Average Ratings 2 Ratings
Average Ratings 0 Ratings
Description
Let your idle assets work for you with MyConstant. Our current interest rates are up to 14% APY for USDC & USDT, up to 4% APY for BTC & ETH, and up to 7% APR for USD lending.
No investing fees. Free withdrawals. 24-7 customer support.
Or borrow against 73+ cryptocurrencies from just 6% APR. Get the cash or crypto you need instantly without having to sell your portfolio. Your crypto is securely stored and returned to you when you repay. Unlike traditional P2P platforms that prey on vulnerable borrowers and expect investors to shoulder the risk, MyConstant is designed to protect them both. Crypto collateral helps protect your investments from borrower defaults.
Withdraw any amount in USD for free, straight to your bank account. Enjoy instant access to your funds or the choice of three fixed terms.
No call centres, no automated messages, just real people ready to help you.
Description
Leverage your cryptocurrency assets as collateral to secure a loan through the SpectroCoin lending platform, which accommodates various currencies including euros, Bitcoin, and Ethereum. Our service supports loan-to-value (LTV) ratios ranging from 25% to 75%. Opting for a higher LTV can be riskier, but it provides clients with the opportunity to access larger loan amounts based on their crypto collateral. We customize our offerings to meet the individual needs of each client, allowing you to obtain a crypto credit starting from as little as 25 EUR and going up to an impressive 1 million EUR. With banker tokens, known as BNK, you can benefit from reduced interest rates while saving and earning simultaneously. We pride ourselves on offering competitive loan terms with complete transparency, ensuring there are no hidden charges. You have the flexibility to choose when to repay your loan, as long as it is settled before the maturity date. Simply deposit your assets in the currency corresponding to your chosen collateral, specify the desired withdrawal amount, LTV, and collateral type, and your funds will be transferred directly to your account without hassle. Our platform is designed to provide you with a seamless lending experience that caters to your financial preferences.
API Access
Has API
No
API Access
Has API
Yes
Integrations
Bitcoin
Yes
Ethereum
Yes
Binance
Yes
Brave Browser
Yes
CoinLedger
No
Koinly
No
Solana
Yes
Integrations
Bitcoin
Yes
Ethereum
Yes
Binance
No
Brave Browser
No
CoinLedger
Yes
Koinly
Yes
Solana
No
Pricing Details
Free
1) Register for an account on our website
2) Verify your identity with our hassle-free KYC process
3) Deposit crypto or USD on MyConstant.
2) Verify your identity with our hassle-free KYC process
3) Deposit crypto or USD on MyConstant.
Free Trial
No
Free Version
Yes
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
Yes
iPad App
Yes
Android App
Yes
Windows
Yes
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
Yes
iPad App
Yes
Android App
Yes
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
Yes
Live Rep (24/7)
Yes
Online Support
Yes
Customer Support
Business Hours
Yes
Live Rep (24/7)
Yes
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
No
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
No
Vendor Details
Company Name
MyConstant
Founded
2019
Country
United States
Website
www.myconstant.com
Vendor Details
Company Name
SpectroCoin
Founded
2013
Country
Lithuania
Website
spectrocoin.com/en/crypto-loans.html