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Average Ratings 0 Ratings

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ease
features
design
support

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Write a Review

Description

Manual Bank Verification (MBV) serves to validate banking details prior to processing an ACH debit or when a lender is assessing an individual's credit limit. This verification process relies on exclusive data sourced from a wide array of financial entities, including community banks and credit unions. To ensure the utmost verification of funds, manual calls can be incorporated upon request. MBV allows for unlimited attempts at validation without impacting the consumer's credit score and is offered in two distinct verification tiers. The Basic level can be utilized for batch processing or through a versatile API, requiring no consumer consent for participation with their bank, and typically returns data within a 24-hour timeframe. In contrast, MBV Premium not only analyzes the same data as the Basic version but also facilitates a direct three-way communication between the consumer, their bank, and an MBV representative for enhanced verification. This comprehensive approach ensures a robust and reliable verification process that benefits both lenders and consumers alike.

Description

ReqKey enhances the API you control by incorporating key features such as API key authentication, usage credits, rate limiting, and analytics for requests. It operates with your custom middleware, which performs a single verification call for each incoming request; in this process, ReqKey checks the validity of the caller’s key, subtracts a usage credit from the consumer's balance, imposes their rate limit, and logs the request along with details like status code, latency, and location. Notably, it does not act as a proxy, gateway, or require any DNS modifications, ensuring that it does not introduce additional latency into your critical operations. The average validation time is under 5 milliseconds, and the credit system is designed to be per consumer, meaning that issuing a second key to a customer does not increase their quota, keeping balances consistent across different regions. Additionally, ReqKey offers features such as shadow limits, managed overages, reusable plans, alerts for low credits, and detailed logs that can be filtered by endpoint, status, consumer, and time period. In terms of usage tracking and billing, ReqKey accurately meters and monitors usage while allowing you to retain control over your own billing infrastructure. It also provides software development kits (SDKs) for various programming languages including Python, Node.js, Go, Rust, PHP, .NET, and Java, along with framework adapters compatible with FastAPI, Express, Django, and more, ensuring seamless integration into your existing applications. By offering this comprehensive suite of functionalities, ReqKey empowers developers to manage their APIs with greater flexibility and insight.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

No images available

Integrations

No details available.

Integrations

No details available.

Pricing Details

No price information available.
Free Trial
Free Version

Pricing Details

$0 (free tier), $20/month Pro
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

MicroBilt

Founded

1978

Country

United States

Website

www.microbilt.com/product/manual-bank-verification

Vendor Details

Company Name

ReqKey

Founded

2026

Website

www.reqkey.com

Product Features

Banking

ATM Management
Compliance Tracking
Corporate Banking
Credit Card Management
Credit Union
Investment Banking
Multi-Branch
Online Banking
Private Banking
Retail Banking
Risk Management
Securities Management
Transaction Monitoring

Product Features

API Management

API Design
API Lifecycle Management
Access Control
Analytics
Dashboard
Developer Portal
Testing Management
Threat Protection
Traffic Control
Version Control

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