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Average Ratings 0 Ratings

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ease
features
design
support

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Write a Review

Description

LendAPI is an exceptionally adaptable, infrastructure-first platform for lending and financial services that provides organizations the ability to create, launch, and expand custom credit solutions without the limitations imposed by outdated systems. Its Product Studio features a user-friendly no-code interface that allows for the swift design and publication of new lending products within days, while the Decision Engine, Rules Studio, and integrated Pricing Engine facilitate real-time updates to dynamic rule configurations, underwriting processes, and pricing strategies. The platform is equipped with essential modules for Loan Origination and Loan Management and supports various embedded finance scenarios, including point-of-sale financing, Buy Now Pay Later (BNPL) options, real-estate loans, and virtual card services. In addition, it boasts extensive integrations with KYC/KYB compliance, credit bureau information, fraud detection tools, and document automation systems. With over 270 pre-built integrations and a fully API-driven framework, LendAPI empowers fintech companies, banks, and retailers to significantly reduce manual review processes by approximately 30%, enhancing overall efficiency and responsiveness in financial transactions. This innovative approach positions LendAPI as a key player in the evolution of modern lending practices.

Description

Peach Finance is an API-first lending technology platform that helps fintechs and financial institutions quickly launch and easily migrate lending programs. Peach provides a loan management system with more than 250 configuration variables, giving lenders the ability to stay nimble and adapt—even at scale. Peach also offers end-to-end, fully-integrated loan servicing capabilities. This includes payment processing, a white label borrower portal and a lending-specific CRM. Also included are omnichannel communications, data and insights, first-party collection tools, and Compliance Guard™. Peach's integrated suite of cloud-native products can be used to support virtually any asset class, including BNPL, credit cards, cash advances, personal loans (installments or lines of credit), retail installment agreements, business loans and novel constructs. Peach was founded by leaders from top fintechs like Avant, Affirm, and Prosper.

API Access

Has API Yes 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

No images available

Integrations

Equifax BusinessConnect Yes 
Plaid Yes 
Blend No 
Cybersource No 
Experian Connect No 
Google Cloud Platform No 
Lithic No 
Marqeta No 
Pave Yes 
Silicon Valley Bank (SVB) No 
Totality Yes 
TransUnion Collections Management No 
TransUnion TruContact Yes 
Twilio No 

Integrations

Equifax BusinessConnect Yes 
Plaid Yes 
Blend Yes 
Cybersource Yes 
Experian Connect Yes 
Google Cloud Platform Yes 
Lithic Yes 
Marqeta Yes 
Pave No 
Silicon Valley Bank (SVB) Yes 
Totality No 
TransUnion Collections Management Yes 
TransUnion TruContact No 
Twilio Yes 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support No 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person No 

Types of Training

Training Docs No 
Webinars No 
Live Training (Online) No 
In Person No 

Vendor Details

Company Name

LendAPI

Founded

2024

Country

United States

Website

www.lendapi.com

Vendor Details

Company Name

Peach Finance

Founded

2018

Country

United States

Website

www.peachfinance.com

Product Features

Loan Origination

Amortization Schedule No 
Audit Trail No 
Closing Documents No 
Compliance Management No 
Customer Database No 
Digital Signature No 
Document Management No 
Fee Management No 
Loan Processing No 
Online Application No 

Product Features

Loan Servicing

Accounting Management Yes 
Amortization Schedule Yes 
Application Management No 
Auto Loans Yes 
Automatic Funds Distribution No 
Business Loans Yes 
Collateral Tracking No 
Collections Management Yes 
Compliance Management Yes 
Construction Loans Yes 
Customer Database Yes 
Fee Management Yes 
Investor Management Yes 
Loan Processing No 
Student Loans Yes 

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