Compare Gemini Credit Card vs. SoFi Credit Card

The Gemini Credit Card® lets you earn crypto rewards instantly with every purchase, which are deposited directly into your Gemini account. Offering high rewards rates such as 4% on gas, 3% on dining, and 2% on groceries, it’s designed for those who want to invest in crypto with their daily spending. There are no annual fees or foreign transaction fees, and you can choose to receive rewards in various cryptocurrencies. The card is designed for security with no card number visible, ensuring peace of mind while enjoying a premium, elegant design.

Introducing a credit card that stands out from the rest, offering an impressive 2% unlimited cash back which can be redeemed* for savings, investments, or to reduce eligible SoFi loans—without any annual fees. With the SoFi Credit Card, you can now convert your rewards into cryptocurrency directly through your active SoFi invest account. Enjoy the benefit of earning 2% cash back on every purchase, redeemable for debt repayment, savings, or investment opportunities with SoFi, while receiving 1% back when opting for a statement credit. By making 12 on-time payments that meet or exceed the minimum due, your APR can be reduced by 1%, making it a straightforward process. Imagine having a credit card specifically designed to support your financial aspirations; it’s indeed a reality. Additionally, your application won’t have any effect on your credit score. You can also set monthly budgets and receive alerts as you approach your spending limits, allowing for better financial management. Plus, enjoy the freedom of traveling abroad without the burden of additional fees.