Compare Lokta Core vs. TatvaCRM

Lokta Core serves as an AI-centric loan management platform tailored for banks, NBFCs, and digital lenders aiming to streamline modern lending processes while maintaining control, compliance, and autonomy. It seamlessly integrates AI workflows that your teams are currently experimenting with, including agentic servicing, intelligent collections, and copilots for credit operations, ensuring they operate directly within the same record-keeping system rather than as separate add-ons. For a CXO considering immediate changes, three notable improvements emerge on Monday. Firstly, the speed of product launches significantly increases: new loan offerings and policy modifications can be implemented in mere days instead of taking several months, all thanks to a governance-first and policy-driven framework. Additionally, the overall operational costs decrease as a unified, audit-ready system supplants a patchwork of loan management systems, business rule management systems, collections, and reporting tools. Lastly, the platform is inherently AI-ready; every action taken—whether by an operator, customer, or agent—is governed by policies, enforced by a maker-checker approach, and substantiated with evidence, allowing the AI initiatives your board is inquiring about to be put into practice effectively. Furthermore, Lokta Core offers flexibility in deployment options, allowing you to choose between managed SaaS and single-tenant cloud solutions to best fit your organization's needs. This adaptability ensures that you can optimize your lending operations while making the most of the latest technological advancements.

TatvaCRM is a specialized customer relationship management system designed specifically for the BFSI sector in India, catering to non-banking financial companies (NBFCs), direct selling agents (DSAs), insurance brokers, and debt advisory firms, as well as small and medium-sized businesses in sales, agencies, and manufacturing. What distinguishes it from conventional CRMs includes a loan-file data architecture tailored for loan origination rather than a repurposed deal pipeline, the ability to handle multi-lender applications allowing one applicant to have multiple loan files with different banks or NBFCs, and comprehensive DSA network management features like sub-agent hierarchies, commission distributions, and payout grids. Additionally, it incorporates an insurance renewal calendar equipped with automated reminders, ensures schema-per-tenant PostgreSQL isolation to protect customer data, is designed to be compliant with Data Protection and Privacy regulations, and features pricing in Indian Rupees with no minimum seat requirements. TatvaCRM is also free indefinitely for small teams, with no need for credit card information or concerns about trial expiration. Standard functionalities include modules for managing contacts, companies, deals, leads, tasks, activities, custom fields, custom pipelines, role-based access, bulk import/export capabilities, email integration, and file uploads. Developed in Pune by Tatva Fintech Private Limited, which was established by Anil Agarwal, a chartered accountant with over 15 years of experience in BFSI advisory, TatvaCRM aims to streamline operations and enhance efficiency in the financial services sector.