Average Ratings 0 Ratings
Average Ratings 0 Ratings
Description
LendAPI is an exceptionally adaptable, infrastructure-first platform for lending and financial services that provides organizations the ability to create, launch, and expand custom credit solutions without the limitations imposed by outdated systems. Its Product Studio features a user-friendly no-code interface that allows for the swift design and publication of new lending products within days, while the Decision Engine, Rules Studio, and integrated Pricing Engine facilitate real-time updates to dynamic rule configurations, underwriting processes, and pricing strategies. The platform is equipped with essential modules for Loan Origination and Loan Management and supports various embedded finance scenarios, including point-of-sale financing, Buy Now Pay Later (BNPL) options, real-estate loans, and virtual card services. In addition, it boasts extensive integrations with KYC/KYB compliance, credit bureau information, fraud detection tools, and document automation systems. With over 270 pre-built integrations and a fully API-driven framework, LendAPI empowers fintech companies, banks, and retailers to significantly reduce manual review processes by approximately 30%, enhancing overall efficiency and responsiveness in financial transactions. This innovative approach positions LendAPI as a key player in the evolution of modern lending practices.
Description
Loquat is a fintech innovator enabling banks and credit unions to deliver modern, intelligent business banking experiences to their customers and members. The Loquat platform unifies key capabilities—seamless KYC/KYB, fast digital onboarding, virtual cards, automated lending, and CALM Portal — an integrated portal for fraud detection, compliance monitoring, workflow automation, and advanced analytics.
Loquat’s AI-driven architecture is built on each financial institution’s own data, providing tailored, process-specific insights that help executives improve decision-making, optimize operations, and drive both strategic and operational outcomes.
Loquat’s products include:
1) Business: Account Opening, Cards & Payments, and Lending solutions that simplify business banking for SMBs and commercial clients
2) Consumer: Account Opening, Cards & Payments, and Lending designed to streamline consumer onboarding and engagement
3) CALM Portal: A comprehensive compliance and analytics portal supporting all Loquat solutions. CALM delivers real-time visibility into business and consumer client activities—spanning account opening, cards, payments, and lending—offering actionable insights across the organization
4) Loquat IQ: A differentiated AI solution built on each financial institution’s unique data, delivering intelligence that enhances performance, compliance, and customer experience
With Loquat, financial institutions can modernize digital banking, strengthen compliance, and transform data into strategic advantage.
API Access
Has API
Yes
API Access
Has API
Yes
Integrations
Plaid
Yes
Docusign
No
Equifax BusinessConnect
Yes
ForgeRock
No
Pave
Yes
Q2
No
SendGrid
No
Totality
Yes
TransUnion TruContact
Yes
Twilio
No
Integrations
Plaid
Yes
Docusign
Yes
Equifax BusinessConnect
No
ForgeRock
Yes
Pave
No
Q2
Yes
SendGrid
Yes
Totality
No
TransUnion TruContact
No
Twilio
Yes
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Pricing Details
$50/month/by usage
Our pricing model is aligned on growth and digital adoption. We typically have 3 components to our pricing, including (1) an enterprise integration fee, (2) an annual platform fee, (3) and transaction fees based on usage.
Focus and simplicity. Loquat is purpose-built for regional and community banks and credit unions, with a deep understanding of the regulatory, operational, and user experience challenges you face.
Focus and simplicity. Loquat is purpose-built for regional and community banks and credit unions, with a deep understanding of the regulatory, operational, and user experience challenges you face.
Free Trial
No
Free Version
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
Yes
Customer Support
Business Hours
No
Live Rep (24/7)
No
Online Support
Yes
Customer Support
Business Hours
Yes
Live Rep (24/7)
Yes
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
Yes
Live Training (Online)
Yes
In Person
No
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
Yes
In Person
Yes
Vendor Details
Company Name
LendAPI
Founded
2024
Country
United States
Website
www.lendapi.com
Vendor Details
Company Name
Loquat Inc
Founded
2018
Country
United States
Website
loquatinc.io
Product Features
Loan Origination
Amortization Schedule
No
Audit Trail
No
Closing Documents
No
Compliance Management
No
Customer Database
No
Digital Signature
No
Document Management
No
Fee Management
No
Loan Processing
No
Online Application
No
Product Features
Loan Origination
Amortization Schedule
No
Audit Trail
No
Closing Documents
No
Compliance Management
No
Customer Database
No
Digital Signature
No
Document Management
No
Fee Management
No
Loan Processing
No
Online Application
No