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Average Ratings 0 Ratings
Description
Engage consumers in your pipeline without presenting them with trigger products, while simultaneously evaluating product options through a soft inquiry credit report. This approach allows you to determine in advance whether a consumer meets the necessary credit criteria, ensuring that you only proceed with the application process when it makes sense to do so, thus saving time and resources in the long run. By utilizing merged credit reports, you gain access to a real-time snapshot of a borrower's credit history, presented in a user-friendly format. You can easily order reports from our secure website or through a variety of integrated loan origination (LOS) and point of sale (POS) systems. Furthermore, with a direct connection to Fannie Mae® and Freddie Mac®, Factual Data maintains and operates its own technology platform, which enhances our agility and responsiveness. Automating workflows by establishing your business rules can also streamline the consumer application process, introducing efficiency and consistency. This holistic approach not only enhances the consumer experience but also improves the overall effectiveness of your operations.
Description
MeridianLink® Mortgage is an award‑winning mortgage loan origination system designed to help banks, credit unions, and independent mortgage banks reduce origination costs, eliminate fragmented workflows, and scale efficiently in competitive markets. Built on a modern, configurable architecture, the platform combines native tools, no‑code configuration, and extensive integrations to accelerate decisioning, simplify operations, and improve borrower outcomes.
The solution supports the full mortgage lifecycle with modular LOS capabilities, a highly configurable Mortgage Access POS for faster applications and higher conversions, and Insight for Mortgage, which delivers real‑time dashboards, benchmarking, and borrower analytics without reliance on technical teams. Built‑in and third‑party PPE options—including the PriceMyLoan® pricing engine—shorten cycle times and improve pull‑through, while patented debt optimization tools analyze borrower liabilities to strengthen qualification and identify consolidation opportunities.
DecisionLender enables broker and correspondent collaboration through a secure third‑party originator portal, while post‑close cross‑sell capabilities extend relationships beyond funding. No‑code configurability allows teams to tailor workflows using custom screens, unlimited fields, rules, and pipeline views without developer effort. Open APIs and webhooks support real‑time data access, document exchange, pricing, and notifications.
API Access
Has API
API Access
Has API
Integrations
ASTRAD DSP
LendingPad
MeridianLink Consumer
MeridianLink Engage
MeridianLink Mortgage Credit Link (MCL)
MeridianLink One
Partoo
nCino Cloud Banking Platform
Integrations
ASTRAD DSP
LendingPad
MeridianLink Consumer
MeridianLink Engage
MeridianLink Mortgage Credit Link (MCL)
MeridianLink One
Partoo
nCino Cloud Banking Platform
Pricing Details
No price information available.
Free Trial
Free Version
Pricing Details
No price information available.
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
Factual Data
Founded
1948
Country
United States
Website
www.factualdata.com
Vendor Details
Company Name
MeridianLink
Founded
1998
Country
United States
Website
www.meridianlink.com/products/mortgage/
Product Features
Mortgage and Loans
Amortization Schedule
Client Database
Closing Documents
Commercial Mortgages
Contact Management
Credit Reporting
Customer Statements
Document Management
Electronic Applications
Government Loans
Loan Origination
Loan Servicing
Pipeline Management
Pre-Qualification
Refinance Management
Residential Mortgages
Product Features
Loan Origination
Amortization Schedule
Audit Trail
Closing Documents
Compliance Management
Customer Database
Digital Signature
Document Management
Fee Management
Loan Processing
Online Application
Loan Servicing
Accounting Management
Amortization Schedule
Application Management
Auto Loans
Automatic Funds Distribution
Business Loans
Collateral Tracking
Collections Management
Compliance Management
Construction Loans
Customer Database
Fee Management
Investor Management
Loan Processing
Student Loans
Mortgage and Loans
Amortization Schedule
Client Database
Closing Documents
Commercial Mortgages
Contact Management
Credit Reporting
Customer Statements
Document Management
Electronic Applications
Government Loans
Loan Origination
Loan Servicing
Pipeline Management
Pre-Qualification
Refinance Management
Residential Mortgages