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Description
GiniMachine, an AI-based solution to automated decision making, is called GiniMachine. It uses advanced machine learning algorithms and historical data from companies to create high-performing scoring models.
It can be used to score credit, collect, or apply, expand marketing (churn prediction), as well as sales (cross-sell, upsell) opportunities.
The system uses a customized implementation of the decision tree ensemble technique, augmented with a set
Heuristics for preliminary data processing. GiniMachine provides models for building and supplying.
They are fully compliant to the BASEL requirements.
GiniMachine works with all types of data, raw and prepared, including:
Socio-demographic data
Credit bureaus info
Transactional data
Social network data
Other data.
Description
Lenme operates as a peer-to-peer lending platform that facilitates connections between individuals seeking rapid personal loans or cash advances and various financial entities, including lending companies and individual investors focused on smaller loans. Utilizing advanced technology, Lenme streamlines the lending process by cutting out unnecessary expenses, which grants borrowers immediate and clear access to funds, while simultaneously equipping lenders with the same analytical tools and data typically reserved for larger financial institutions. The platform allows borrowers to easily request loans within a range of $50 to $5,000 through a straightforward three-click procedure, where they can indicate their preferred loan amount and repayment terms. Subsequently, lenders vie to provide the most attractive interest rates, irrespective of the borrower's credit rating. For potential investors, Lenme offers comprehensive insights with access to over 2,000 data points pertaining to each borrower, including their credit reports, banking information, income levels, and payment histories, which aids in making well-informed investment choices. This innovative approach fosters a competitive lending environment, ultimately benefiting both borrowers and lenders alike.
API Access
Has API
API Access
Has API
Integrations
CREDITONLINE
Ultimus Digital Process Automation Suite
Pricing Details
No price information available.
Free Trial
Free Version
Pricing Details
Free
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
HES FinTech
Founded
2017
Country
Lithuania
Website
ginimachine.com
Vendor Details
Company Name
Lenme
Founded
2018
Country
United States
Website
lenme.com
Product Features
Predictive Analytics
AI / Machine Learning
Benchmarking
Data Blending
Data Mining
Demand Forecasting
For Education
For Healthcare
Modeling & Simulation
Sentiment Analysis