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Description
EPIC delivers a range of short-term consumer lending software solutions tailored for smaller loan amounts. The Installment Loans feature presents a complete amortization alternative for short-term lenders, enabling consumers to make consistent payments throughout the loan duration. EPIC accommodates both tribal and state-model lending practices, including Texas CSO/CAB. Moreover, Installment Loans facilitate the exploration of various payment options with borrowers to identify the most suitable choice. Users can establish their own internal guidelines and configure an underwriting waterfall, empowering lenders with tools to effectively manage the lead intake process. Nevertheless, some technologically proficient lenders are seeking a competitive advantage, and EPIC provides that through its EDGe (External Decisioning Gateway), which offers a robust and adaptable way to incorporate external decision-making into the standard EPIC underwriting process. This innovative feature enhances the overall lending experience, ensuring that lenders can meet diverse borrower needs more efficiently.
Description
Finezza (finezza.in) serves as a comprehensive, AI-powered lending intelligence platform tailored specifically for the regulated lending landscape in India, which includes banks, NBFCs, housing finance companies, microfinance institutions, and fintech lenders. This innovative platform oversees the entire loan lifecycle, encompassing digital origination, automated credit underwriting that incorporates both bureau and alternative data, efficient loan management, and AI-supported collections, all through a unified, API-centric interface. Additionally, Finezza features a co-lending module that is meticulously designed in accordance with the RBI's Co-Lending Model (CLM) guidelines, facilitating smooth partnerships between banks and NBFCs by automating fund flow distribution, dual underwriting processes, reconciliation, and compliance reporting. Boasting over 100 pre-built integrations such as CIBIL, Experian, Aadhaar eKYC, GST, ITR, bank statement analysis, and NACH, Finezza enables lenders to make credit decisions in under three seconds while also providing a comprehensive 360° view of borrowers, thus empowering financial institutions to grow more efficiently while maintaining regulatory adherence. This streamlined approach not only enhances operational efficiency but also fosters a more responsive lending environment.
API Access
Has API
API Access
Has API
Screenshots View All
No images available
Integrations
Flinks
Pricing Details
No price information available.
Free Trial
Free Version
Pricing Details
Custom
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
EPIC Loan Systems
Founded
2010
Country
United States
Website
epicloansystems.com
Vendor Details
Company Name
Finezza
Founded
2019
Country
India
Website
finezza.in
Product Features
Mortgage and Loans
Amortization Schedule
Client Database
Closing Documents
Commercial Mortgages
Contact Management
Credit Reporting
Customer Statements
Document Management
Electronic Applications
Government Loans
Loan Origination
Loan Servicing
Pipeline Management
Pre-Qualification
Refinance Management
Residential Mortgages