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Average Ratings 0 Ratings

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ease
features
design
support

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Description

Betterment is a leading robo-advisor that helps people grow their wealth through smart, automated investing and personalized retirement planning. Its expert-built portfolios are globally diversified and continuously optimized with advanced features like dividend reinvestment, tax-loss harvesting, and rebalancing, taking the complexity out of investing. Clients can also access high-yield savings accounts with APYs up to 4.40%, paired with FDIC insurance of up to $2 million for added security. For retirement savers, Betterment provides access to Traditional IRAs for upfront tax deductions, Roth IRAs for tax-free withdrawals, and SEP IRAs tailored to self-employed individuals and small-business owners. The platform simplifies rollovers from old 401(k) or IRA accounts, helping investors reduce hidden fees and centralize their money in one place. Automated technology ensures contributions, rebalancing, and long-term growth stay on track while Betterment’s planning tools calculate how much to save based on individual life goals. Premium members gain access to Certified Financial Planners (CFPs) for personalized retirement advice and clarity on complex decisions. By combining technology, transparency, and human expertise, Betterment empowers users to plan confidently for both short-term savings and long-term retirement security.

Description

Automatically set aside funds while you continue with your everyday activities. Establish a savings target and observe as your funds accumulate over time. Implement specific guidelines for each of your objectives, and soon you will see them come to fruition. These engaging and inventive guidelines enable you to save small amounts consistently, whether it's when you receive your paycheck, make a purchase, indulge in a treat, or even participate in a fun run. Consider collaborating on shared savings goals, as this can foster teamwork and encourage each other to stay on track. With mutual support, your larger aspirations can transform into tangible achievements. Qapital offers tailored investment portfolios that cater to novice investors; simply provide us with your timeline and target amount, and we will suggest a portfolio that aligns with your risk preferences. By integrating an investment strategy into your savings plan, you can work towards larger, long-term objectives, such as funding a child's education. Ultimately, your investments have the potential to grow at a pace that surpasses traditional savings methods.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

Integrations

Era
ADP Workforce Now
Ascentis
Bennie
Dayforce
Numeric
Paychex Flex
Paylocity
RightCapital
Rippling
Utluna
Workday Financial Management
Workday HCM

Integrations

Era
ADP Workforce Now
Ascentis
Bennie
Dayforce
Numeric
Paychex Flex
Paylocity
RightCapital
Rippling
Utluna
Workday Financial Management
Workday HCM

Pricing Details

No price information available.
Free Trial
Free Version

Pricing Details

No price information available.
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

Betterment

Founded

2010

Country

United States

Website

www.betterment.com

Vendor Details

Company Name

Qapital

Founded

2013

Country

United States

Website

www.qapital.com

Product Features

Alternatives

Alternatives

Fidelity Reviews

Fidelity

Fidelity Investments