity to major credit bureaus, allowing users to enhance their credit scores through timely payments. The company is dedicated to promoting financial equity and strives to lead users toward a more secure financial future, irrespective of their previous financial challenges. By making timely payments, users can effectively build their payment history, a crucial element of their overall credit profile, without worrying about fees that some other credit builder loans impose. Ultimately, Possible Finance empowers individuals to take control of their financial journeys and fosters a supportive environment for credit improvement.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

No details available.

Integrations

No details available.

Pricing Details

Free
Free Trial No 
Free Version Yes 

Pricing Details

Free
Free Trial No 
Free Version Yes 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App Yes 
iPad App Yes 
Android App Yes 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App Yes 
iPad App Yes 
Android App Yes 
Windows No 
Mac Yes 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Vendor Details

Company Name

MyPayNow

Founded

2019

Country

Australia

Website

mypaynow.com.au

Vendor Details

Company Name

Possible Finance

Country

United States

Website

www.possiblefinance.com

Product Features

Product Features

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