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Average Ratings 0 Ratings

Total
ease
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design
support

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Description

GiniMachine, an AI-based solution to automated decision making, is called GiniMachine. It uses advanced machine learning algorithms and historical data from companies to create high-performing scoring models. It can be used to score credit, collect, or apply, expand marketing (churn prediction), as well as sales (cross-sell, upsell) opportunities. The system uses a customized implementation of the decision tree ensemble technique, augmented with a set Heuristics for preliminary data processing. GiniMachine provides models for building and supplying. They are fully compliant to the BASEL requirements. GiniMachine works with all types of data, raw and prepared, including: Socio-demographic data Credit bureaus info Transactional data Social network data Other data.

Description

Lenme operates as a peer-to-peer lending platform that facilitates connections between individuals seeking rapid personal loans or cash advances and various financial entities, including lending companies and individual investors focused on smaller loans. Utilizing advanced technology, Lenme streamlines the lending process by cutting out unnecessary expenses, which grants borrowers immediate and clear access to funds, while simultaneously equipping lenders with the same analytical tools and data typically reserved for larger financial institutions. The platform allows borrowers to easily request loans within a range of $50 to $5,000 through a straightforward three-click procedure, where they can indicate their preferred loan amount and repayment terms. Subsequently, lenders vie to provide the most attractive interest rates, irrespective of the borrower's credit rating. For potential investors, Lenme offers comprehensive insights with access to over 2,000 data points pertaining to each borrower, including their credit reports, banking information, income levels, and payment histories, which aids in making well-informed investment choices. This innovative approach fosters a competitive lending environment, ultimately benefiting both borrowers and lenders alike.

API Access

Has API No 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

CREDITONLINE Yes 
Ultimus Digital Process Automation Suite Yes 

Integrations

CREDITONLINE No 
Ultimus Digital Process Automation Suite No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

Free
Free Trial No 
Free Version Yes 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based No 
On-Premises No 
iPhone App Yes 
iPad App Yes 
Android App Yes 
Windows No 
Mac Yes 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs No 
Webinars No 
Live Training (Online) No 
In Person No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person No 

Vendor Details

Company Name

HES FinTech

Founded

2017

Country

Lithuania

Website

ginimachine.com

Vendor Details

Company Name

Lenme

Founded

2018

Country

United States

Website

lenme.com

Product Features

Predictive Analytics

AI / Machine Learning No 
Benchmarking No 
Data Blending No 
Data Mining No 
Demand Forecasting No 
For Education No 
For Healthcare No 
Modeling & Simulation No 
Sentiment Analysis No 

Product Features

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