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Description
MeridianLink® DecisionLender® is an indirect auto lending platform built to support financial institutions operating in competitive, dealer‑driven environments. Dealers submit applications through major industry portals, receive instant decisions, complete e‑contracts, and fund faster—while institutions reduce errors, increase deal capture, and minimize operational overhead.
Configurable workflows allow institutions to tailor decision rules, dealer scoring, verification steps, STIP requirements, and funding processes. Automated counteroffers generate alternative loan structures in real time to preserve more deals. Dynamic rate and dealer reserve calculations apply pricing and participation models consistently across applications.
Integrations with DealerTrack, RouteOne®, CUDL®, Kelley Blue Book®, Black Book®, and CARFAX® support faster, more accurate decisions. Built‑in tools like e‑contracting, digital documents, ACH funding, real‑time reporting, advanced decisioning, and a responsive interface help shorten loan cycle times and improve dealer satisfaction.
Description
Ikon was established by dealers with the aim of catering to the needs of fellow dealers. After an extensive search for an effective inventory management and monitoring solution, we decided to create one ourselves. The Ikon platform offers a user-friendly, all-encompassing suite of applications and services available to you without any initial costs. We take care of everything: supplying the hardware, providing training, and offering dedicated support resources. Additionally, we implement intelligent marketing strategies that have consistently been shown to enhance service revenue and boost customer loyalty. Our commitment to your success is genuine, as we only earn revenue when you do, specifically after a vehicle has been sold. With remarkable precision, you can swiftly identify the exact vehicle needed by your customer, whether it is on your premises or not. This eliminates the risk of lost time or sales due to vehicles being inaccessible or unavailable. If you need vehicle details such as average MPG, CarFax reports, and crash test ratings, or if you're simply searching your inventory, the Dealer Toolbox empowers you to accomplish all of this using your mobile device, regardless of your location. By streamlining these processes, we ensure that you can focus on what truly matters—growing your business.
API Access
Has API
API Access
Has API
Screenshots View All
No images available
Integrations
MeridianLink One
Pricing Details
No price information available.
Free Trial
Free Version
Pricing Details
Free
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
MeridianLink
Founded
1998
Country
United States
Website
www.meridianlink.com/products/decisionlender/
Vendor Details
Company Name
Ikon Technologies
Country
United States
Website
ikontechnologies.com
Product Features
Loan Origination
Amortization Schedule
Audit Trail
Closing Documents
Compliance Management
Customer Database
Digital Signature
Document Management
Fee Management
Loan Processing
Online Application
Product Features
Auto Dealer
Accounting
Buy-Here-Pay-Here
Collections Management
Contact Database
Customer Database
Document Management
F&I Management
Financing Management
Form Printing
Inventory Management
Lease Management
New Car Dealer
New Car Lot
Online Inventory
Parts Management
Sales Management
Service Department
Used Car Lot
Website Integration
