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Description
Impact Lender software caters to both conventional long-term and specialized short-term lending institutions, providing flexible options for users who may require either a basic back office system or a comprehensive end-to-end solution. As a prominent provider of short-term lending platforms in the UK, we outpace our competitors by serving more short-term lenders than any other software company in the region. Since expanding internationally in 2011, Impact has successfully established a presence in all English-speaking markets. Our diverse clientele includes some of the largest banks and traditional lenders, as well as peer-to-peer platforms and various niche lenders, covering categories such as secured, non-secured, bridging, and second charge loans, serving both regulated and unregulated entities alike. The versatility and reliability of our software make it an essential asset for lenders looking to enhance their operational efficiency and customer service.
Description
SmartCredit.io operates as a peer-to-peer lending platform that facilitates direct connections between its users without the need for intermediaries, which often impose fees typical of traditional fiat banking systems. Users can securely store their cryptocurrency or ERC20 Smart Money tokens in their own standard wallets, such as MyEtherWallet. Borrowers can submit requests for loans while lenders present their offers, with the platform's matching engine effectively aligning loan supply with demand. When a suitable match is found, lenders can provide ETH for the loans, and borrowers can receive ETH as needed. Each loan agreement formed is legally binding between the involved parties. Additionally, every loan offered through SmartCredit.io is insured for its total value, adding another layer of security. The overarching objective of SmartCredit.io is to establish essential elements of an alternative blockchain-based financial ecosystem, which includes not just crypto lending and borrowing but also fixed-income funds and various integrations to enhance user experience. By streamlining these processes, SmartCredit.io aims to revolutionize the way individuals engage with financial services.
API Access
Has API
API Access
Has API
Integrations
No details available.
Integrations
No details available.
Pricing Details
No price information available.
Free Trial
Free Version
Pricing Details
No price information available.
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
RiskFree
Founded
1999
Country
United Kingdom
Website
www.riskfree.co.uk/lender-software.php
Vendor Details
Company Name
SmartCredit.io
Founded
2017
Country
Switzerland
Website
smartcredit.io
Product Features
Loan Servicing
Accounting Management
Amortization Schedule
Application Management
Auto Loans
Automatic Funds Distribution
Business Loans
Collateral Tracking
Collections Management
Compliance Management
Construction Loans
Customer Database
Fee Management
Investor Management
Loan Processing
Student Loans