Average Ratings 2 Ratings
Average Ratings 0 Ratings
Description
Let your idle assets work for you with MyConstant. Our current interest rates are up to 14% APY for USDC & USDT, up to 4% APY for BTC & ETH, and up to 7% APR for USD lending.
No investing fees. Free withdrawals. 24-7 customer support.
Or borrow against 73+ cryptocurrencies from just 6% APR. Get the cash or crypto you need instantly without having to sell your portfolio. Your crypto is securely stored and returned to you when you repay. Unlike traditional P2P platforms that prey on vulnerable borrowers and expect investors to shoulder the risk, MyConstant is designed to protect them both. Crypto collateral helps protect your investments from borrower defaults.
Withdraw any amount in USD for free, straight to your bank account. Enjoy instant access to your funds or the choice of three fixed terms.
No call centres, no automated messages, just real people ready to help you.
Description
Torque offers a robust decentralized finance (DeFi) platform that enables users to borrow assets through loans with no set end date and fixed interest rates. You can quickly secure a crypto-backed loan without the hassle of KYC procedures or credit evaluations. With fixed interest rates, borrowers have clarity on their payments. During market volatility, we ensure that loans remain collateralized and only liquidate collateral when it exceeds the margin maintenance by 10%. We prioritize decentralization in our operations, providing loans without any verification processes, KYC/AML requirements, or credit assessments—your keys and your coins are always yours. Our non-custodial approach allows you to maintain control over your keys and assets. Additionally, our smart contracts have received thorough audits from top blockchain security firms, including ZK Labs and Certik. To address the unique security challenges posed by oracles in a decentralized landscape, we collaborate with leading oracle service providers. Furthermore, we allocate 10% of the interest paid by borrowers to an insurance fund designed to cover instances where undercollateralized loans are not liquidated correctly, ensuring greater security for all participants. This commitment to security reflects our dedication to a safer lending environment in the DeFi space.
API Access
Has API
No
API Access
Has API
Yes
Integrations
Binance
Yes
Bitcoin
Yes
Brave Browser
Yes
Ethereum
Yes
Open iT ComputeAnalyzer™
No
Patchworks
No
Solana
Yes
Integrations
Binance
No
Bitcoin
No
Brave Browser
No
Ethereum
No
Open iT ComputeAnalyzer™
Yes
Patchworks
Yes
Solana
No
Pricing Details
Free
1) Register for an account on our website
2) Verify your identity with our hassle-free KYC process
3) Deposit crypto or USD on MyConstant.
2) Verify your identity with our hassle-free KYC process
3) Deposit crypto or USD on MyConstant.
Free Trial
No
Free Version
Yes
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
Yes
iPad App
Yes
Android App
Yes
Windows
Yes
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
Yes
Live Rep (24/7)
Yes
Online Support
Yes
Customer Support
Business Hours
No
Live Rep (24/7)
No
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
No
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
No
Vendor Details
Company Name
MyConstant
Founded
2019
Country
United States
Website
www.myconstant.com
Vendor Details
Company Name
Torque
Founded
2017
Country
United States
Website
torque.loans/