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Average Ratings 0 Ratings

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features
design
support

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Write a Review

Description

Take advantage of a favorable interest rate combined with a swift online borrowing experience. By simply using your cryptocurrency as collateral, you can secure a loan in stablecoin. Borrowers can pledge their crypto holdings, like Bitcoin, and choose the loan terms and rates that suit them best. Meanwhile, lenders can invest their USDT or CNYT into the BitLoan marketplace, establishing their own criteria for matching loans based on terms and interest rates. Our platform efficiently connects borrowers with various lenders, enabling immediate access to funds. Enjoy competitive loan rates that are often more attractive than those found on other platforms. The application process is quick and can be completed with just a few taps on your mobile device, allowing you to access funds without needing to liquidate your cherished crypto assets. As collateral values increase, the repayment amount remains fixed, making it easy to repay the loan and reclaim your pledged assets when you choose. This seamless experience ensures that you can capitalize on market opportunities without disrupting your investment strategy.

Description

Leverage your cryptocurrency assets as collateral to secure a loan through the SpectroCoin lending platform, which accommodates various currencies including euros, Bitcoin, and Ethereum. Our service supports loan-to-value (LTV) ratios ranging from 25% to 75%. Opting for a higher LTV can be riskier, but it provides clients with the opportunity to access larger loan amounts based on their crypto collateral. We customize our offerings to meet the individual needs of each client, allowing you to obtain a crypto credit starting from as little as 25 EUR and going up to an impressive 1 million EUR. With banker tokens, known as BNK, you can benefit from reduced interest rates while saving and earning simultaneously. We pride ourselves on offering competitive loan terms with complete transparency, ensuring there are no hidden charges. You have the flexibility to choose when to repay your loan, as long as it is settled before the maturity date. Simply deposit your assets in the currency corresponding to your chosen collateral, specify the desired withdrawal amount, LTV, and collateral type, and your funds will be transferred directly to your account without hassle. Our platform is designed to provide you with a seamless lending experience that caters to your financial preferences.

API Access

Has API No 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

Bitcoin No 
CoinLedger No 
Ethereum No 
Koinly No 

Integrations

Bitcoin Yes 
CoinLedger Yes 
Ethereum Yes 
Koinly Yes 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App Yes 
iPad App Yes 
Android App Yes 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Vendor Details

Company Name

HyperPay

Founded

2017

Country

Australia

Website

hyperpay.tech/loan

Vendor Details

Company Name

SpectroCoin

Founded

2013

Country

Lithuania

Website

spectrocoin.com/en/crypto-loans.html

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