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Description
Capital Now is a fintech enterprise based in India that provides quick personal loans of up to ₹1.5 lakh with minimal paperwork and instant credit to bank accounts on the same day. The loan application procedure is entirely digital, leveraging advanced AI technology to facilitate quick and efficient approvals. Users can easily register on the Capital Now app, input essential personal and financial information, and upload necessary KYC documents. To qualify, applicants must be salaried individuals possessing a favorable credit rating. Upon approval, funds are swiftly transferred to the borrower’s bank account, often in as little as 10 minutes. Additionally, Capital Now presents flexible repayment options that span from 3 to 6 months, all without the need for collateral. The service also extends to immediate two-wheeler loans, salary advance loans, and lines of credit, addressing diverse financial requirements. Dedicated to maintaining transparency, Capital Now guarantees that there are no concealed fees, and assigns each borrower a personalized account for better management of their finances. This commitment to customer service ensures a straightforward borrowing experience for all users.
Description
The protocol enables cryptocurrency loans without requiring any crypto assets as collateral. This innovation is the crucial element that finally makes crypto lending accessible to a larger segment of the global population. Through the Goldfinch community, loans are provided to businesses around the globe, particularly focusing on emerging markets. Goldfinch aims to broaden the availability of capital in these regions, where cryptocurrencies can significantly advance financial inclusivity. By utilizing the concept of trust built through consensus, the Goldfinch protocol allows borrowers to demonstrate their creditworthiness based on the shared evaluations of other users, rather than relying solely on their cryptocurrency holdings. This collective evaluation serves as a key indicator for the automatic distribution of funds. By eliminating the necessity for crypto collateral and offering a means for generating passive income, the protocol significantly increases the number of potential borrowers able to access cryptocurrency solutions, as well as the array of capital providers seeking investment opportunities. Ultimately, this model fosters a more inclusive financial ecosystem that benefits a diverse range of participants.
API Access
Has API
API Access
Has API
Integrations
MetaMask
Pricing Details
Free
Free Trial
Free Version
Pricing Details
No price information available.
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
Capital Now
Country
India
Website
www.capitalnow.in/
Vendor Details
Company Name
Goldfinch
Website
goldfinch.finance/