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Average Ratings 0 Ratings

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ease
features
design
support

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Description

Lenme operates as a peer-to-peer lending platform that facilitates connections between individuals seeking rapid personal loans or cash advances and various financial entities, including lending companies and individual investors focused on smaller loans. Utilizing advanced technology, Lenme streamlines the lending process by cutting out unnecessary expenses, which grants borrowers immediate and clear access to funds, while simultaneously equipping lenders with the same analytical tools and data typically reserved for larger financial institutions. The platform allows borrowers to easily request loans within a range of $50 to $5,000 through a straightforward three-click procedure, where they can indicate their preferred loan amount and repayment terms. Subsequently, lenders vie to provide the most attractive interest rates, irrespective of the borrower's credit rating. For potential investors, Lenme offers comprehensive insights with access to over 2,000 data points pertaining to each borrower, including their credit reports, banking information, income levels, and payment histories, which aids in making well-informed investment choices. This innovative approach fosters a competitive lending environment, ultimately benefiting both borrowers and lenders alike.

Description

TodayPay is a financial service based in Australia that offers interest-free cash advances for short durations, designed to assist individuals in managing unforeseen expenses that arise between pay periods. Users can easily obtain the TodayPay app from either the iOS or Android platforms, where they can sign up and create an account by submitting their personal details, including their name, address, email, and phone number. The app employs an AI system known as "Adam" to analyze the financial circumstances of users, taking into account their income and spending habits to assess their eligibility for a cash advance. Loans can be granted for either 7 or 14 days, with amounts available in increments of $100, $150, or $200, depending on the user's income level. Once a loan is approved, the chosen sum is promptly deposited into the user's bank account, typically within minutes. Repayment occurs automatically on the user's next payday, incorporating a fixed service fee of 5%. A significant aspect of TodayPay's service is that it does not perform credit checks, which allows users to maintain their credit scores without any negative impact. This feature makes TodayPay an appealing option for those seeking quick financial relief without the worry of credit repercussions.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

Integrations

No details available.

Integrations

No details available.

Pricing Details

Free
Free Trial
Free Version

Pricing Details

Free
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

Lenme

Founded

2018

Country

United States

Website

lenme.com

Vendor Details

Company Name

TodayPay

Country

Australia

Website

todaypay.au

Product Features

Product Features

Alternatives

Alternatives

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