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Description
Debifi offers a non-custodial lending platform backed by Bitcoin, enabling borrowers to access institutional-grade liquidity while maintaining control over their assets. Developed by a team of Bitcoin enthusiasts, it employs a stringent three-of-four multisignature escrow mechanism, where the keys are generated on an independent device, ensuring that Debifi never possesses them, and are shared among the borrower, lender, and trusted third-party signers to promote transparency and prevent collateral rehypothecation. Users can access a user-friendly app to set up dedicated escrow addresses on the Bitcoin blockchain, start loan agreements, and handle repayments directly with lenders. The platform integrates a variety of global liquidity sources to present flexible lending options ranging from short-term financial assistance to five-year loans in stablecoins or fiat, complete with adjustable loan-to-value ratios and competitive, risk-adjusted interest rates. Institutional lenders are safeguarded through over-collateralization, a structured margin-call system, and automated liquidation processes, ensuring a secure lending environment. This innovative approach marks a significant advancement in the realm of decentralized finance.
Description
The software operates in a cloud environment while functioning as a desktop application, allowing you to effortlessly manage your Sacco, regardless of the geographical locations of your offices. You have the flexibility to create an infinite range of share products, such as ordinary and special shares, each with distinct face values and current prices tailored for your members. Moreover, our Sacco management software enables you to establish limitless savings products, allowing you to customize them based on the specific needs of your Sacco's portfolio. Additionally, you can configure parameters like dormancy periods, interest rates, minimum withdrawal limits, and maximum withdrawal amounts for each product. Furthermore, you can create as many loan products as needed, offering various instances of loans with different repayment periods, interest calculation methods (such as flat or reducing balance), interest rates, and defined minimum and maximum loan amounts. This comprehensive functionality empowers you to fully optimize the financial offerings of your Sacco.
API Access
Has API
API Access
Has API
Integrations
Bitcoin
Epoch
Liquid Network
Pricing Details
Free
Free Trial
Free Version
Pricing Details
$50 per month
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
Debifi
Founded
2021
Country
Switzerland
Website
debifi.com
Vendor Details
Company Name
Franktek Microsystems
Country
Kenya
Website
www.franktekmicrosystems.com
Product Features
Product Features
Banking
ATM Management
Compliance Tracking
Corporate Banking
Credit Card Management
Credit Union
Investment Banking
Multi-Branch
Online Banking
Private Banking
Retail Banking
Risk Management
Securities Management
Transaction Monitoring