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ease
features
design
support

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Description

Manage your finance stock, marketing, and B2B receivables to foster growth that aligns with your objectives. Defacto utilizes a variety of data sources to enhance its underwriting algorithm, which determines the maximum credit line available to you. Typically, Defacto relies on four categories of data: public, financial, historical, and peripheral data. As your financial information evolves, the starting credit limit will adapt accordingly, reflecting the relationship we are cultivating over time. This dynamic approach ensures that your credit access grows in tandem with your business development.

Description

Transforming the landscape of technology procurement and financial solutions, this innovative platform integrates payments, predictive pricing, financing, and a streamlined quote-to-cash process into a cohesive system. It offers flexible payment alternatives designed to expedite deal closures, seamlessly embedded within the sales process. By leveraging existing recurring revenues, businesses can secure immediate funding, allowing them to receive payments promptly even if their customers opt for delayed payment. This approach aligns payment structures with customer payment schedules, enabling organizations to unlock growth capital from their own assets without incurring debt or equity dilution. Unlike traditional venture debt or revenue-based financing, Ratio requires no monthly payments, providing further financial relief. Businesses can selectively choose which contracts to monetize based on their cash flow requirements. The Ratio team comprises seasoned professionals from the SaaS and finance sectors, alongside serial entrepreneurs and innovators. Equity remains a vital component for company growth and team compensation, and engaging with Ratio for strategic capital ensures there is no equity dilution or warrant issuance. This unique model empowers businesses to thrive while maintaining ownership and control.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

Integrations

NetSuite
QuickBooks Online
Axonaut
Chargebee
Clear Books
FreeAgent
FreshBooks
Fygr
KashFlow
Maxio
Odoo
Pennylane
Plaid
Qonto
QuickBooks Desktop Pro
Recurly
Sage 50
Sage Accounting
Sellsy
Xero

Integrations

NetSuite
QuickBooks Online
Axonaut
Chargebee
Clear Books
FreeAgent
FreshBooks
Fygr
KashFlow
Maxio
Odoo
Pennylane
Plaid
Qonto
QuickBooks Desktop Pro
Recurly
Sage 50
Sage Accounting
Sellsy
Xero

Pricing Details

No price information available.
Free Trial
Free Version

Pricing Details

No price information available.
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

Defacto

Founded

2021

Country

France

Website

www.getdefacto.com

Vendor Details

Company Name

Ratio

Founded

2021

Country

United States

Website

www.ratiotech.com

Product Features

Alternatives

Alternatives