Compare Bloom vs. N+1 Capital

We assist digital brands in realizing their full potential by providing capital and tools tailored for founders that promote accelerated growth. By analyzing your sales data and financial accounts, we deliver personalized growth financing solutions that are straightforward, adaptable, and equitable. When you link your accounts, we will evaluate your eligibility and present you with an offer that aligns with your business needs. Once you receive approval, funding is made available immediately, and repayment is only required when your customers settle their bills. Bloom prioritizes your data security by employing top-tier protection measures and encryption technologies to ensure your information remains confidential. We conduct regular third-party penetration tests to maintain our security standards, our systems are hosted in Amazon's highly certified data centers, and data is secured both during transmission and while stored. With Bloom, you can effectively finance your supply chain and cover costs associated with inventory, shipping, packaging, and logistics, allowing your business to thrive. Our commitment to transparency and fairness ensures that you can grow without unnecessary financial strain.

We offer capital tailored for entrepreneurs, allowing you to expand your business while preserving your vision and independence. Our innovative, data-driven approach ensures swift access to funds without the need for collateral or personal guarantees. As a $100 million fund, we address four key obstacles commonly encountered in traditional fundraising. Importantly, entrepreneurs are not required to expose their personal assets, making our solution ideal for companies that operate with minimal physical assets. Our technology-based risk assessment model enables us to provide capital quickly, which accelerates your time to market and growth. The monthly repayment commitment is linked to your revenue, with flexible payback periods ranging from one to three years. This approach not only complements other financing options but also extends your operational runway, giving you a continuous and adaptable line of credit. We can invest up to four times your monthly revenue, and our funding is based on a revenue-sharing model. Notably, our investments do not require collateral, and there are no demands for equity sales. The repayment structure is designed so that it relies solely on a predetermined percentage of your revenue, which is mutually agreed upon and capped for your convenience. This funding model empowers entrepreneurs to focus on their growth without the burden of traditional financing constraints.